Core Viewpoint - Altisource Portfolio Solutions S.A. is set to report its earnings for the fourth quarter of 2025 on March 4, 2026, with a press release and presentation available on its Investor Relations website [1]. Group 1: Earnings Report - The earnings report for the fourth quarter of 2025 will be released on March 4, 2026 [1]. - A conference call to discuss the results will take place at 8:30 a.m. EST on the same day [2]. - A replay of the conference call will be accessible approximately two hours after the call and will remain available for about 30 days [2]. Group 2: Company Overview - Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries [3]. - The company combines operational excellence with innovative services and technologies to address the demands of changing markets [3].

Industry veteran to lead Altisource’s Origination segment and help shape the Company’s strategic growthLUXEMBOURG, Feb. 13, 2026 (GLOBE NEWSWIRE) -- Altisource Portfolio Solutions S.A. (“Altisource®” or the “Company”) (NASDAQ: ASPS), a leading provider of real estate and mortgage solutions, today announced the appointment of Rick Seehausen as President of Lenders One®. In this role, Mr. Seehausen will lead the strategic direction and day-to-day operations of Altisource’s Origination segment, including the d ...

Core Insights - Statebridge Company has selected Equator, a SaaS platform by Altisource, to manage its REO operations, indicating a strategic move to enhance operational efficiency in managing residential and business purpose real estate inventory [1][3]. Group 1: Company Overview - Equator is a leading SaaS platform that facilitates end-to-end residential asset management by connecting servicers, investors, real estate agents, and vendors, promoting collaboration and efficiency [2][5]. - Altisource Portfolio Solutions S.A. is an integrated service provider for the real estate and mortgage industries, offering innovative services and technologies to meet market demands [4]. Group 2: Platform Features and Benefits - Equator aims to reduce risk, lower operating costs, and improve portfolio performance through real-time visibility and a unified system for real estate operations [2]. - The platform supports scalable operations across in-house, outsourced, and hybrid models, which is crucial for managing increasing inventory effectively [3]. - New AI capabilities have been integrated into Equator to enhance efficiency and provide stronger portfolio insights, reflecting the company's commitment to modernization [3].

Core Insights - Altisource Portfolio Solutions S.A. has reported significant sales momentum in its Origination Solutions business, particularly due to strong demand for Lenders One® Credit and Lenders One® Verification services [1][3] - The company has signed contracts with six U.S. mortgage lenders, including a top lender, and expects revenue from these clients to ramp up fully in Q1 2026 [1] Group 1: Sales and Revenue Growth - The company estimates $15 million in annual closed-won contracts from new clients [1] - In Q3 2025, Lenders One Cooperative added 12 total members, with 5 of these new members already utilizing L1 Credit and L1 Verification services [9] - The late-stage pipeline for L1 Credit and L1 Verification services is expanding across multiple lender and servicing clients [9] Group 2: Market Dynamics - Lenders are facing margin pressure and operational complexity, prompting them to seek service providers that can enhance unit economics while maintaining compliance and customer service [3] - The anticipated 2026 industry price increases for credit data and related services are expected to drive greater adoption of L1 Credit and L1 Verification services among Lenders One members [9] Group 3: Company Background - Altisource Portfolio Solutions S.A. is an integrated service provider and marketplace for the real estate and mortgage industries, focusing on operational excellence and innovative services [5] - Lenders One Cooperative, managed by a subsidiary of Altisource, originated approximately $350 billion of mortgages in 2024, making it the largest retail mortgage entity in the U.S. [6]

Core Viewpoint - Altisource Portfolio Solutions S.A. has filed a Form S-3 Registration Statement with the SEC to register the resale of shares issued to lenders as part of a debt exchange agreement [1][2]. Group 1: Debt Exchange Agreement - On February 19, 2025, Altisource entered into agreements with all lenders under its senior secured term loans, exchanging loans with an outstanding balance of $232.8 million for a new first lien loan facility of $160.0 million and 7.3 million shares of common stock [2]. - The 7.3 million shares have been adjusted for a 1-for-8 share consolidation effective May 28, 2025 [3]. Group 2: Registration Statement Details - The Form S-3 includes a preliminary prospectus that is not complete and may be subject to changes, and it is not yet effective [2]. Group 3: Company Overview - Altisource Portfolio Solutions S.A. is a provider and marketplace for the real estate and mortgage industries, offering a combination of operational excellence and innovative services and technologies [4].

