证券日报网讯 2月12日，宇信科技在互动平台回答投资者提问时表示，截至2026年2月10日，公司含信 用账户股东总户数为70533户。 （文章来源：证券日报） ...

Group 1 - The core point of the article is that Yuxin Technology (300674) reported a total of 69,457 shareholders with credit accounts as of January 30, 2026 [1]

Group 1 - The core viewpoint of the article highlights that Yuxin Technology has been officially recognized as a key player in the public data operation for financial services in Jiangsu Province, marking its significant role in the market-oriented reform of data elements and contributing to the high-quality development of the financial industry [1][3][4] - Yuxin Technology's selection is a response to national strategies aimed at developing digital finance and cultivating a data element market, showcasing the company's integration into the evolving landscape of the industry [1][3] - The company has developed the "Star Link" data service platform, which supports various financial scenarios such as credit risk control and marketing services, establishing a solid foundation for participating in public data operations [3][4] Group 2 - Yuxin Technology's competitive advantage lies in its ability to combine cutting-edge technology with a deep understanding of financial business and a strict compliance framework, which is essential for gaining trust in the data element market [4][6] - The company aims to address challenges in data application by providing standardized data products and services that lower the cost for financial institutions to access high-quality data, thereby enhancing the coverage of inclusive finance [4][6] - Yuxin Technology is committed to ensuring data security and compliance, adhering to relevant policies and regulations, and establishing a trust mechanism throughout the data lifecycle to facilitate the effective release of data value [4][6] Group 3 - The company plans to leverage its new role to empower the financial sector across three dimensions: scenario, data, and ecosystem [5][6] - In scenario empowerment, Yuxin Technology will focus on integrating public data with diverse social data to create precise credit profiles for banks, addressing financing challenges for small and micro enterprises [6][7] - The company aims to build a high-quality financial data product library, ensuring data accuracy and timeliness while providing tailored solutions to meet the diverse needs of financial institutions [6][7] Group 4 - Yuxin Technology will act as a connector and catalyst, collaborating with government departments, financial institutions, and partners to create a healthy and prosperous data element financial ecosystem [7] - The company seeks to promote cross-entity and cross-industry data compliance and innovation, expanding new application scenarios and strengthening regional financial security [7] - With the ongoing improvement of the data element market system, Yuxin Technology is positioned to lead the transformation and upgrading of China's financial industry through data elements, contributing to the high-quality development of Jiangsu Province's digital economy [7]

证券代码：300674 证券简称：宇信科技 公告编号：2026-002 北京宇信科技集团股份有限公司 2025年第二期员工持股计划第一次持有人会议决议公告 本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 一、持有人会议召开情况 北京宇信科技集团股份有限公司（以下简称"公司"）2025年第二期员工持 股计划（以下简称"本员工持股计划"）第一次持有人会议于2026年2月5日以通 讯会议的方式召开。本员工持股计划持有人共计80人，出席本次会议的持有人共 计80名，代表员工持股计划份额25,465,920.00份，占本员工持股计划已认购总份 额25,465,920.00份的100%。 本次会议由董事会秘书周帆女士主持。本次会议的召集、召开和表决程序符 合《北京宇信科技集团股份有限公司2025年第二期员工持股计划》和《北京宇信 科技集团股份有限公司2025年第二期员工持股计划管理办法》的有关规定。 2025 年第二期员工持股计划第一次持有人会议同意选举洪伟华、陈京蓉和 黄晓颖为公司 2025 年第二期员工持股计划管理委员会委员，任期与本员工持股 计划存续期间一致。上述 ...

Group 1 - The core viewpoint of the news is that Yuxin Technology's stock experienced a decline of 1.78% on February 2, with a trading volume of 271 million yuan, indicating a potential concern among investors [1] - On February 2, Yuxin Technology had a financing buy-in amount of 29.74 million yuan and a net financing buy of 6.99 million yuan, with a total financing and margin balance of 989 million yuan, which is 6.34% of its market capitalization [1] - The company’s financing balance is above the 50th percentile level for the past year, suggesting a relatively high level of investor interest [1] Group 2 - Yuxin Technology, established on October 19, 2006, primarily provides IT solutions to financial institutions, with 84.94% of its revenue coming from banking IT solutions [2] - As of January 20, the number of shareholders increased to 70,300, while the average circulating shares per person decreased by 0.82% to 9,995 shares [2] - For the period from January to September 2025, Yuxin Technology reported a revenue of 2.186 billion yuan, a year-on-year decrease of 6.99%, while the net profit attributable to shareholders increased by 6.48% to 279 million yuan [2] Group 3 - Yuxin Technology has distributed a total of 809 million yuan in dividends since its A-share listing, with 415 million yuan distributed in the last three years [3] - As of September 30, 2025, the fourth largest circulating shareholder is Huabao Zhongzheng Financial Technology Theme ETF, holding 9.2526 million shares, an increase of 4.4047 million shares from the previous period [3] - Hong Kong Central Clearing Limited is the seventh largest circulating shareholder, holding 5.9896 million shares, a decrease of 0.5625 million shares from the previous period [3]

Core Viewpoint - Yuxin Technology (300674) is committed to enhancing operational quality and creating long-term value for shareholders through product innovation, business innovation, and market expansion, with a clear focus on the "AI + Overseas + Web3" strategic development framework [1] Group 1 - The company emphasizes continuous attention to market valuation performance and is dedicated to developing according to its established strategic direction [1] - The team is focused on strengthening product and solution capabilities while implementing customer, project, and team management to enhance ecological layout [1]

