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远洋集团发布2024年度可持续发展报告 多项ESG评级保持内房企第一
新浪证券· 2025-04-24 02:49
4月23日,远洋集团发布《2024年度可持续发展报告》,这也是连续第15年发布可持续发展报告。远洋 集团GRESB、CDP、Sustainalytics等多项ESG评级均保持内房企第一或最优评级。 报告以"责任担当 共享健康"为主题,系统呈现了在房地产行业充满挑战与变革的2024年,远洋集团积 极响应国家ESG政策要求,将环境、社会与治理(ESG)理念全面融入企业经营,推动可持续发展。 远洋集团积极响应国家"双碳"战略,作为行业内第一个提出"2050净零排放"目标的房企,在产品营造过 程中始终坚持"建筑·健康"理念,大力发展绿色建筑、健康建筑并持续推动碳减排。截至2024年底,远 洋绿色建筑占比已超过75%,累计注册面积超过 3,987 万㎡,其中,远洋北京CBD核心区Z6项目成为 中国第一个获"净零碳卓越级认证"的超高层写字楼,通过一系列绿色低碳措施的设计及应用,预计年度 整体节能率超20%。此外,《远洋健康建筑体系》已应用在全国 51 个城市、150 个项目,覆盖面积超 2,786 万㎡。 国家"十四五"规划纲要明确将儿童友好城市建设列入重大工程。作为城市服务者与建设者,远洋集团在 坚持产品绿色低碳的同时 ...
远洋集团(03377) - 2024 - 年度财报
2025-04-23 09:27
2024 四 2024年度報告 遠洋集團控股有限公司 遠洋集團控股有限公司 2024年度報告 目錄 關於遠洋 遠洋集團控股有限公司於2007年9月28日在香港聯合交易所有限公司主板上市(股份代號 :03377.HK), 主要股東為中國人壽保險股份有限公司及大家人壽保險股份有限公司。 遠洋集團以「建築健康和社會價值的創造者」為戰略願景,致力於成為聚焦開發主業、發展開發相關新 業務的綜合型實業公司。本集團以住宅開發、不動產開發運營、物業服務及建築建造全產業鏈服務為主 營業務,其他業務涵蓋養老服務、數據地產、物流地產、地產基金等,並在輕資產代建領域形成獨特優 勢。本集團始終堅持「匠心服務用戶」,積極踐行「建築 · 健康」理念,通過匠心的產品和優質的服務為客 戶營造高品質健康生活。 002 目錄 003 關於遠洋 關於遠洋 獨立核數師報告 P. 003 P. 085 公司資料 綜合損益表 P. 004 P. 088 財務及營運摘要 綜合全面收益表 P. 006 P. 089 主席報告 綜合財務狀況表 P. 008 P. 090 管理層討論及分析 綜合權益變動表 P. 011 P. 092 投資者關係 綜合現金流量表 ...
助力房地产行业高质量发展 远洋集团轻资产代建获多方认可
新浪证券· 2025-04-22 02:59
当下,房地产行业正处于深度调整与变革期,传统的重资产开发模式面临诸多挑战,而以"轻资产、高 质量" 为核心的代建业务逐渐崭露头角。 近日,中国房地产业协会副会长王惠敏一行到远洋集团调研代建业务。王惠敏对远洋在轻资产项目服务 中展现的纾困项目风险化解能力、养老服务能力、全业态服务能力等表示赞赏和认可,肯定了远洋以健 康建筑体系赋能 "好房子" 建设,并希望远洋发挥主力军作用,积极参与行业标准编制、共享智慧经 验,为代建行业高质量发展建言献策、贡献更大力量。 分析指出,远洋集团的轻资产代建业务与国家当前的政策导向高度契合。在"保交楼 稳民生"的政策背 景下,远洋积极参与纾困项目,以专业的项目管理能力和风险化解能力,推动一些问题项目的顺利交 付,为稳定房地产市场、保障购房者权益做出了积极贡献。同时,随着城市更新行动的推进,远洋在旧 城改造和城市更新等领域的代建项目,通过拆除重建、存量盘活、社区焕新等多种方式,提升了城市的 品质和活力,也符合国家对于城市高质量发展的要求。 此外,远洋将自身的健康建筑体系融入代建项目,致力于为客户打造更健康、更舒适、更环保的居住和 商业空间,在满足人们对美好生活向往的同时,也推动了绿色 ...
