Core Insights - Cadence Bank reported strong financial results for the fourth quarter and full year of 2025, highlighting continued earnings growth and balance sheet expansion, supported by strategic partnerships and a pending merger with Huntington Bancshares [2][5]. Financial Performance - For the year ended December 31, 2025, net income available to common shareholders was $532.6 million, or $2.83 per diluted share, an increase from $514.1 million, or $2.77 per diluted share in 2024 [3][5]. - Adjusted net income for 2025 was $582.2 million, or $3.10 per diluted share, compared to $507.9 million, or $2.74 per diluted share in 2024, marking a 13.1% increase on a per-share basis [5]. - The adjusted pre-tax pre-provision net revenue (PPNR) reached a record $857.7 million, or 1.68% of average assets, up from $739.0 million, or 1.54% of average assets in 2024 [5]. Quarterly Highlights - In Q4 2025, net income available to common shareholders was $144.4 million, or $0.76 per diluted share, compared to $130.3 million, or $0.70 per diluted share in Q4 2024 [4][5]. - Adjusted net income for Q4 2025 was $160.6 million, or $0.85 per diluted share, up from $130.0 million, or $0.70 per diluted share in Q4 2024 [4][5]. - The adjusted PPNR for Q4 2025 was $237.8 million, reflecting a 29.2% increase compared to Q4 2024 [6][5]. Balance Sheet and Growth - Total loans increased by $3.5 billion, or 10%, in 2025, while total deposits grew by $3.6 billion, or 9% [5]. - The net interest margin improved by 17 basis points to 3.47% for 2025, benefiting from balance sheet growth and improved funding costs [5]. - As of December 31, 2025, total assets were $53.5 billion, with loans and leases net of unearned income at $37.2 billion [10][11]. Credit Quality - Net charge-offs for Q4 2025 were $26.1 million, or 0.28% of average net loans, compared to $14.1 million, or 0.17% in Q4 2024 [13][14]. - The allowance for credit losses was $495.1 million at December 31, 2025, representing 1.33% of total loans [13][14]. Noninterest Revenue and Expenses - Noninterest revenue for Q4 2025 was $101.5 million, up from $86.2 million in Q4 2024 [15][20]. - Noninterest expense for Q4 2025 was $311.3 million, compared to $266.2 million in Q4 2024, with adjusted noninterest expense at $290.6 million [20][21]. Strategic Transactions - The company completed mergers with FCB Financial Corp. and Industry Bancshares, adding approximately $4.7 billion in assets and enhancing its presence in Georgia and Texas [5][23][24]. - A definitive merger agreement with Huntington Bancshares is expected to close on February 1, 2026, creating a top 10 national franchise with pro forma total assets exceeding $275 billion [5][25].

Core Viewpoint - Halper Sadeh LLC is investigating the fairness of the sale of Avidity Biosciences, Inc. to Novartis for $72.00 per share in cash, raising concerns about whether shareholders are receiving adequate value for their shares [1][3]. Group 1: Investigation Details - The investigation focuses on whether Avidity and its board violated federal securities laws and fiduciary duties by not obtaining the best possible consideration for shareholders [3]. - Key concerns include whether Novartis is underpaying for Avidity and whether all material information necessary for shareholders to assess the merger has been disclosed [3]. Group 2: Potential Actions - Halper Sadeh LLC may seek increased consideration for shareholders, additional disclosures, and other forms of relief related to the proposed transaction [4]. - The firm operates on a contingent fee basis, meaning shareholders would not incur out-of-pocket legal fees or expenses [4].

Core Viewpoint - Halper Sadeh LLC is investigating the fairness of the proposed sale of Cadence Bank to Huntington Bancshares Incorporated for Cadence shareholders, focusing on whether the transaction terms are equitable [1][3]. Group 1: Investigation Details - The investigation aims to determine if Cadence and its board violated federal securities laws or breached fiduciary duties by not securing the best possible consideration for shareholders [3]. - The proposed transaction involves Huntington issuing 2.475 shares of common stock for each outstanding share of Cadence common stock [1]. Group 2: Potential Actions - Halper Sadeh LLC may seek increased consideration for shareholders, additional disclosures, and other benefits related to the proposed transaction [4]. - The firm operates on a contingent fee basis, meaning shareholders would not incur out-of-pocket legal fees or expenses [4].