Group 1 - The article does not provide any relevant content regarding company or industry insights [1]

Financial Data and Key Metrics Changes - The company reported a 4% increase in total service revenue to $39.7 million compared to Q3 2024, driven by growth in various business segments [4][5] - GAAP earnings per share and cash flow from operations improved, with a pre-tax loss of $1.7 million, an improvement of $6.8 million from the previous year [5][11] - Adjusted EBITDA was flat at $3.6 million, with a slight increase in adjusted EBITDA for the service earning real estate segment to $10 million, up 1% from the previous year [5][8] Business Line Data and Key Metrics Changes - The service earning real estate segment generated $31.2 million in revenue, a 3% increase from Q3 2024, while adjusted EBITDA margins declined to 32.1% due to a revenue mix shift [7][8] - The origination segment saw a 9% increase in service revenue to $8.5 million, but adjusted EBITDA remained flat at $900,000, with margins declining to 10.3% [9][10] Market Data and Key Metrics Changes - The residential mortgage default market showed 90-plus-day mortgage delinquency rates at 1.3%, with foreclosure starts increasing by 19% and sales by 10% year-over-year [11][12] - The real estate market is perceived to be weakening, indicated by higher inventory and extended sales timelines, affecting the percentage of homes sold at foreclosure auctions [12] Company Strategy and Development Direction - The company is focusing on diversifying its customer base and growing businesses with strong growth potential, such as renovation and risk management services [5][6] - There is an emphasis on maintaining cost discipline while pursuing growth opportunities in a low delinquency environment, positioning the company for potential revenue increases if market conditions change [13][14] Management Comments on Operating Environment and Future Outlook - Management expressed optimism about the third-quarter performance and the potential for continued growth, highlighting a strong sales pipeline and new business wins [13][17] - The company is well-positioned to benefit from increased loan delinquencies and foreclosure activity, which could enhance revenue and adjusted EBITDA in countercyclical businesses [14] Other Important Information - The cooperative brokerage agreement with Rhythm expired on August 31, but the company continues to manage REO and receive referrals [9] - The company won four new customers for the Equator platform, which are expected to generate additional revenue as they load more assets [15] Q&A Session Summary Question: Are the new customer wins for the Equator platform expected to translate to more inventory on Hubzu Marketplace? - Management confirmed that three of the four new customers are live and loading properties, which should generate revenue and facilitate cross-selling with Hubzu Marketplace [15]

Financial Data and Key Metrics Changes - The company reported a 4% increase in total service revenue to $39.7 million compared to Q3 2024, driven by growth in various business segments [4][5] - Adjusted EBITDA was flat at $3.6 million, with service revenue growth offset by lower business segment margins [5] - The pre-tax loss improved by $6.8 million to a loss of $1.7 million in Q3 2025, primarily due to lower interest expenses [5][11] Business Line Data and Key Metrics Changes - The service earning real estate segment generated $31.2 million in revenue, a 3% increase from Q3 2024, with adjusted EBITDA of $10 million, reflecting a slight margin decline [7][8] - The origination segment saw service revenue rise by 9% to $8.5 million, but adjusted EBITDA remained flat at $900,000, with a decline in margins [9][10] Market Data and Key Metrics Changes - The residential mortgage default market showed 90+ day mortgage delinquency rates at 1.3%, with foreclosure starts increasing by 19% and sales by 10% year-over-year [11][12] - The real estate market is perceived to be weakening, indicated by higher inventory and extended sales timelines [12] Company Strategy and Development Direction - The company is focusing on diversifying its customer base and growing businesses with strong growth potential, such as renovation and risk management services [5][6] - The strategy includes maintaining cost discipline while capitalizing on countercyclical business opportunities as market conditions evolve [13][14] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the third-quarter results and the potential for continued growth, particularly in businesses that are expected to benefit from increasing loan delinquencies and foreclosure activity [13][14] - The company is well-positioned to leverage its strengths in a changing market environment, anticipating stronger revenue and adjusted EBITDA growth [14] Other Important Information - The cooperative brokerage agreement with Rhythm expired on August 31, but Altisource continues to manage REO and receive referrals [9] - The company won new business that is expected to generate $3.2 million in annual service revenue, with a significant sales pipeline of $24.4 million [8][10] Q&A Session Summary Question: Are the customer wins for the Equator platform expected to translate to more inventory on Hubzu Marketplace? - Management confirmed that new customers for the Equator platform are now live and loading properties, which should generate revenue as assets are loaded, with historical success in cross-selling to Hubzu [15]