635亿债务压顶,远洋集团再卖北京核心资产
新京报· 2025-04-18 00:19
近日,远洋集团宣布以约3.22亿元出售远洋国际中心二期项目所属公司23%股权。 这家昔日的"红筹房企",流动性危机爆发前后,开启了"卖卖卖"的自救模式,先后出售了成都太古里、 颐堤港二期等优质资产。 不过,远洋集团的"化债"也并非毫无进展,高达63.15亿美元的境外债重组已于3月生效,清盘呈请也被 撤销。这看似给远洋集团带来一丝喘息之机,但现实远比想象中残酷。2025年,远洋集团仍需面对 635.76亿元的债务"大山",短期偿债压力依然不减。 继续"卖卖卖",出售北京东四环优质资产 在自救这条路上,远洋集团仍在积极行动,且态度坚决。 近日,远洋集团公告披露,出售联营公司北京盛永置业投资有限公司(简称"盛永置业")23%股权,买 方为日照钢铁控股集团有限公司(简称"日照钢铁")。交易完成后,远洋集团将保留12%的股份,而日 照钢铁的持股比例将增至88%。而在此之前,双方分别持有盛永置业35%及65%权益。 据了解,这笔交易代价约为3.22亿元,远洋集团所得款项净额约为8690万元,拟用于维持集团的基本营 运资金。而这笔交易也为远洋集团预期取得收益约2610万元。 资料显示,盛永置业主要从事投资物业开发,旗下主要 ...
远洋集团去年营收236亿,债务重组效益有待释放
第一财经· 2025-03-27 07:40
房企谋求业务转型势在必行。 "房地产行业已经历三年半深度调整,随着供求关系改善及政策持续发力,市场有望止跌回稳。但房企 受资产价格下跌影响,净资产严重受损,各类风险出清长路漫漫,谋求业务转型势在必行。"远洋集团 (03377.HK)在最新的年度财报中表示。 远洋集团是具有国资背景的地产开发商。自2023年旗下一笔债券未按时支付利息以来,这家房企已经历 了漫长的债务重组之路,目前56亿美元的境外债务重组即将生效;此前已展期过的境内债券,后续也有 预期探讨正式的重组方案。 营业额整体下滑之际,远洋集团去年业绩整体录得亏损,集团表示主要因房地产市场深度调整,导致行 业毛利率下降、对物业项目计提减值拨备、出售物业项目确认亏损。 具体而言,去年远洋集团录得其他亏损46.51亿元(2023年:6.72亿元),包含年内确认的一间合营企业 之权益减值损失、金融资产及金融负债的公平值损失及诉讼拨备。 同期,该集团录得投资物业公平值减少7.47亿元(2023年:9.28亿元);录得预期信贷亏损模式下的减 值损失净额76.99亿元(2023年:112.83亿元),主要为对贸易及其他应收款项计提的预期信贷亏损拨 备、及财务担保拨备。 ...
远洋集团(03377) - 2024 - 年度业绩
2025-03-26 12:56
香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 公 告 的 內 容 概 不 負 責,對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明,並 明 確 表 示,概 不 對 因 本 公 告 全 部 或 任 何 部 份 內 容 而 產 生 或 因 倚 賴 該 等 內 容 而 引 致 的 任 何 損 失 承 擔 任 何 責 任。 截 至 二 零 二 四 年 十 二 月 三 十 一 日 止 年 度 之 全 年 業 績 公 告 (股 份 代 號:03377) (債 務 證 券 代 號:5869, 5276, 5623, 40115, 40670) 受 國 內 房 產 地 產 市 場 持 續 低 迷 的 影 響,截 至2024年12月31日 止12個 月,本 集 團 的 營 業 額 為 人 民 幣236.41億 元,較 去 年 下 降 約49%;毛 虧 為 人 民 幣3.98億 元(2023 年:毛 利 人 民 幣11.83億 元),毛 虧 率 為2%(2023年:毛 利 率3%)。本 公 司 擁 有 人 應 佔 虧 損 及 每 股 基 本 及 攤 薄 ...
