Core Insights - Diebold Nixdorf Inc. reported a doubling of its 2025 adjusted EPS to $5.59 and a 12% year-over-year revenue growth in Q4 to $1.1 billion, driven by a 17% increase in order entries in the banking and retail sectors [1][4] Financial Performance - Q4 revenue increased by 12% year-over-year to $1.1 billion, supported by a 17% surge in order entries [1] - Operating expenses rose by 3.7% due to labor costs and investments in service infrastructure, but management expects margin expansion starting in Q2 2026 [2] Strategic Focus - The company is focusing on modular retail solutions and ATM recycling technology, resulting in significant market gains, including nine new major retail logos in the US grocery and pharmacy sectors [1] - The rollout of new field service software is largely complete, positioning the company for future margin improvements [2] Market Position and Outlook - Diebold Nixdorf enters 2026 with a solid $730 million product backlog and anticipates revenue growth to be weighted toward the second half of the year [3] - The banking segment remains strong with robust demand for branch automation in North America and a recovery expected in Latin America [2] Capital Allocation - The company is disciplined in its capital allocation, prioritizing shareholder returns through buybacks while considering tuck-in acquisitions to enhance service capabilities and global presence [3]

Company Overview - Diebold Nixdorf operates with a trailing-12-month revenue of $3.8 billion and a net income of $97.4 million [4] - The company has a market capitalization of $2.95 billion as of February 17, 2026, with shares trading at $83.43 [4] - Diebold Nixdorf employs approximately 20,000 people globally and offers a comprehensive portfolio of hardware, software, and managed services for banking and retail environments [6] Recent Developments - On February 3, 2026, Arena Capital Advisors, LLC sold its entire position of 611,495 shares in Diebold Nixdorf, with an estimated transaction value of $34.9 million [2][6] - The sale represents a complete exit from a position that previously accounted for 15% of Arena Capital's disclosed securities portfolio [6] - Following the sale, Arena Capital reported no position in Diebold Nixdorf for the fourth quarter [2] Performance Metrics - Diebold Nixdorf shares increased by 68.8% over the past year, outperforming the S&P 500 by 53.4 percentage points [6] - The company delivered a market-beating return of 57% in 2025 [9] Business Model - Diebold Nixdorf generates revenue through hardware sales, software licensing, managed services, and maintenance contracts, focusing on transaction processing and asset management [7] - The primary customers include global banks and major retailers seeking automation and digital transformation solutions [7]

Core Insights - Mibanco, Peru's leading microfinance bank, has selected Temenos SaaS to modernize its core banking infrastructure and enhance access to finance for small businesses [1][2] - The adoption of Temenos Core and Data Hub aims to accelerate time to market, improve customer experience, and increase operational efficiency [2][4] Company Overview - Mibanco is part of the Credicorp group and serves over 1.9 million active customers with assets exceeding PEN 18.2 billion (USD 5.4 billion) [3] - The bank focuses on micro, small, and medium-sized enterprises, particularly in underserved and informal sectors, offering a variety of financial services [3] Digital Transformation Strategy - Mibanco's digital transformation will leverage Temenos SaaS to provide an agile and scalable solution, facilitating further expansion in a market where 99% of businesses are classified as micro and small [4] - The bank aims to address the needs of approximately 7 million unbanked businesses and individuals in Peru [4] Technology Deployment - Mibanco will utilize Microsoft Azure for running Temenos SaaS, enabling seamless deployment and a unified commercial view across its cloud investments [5] - The SaaS model allows Mibanco to focus on expanding financial access and driving innovation rather than managing technology [4] Leadership Commentary - Alberto del Solar, Deputy CEO of Mibanco, expressed confidence in Temenos' technology and expertise for the bank's transformation project [6] - Rodrigo Silva, President of Americas at Temenos, highlighted the selection as a testament to the strength and agility of their core banking suite [6]

Core Insights - Jack Henry & Associates reported a higher second-quarter profit, attributed to strong demand for its banking technology offerings [1] Company Performance - The increase in profit indicates robust performance in the banking technology sector, reflecting a positive trend in demand for such services [1]

