股票代码：601818 股票简称：光大银行 公告编号：临 2025-012 中国光大银行股份有限公司 第九届董事会第二十六次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国光大银行股份有限公司（简称本行）第九届董事会第二十六 次会议于2025年3月14日以书面形式发出会议通知，并于2025年3月28 日在中国光大银行总行以现场会议方式召开。本次会议应出席董事15 名，其中，亲自出席董事13名，姚威、张铭文、李巍、洪永淼董事以 视频方式参会；委托出席董事2名，杨兵兵、刘世平董事因其他公务 书面委托郝成、邵瑞庆董事代为出席并行使表决权。会议的召开符合 法律、法规、规章和《中国光大银行股份有限公司章程》（简称《公 司章程》）的有关规定。本行4名监事列席本次会议。 本次会议由吴利军董事长主持，审议并通过以下议案： 一、关于《中国光大银行股份有限公司2024年度董事会工作报告》 的议案 表决情况：有效表决票15票，同意15票，反对0票，弃权0票。 该项议案需提交股东大会审议批准。 二、关于《中国光大银行股份有限公司202 ...

股票代码：601818 股票简称：光大银行 公告编号：临2025-014 优先股代码：360013、360022、360034 优先股简称：光大优 1、光大优 2、光大优 3 中国光大银行股份有限公司 2024年度利润分配方案公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 分配比例：2024年度末期每10股派发现金股息人民币0.85元 （含税），叠加中期已派发的现金股息，2024年度每10股合计派发现 金股息人民币1.89元（含税）。 本次利润分配以实施分红派息股权登记日登记的中国光大 银行股份有限公司（简称本行）普通股总股本为基数，具体股权登记 日期将在分红派息实施公告中明确。 本次利润分配方案尚待本行2024年度股东大会审议通过后 方可实施。 本行不触及《上海证券交易所股票上市规则》第 9.8.1 条第 一款第（八）项规定的可能被实施其他风险警示的情形。 一、利润分配方案 （一）2024年度利润分配方案具体内容 根据经审计的财务报表，2024 年度本行合并报表中归属于本行 股东净利润为人民币 416.9 ...

Financial Performance - In 2024, the bank's total assets reached RMB 6.96 trillion, an increase of 2.75% compared to the previous year [39]. - The net profit attributable to shareholders was RMB 41.70 billion, a year-on-year growth of 2.22% [39]. - The bank's total liabilities amounted to RMB 6.37 trillion, reflecting a growth of 2.42% year-on-year [39]. - The bank's capital adequacy ratio was 14.13%, with a tier 1 capital ratio of 11.98% and a core tier 1 capital ratio of 9.82%, all showing improvement from the previous year [36]. - The bank's total operating income for the year was CNY 135.415 billion, with quarterly revenues of CNY 34.487 billion, CNY 35.321 billion, CNY 32.591 billion, and CNY 33.016 billion respectively [44]. - The net profit attributable to the shareholders of the bank for the year 2024 was CNY 41.696 billion, with a basic earnings per share of CNY 0.62 [48]. - The net interest margin decreased to 1.45%, down by 23 basis points year-on-year, primarily due to lower loan rates [78]. - The income tax expense for the reporting period was RMB 95.63 billion, an increase of 10.16% from the previous year [93]. Risk Management - The bank has been actively improving its risk management and innovation capabilities, leading to a balanced development across various business lines [16]. - The bank's provision coverage ratio was 180.59%, slightly down from 181.27% in the previous year [39]. - The bank's non-performing loan ratio remained stable at 1.25%, unchanged from the previous year [39]. - The bank's provision coverage ratio for non-performing loans was maintained at a healthy level, ensuring adequate risk management [46]. - The financial regulatory authority has implemented multiple policies to enhance risk management and support economic recovery [57]. - The company is committed to compliance and risk management, implementing a comprehensive risk control strategy to prevent systemic risks [65]. Strategic Focus - The bank aims to enhance its market competitiveness in wealth management, financial technology, and comprehensive finance sectors [15]. - The bank's strategy focuses on serving the real economy and national strategies, emphasizing customer-centric services and digital development [15]. - The bank aims to enhance its financial services and support the real economy, focusing on five key financial initiatives [27]. - The bank emphasizes the importance of political leadership and high-quality development as core themes for its future growth strategy [28]. - The bank is focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance to enhance its service capabilities [60]. Digital Transformation - The bank plans to deepen its digital transformation and strengthen risk management to prevent systemic risks while promoting sustainable development [30]. - The bank's online payment service, Guangda Cloud Payment, was recognized as an excellent case for empowering high-quality financial development [18]. - The company is focusing on digital transformation, enhancing digital financial services across corporate, retail, and scenario-based operations [176]. - The company has implemented a comprehensive digital marketing strategy, including the establishment of an industry cluster portrait system [176]. - The bank's digital transformation framework includes over 120 developed training models and covers more than 760 application scenarios [187]. Customer Base and Services - The bank has established 1,321 branches in China, achieving full coverage of provincial administrative regions and serving 150 major economic cities [17]. - The total number of corporate clients reached 997,400, while retail clients totaled 158 million, indicating a solid customer base [70]. - Retail customers reached 157.63 million, with high-end customers (monthly average assets over 500,000 yuan) increasing by 6.77% year-over-year [165]. - The company launched the "Sunshine+" retail customer membership system to enhance customer service and engagement [165]. - The bank's retail banking segment achieved operating income of 55.096 billion yuan, a year-on-year decrease of 15.17% [163]. Awards and Recognition - The bank has received multiple awards, including recognition as a "2024 Financial Brand Annual Influence Institution" and "2024 ESG Annual Case" by various organizations [19][20]. - The bank's ESG rating has steadily improved over the past two years, reflecting its commitment to social responsibility [27]. Asset Management - The bank's retail asset management scale reached RMB 1.50 trillion, with significant growth in technology finance, green finance, and inclusive finance loans, increasing by 42.06%, 41.01%, and 14.85% respectively [32]. - The total assets under management (AUM) amounted to 2.95 trillion yuan, reflecting an 8.36% increase from the previous year [165]. - The balance of inclusive finance loans reached 435.44 billion CNY, an increase of 56.31 billion CNY or 14.85% year-on-year [151]. Corporate Governance - The bank's board meeting on March 28, 2025, included 15 directors, with 13 attending in person and 2 represented by proxies [3]. - The bank's headquarters is located in Beijing, and it was established in August 1992, with listings on both the Shanghai and Hong Kong stock exchanges [14].