远洋集团(03377) - 2024 - 中期财报
2024-09-13 09:18
Business Overview and Operations - Sino-Ocean Group has approximately 260 real estate projects in various stages of development across China and overseas, including Singapore and Indonesia[7] - As of June 30, 2024, Sino-Ocean Group's land reserves total approximately 34 million square meters[7] - The company's main business segments include residential development, real estate development and operation, property services, and construction services[7] - Sino-Ocean Group's business covers major regions in China, including Beijing, Tianjin, Shanghai, Shenzhen, and Wuhan, among others[7] - The company's major shareholders are China Life Insurance Company Limited and Dajia Life Insurance Co., Ltd[7] - Sino-Ocean Group's registered office is located in Hong Kong, with its main business location in Beijing, China[12] - The company's shares are listed on the Hong Kong Stock Exchange with the stock code 03377.HK[12] - The company's website is www.sinooceangroup.com, and its investor relations department can be contacted at ir@sinooceangroup.com[12] - The company delivered 18,300 residential units in 25 cities during the first half of 2024, maintaining high-quality delivery standards[23] - The company's light asset construction business added a total construction area of over 2.2 million square meters in the first half of 2024, ranking 11th in new contract area[25] - The company's Far Ocean Health Building System has been applied to 145 projects in 51 cities, covering an area of over 27 million square meters as of June 30, 2024[26] - The company's independently developed "Yuan Yang Healthy Building System" has been applied in over 50 cities and 145 projects, covering an area of more than 27 million square meters[92] - 30 projects have completed WELL registration, and 14 projects have officially received WELL final certification[92] - The company has established 23 "Healthy Future Factories" by June 30, 2024, enhancing product and service quality[92] - The company ranked 18th in the "Annual China Real Estate Delivery Power" list and won the "Annual Quality Delivery Real Estate Company" award[92] - The company achieved a carbon reduction of 10,489 tons through the application of self-developed "Low-carbon Concrete Application Technology"[94] - The Beijing CBD Z6 project became China's first ultra-high-rise office building to receive the "Net Zero Carbon Excellence Certification"[94] - The company's "Earth Hour" initiative reached nearly 10 million people, promoting the "Net Zero Emissions by 2050" concept[95] - The company launched the "Yuan Yang Employee Health Care Plan" to improve employee physical and mental health[96] - 64 outstanding projects, individuals, and teams were recognized through the "2023 Golden Sail Award" for promoting sustainable operations[96] - 45 teams, individuals, partners, and suppliers were awarded the "2023 Responsibility Fashion Award" for advancing the "Net Zero Emissions by 2050" plan[96] Financial Performance - Revenue for the first half of 2024 was RMB 13.313 billion, a 36% decrease compared to the same period last year[20] - Gross profit for the first half of 2024 was RMB 297 million, with a gross profit margin of 2%, compared to a gross loss of RMB 125 million in the same period last year[20] - The company's attributable loss for the first half of 2024 was RMB 5.382 billion, with a basic and diluted loss per share of RMB 0.707[20] - Total land reserves as of June 30, 2024, were 34.139 million square meters, a decrease from 36.213 million square meters at the end of 2023[18] - The net debt ratio increased to 650% as of June 30, 2024, up from 438% at the end of 2023[18] - Total contracted sales for the first half of 2024 were RMB 18.33 billion, a significant decrease from RMB 35.66 billion in the same period last year[17] - The company's cash resources decreased to RMB 4.709 billion as of June 30, 2024, from RMB 5.022 billion at the end of 2023[18] - The company's land reserves are distributed across 59 cities in China and overseas, with a total gross floor area of 34.139 million square meters[14] - The company expects continued challenges in the real estate market in the second half of 2024, with a shift towards high-quality development and opportunities in urban renewal and asset management services[21] - The company completed the extension of approximately RMB 18 billion in domestic