下一步，泸州银行古蔺支行将持续聚焦外出务工人员群体，不断优化金融服务举措，以专业、贴心的金融服务为其返乡创业、就业保驾护航，为 古蔺县县域经济高质量发展贡献金融力量。 活动期间，支行将金融服务与民生关怀深度融合，多措并举传递金融温情。在活动入口处，支行摆放反诈、反洗钱等金融知识宣传折页，方便返 乡务工人员随时查阅学习；务工人员抵达现场后，支行工作人员主动上前亲切交流，送上台历、围裙、水杯等实用"暖心伴手礼"，用贴心举措收 获群众认可。 此次活动聚焦金融反诈知识普及，支行工作人员通过"守好血汗钱，平安过大年"主题PPT展示、播放泸州银行自制情景化反诈视频《饵》、讲解 真实案例等多种形式，为返乡务工人员开展反诈知识宣讲，切实提升其金融风险防范意识和自我保护能力，用心守护群众"钱袋子"。 2026年2月6日，古蔺县"情暖归途・筑梦蔺乡"外出务工人员集中返乡服务活动顺利举办。泸州银行古蔺支行作为核心协办单位，全程深度参与活 动筹备与执行，以专业公益金融服务为200余名古蔺籍返乡务工人员送上专属金融关怀与新春祝福，让务工人员在归乡途中感受浓浓暖意，用金 融力量为地方乡村振兴注入温情动能。 作为扎根古蔺的本土金融机构，泸 ...

股价表现：近7日泸州银行股价震荡，区间涨跌幅0.50%，最新报2.02港元。2月6日单日跌1.49%至1.98 港元，振幅1.99%，整体走势弱于恒生指数。 资金面与技术面：2月12日资金净流入为0，散户资金活跃；技术指标显示MACD柱状图改善但仍为负 值，KDJ处于超卖区域，股价接近布林带下轨，短期弱势明显。 财报分析 经济观察网泸州银行近期发生重要股东减持，同时业绩下滑、资产质量承压，股价表现弱势。 近期事件 重要股东减持：2026年2月6日，泸州银行重要股东FAN YUE通过场内交易减持3757.64万股H股，每股 作价1.87港元，套现约7026.79万港元，持股比例降至9.95%。此次减持可能加剧市场对银行资本充足率 和治理风险的担忧。 业务动态：2026年2月10日，泸州银行公示"人工智能系统2026年持续建设开发人力外包资源池项目"中 标结果，7家供应商入围，包括北京易诚互动等，报价区间为1万-20万/人/月，反映银行在数字化转型上 的投入。 股票近期走势 以上内容基于公开资料整理，不构成投资建议。 营收下滑：2025年前三季度，泸州银行营业收入35.73亿元，同比减少2.64%；2025年上半 ...

凤凰网财经《投资观察》注意到，群内所显示的国盛证券所长姓名与资料中的杨涛同名。 国盛研究所(238) △ 杨 ■国盛证券所长 ( ■国盛机械&机器人 好的涛哥,我安排好 杨 ■国盛证券所长 还是工作日想放假可以辞职@, 罗国盛机械 杨 ■国盛证券所长 一个个跟大爷似的 杨 ■国盛证券所长 今年奖金取消 "杨涛 国盛证券所长" 撤回了一条消息 杨 ■国盛证券所长 ( - @国盛 | ■ 国盛人力 收到 杨 .. ■国盛证券所长 以后再有此类事项一律劝退 杨 国盛证券所长 天天嚷嚷加薪 杨 国盛证券所长 加完了工作这个态度 对此，凤凰网财经《投资观察》致电国盛证券客服电话，客服人员回复称："尚不清楚此事，需要核实 后回电。"截至发稿，暂未收到回复电话。 凤凰网财经讯 2月10日，一张群名为"国盛证券研究所"的群聊截图引发网友关注。在截图内容中，国盛 证券所长杨某疑似因员工回复消息不及时发怒，在群里接连发消息称："工作日想放假可以辞职"、"今 年奖金取消"、"天天嚷嚷加薪，加完了工作这个态度"。 公开资料显示，国盛证券研究所是国盛证券旗下的卖方研究机构，设立于2018年初。由新财富历史上首 位钻石分析师杨涛领衔，已 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2026年1月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 泸州银行股份有限公司 呈交日期: 2026年2月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01983 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 753,120,000 | RMB | | 1 RMB | | 753,120,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 753,120,000 | RMB | | 1 RMB | | 753,120,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明 ...