Group 1 - The article does not provide any specific content related to a company or industry [1]

Core Viewpoint - Halper Sadeh LLC is investigating the fairness of the proposed sale of Cadence Bank to Huntington Bancshares Incorporated for Cadence shareholders [1][3]. Group 1: Transaction Details - Huntington Bancshares will issue 2.475 shares of common stock for each outstanding share of Cadence common stock as part of the transaction [1]. Group 2: Legal Investigation - The investigation focuses on whether Cadence and its board violated federal securities laws and fiduciary duties by not securing the best possible consideration for shareholders, potentially underpaying for Cadence, and failing to disclose all material information necessary for shareholders to assess the merger [3]. - Halper Sadeh LLC may seek increased consideration for shareholders, additional disclosures, and other relief related to the proposed transaction [4]. Group 3: Firm Background - Halper Sadeh LLC represents global investors affected by securities fraud and corporate misconduct, having recovered millions for defrauded investors [5].

Core Viewpoint - Veritex Holdings, Inc. reported strong financial results for Q2 2025, with net income increasing to $30.9 million and a quarterly cash dividend of $0.22 per share declared [1][18]. Financial Highlights - Net income for Q2 2025 was $30.906 million, up from $29.070 million in Q1 2025 and $27.202 million in Q2 2024 [2]. - Diluted earnings per share (EPS) increased to $0.56 in Q2 2025 from $0.53 in Q1 2025 and $0.50 in Q2 2024 [2]. - Book value per common share rose to $30.39, compared to $30.08 in Q1 2025 and $28.49 in Q2 2024 [2]. - Return on average assets improved to 1.00% in Q2 2025 from 0.94% in Q1 2025 and 0.87% in Q2 2024 [2]. - Return on average equity was 7.56% in Q2 2025, up from 7.27% in Q1 2025 and 7.10% in Q2 2024 [2]. - Net interest margin (NIM) increased to 3.33% in Q2 2025 from 3.31% in Q1 2025 and 3.29% in Q2 2024 [2]. Net Interest Income - Net interest income before provision for credit losses was $96.3 million in Q2 2025, compared to $95.4 million in Q1 2025, reflecting a 0.9% increase [4]. - The increase in net interest income was primarily due to a $2.8 million rise in interest income on loans and a decrease in interest expense on deposits [4]. - Year-over-year, net interest income remained relatively unchanged, benefiting from decreases in interest expenses on various deposits [5]. Credit Quality - Nonperforming assets (NPAs) to total assets ratio was 0.60% as of June 30, 2025, down from 0.77% in Q1 2025 [6][16]. - The allowance for credit losses (ACL) to total loans held-for-investment ratio was stable at 1.28% [6][17]. - Net charge-offs for Q2 2025 were $1.3 million, with an annualized net charge-off rate of 0.05% [6][16]. Capital and Shareholder Returns - Common equity Tier 1 capital ratio was 11.05% as of June 30, 2025 [6]. - The company repurchased 286,291 shares for $7.1 million during Q2 2025 [6]. - The declared dividend of $0.22 per share will be payable on August 21, 2025 [1][18]. Merger Announcement - On July 14, 2025, Veritex announced a definitive agreement to merge with Huntington Bancshares, expected to close in Q4 2025, pending regulatory approvals [6].

Company Overview - Veritex Holdings, Inc. is a bank holding company headquartered in Dallas, Texas, operating through its wholly-owned subsidiary, Veritex Community Bank, with locations in the Dallas-Fort Worth metroplex and Houston metropolitan area [3] Earnings Announcement - Veritex Holdings announced a change in the release date for its second quarter 2025 earnings results, which will now be available before the market opens on July 18, 2025 [1] - The company will not hold an investor conference call for the second quarter results due to its recent acquisition agreement with Huntington Bancshares Incorporated [2] Acquisition Details - Veritex has entered into a definitive agreement to be acquired by Huntington Bancshares Incorporated, pending regulatory approvals and customary closing conditions [2] - The acquisition will be submitted to Veritex's shareholders for their consideration, and a Registration Statement on Form S-4 will be filed with the SEC, including a Proxy Statement and Prospectus [9]