debt, effectively alleviating repayment pressure[24] - The company achieved a contracted sales amount of approximately RMB 18.33 billion in the first half of 2024[25] - The company's revenue for the first half of 2024 was RMB 13.313 billion, a 36% decrease compared to the same period in 2023[30] - Property development contributed 77% of the company's total revenue in the first half of 2024[30] - The company's total sales cost for the first half of 2024 was RMB 13.016 billion, a decrease from RMB 20.931 billion in the same period in 2023[33] - The company's gross profit for the first half of 2024 was RMB 297 million, with a gross profit margin of 2%[34] - The company's average land cost for property development was approximately RMB 8,400 per square meter, and the average construction cost was approximately RMB 5,800 per square meter in the first half of 2024[33] - Interest and other income decreased by 26% to RMB 353 million in the first half of 2024 (H1 2023: RMB 477 million), primarily due to reduced interest income[35] - Other losses (net) amounted to RMB 479 million in H1 2024 (H1 2023: RMB 1.194 billion), mainly due to fair value losses on financial assets and liabilities and losses from the sale of subsidiary interests[35] - Investment property fair value decreased by RMB 293 million in H1 2024 (H1 2023: increase of RMB 150 million)[36] - Sales and marketing expenses decreased to RMB 282 million in H1 2024 (H1 2023: RMB 572 million), accounting for 1.5% of total contracted sales (H1 2023: 1.6%)[37] - Administrative expenses decreased to RMB 658 million in H1 2024 (H1 2023: RMB 816 million), accounting for 4.9% of total revenue (H1 2023: 3.9%)[37] - Net impairment losses on financial assets decreased to RMB 297 million in H1 2024 (H1 2023: RMB 11.294 billion), mainly due to reduced expected credit loss provisions[38] - Loss attributable to owners of the company decreased to RMB 5.382 billion in H1 2024 (H1 2023: RMB 18.369 billion), driven by reduced impairment provisions and lower losses from joint ventures and associates[43] - Total loans due within 1 year amounted to RMB 58.713 billion, representing 61% of total loans as of June 30, 2024[44] - Total cash resources amounted to RMB 4.709 billion as of June 30, 2024, with 99.5% denominated in RMB[45] - Net debt-to-equity ratio increased to 650% as of June 30, 2024 (December 31, 2023: 438%), primarily due to slower sales recovery and challenging financing conditions in the real estate market[45] - The company's property development business revenue for the first half of 2024 was RMB 10.3 billion, a 41% decrease compared to RMB 17.318 billion in the same period of 2023[52] - The delivered salable floor area decreased by 38% to 755,000 square meters in the first half of 2024 from 1,223,000 square meters in the first half of 2023[52] - The average recorded sales price excluding parking spaces decreased to RMB 15,000 per square meter in the first half of 2024 from RMB 15,900 per square meter in the first half of 2023[52] - The total contracted sales for the first half of 2024 were RMB 18.33 billion, a 49% decrease compared to RMB 35.66 billion in the same period of 2023[56] - The sales floor area decreased by 45% to 1,514,100 square meters in the first half of 2024 from 2,760,900 square meters in the first half of 2023[56] - The average sales price excluding parking spaces decreased by 9% to RMB 13,400 per square meter in the first half of 2024 from RMB 14,700 per square meter in the first half of 2023[56] - The company had approximately 160 salable projects in the first half of 2024, down from 180 in the same period of 2023[56] - Over 89% of the total contracted sales in the first half of 2024 came from first- and second-tier cities[56] - The total guarantee amount for property buyers' mortgage loans before the completion of mortgage registration was RMB 15.499 billion as of June 30, 2024, down from RMB 16.591 billion as of December 31, 2023[49] - The company provided guarantees for loans of joint ventures and third parties amounting to RMB 64.987 billion as of June 30, 2024, up from RMB 63.030 billion as of December 31, 2023[49] - Total contracted sales for the Beijing region reached RMB 8,133 million, with a total salable area of 416,900 square meters and an average selling price of RMB 19,500 per square meter[57] - The total contracted sales for the East China region amounted to RMB 2,180 million, with