Upstart Holdings, Inc. (UPST) reported $213.37 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 67%. EPS of $0.30 for the same period compares to -$0.31 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $200.74 million, representing a surprise of +6.29%. The company delivered an EPS surprise of +57.89%, with the consensus EPS estimate being $0.19.While investors scrutinize revenue and earnings changes year-over-year and how they compare ...

Upstart (UPST) Q1 2025 Earnings Call May 06, 2025 04:30 PM ET Speaker0 Good afternoon, and welcome to the Upstart First Quarter twenty twenty five Earnings Call. At this time, all participants are in a listen only mode to prevent any background noise. Later, we will conduct a question and answer session and instructions will be given at that time. As a reminder, this conference call is being recorded. I will now turn the conference over to Sonya Banerjee, Head of Investor Relations. Sonya, please go ahead. ...

Upstart (UPST) Q1 2025 Earnings Call May 06, 2025 04:30 PM ET Company Participants Sonya Banerjee - VP & Head of Investor RelationsDave Girouard - Co-Founder & CEOSanjay Datta - CFORamsey El-Assal - Managing DirectorSimon Clinch - PartnerKyle Peterson - Managing Director, Equity ResearchPeter Christiansen - DirectorMichael Infante - Vice President - Equity ResearchJohn Hecht - Managing DirectorReggie Smith - Executive Director - Equity ResearchGiuliano Bologna - Managing DirectorMatthew O'Neill - Managing D ...

Q1 2025 earnings May 6, 2025 Forward looking statements This presentation contains "forward-looking" statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, including but not limited to, information or predictions concerning our future financial performance, including our financial outlook for Q2 2025 and the full fiscal year 2025 under the heading "Outlook" and management's estimates under the heading "Marke ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from_________to ________ Commission File Number: 001-39797 Upstart Holdings, Inc. (Exact name of registrant as specified in its charter) ...

Exhibit 99.1 Upstart Announces Results for First Quarter 2025 SAN MATEO, Calif. – May 6, 2025 – Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced financial results for the quarter ended March 31, 2025. Upstart will host a conference call and webcast at 1:30 p.m. Pacific Time today. An earnings presentation and link to the webcast are available at ir.upstart.com. "With an unparalleled pace of innovation, we continue to raise the bar in AI-ena ...

Despite macro uncertainty, Upstart Holdings, Inc. (NASDAQ: UPST ) appears to be an undervalued fintech with promising potential this year. The company’s AI models and increasing investments in automation are leading to better loan performance and less delinquencies, while improving its profitability profile. TheAs a former managing editor at a financial media publication focused on mid and small caps, I am using my experience to present investment opportunities in undervalued companies. My experience, combi ...

Wall Street analysts forecast that Upstart Holdings, Inc. (UPST) will report quarterly earnings of $0.19 per share in its upcoming release, pointing to a year-over-year increase of 161.3%. It is anticipated that revenues will amount to $200.74 million, exhibiting an increase of 57.1% compared to the year-ago quarter.The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This reflects how the analysts covering the stock have collectively reevaluated their initial estimates d ...

Upstart Holdings (UPST) is slated to report first-quarter 2025 results on May 6, after market close.The company expects revenues of approximately $200 million for the quarter. The Zacks Consensus Estimate is currently pegged at $200.7 million, suggesting an improvement of 57.1% year over year.The consensus mark for earnings is pegged at 19 cents per share, indicating a robust turnaround from the year-ago quarter’s loss of 31 cents per share. The consensus mark for the bottom line has remained unchanged over ...

Core Insights - Upstart Holdings, Inc. (NASDAQ: UPST) has faced significant market backlash due to its failure to meet growth expectations, which has impacted its reputation among growth investors [1] Company Overview - Upstart was previously regarded as a promising growth company due to its innovative approach in the financial technology sector [1] Market Reaction - The market is known for its harsh treatment of companies that do not fulfill their growth promises, as evidenced by the situation with Upstart [1]