Group 1 - Company Beijing Yuxin Technology Group Co., Ltd. won a procurement project from Sichuan Bank with a bid amount of 1.2 million yuan [1][2] - In 2024, the company's operating revenue was 3.958 billion yuan, with a revenue growth rate of -23.94% [2] - The net profit attributable to the parent company for 2024 was 380 million yuan, showing a net profit growth rate of 16.62% [2] - The company's return on equity (ROE) was 9.15% in 2024 [2] - For the first half of 2025, the company's operating revenue was 1.415 billion yuan, with a revenue growth rate of -5.01% [2] - The net profit attributable to the parent company for the first half of 2025 was 220 million yuan, reflecting a net profit growth rate of 35.26% [2] Group 2 - The company operates in the information technology industry, focusing on system integration services and professional consulting services [2] - The main business composition for 2024 included bank IT solutions (87.45%), non-bank IT solutions (9.37%), operational business (3.08%), and other businesses (0.1%) [2]

Investment Rating - The report indicates a positive investment outlook for the industry, highlighting a "golden window period" for the short drama sector, with expectations for significant growth in the coming years [2][11]. Core Insights - The short drama industry has reached a scale of nearly 1 trillion yuan, surpassing both the film and long video sectors, with a projected compound annual growth rate (CAGR) of over 50% from 2023 to 2026 [11]. - The market for animated dramas is expected to exceed 22 billion yuan by 2026, contributing 50% of the incremental growth in the short drama industry [11]. - ByteDance is positioned as the absolute leader in the animated drama sector, leveraging its "traffic + IP + AI" integrated strategy to dominate the market [2][17]. - The application of AI technology is transforming the production paradigm of animated dramas, reducing production cycles from over 50 days to under 30 days and significantly lowering costs [3][21]. Summary by Sections Section 1: The Golden Window for Short Dramas - The short drama market has surpassed 1 trillion yuan, with user engagement increasing, and the average daily viewing time expected to exceed 100 minutes by 2025 [11]. - The market has entered a phase of rapid growth and commercialization, with significant increases in both supply and demand for animated dramas [11][12]. Section 2: AI Reshaping Production Paradigms - AI technologies are enabling a shift from manual production to industrialized generation, with production costs dropping to the thousand-yuan level [3][21]. - The integration of AI in production processes is expected to streamline workflows, reducing the number of steps from 11 to 5 and cutting costs by 60% [3][24]. Section 3: Trends in AI Applications - The report anticipates a significant uptick in AI applications by 2026, driven by the need for software to leverage substantial computational investments [4][31]. - Companies are increasingly integrating AI into their business models, with some reporting that AI-related revenues account for over 10% of total income [4][31]. Section 4: Related Investment Targets - Key investment targets include companies such as DeCai Co., Zhaochi Co., and Wanxing Technology, among others, which are positioned to benefit from the growth in the animated drama and AI sectors [5][40].

Core Insights - The company is focusing on AI applications in core financial scenarios, particularly in credit, digital banking, data assets, and financial regulation, aiming to enhance operational efficiency and capabilities of financial institutions [2] - The digital RMB initiative has entered its 2.0 phase, evolving from a cash trial to a digital deposit system, which will reshape banking processes and service models [4] Group 1: AI Applications in Finance - The company has transitioned its AI applications in the credit sector from conceptual exploration to large-scale implementation, integrating AI throughout the entire credit process [2] - In 2025, the company engaged with nearly 100 financial institutions regarding AI implementation, assisting over 30 in scenario validation and more than 10 in deployment [2] - New layers for credit business scenarios and public AI have been added to enhance the integration of technology and business [2] Group 2: Digital RMB Development - The company has a leading advantage in digital RMB solutions and project delivery, participating fully in the domestic digital RMB system construction [3] - The company has established deep collaborations with several state-owned and smaller banks, creating a modular implementation path that prioritizes compliance [3] - Since 2024, the company has been actively entering the global digital currency market, successfully implementing an overseas digital currency project that is now in the regulatory sandbox phase [3] Group 3: Business Opportunities in Digital RMB 2.0 - The company plans to create a comprehensive matrix covering government, commercial, and cross-border scenarios in the digital RMB landscape [4] - Government applications include targeted fiscal subsidies and flexible digital red envelope schemes, while commercial applications leverage smart contracts for various financial management tasks [4] - The cross-border segment aims to enhance payment efficiency and transparency through automated compliance checks and fund traceability [4]

Group 1 - The core viewpoint of the article is that Yuxin Technology is actively participating in the development of the digital RMB 2.0 system, which is evolving from a digital cash pilot to a programmable digital deposit system [1] - The company has successfully won a bid and implemented a digital currency project for an overseas bank, which includes digital wallet integration and smart contract development [1] - Yuxin Technology has established a comprehensive service system that covers six steps: central bank interface integration, system construction, wallet deployment, smart contract embedding, scenario implementation, and operational monitoring [1] Group 2 - The company is planning a full-scenario matrix that includes government, commercial, and cross-border sectors to promote sustainable scenario innovation [1] - Yuxin Technology is leveraging its technical expertise in the domestic digital RMB 2.0 system to expand into international markets [1]