a total salable area of 195,400 square meters and an average selling price of RMB 11,200 per square meter[58] - The total contracted sales for the South China region were RMB 1,255 million, with a total salable area of 79,750 square meters and an average selling price of RMB 15,700 per square meter[58] - The total contracted sales for the Central China region reached RMB 921 million, with a total salable area of 74,700 square meters and an average selling price of RMB 12,300 per square meter[58] - The total contracted sales for the West China region were RMB 17,952 million, with a total salable area of 1,340,750 square meters and an average selling price of RMB 13,400 per square meter[59] - The company's land reserves decreased to 34,139,000 square meters as of June 30, 2024, with an average land cost of RMB 6,400 per square meter[60] - The total completed gross floor area and salable floor area in the first half of 2024 were 2,684,000 square meters and 2,349,000 square meters, respectively, representing a 5% decrease and a 4% increase compared to the same period in 2023[60] - The company did not acquire any new land in the first half of 2024[60] - The Beijing region's land reserves totaled 5,153,000 square meters, with a salable area of 4,073,000 square meters and an average land cost of RMB 2,891 per square meter[61] - Total gross floor area in the Shijiazhuang region is 431,000 square meters, with 353,000 square meters available for sale[63] - The Taiyuan region has a total gross floor area of 2,228,000 square meters, with 1,339,000 square meters available for sale[63] - The Qinhuangdao region's total gross floor area is 1,438,000 square meters, with 1,243,000 square meters available for sale[63] - The Langfang region's total gross floor area is 2,710,000 square meters, with 1,246,000 square meters available for sale[63] - The Tianjin region's total gross floor area is 6,050,000 square meters, with 4,379,000 square meters available for sale[63] - The Qingdao region's total gross floor area is 592,000 square meters, with 432,000 square meters available for sale[64] - The Jinan region's total gross floor area is 3,543,000 square meters, with 2,913,000 square meters available for sale[64] - The Dalian region's total gross floor area is 2,036,000 square meters, with 1,808,000 square meters available for sale[64] - The Shanghai region's total gross floor area is 1,711,000 square meters, with 993,000 square meters available for sale[64] - The Hangzhou region's total gross floor area is 87,000 square meters, with 73,000 square meters available for sale[64] - Total gross floor area in Nanjing is 447,000 square meters, with salable area of 337,000 square meters and land reserve of 25,000 square meters[65] - Total gross floor area in Suzhou is 938,000 square meters, with salable area of 710,000 square meters and land reserve of 273,000 square meters[65] - Total gross floor area in Wenzhou is 530,000 square meters, with salable area of 300,000 square meters and land reserve of 455,000 square meters[65] - Total gross floor area in Shenzhen is 2,190,000 square meters, with salable area of 1,553,000 square meters and land reserve of 1,669,000 square meters[66] - Total gross floor area in Guangzhou is 839,000 square meters, with salable area of 606,000 square meters and land reserve of 178,000 square meters[66] - Total gross floor area in Foshan is 427,000 square meters, with salable area of 362,000 square meters and land reserve of 244,000 square meters[66] - Total gross floor area in Zhongshan is 1,353,000 square meters, with salable area of 1,171,000 square meters and land reserve of 963,000 square meters[66] - Total gross floor area in Zhanjiang is 612,000 square meters, with salable area of 493,000 square meters and land reserve of 241,000 square meters[66] - Total gross floor area in Sanya is 177,000 square meters, with salable area of 111,000 square meters and land reserve of 74,000 square meters[66] - Total gross floor area in Hong Kong is 9,000 square meters, with salable area of 8,000 square meters and land reserve of 9,000 square meters[66] - Total gross floor area in the Central China region is 7,483 thousand square meters, with 5,018 thousand square meters available for sale[67] - The company holds a 70% equity stake in the Wuhan Han Yang District's "Oriental Realm World View" project, with a total floor area of 1,917 thousand square meters[67] - In