Core Viewpoint - The article discusses the increasing trend of personal non-performing loan (NPL) transfers in the banking sector, driven by regulatory changes and the rising pressure of bad debts on financial institutions [1][5]. Group 1: Market Dynamics - The personal NPL transfer market is experiencing a surge, with transaction volumes rising from 186.48 billion in 2021 to 965.30 billion in 2023, and projected to reach 1583.50 billion in 2024 [3][4]. - As of January 22, 2026, there were 20 new announcements for personal NPL transfers within the month, indicating heightened activity in the market [2][8]. - The average discount rate for personal NPL packages has significantly decreased, with rates dropping from 8%-10% before 2023 to around 5% in 2026 [10][11]. Group 2: Regulatory Impact - A regulatory notification extended the trial period for bulk transfers of personal NPLs until December 31, 2026, allowing a wider range of financial institutions to participate in the transfer process [2][4]. - The expansion of trial institutions to include city commercial banks and rural commercial banks has led to a notable increase in the volume of NPL transfers [5][17]. Group 3: Borrower Profile and Economic Context - The borrower demographic for personal NPLs includes failed entrepreneurs, unemployed individuals relying on credit cards for living expenses, and consumers with excessive debt [4][20]. - The economic backdrop, characterized by macroeconomic fluctuations and income instability, has exacerbated the bad debt situation, compelling banks to offload risk assets [5][20]. Group 4: Challenges in Asset Recovery - The recovery rates for NPLs have declined, with some packages facing average recovery rates below 6%, marking the lowest in five years [12][13]. - Financial institutions are facing challenges in asset valuation and recovery due to incomplete documentation and inefficient legal processes [26][28]. Group 5: Strategic Adjustments - Banks are adapting their strategies by improving the quality of NPL packages, such as reducing overdue times and increasing the concentration of borrowers in economically developed areas [24][25]. - There is a push for enhanced transparency and standardization in the NPL transfer process to improve market confidence and asset pricing [28].

Group 1 - The article highlights the increasing vulnerability of the elderly to scams due to their limited access to information and lower discernment abilities, prompting initiatives to enhance their fraud prevention skills [1] - Luzhou Bank's Chengdu branch organized a fraud prevention campaign at the Le Shun Elderly Care Center, aiming to educate seniors about various scams and promote awareness [1][6] - A specific case of fraud involving an elderly man named Zhang, who was scammed out of 170,000 yuan under the pretense of obtaining pension benefits, illustrates the real dangers faced by the elderly [3] Group 2 - The bank's staff provided a detailed guide on how to recognize and avoid different types of scams, including those related to health products and investment schemes, emphasizing the importance of scientific evidence and skepticism towards "too good to be true" offers [5][6] - The elderly participants expressed their appreciation for the informative session, indicating that they gained a clearer understanding of scams and how to identify them [6] - Luzhou Bank plans to continue its efforts in fraud prevention, aiming to strengthen the protective measures for financial consumers and enhance their awareness of potential risks [6]

Core Viewpoint - The increasing complexity of financial products and the diverse needs of the public necessitate enhanced financial literacy and risk prevention capabilities, prompting Luzhou Bank's Xuyong Branch to conduct various financial knowledge promotion activities [1] Group 1: Promotion Strategies - The bank has set up eye-catching banners and distributed detailed brochures on preventing illegal financial activities at its branches, enhancing customer engagement [2] - Staff members have actively engaged with communities by establishing promotional points in high-traffic areas, utilizing display boards, banners, and one-on-one explanations to raise awareness about telecom fraud [2] - A "Risk Alert at Your Door" initiative has been implemented, where staff provide targeted explanations of the dangers of illegal financial activities directly to individuals [2] Group 2: Targeted Outreach - The bank's staff have conducted outreach in rural areas, educating residents about the risks of illegal financial activities at village committees and markets [4] - Specific educational efforts have been made for veterans at the local veterans' affairs bureau, focusing on common types of telecom fraud and legal awareness to enhance their financial literacy [4] Group 3: Long-term Commitment - The series of promotional activities has effectively reached various demographics, including the elderly, youth, and rural residents, thereby broadening the impact and coverage of the campaign [6] - Increased public awareness of illegal fundraising, telecom fraud, and online lending has been observed, with individuals becoming more adept at recognizing the risks associated with misleading claims of "high returns" and "risk-free" investments [6] - Luzhou Bank's Xuyong Branch plans to continue its educational efforts, integrating financial promotion into its regular operations and focusing on key demographics and areas for deeper outreach [8]

