Summary of Key Points Core Viewpoint - The earnings estimate for Civista Bancshares, Inc. (NASDAQ: CIVB) is being revised downward due to several factors including reduced loan growth estimates, increased provision expenses, and higher non-interest expenses attributed to the tariff situation [1]. Group 1: Earnings Estimates - The earnings estimate for Civista Bancshares is being revised downward [1]. - The revision is influenced by a reduction in loan growth estimates [1]. - An increase in provision expense estimates is also contributing to the downward revision [1]. Group 2: Non-Interest Expenses - Non-interest expenses are expected to rise due to the ongoing tariff situation [1].

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Civista Bancshares, Inc. (NASDAQ:CIVB) Q1 2025 Earnings Conference Call April 24, 2025 1:00 PM ET Company Participants Dennis Shaffer - President & Chief Executive Officer Rich Dutton - Senior Vice President & Chief Operating Officer Ian Whinnem - Senior Vice President & Chief Financial Officer Conference Call Participants Justin Crowley - Piper Sandler Brendan Nosal - Hovde Group Terry McEvoy - Stephens Manuel Navas - D.A. Davidson Emily Lee - KBW Operator Before we begin, I would like to remind you that t ...

Civista Bancshares (CIVB) reported $40.63 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 10.2%. EPS of $0.66 for the same period compares to $0.41 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $40.09 million, representing a surprise of +1.37%. The company delivered an EPS surprise of +32.00%, with the consensus EPS estimate being $0.50.While investors scrutinize revenue and earnings changes year-over-year and how they compare with ...

Civista Bancshares (CIVB) came out with quarterly earnings of $0.66 per share, beating the Zacks Consensus Estimate of $0.50 per share. This compares to earnings of $0.41 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 32%. A quarter ago, it was expected that this bank holding company would post earnings of $0.53 per share when it actually produced earnings of $0.63, delivering a surprise of 18.87%.Over the last four quarters, ...

EXHIBIT 99.1 Civista Bancshares, Inc. Announces First-Quarter 2025 Financial Results of $0.66 per Common Share, up $0.25 per Common Share from First-Quarter 2024 Sandusky, Ohio, April 24, 2025 /PRNewswire/– Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") today reported net income of $10.2 million, or $0.66 per common share, for the quarter ended March 31, 2025. CEO Commentary: "I was extremely pleased with our first-quarter earnings and performance. Our focus remains on staying disciplined in our loan an ...

SANDUSKY, Ohio, April 24, 2025 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") today reported net income of $10.2 million, or $0.66 per common share, for the quarter ended March 31, 2025. Net income reflects a 59%, or $3.8 million increase of net income compared to net income of $6.4 million for the first-quarter of 2024. Earnings per share reflects an increase of $0.25 per common share, compared to $0.41 per common share for the first-quarter of 2024. Net interest margin (tax equivalent ...

Group 1 - Civista Bancshares, Inc. announced a quarterly dividend of 17 cents per common share, maintaining the same amount as the previous quarter [1] - The dividend payout totals approximately $2.7 million, resulting in an annualized yield of 3.38% based on the closing stock price of $19.54 on March 31, 2025 [2] - Civista Bancshares is a financial holding company with assets of $4.1 billion, headquartered in Sandusky, Ohio, and operates 42 locations across Ohio, Southeastern Indiana, and Northern Kentucky [3]

SANDUSKY, Ohio, April 2, 2025 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ: CIVB) ("Civista") announced today that it will issue its first quarter 2025 financial results prior to market open on Thursday, April 24, 2025. Civista Bancshares, Inc. will also host a conference call and webcast at 1:00 p.m. Eastern Time on Thursday, April 24, 2025, to discuss its financial results. Analysts may participate in the question-and-answer session. Conference Call, Replay and Webcast Information: Date: Thursday, Apr ...