the Western China region, the total gross floor area is 1,884 thousand square meters, with 1,363 thousand square meters available for sale[68] - The company has a 100% equity stake in the "Yuan Yang Wan He Shi Jia" project in Guiyang, with a total floor area of 165 thousand square meters[68] - The "Yuan Yang Sen Hai Jing" project in Chengdu has a total floor area of 199 thousand square meters, with 127 thousand square meters available for sale[68] - The company holds a 26.6% equity stake in the "Tian Bo" project in Xi'an, with a total floor area of 462 thousand square meters[68] - In the Central China region, the company's land reserve is 3,609 thousand square meters[67] - The "Yuan Yang Wan He Si Ji" project in Zhengzhou has a total floor area of 43 thousand square meters, with 38 thousand square meters available for sale[67] - The company holds a 69.8% equity stake in the "Yuan Yang Xin Gan Xian" project in Kunming, with a total floor area of 222 thousand square meters[68] - The "Yuan Yang Lu Yue Yuan Jing" project in Hefei has a total floor area of 200 thousand square meters, with 180 thousand square meters available for sale[67] - Total land reserve of the company is 58,116 thousand square meters, with a salable area of 41,736 thousand square meters[69] - Investment property revenue decreased by 8% to RMB 181 million in H1 2024 compared to RMB 197 million in H1 2023[71] - The company holds over 23 operating investment properties with a total leasable area of 3,667,000 square meters, including 21% office space, 49% logistics projects, and 30% commercial and other spaces[71] - The company plans to phase in high-end commercial and office projects by 2026, including the CBD Z6 plot in Beijing's core business district[73] - The company is deepening its development in logistics and data real estate to enhance future investment returns and profitability[73] - Property management and related services revenue decreased by 5% to RMB 1.361 billion in the first half of 2024 compared to RMB 1.440 billion in the same period of 2023[74] - Total contracted building area for property management services reached 133.6 million square meters, covering 83 cities across 27 provinces, autonomous regions, and municipalities in China[74] - Total managed building area stood at 100.1 million square meters, with 501 managed property projects, including 325 residential communities, 65 commercial properties, and 111 other properties[74] - The weighted average interest rate for the company's loans decreased by 19 basis points to 5.59% in the first half of 2024[77] - Approximately 40% of the company's loans are denominated in HKD and USD, exposing the company to currency exchange rate fluctuations[78] - The company's total number of employees decreased to 12,798 as of June 30, 2024, from 13,942 at the end of 2023, primarily due to streamlining of development-related personnel[79] - Employee compensation expenses
远洋集团(03377) - 2024 - 中期业绩
2024-08-28 09:00
香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 公 告 的 內 容 概 不 負 責,對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明,並 明 確 表 示,概 不 會 就 本 公 告 全 部 或 任 何 部 份 內 容 而 產 生 或 因 倚 賴 該 等 內 容 而 引 致 的 任 何 損 失 承 擔 任 何 責 任。 截 至 二 零 二 四 年 六 月 三 十 日 止 六 個 月 的 中 期 業 績 公 告、 董 事 變 更、 董 事 局 委 員 會 組 成 變 更 及 董 事 名 單 與 其 角 色 和 職 能 (股 份 代 號:03377) (債 務 證 券 代 號:5782, 5869, 5276, 5623, 40115, 40670, 40760, 5202) | --- | --- | |-------|---------------------------------------------------------------------------------------------------------------- ...
远洋集团(03377) - 2023 - 年度财报
2024-04-26 14:02
電洋渠區 | GROUP 2023 年 度 報 告 遠洋集團控股有限公司 SINO-OCEAN GROUP HOLDING LIMITED (於香港註冊成立的有限公司) 股份代號: 03377.HK u 新担当 2023年度報告 遠洋集團控股有限公司 遠洋集團控股有限公司 2023年度報告 目錄 綜合損益表 綜合全面收益表 綜合財務狀況表 五年財務概要 釋義 P. 110 P. 111 P. 112 P. 244 P. 245 | --- | --- | --- | --- | |--------|----------------|--------|----------------------| | | | | | | P. 004 | 關於遠洋 | P. 016 | 管理層討論及分析 | | P. 006 | 公司資料 | P. 052 | 主要獎項及嘉許 | | P. 008 | 土儲分佈圖 | P. 053 | 投資者關係 | | P. 010 | 財務及營運摘要 | P. 054 | 可持續發展報告 | | P. 012 | 主席報告 | P. 058 | 董事及高級管理層簡介 | P. 064 董事 ...
港股异动 | 内房股普遍走低 行业景气度依然偏低 稳楼市政策效果有待显现
智通财经· 2024-04-19 03:24
智通财经APP获悉,内房股普遍走低,截至发稿,远洋集团(03377)跌5.2%,报0.237港元;新城发展 (01030)跌4.21%,报0.91港元;万科企业(02202)跌3.46%,报3.63港元;世茂集团(00813)跌3.28%,报 0.295港元。 东方金诚研报指出,4月1-16日30大中城市日均商品房销售套数为1939套,楼市景气度依然偏低,居民 整体观望情绪较浓。该行认为,后续为修复居民购房信心,供需两端政策仍待持续发力,其中下调首套 及二套房贷利率下限、下调公积金贷款利率等影响购房成本的政策仍是核心,将对后续楼市走向起到关 键作用。 ...