INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Upstart Holdings, Inc. - UPST [Accessibility Statement] Skip NavigationNEW YORK, Feb. 26, 2026 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Upstart Holdings, Inc. ("Upstart" or the "Company") (NASDAQ: UPST). Such investors are advised to contact Danielle Peyton at [[email protected]] or 646-581-9980, ext. 7980.The investigation concerns whether Upstart and certain of its officers and/or direct ...

I analyze securities based on value investing, an owner's mindset, and a long-term horizon. I don't write sell articles, as those are considered short theses, and I never recommend shorting.I was initially interested in a career in politics, but after reaching a dead-end in 2019 and seeing the financial drain this posed, I choose a path that would make my money work for me and protect me from more setbacks. This brought me to study value investing, in order to grow wealth with risk management in mind.From 2 ...

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard. Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences. At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000 ...

Company Overview - Upstart is a fintech company that utilizes artificial intelligence to automate the loan process, including approval and underwriting, and charges fees for its services [6] - The company went public in late 2020 at approximately $26 per share and is currently trading at around $29.26, reflecting a volatile stock history [2][9] Stock Performance - Year-to-date, Upstart's stock has decreased by 33%, and over the past year, it has dropped by 65% [5] - The stock reached a peak of over $320 per share in October 2021 but fell to around $12 per share during the banking crisis in spring 2023 before recovering to over $85 per share [3] Challenges Faced - Upstart has struggled primarily due to rising interest rates, which discourage lending and increase borrowing costs, leading to higher credit risk [7] - A management transition, with the CEO set to step down, and a high stock valuation despite inconsistent earnings have also negatively impacted investor confidence [7] Comparison with Competitors - Jefferies Financial Group is highlighted as a more stable investment option in the fintech space, with strong deal volume and a focus on investment banking [10][11] - Jefferies has seen a 20% surge in investment banking revenue in Q4, accounting for nearly 60% of total revenue, and is expected to benefit from elevated M&A activity and lower interest rates [13][14]

Core Insights - Upstart Holdings, Inc. has announced a forward-flow commitment from Wafra to purchase up to $200 million of assets originated through its auto finance platform [1] Group 1: Company Developments - Upstart is recognized as a leading artificial intelligence lending marketplace [1] - The partnership with Wafra marks Upstart's inaugural auto finance initiative [1] Group 2: Financial Commitment - Wafra, a New York-based global alternative investment manager, will manage the purchase of the assets [1] - The total commitment from Wafra amounts to $200 million [1]

Core Viewpoint - Johnson Fistel, PLLP is investigating potential claims on behalf of investors of Upstart Holdings, Inc. regarding possible recoveries of investor losses under federal securities laws [1] Group 1 - The investigation focuses on Upstart's executive officers and their actions [1] - Investors who purchased Upstart securities and suffered losses are encouraged to join the investigation [1]

Core Insights - Upstart's shares have significantly declined from over $80 to the $30 range in recent months, indicating a challenging market environment for the company [1] Company Overview - Upstart is a technology-based growth stock that has faced a rough period, particularly since last summer, with a notable drop in share price [1] Investment Perspective - The focus is on identifying under-evaluated investment opportunities in small or micro-cap companies, particularly in technology sectors such as renewable energy and new mobility [1]

Core Viewpoint - Upstart has launched Cash Line, a new revolving line of credit aimed at providing consumers with continuous access to funds as needed, marking a significant advancement in their offerings [1] Group 1: Product Launch - Cash Line is described as a breakthrough product that enhances Upstart's portfolio of credit solutions [1] - The product aims to create an "always-on" credit experience for consumers across the United States [1] Group 2: Company Vision - Upstart's CEO, Dave Girouard, emphasized the company's goal of becoming a comprehensive platform for various credit options, ensuring the best rates are available around the clock [1]

Core Viewpoint - Upstart has launched Cash Line, a new revolving line of credit aimed at providing consumers with continuous access to funds as needed, marking a significant advancement in their offerings [1] Company Developments - Cash Line is described as a major step towards providing "always-on credit" for all Americans, according to Upstart's co-founder and CEO, Dave Girouard [1] - The company is focused on creating a comprehensive platform for various types of credit, ensuring that consumers have access to the best rates around the clock [1]

Core Insights - Upstart (UPST) experienced a significant stock decline of 19.77% in one week, despite beating revenue estimates and returning to profitability after a $129 million loss in 2024 [1] - Analysts project a 68% upside for Upstart, with a target price of $51.67, based on a 35% growth target through 2028 [1] Financial Performance - Upstart reported Q4 revenue of $296.09 million, surpassing the consensus estimate of $294.45 million [1] - Full-year revenue increased by 64% to over $1 billion, with loan originations surging by 86% [1] - The company returned to profitability with a net income of $53.6 million for 2025, following a loss of $129 million in 2024 [1] Leadership and Guidance Changes - Co-founder Paul Gu will replace the current CEO on May 1, 2026, which has raised concerns among investors [1] - The company is shifting from quarterly guidance to annual targets, aiming for long-term execution rather than short-term forecasting [1] - Weaker-than-expected margin guidance for 2026 was provided, attributed to a shift towards secured products like auto and home loans [1] Analyst Sentiment - The consensus price target of $51.67 indicates a bullish outlook from analysts, with ratings including 3 Strong Buys, 5 Buys, 6 Holds, and 2 Sells from 16 analysts [1] - Goldman Sachs upgraded its rating from Sell to Neutral, acknowledging a more balanced risk-reward profile [1] Market Context - Upstart's stock has dropped 33.95% over the past month, while the broader market has remained relatively stable [1] - The stock is currently trading at 68 times trailing earnings, reflecting market skepticism about near-term profitability [1] Future Considerations - Investors will focus on the new CEO's ability to meet the 35% growth target and whether margin compression is temporary [2] - The leadership transition and shift to annual guidance introduce execution uncertainty that the market will closely monitor [1]