Rida Morwa is a former investment and commercial Banker, with over 35 years of experience. He has been advising individual and institutional clients on high-yield investment strategies since 1991. Rida Morwa leads the Investing Group High Dividend Opportunities where he teams up with some of Seeking Alpha's top income investing analysts. The service focuses on sustainable income through a variety of high yield investments with a targeted safe +9% yield. Features include: model portfolio with buy/sell alerts ...

Group 1 - The company ARCC is considered more attractive now compared to a year ago, despite previous reluctance regarding the sector [1] - The author emphasizes a focus on dividend investing in quality blue-chip stocks, BDCs, and REITs, aiming to supplement retirement income through dividends in the next 5-7 years [1] - The aspiration is to assist lower and middle-class workers in building investment portfolios of high-quality, dividend-paying companies [1] Group 2 - There is no stock, option, or similar derivative position held by the author in any mentioned companies, nor plans to initiate such positions in the near future [2] - The article expresses the author's personal opinions and is not compensated for it, aside from contributions to Seeking Alpha [2] - Seeking Alpha clarifies that past performance does not guarantee future results and that the views expressed may not reflect the platform's overall stance [3]

Core Insights - The article discusses a revised retirement portfolio strategy focusing on the growth-to-income mix, indicating a shift in investment approach to enhance returns through dividends and high-quality compounders [1]. Group 1: Investment Strategy - The strategy emphasizes a combination of macro analysis and bottom-up stock research to identify durable businesses with strong cash-flow potential [1]. - The author, Leo Nelissen, is characterized as a long-term investor with a focus on dividend growth and structural investment themes [1]. Group 2: Research and Analysis - Leo Nelissen publishes deeper-dive research and actionable investment ideas for long-term investors through Main Street Alpha [1].

Company Overview - Rubicon Associates is led by a Chartered Financial Analyst with over 20 years of experience in investment management, focusing on fixed income and preferred stock portfolios, as well as asset allocation and macro portfolios [1] - The principal has managed nearly $7 billion in credit investments and oversaw research and trading activities in the credit market, including a $20 billion short-duration fund [1] Investment Strategy - The firm has experience analyzing and investing in both public and private companies globally, advising institutional clients on fixed income strategies, manager selection, and asset allocation [1] - Rubicon Associates has contributed written content for platforms such as Seeking Alpha, Learn Bonds, and TheStreet.com, in addition to advising both institutional and private investors [1]

Core Insights - Macro Trading Factory is a macro-driven service managed by experienced investment managers aiming to outperform the SPY on a risk-adjusted basis through two portfolios: "Funds Macro Portfolio" and "Rose's Income Garden" [1] - The service is designed for individuals with limited time, knowledge, or desire to manage their own portfolios, providing a simple yet risk-oriented market exposure [1] Portfolio Offerings - The two portfolios offered by Macro Trading Factory span across all sectors, providing a hassle-free and easy-to-understand investment solution [2] - Both portfolios are structured to deliver performance in a relaxed manner, appealing to investors seeking less volatility [1][2] Market Positioning - Macro Trading Factory positions itself as a service for those looking for a straightforward investment approach while still aiming for competitive returns [1][2] - The focus on risk-adjusted performance indicates a strategic emphasis on balancing potential returns with market risks [1]

Core Viewpoint - Ares Capital Corporation (ARCC) reported a solid performance in its Q4 2025 earnings, leading to a positive market reaction reflected in the stock price increase, indicating market approval of its dividend strategy and portfolio growth [1]. Financial Report Analysis - Q4 2025 revenue was $793 million, slightly below the expected $794 million, while earnings per share (EPS) met expectations at $0.50. Non-GAAP net income was $293 million, falling short of the anticipated $352 million. Notably, total investment portfolio value increased to $29.5 billion, with net asset value (NAV) per share at $19.94. Management expressed optimism about maintaining dividends and emphasized a focus on software and professional sectors to mitigate interest rate volatility risks [2]. Stock Performance - Following the earnings release, the stock price showed a positive short-term reaction, closing at $19.31 on February 6, up 2.77%. Over the past week, stock price fluctuations were driven by earnings sentiment, with no significant signs of a major pullback as of February 13. The market noted a trailing twelve-month (TTM) dividend yield of 9.94%, bolstering investor confidence [3]. Institutional Perspectives - Analysts have given ARCC a "strong buy" rating. Although the target price has not been updated in the past week, the stability of the earnings report has reinforced its long-term investment value, particularly focusing on the sustainability of its software sector strategy [4].