Core Viewpoint - China Everbright Bank's 2024 annual report highlights its commitment to supporting the real economy, implementing national strategies, and enhancing public welfare, while maintaining a high-quality development trajectory with improved operational efficiency and stable asset quality [1] Group 1: Financial Performance - As of the end of 2024, the total assets of China Everbright Bank reached 69,590 billion yuan, an increase of 1,862 billion yuan, or 2.7% from the previous year [5] - The total loan amount was 39,339 billion yuan, up 1,469 billion yuan, or 3.9%, with loans accounting for 56.5% of total assets, an increase of 0.6 percentage points [5] - The bank achieved an operating income of 1,354.2 billion yuan, a year-on-year decrease of 7.0%, but net profit rose by 2.0% to 419.1 billion yuan, indicating continued positive growth [5] Group 2: Support for Key Sectors - The bank has implemented targeted support measures for key sectors, resulting in significant loan growth in technology, green finance, and inclusive finance [2] - Loans to technology enterprises reached 3,795 billion yuan, increasing by 1,124 billion yuan, or 42.1% [2] - Green loans amounted to 4,424 billion yuan, up 1,287 billion yuan, or 41.0%, while inclusive loans reached 4,354 billion yuan, an increase of 563 billion yuan, or 14.9% [2] Group 3: Customer Base and Competitive Strength - The bank has developed a tiered customer management system, resulting in a total of 997,000 corporate clients, an increase of 17,000 from the previous year [6] - Retail customer base grew to 158 million, up 3.5%, with wealth and private banking clients increasing by 6.5% and 12.1%, respectively [6] - The bank's comprehensive financing scale (FPA) reached 53.1 trillion yuan, a growth of 4.5%, while retail asset management (AUM) totaled 29.5 trillion yuan, up 8.4% [7][8] Group 4: Asset Quality and Capital Adequacy - The non-performing loan ratio remained stable at 1.25%, with a provision coverage ratio of 180.59%, indicating strong asset quality [9] - The capital adequacy ratio improved to 14.13%, up 0.63 percentage points, with the core tier one capital ratio at 9.82%, an increase of 0.64 percentage points [9] Group 5: Future Outlook - The bank aims to implement the central government's decisions, enhance core functions, and improve competitiveness while preventing and mitigating risks in key areas, laying a solid foundation for the "14th Five-Year Plan" and the upcoming "15th Five-Year Plan" [10]