Financial Data and Key Metrics Changes - The company reported a 4% increase in total service revenue to $39.7 million compared to the same quarter last year, driven by growth in various business segments [6][7] - GAAP loss before income taxes improved by $6.8 million to a pretax loss of $1.7 million, primarily due to lower interest expenses [8] - Operating cash flow improved by $2.3 million year-over-year, ending the quarter with $28.6 million in unrestricted cash [8] Business Line Data and Key Metrics Changes - The servicer and real estate segment generated $31.2 million in service revenue, a 3% increase from the previous year, with adjusted EBITDA of $10 million [10] - The origination segment saw service revenue rise by 9% to $8.5 million, although adjusted EBITDA remained flat at $900,000 [12] - The corporate segment reported an adjusted EBITDA loss of $7.3 million, slightly higher than the previous year [14] Market Data and Key Metrics Changes - The residential mortgage default market showed a 19% increase in foreclosure starts and a 10% increase in foreclosure sales for the first eight months of 2025 compared to the same period in 2024 [15] - Mortgage origination unit volume increased by 17% year-over-year, with refinance volume up by 103% [16] Company Strategy and Development Direction - The company is focusing on diversifying its customer base and growing businesses with strong growth potential, such as Renovation and Granite Construction Risk Management [8][9] - The strategy includes maintaining cost discipline and reducing corporate interest expenses to support long-term growth [17] Management's Comments on Operating Environment and Future Outlook - Management noted that despite low delinquency rates, foreclosure starts and sales are increasing, indicating a potential shift in the market [15] - The company believes it is well-positioned to benefit from stronger revenue and adjusted EBITDA growth if loan delinquencies and foreclosure activities rise [17] Other Important Information - The cooperative brokerage agreement with Rhythm expired on August 31, but Altisource continues to manage REO and receive referrals [11] - The company won new business estimated to generate $3.2 million in annual service revenue, with a total weighted average sales pipeline of $24.4 million [10] Q&A Session Summary Question: Are the customer wins for the Equator platform expected to translate to more inventory on Hubzu in the future? - Yes, the company won four new customers for the Equator platform, with three now live and loading properties, which should generate revenue as more assets are loaded [19]

Financial Data and Key Metrics Changes - The company reported a 4% increase in total service revenue to $39.7 million compared to Q3 2024, driven by growth in various business segments [4][5] - GAAP earnings before income taxes improved by $6.8 million to a pre-tax loss of $1.7 million in Q3 2025, compared to a pre-tax loss of $8.5 million in the same quarter last year [5] - Operating cash flow improved by $2.3 million year-over-year, ending the quarter with $28.6 million in unrestricted cash [5] Business Line Data and Key Metrics Changes - The service earning real estate segment generated $31.2 million in revenue, a 3% increase from Q3 2024, with adjusted EBITDA of $10 million, reflecting a slight increase of $100,000 [6][8] - The origination segment saw service revenue rise by 9% to $8.5 million, while adjusted EBITDA remained flat at $900,000, with margins declining to 10.3% [9][10] - The corporate segment reported an adjusted EBITDA loss of $7.3 million, which was $100,000 higher than the previous year [11] Market Data and Key Metrics Changes - The residential mortgage default market showed 90-plus-day mortgage delinquency rates at 1.3%, with foreclosure starts increasing by 19% and foreclosure sales by 10% year-over-year [11][12] - The real estate market is perceived to be weakening, indicated by higher inventory and extended sales timelines [12] - Mortgage origination unit volume increased by 17% year-to-date, with refinance volume up by 103% [12] Company Strategy and Development Direction - The company is focusing on diversifying its customer base and growing businesses with strong growth potential, such as renovation and Granite Construction Risk Management [5][6] - The strategy includes maintaining cost discipline while capitalizing on potential increases in loan delinquencies and foreclosure activities to drive revenue growth [13] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's positioning for continued growth, emphasizing the importance of new business wins and a strong sales pipeline [13] - The outlook suggests that if loan delinquencies and foreclosure activities increase, the company is well-positioned to benefit from stronger revenue and adjusted EBITDA growth [13] Other Important Information - The cooperative brokerage agreement with Rhythm expired on August 31, but the company continues to manage REO and receive referrals [9] - The company won four new customers for the Equator platform, with three already live, which is expected to generate additional revenue [15] Q&A Session Summary Question: Are the new customer wins for the Equator platform expected to translate to more inventory on Hubzu Marketplace? - Management confirmed that as new customers load assets onto the Equator platform, revenue generation is anticipated, and there is a history of successful cross-selling with Hubzu Marketplace [15]