Core Insights - AGNC Investment and Ares Capital offer significantly high dividend yields, with AGNC at over 12.5% monthly and Ares at 9.6% quarterly, both substantially above the S&P 500 yield of around 1.1% [1] AGNC Investment - AGNC Investment is a mortgage REIT that invests in Agency MBS, which are low-risk fixed-income investments backed by government agencies [2] - The company employs a leverage ratio of 7.2 times to enhance returns, which can be lucrative as long as returns exceed the cost of capital [2][3] - AGNC has maintained its monthly dividend since 2020, with an average annualized total return of 11.8% since its IPO in 2008, primarily driven by dividends [3][4] Ares Capital - Ares Capital is the largest BDC, focusing on direct loans to middle-market companies with annual revenues between $100 million and $1 billion [5] - The company’s portfolio had a weighted-average yield of 9.3% at the end of 2025, indicating higher returns compared to Agency MBS [5] - Ares Capital maintains a modest debt-to-equity ratio of 1.08, ensuring a strong balance sheet and ample liquidity for portfolio expansion [6]

Group 1 - High Dividend Opportunities has been publishing on Seeking Alpha for 10 years, focusing on high-yield investment strategies with a targeted safe yield of over 9% [1] - The service includes a model portfolio with buy/sell alerts, preferred and baby bond portfolios for conservative investors, and regular market updates [1] - Rida Morwa, with over 35 years of experience in investment and commercial banking, leads the Investing Group High Dividend Opportunities [1] Group 2 - The service emphasizes community and education, promoting the idea that investors should not invest alone [1] - Contributors such as Philip Mause and Hidden Opportunities support the High Dividend Opportunities initiative [3] - Recommendations made by the service are closely monitored, with exclusive Buy and Sell alerts for members [3]

Group 1 - The business development company (BDC) market has fallen out of favor with investors, particularly from the perspective of marginal buyers [1] Group 2 - Roberts Berzins has over a decade of experience in financial management, assisting top-tier corporates in shaping financial strategies and executing large-scale financings [2] - Berzins has contributed to institutionalizing the REIT framework in Latvia to enhance the liquidity of pan-Baltic capital markets [2] - His policy-level work includes developing national SOE financing guidelines and frameworks for channeling private capital into affordable housing [2]

Core Viewpoint - Ares Capital Corporation (ARCC) reported its Q4 2025 earnings, showing a stable performance with earnings per share of $0.50, which met expectations, while revenue of $793 million was slightly below expectations by 0.28% [1][2] Group 1: Financial Performance - The total investment portfolio value increased to $29.5 billion, reflecting a year-over-year growth of 10% [2] - The net asset value (NAV) per share rose to $19.94, marking a year-over-year increase of 0.25% [2] - The stock price rose by 1.67% in pre-market trading following the earnings report, indicating market recognition of the company's stable performance [1] Group 2: Strategic Focus - The company remains optimistic about maintaining its dividend and is focusing on strategic investments in the software and professional sectors [1] - Management acknowledged that interest rate fluctuations could impact short-term performance but plans to address challenges through a diversified investment portfolio and risk management [2] - Ares Management Corporation (ARES), an affiliate of Ares Capital, announced the acquisition of GCP's international business, expected to be completed in the first half of 2025, although this transaction has limited direct relevance to ARCC [2]