Group 1 - The People's Bank of China and the National Financial Regulatory Administration have conducted an assessment for the 2025 systemically important banks, identifying 21 domestic banks as systemically important, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1][3] - The list aims to establish a comprehensive macro-prudential management system and strengthen the regulation of systemically important financial institutions [2] Group 2 - Systemically important banks in China are categorized into five groups based on their importance scores, with the first group consisting of 11 banks, the second group having 4 banks, the third group with 2 banks, the fourth group containing 4 banks, and no banks in the fifth group [3] - The People's Bank of China plans to enhance the combined effect of macro-prudential management and micro-prudential regulation, continuing to solidify additional supervision for systemically important banks to promote their safe and sound operation and better serve the high-quality development of the real economy [3]

Core Viewpoint - The People's Bank of China has conducted an assessment of systemically important banks for 2025, identifying 21 domestic banks categorized into five groups based on their systemic importance scores [1] Group 1: Assessment Overview - The assessment is part of a broader effort to establish a comprehensive macro-prudential management system and strengthen the regulation of systemically important financial institutions [1] - The evaluation was carried out in collaboration with the National Financial Regulatory Administration [1] Group 2: Classification of Banks - A total of 21 banks were recognized as systemically important, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1] - The banks are divided into five groups based on their systemic importance scores: - Group 1: 11 banks including China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zheshang Bank, and Shanghai Bank [1] - Group 2: 4 banks including Industrial Bank, China CITIC Bank, Shanghai Pudong Development Bank, and China Postal Savings Bank [1] - Group 3: 2 banks including Bank of Communications and China Merchants Bank [1] - Group 4: 4 banks including Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [1] - Group 5: No banks were classified in this group [1]

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have conducted an assessment of systemically important banks for 2025, identifying 21 domestic banks categorized into five groups based on their systemic importance scores [1]. Group 1: Assessment of Systemically Important Banks - A total of 21 banks have been recognized as systemically important, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1]. - The banks are divided into five groups based on their systemic importance scores, with the first group containing 11 banks, the second group 4 banks, the third group 2 banks, the fourth group 4 banks, and the fifth group having no banks [1]. Group 2: Breakdown of Banks by Group - **First Group (11 banks)**: Includes China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zheshang Bank, and Shanghai Bank [1]. - **Second Group (4 banks)**: Includes Industrial Bank, China CITIC Bank, Shanghai Pudong Development Bank, and China Postal Savings Bank [1]. - **Third Group (2 banks)**: Includes Bank of Communications and China Merchants Bank [1]. - **Fourth Group (4 banks)**: Includes Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [1]. - **Fifth Group**: No banks are included in this group [1]. Group 3: Future Regulatory Actions - The People's Bank of China and the National Financial Regulatory Administration will implement additional regulatory measures for systemically important banks according to the "Regulations on Additional Supervision of Systemically Important Banks (Trial)" [1]. - The aim is to enhance the synergy between macro-prudential management and micro-prudential supervision, ensuring the safe and sound operation of systemically important banks and better supporting the high-quality development of the real economy [1].

Group 1 - The People's Bank of China and the National Financial Regulatory Administration have conducted an assessment for the 2025 systemically important banks, identifying 21 domestic banks, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [3][4]. - The list aims to establish a comprehensive macro-prudential management system and strengthen the regulation of systemically important financial institutions [4]. - Systemically important banks are categorized into five groups based on their importance scores, with the first group including 11 banks such as China Minsheng Bank and China Everbright Bank, and the fourth group including major banks like Industrial and Commercial Bank of China and Bank of China [5]. Group 2 - The People's Bank of China and the National Financial Regulatory Administration will enhance the combined efforts of macro-prudential management and micro-prudential regulation to solidify additional supervision of systemically important banks, promoting their safe and sound operation to better serve the high-quality development of the real economy [5].

当前我国系统重要性银行已增至21家，浙商银行（601916）首次"入围"。 从名单上看，自我国系统重要性银行名单发布以来，兴业银行一直属于第三组银行，仅次于"国有五大 行"及招商银行，但是在最新的名单中，兴业银行位次下降、组别被调整至第二组。 记者注意到，当前我国系统重要性银行已增至21家，浙商银行首次"入围"。 准确而言，我国系统重要性银行名单披露最早始于2021年。彼时中国人民银行、原银保监会（即国家金 融监督管理总局）基于2020年数据，评估认定了19家国内系统重要性银行，包括6家国有商业银行、9家 股份制商业银行和4家城市商业银行。 2023年，我国系统重要性银行名单首度"扩军"、增至20家，新加入的南京银行，按照系统重要性得分被 分在第一组。2024年时这份名单未出现新的调整变化。 除浙商银行外，2025年我国多家系统重要性银行在组别、位次上出现明显调整。其中，变化最显著的当 数兴业银行。 新京报贝壳财经讯（记者黄鑫宇）马年农历春节前夕，我国系统重要性银行更新了名单。值得关注的 是，继2023年我国系统重要性银行增至20家后，2025年这份名单再度"纳新"，此外另有多家银行的组别 或位次较此前出现了 ...

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration released the list of systemically important banks for 2025, identifying 21 domestic banks, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1][3]. Group 1: Systemically Important Banks - The 2025 list categorizes banks into five groups based on their systemic importance scores, with the first group containing 11 banks, including China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zheshang Bank, and Shanghai Bank [3]. - Zheshang Bank is newly included in the first group, becoming the 10th joint-stock commercial bank recognized [1]. - Industrial Bank has moved from the third group to the second group, indicating a change in its systemic importance [1]. Group 2: Regulatory Framework - Systemically important banks are subject to additional capital requirements based on their group classification, with the first group requiring a 0.25% additional capital, increasing to 1.5% for the fourth group [3]. - These banks must also meet additional leverage ratio requirements, which are set at 50% of the additional capital requirements, to be satisfied by Tier 1 capital [3]. - The regulatory bodies emphasize the importance of macro-prudential management and micro-prudential supervision to ensure the safe and sound operation of systemically important banks, thereby supporting the high-quality development of the real economy [3].