Core Insights - Temenos announced the winners of its annual Partner awards, recognizing excellence in driving innovation and customer success within the banking technology sector [1][2]. Partner Awards Summary - **Sales Partner of the Year**: Corebanx, based in Brazil, was recognized for its collaboration with Temenos and its role in securing a major deal for the digital transformation of a leading Brazilian development bank [2]. - **Delivery Partner of the Year**: Capgemini has been a partner for over 20 years, demonstrating high standards in delivery leadership and commitment to training, marking its third consecutive year of receiving this award [3]. - **Technology Partner of the Year**: IBM has supported Temenos offerings for many years, with many customers benefiting from IBM's Power platform and hybrid cloud technology [4]. - **Exchange Partner of the Year**: Lasernet has contributed significantly to referral revenue and has shown exceptional engagement in alignment with Temenos objectives over 15 years [5]. - **Rising Star Partner of the Year**: Accenture has strengthened its collaboration with Temenos, driving significant pipeline opportunities in Europe and adopting a proactive go-to-market model [6]. Company Overview - Temenos is a global leader in banking technology, providing a core banking suite and modular solutions that modernize the banking industry, enabling banks to deliver next-generation services and AI-enhanced experiences [7].

Core Insights - Alkami Technology, Inc. is hosting the Alkami Co:lab 2026 conference from April 13–15 in San Diego, California, focusing on empowering regional and community financial institutions with actionable strategies in various areas of digital banking [1][2]. Group 1: Conference Overview - The conference will feature six tracks covering digital banking, business and commercial banking, data and marketing, security and compliance, onboarding and account opening, and the underlying technology [1]. - Nearly 50 unique sessions will be available, including customer panels, strategic conversations, industry updates, roundtable discussions, and hands-on training, aimed at helping attendees translate insights into actionable strategies [2]. Group 2: Session Goals and Content - The sessions are designed to inspire attendees and equip them with strategies and skills applicable to their institutions, enhancing their growth and operational effectiveness [3]. - Topics will include Anticipatory Banking, modern payments, AI-driven fraud prevention, and the developer experience, with a focus on real-world applications and case studies demonstrating how financial institutions can leverage predictive marketing and improve onboarding processes [4]. Group 3: Registration and Additional Information - Registration for the conference is open at alkamicolab.com, where attendees can find information on hotel accommodations, agenda updates, and sponsorship opportunities [5]. - Alkami has received recognition from J.D. Power for providing an outstanding mobile banking platform experience in 2024 and 2025, highlighting its commitment to quality service [5].

Core Insights - Diebold Nixdorf, a leader in banking and retail transformation, announced participation in upcoming investor conferences in December [1] Company Participation - Octavio Marquez, president and CEO, and Tom Timko, executive vice president and CFO, will participate in the UBS Global Industrials and Transportation Conference [1] - The format will include a fireside chat and one-on-one meetings [1] - The fireside chat is scheduled for Tuesday, December 2, 2025, at 2:40 p.m. [1]

Core Insights - Temenos has been recognized as a Leader in the IDC MarketScape: North America Retail Digital Banking Solutions 2025–2026 Vendor Assessment, highlighting its strengths in flexible architecture, scale, reliability, and ecosystem integrations [1][2] Company Overview - Temenos is a global leader in banking technology, providing a core banking suite and modular solutions that modernize the banking industry for financial institutions of all sizes [7] - The company invests around 20% of its revenues in R&D annually, demonstrating a commitment to banking innovation [4] Product and Market Position - Temenos Digital is particularly suited for midsize to large banks, credit unions, direct banks, and neobanks, offering a core-agnostic, modern digital banking platform [2] - The platform supports various banking sectors including retail, SME, corporate, and wealth banking across multiple channels [2] Performance Metrics - Banks utilizing Temenos Digital experience a 52% faster customer onboarding time and a 68% higher cross-sell rate, indicating significant operational efficiency and customer engagement [3] Strategic Initiatives - In 2025, Temenos launched an Innovation Hub in Central Florida aimed at developing US-specific banking solutions and fostering collaboration with financial institutions [4]

Core Insights - Activist investor Jana Partners has acquired a new stake in Alkami Technology, a U.S. banking technology company, during the third quarter [1] Company Summary - Jana Partners is recognized as an activist investor, indicating a strategy focused on influencing company management and operations to enhance shareholder value [1] - Alkami Technology operates within the banking technology sector, which is critical for financial institutions seeking to improve their digital offerings and customer engagement [1]

Core Viewpoint - nCino, Inc. is set to report its financial results for the third quarter of fiscal year 2026 on December 3, 2025, and will host a conference call to discuss these results [1][2]. Company Overview - nCino is a leading provider of intelligent banking solutions, aimed at helping financial institutions digitize and improve their business processes to enhance efficiency and customer experience [3]. - The company serves over 2,700 customers globally, including community banks, credit unions, independent mortgage banks, and major financial entities [3]. - nCino integrates artificial intelligence and actionable insights into its platform, assisting financial institutions in consolidating legacy systems, improving risk management, and enhancing customer satisfaction [3].