Group 1 - The core idea of the news is the collaboration between the financial sector and cultural sector in Meishan, highlighted by the establishment of the "Qinghuan Station," a cultural exchange space created in partnership with Luzhou Bank Meishan Branch [1][2] - The "Qinghuan Station" aims to serve as a new platform for the transmission of cultural heritage, facilitating dialogue between finance and literature, and providing a warm home for literature enthusiasts [1] - The opening ceremony of the "Qinghuan Station" was attended by representatives from the arts and finance sectors, marking a significant step in the integration of finance and culture in Meishan [1] Group 2 - The collaboration is expected to include various activities such as field trips, discussions, and forums, leveraging financial resources to promote cultural development and enriching the financial sector with cultural elements [2] - Luzhou Bank, as a state-owned enterprise and the first listed bank in a western prefecture-level city, has been focusing on empowering culture through finance since its entry into Meishan in 2021 [2] - The bank plans to use the cultural exchange space as a link to conduct diverse cultural activities, enhancing the cultural soft power of Meishan and providing quality services to the arts community and cultural enterprises [2]

Group 1 - Luzhou Bank Meishan Branch signed a cultural exchange cooperation agreement with Meishan City Federation of Literary and Art Circles, unveiling the "Qinghuan Station," the first public exchange space in Meishan that deeply integrates finance and culture [1] - The establishment of "Qinghuan Station" marks a new phase in cross-industry collaboration between finance and culture in Meishan, creating a platform that connects artistic resources with financial services to empower regional cultural prosperity [1] - Luzhou Bank Meishan Branch has focused on customer-centric development, enhancing service offerings through various value-added service areas, which have contributed to steady business growth [1] Group 2 - The first cultural event at "Qinghuan Station" featured a sharing session for the new work "Cloud Above" by renowned writer Pang Jingtao, highlighting the rich cultural narratives tied to local heritage [3] - The collaboration between the literary and financial sectors is seen as having vast potential, with plans for various activities such as field trips, discussions, and forums to promote cultural development through financial support [3] - Luzhou Bank Meishan Branch aims to deepen cooperation with Meishan City Federation of Literary and Art Circles, using "Qinghuan Station" as a platform to explore new models and paths for the integration of finance and culture, contributing to regional economic and cultural development [3]

Core Insights - The article highlights the innovative approach of Luzhou Bank's Luzhongjiang branch in integrating financial services with daily life through the "Luzhou Market" initiative, aiming to create a more accessible and engaging financial experience for the community [1][2] Group 1: Financial Integration - The "Luzhou Market" serves as a platform that merges financial services with everyday activities, allowing residents to engage with financial offerings in a familiar environment [1] - The initiative transforms traditional financial promotion by embedding services into daily life, moving from "banking at the counter" to being a "partner in life" [1] Group 2: Community Engagement - The branch collaborates with local merchants such as barbershops, supermarkets, and restaurants to enhance the market's offerings and foster a deeper integration of financial services with local businesses [2] - During the event, bank staff conducted visits to merchants to understand their operational needs and financial challenges, providing tailored financial solutions to optimize their business processes [2] Group 3: Social Responsibility - The Luzhou Market initiative reflects the bank's commitment to social responsibility, extending financial services to rural areas and enhancing the quality of life for residents [2] - The bank aims to deepen this community-focused model, ensuring that financial services are more embedded in rural life and contribute to rural revitalization efforts [2]