转自：新华财经 光大银行呼和浩特分行党委书记以《守护权益防风险 金融为民显担当》为题进行专题宣讲。从监管政 策、金融风险防范、客户权益维护等方面，围绕消费者权益应该"保护谁""保护什么""怎么保护"进行讲 解。 金融消费者是银行业持续健康发展的推动者，也是金融市场重要的参与者。光大银行呼和浩特分行始终 践行金融工作的政治性、人民性，深入开展"行长讲消保""行长值大堂"、"行长接待日"等活动，切实维 护消费者合法权益，全力构建"大消保"格局。 相关负责人表示，光大银行呼和浩特分行将坚持人民至上的根本立场，把维护好、实现好、发展好金融 消费者合法权益作为工作的出发点和落脚点，为构建和谐健康的金融消费环境贡献光大力量。（伊兰） 编辑：赵鼎 他提出，要强化消保工作"人人有责"认识，积极落实消保工作主体责任，把做好消保工作作为高质量发 展的必由之路，从大处着眼，从细微处发力，把人民群众时时放在心上，真正落实"阳光消保 美好陪 伴"理念，不断推动消保工作迈上新台阶，为全行高质量发展提供坚强保障。 在开展金融消费者权益保护教育宣传活动期间，光大银行呼和浩特分行全面启动常态化"行长接待日"活 动，分行党委班子成员每月两次下沉 ...

光大银行真该反思了 2025年刚开年，作为中国领先商业银行之一的光大银行，违规罚单接踵而至，其在短短两个月时间内被罚了近2000万元。而回顾过去的2024年，光大银行 也累计被罚超过了2000万元。 就在几天前，黑龙江省大庆市中级人民法院对中国光大集团原党委书记、董事长李晓鹏受贿案作出一审判决，以受贿罪判处其有期徒刑十五年，并处罚金 人民币六百万元；对其受贿所得财物及孰息予以追缴，上缴国库。 一位业内人士告诉虎嗅ESG组，李晓鹏在任时曾在内部搞了个"河南帮"，不只是光大银行，光大集团里重要岗位都是李晓鹏的人，跟着一起捞钱。另据媒 体公开报道，2020年至2023年间，光大系落马的14名高管中有7名籍贯为河南，含"豫"量极高。 在李晓鹏落马后，从一系列处罚事实来看，光大银行的内部管理问题依旧存在。 实际上，如果要问国内哪个行业ESG的表现相对更好，银行业是不得不提的行业之一。因为得益于政策的先导性与自身在国际视野下的影响力需求，我国 银行ESG整体ESG评级表现优秀，且尾部评级极少。光大银行在明晟（MSCI）去年底发布的ESG评级结果中也被提升至AA级，实现了评级结果两年连续 提升。 但值得探究的问题是，一边是 ...

股票代码：601818 股票简称：光大银行 公告编号：临 2025-011 中国光大银行股份有限公司 关于召开 2024 年度业绩发布会的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 【英文线路】中国内地：400 810 5211，中国香港：+852-3005 1318 参会密码：9383691194 ●投资者如需提问，可于 2025 年 3 月 28 日（星期五）17:00 前，将 相 关 问 题 通 过 电 子 邮 件 形 式 发 送 至 本 行 投 资 者 关 系 邮 箱 （IR@cebbank.com），本行将在业绩发布会上就投资者普遍关注的问 题进行交流。 为便于广大投资者更全面深入了解中国光大银行股份有限公司 （简称本行）2024 年度经营成果和财务状况，本行计划于 2025 年 3 月 31 日 9:30-11:00 举行 2024 年度业绩发布会（简称业绩发布会）。 一、业绩发布会类型 业绩发布会通过电话会议方式召开，本行将针对 2024 年度经营 成果及财务指标的具体情况与投资者进行互动 ...

中國光大銀行股份有限公司（「本公司」）謹此公佈，本公司將於2025年3月28日（星期五）召 開董事會會議，藉以審議並（如認為適當）批准包括本公司截至2024年12月31日止年度之 年度業績及建議派發末期股息（如有）等事宜。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 China Everbright Bank Company Limited 6818 關於召開董事會會議的通知 中國光大銀行股份有限公司 董事會 中國‧北京 2025年3月18日 於本公告日期，本公司執行董事為郝成先生、齊曄女士及楊兵兵先生；非執行董事為吳 利軍先生、崔勇先生、曲亮先生、姚威先生、朱文輝先生、張銘文先生及李巍先生；以 及獨立非執行董事為邵瑞慶先生、洪永淼先生、李引泉先生、劉世平先生及黃志凌先 生。 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年2月28日 狀態: 新提交 公司名稱: 中國光大銀行股份有限公司（於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2025年3月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06818 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 2. 股份分類 | 普通 ...