Core Viewpoint - The People's Bank of China has identified 21 domestic systemically important banks for the year 2025, aiming to enhance macro-prudential management and regulatory oversight of these institutions [1] Group 1: Identification of Systemically Important Banks - A total of 21 banks have been recognized as systemically important, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1] - The banks are categorized into five groups based on their systemic importance scores, with the first group containing 11 banks, the second group 4 banks, the third group 2 banks, the fourth group 4 banks, and the fifth group having no banks [1] Group 2: Breakdown of Bank Groups - Group 1 includes: China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zheshang Bank, and Shanghai Bank [1] - Group 2 consists of: Industrial Bank, China CITIC Bank, Shanghai Pudong Development Bank, and China Postal Savings Bank [1] - Group 3 includes: Bank of Communications and China Merchants Bank [1] - Group 4 comprises: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [1] Group 3: Future Regulatory Actions - The People's Bank of China and the financial regulatory authority will implement additional regulatory measures as per the "Regulations on Additional Supervision of Systemically Important Banks (Trial)" to ensure the safe and sound operation of these banks [1] - The aim is to strengthen the macro-prudential management and micro-prudential regulatory synergy, promoting the healthy development of systemically important banks to better serve the high-quality development of the real economy [1]

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have published the list of systemically important banks for 2025, identifying 21 domestic banks, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1][2]. Group 1: Systemically Important Banks - The newly published list includes Zhejiang Commercial Bank as a new entrant among systemically important banks [1]. - The banks are categorized into five groups based on their systemic importance scores, with the first group containing 11 banks, the second group 4 banks, the third group 2 banks, the fourth group 4 banks, and the fifth group having no banks [1]. - The first group includes China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zhejiang Commercial Bank, and Shanghai Bank [1]. - The second group consists of Industrial Bank, China CITIC Bank, Shanghai Pudong Development Bank, and China Postal Savings Bank [1]. - The third group includes Bank of Communications and China Merchants Bank [1]. - The fourth group comprises Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [1]. - No banks are listed in the fifth group [1]. Group 2: Regulatory Measures - The People's Bank of China and the National Financial Regulatory Administration will implement additional regulatory measures for systemically important banks according to the "Regulations on Additional Supervision of Systemically Important Banks (Trial)" [2]. - The aim is to enhance macro-prudential management and micro-prudential supervision, ensuring the safe and sound operation of systemically important banks [2]. - This initiative is intended to better serve the high-quality development of the real economy [2].

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have conducted an assessment of systemically important banks for 2025, identifying 21 domestic banks categorized into five groups based on their systemic importance scores [1] Group 1: Identification of Systemically Important Banks - A total of 21 domestic systemically important banks have been recognized, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1] - The banks are categorized into five groups based on their systemic importance scores, with the first group consisting of 11 banks, the second group containing 4 banks, the third group having 2 banks, the fourth group including 4 banks, and the fifth group having no banks [1] Group 2: Breakdown of Bank Groups - **First Group (11 banks)**: Includes China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zheshang Bank, and Shanghai Bank [1] - **Second Group (4 banks)**: Comprises Industrial Bank, China CITIC Bank, Shanghai Pudong Development Bank, and China Postal Savings Bank [1] - **Third Group (2 banks)**: Consists of Bank of Communications and China Merchants Bank [1] - **Fourth Group (4 banks)**: Includes Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [1] - **Fifth Group**: Currently has no banks included [1] Group 3: Future Regulatory Actions - The People's Bank of China and the National Financial Regulatory Administration will implement additional regulatory measures for systemically important banks according to the "Regulations on Additional Supervision of Systemically Important Banks (Trial)" [1] - The aim is to enhance macro-prudential management and micro-prudential supervision, ensuring the safe and sound operation of systemically important banks and better supporting the high-quality development of the real economy [1]

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration announced the list of systemically important banks for 2025, identifying 21 banks, an increase of one from the previous assessment, indicating a slight expansion trend in the number of recognized banks [1][4]. Group Structure - The list of systemically important banks has shown a gradual increase over the years, with 19 banks recognized in both 2021 and 2022, 20 in 2023, and 21 in 2025, reflecting a consistent expansion [1][4]. - The fourth group remains stable, consistently comprising the four major banks: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [2][4]. Group Classification - The 21 banks are categorized into five groups based on their systemic importance scores, with the fifth group remaining vacant. The first group increased from 10 to 11 banks, the second group rose from 3 to 4 banks, the third group decreased from 3 to 2 banks, and the fourth group maintained its count at 4 banks [4]. - The first group now includes 11 banks: China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zhejiang Commercial Bank, and Shanghai Bank. The second group consists of 4 banks: Industrial Bank, China CITIC Bank, Shanghai Pudong Development Bank, and China Postal Savings Bank. The third group has 2 banks: Bank of Communications and China Merchants Bank. The fourth group includes 4 banks: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [4]. Key Changes - A significant change in this announcement is the inclusion of Zhejiang Commercial Bank in the first group, marking its first entry as a systemically important bank. Additionally, Industrial Bank has been moved from the third group to the second group [4]. Regulatory Framework - The assessment and publication of the list are part of the regulatory authorities' efforts to establish a comprehensive macro-prudential management system and strengthen the supervision of systemically important financial institutions [4][5]. - The People's Bank of China and the National Financial Regulatory Administration will continue to enhance the additional supervision of systemically important banks to promote their safe and sound operation, thereby better serving the high-quality development of the real economy [5].