Group 1: DaVita - DaVita is a healthcare provider specializing in kidney care services, with Warren Buffett owning a 44% stake through Berkshire Hathaway, representing about 2% of its portfolio [3][11] - The company serves a significant patient population, with approximately 68% of U.S. patients with end-stage renal disease requiring dialysis, translating to nearly 1 million patients [5][6] - In the first nine months of 2024, DaVita reported total revenue of $9.5 billion, a 6% increase year-over-year, with net income reaching $677 million, up 25% [8][9] - DaVita's operating cash flow for the 12 months ending September 30, 2024, was $1.96 billion, and free cash flow was $1.14 billion, indicating strong cash generation capabilities [9][10] Group 2: Chubb - Chubb comprises about 2.5% of Berkshire Hathaway's portfolio, with Buffett holding a 6.7% stake in the insurance business [11][12] - The company reported consolidated net premiums of $13.8 billion in Q3 2024, a 6.6% increase year-over-year, with net income for the first nine months reaching a record $6.7 billion, up 16.9% [16][17] - Chubb has a strong history of returning profits to shareholders, having raised its dividend for 16 consecutive years, with a yield around 1.3% [17]

Core Viewpoint - Chubb CEO Evan Greenberg emphasizes the challenges in the California insurance market, stating that the company will not underwrite insurance where reasonable returns cannot be achieved, which has contributed to strong financial results in 2024 [1][4]. Financial Performance - Chubb reported a net income of $2.58 billion, or $6.33 per share, for the latest quarter, with adjusted earnings of $6.02 per share [8]. - The company experienced a 7% increase in property and casualty (P&C) underwriting income in 2024, with a combined ratio of 86.6% [7]. - Global P&C premiums written grew nearly 10% year-over-year, while life premiums increased by 18.5% in constant dollars [7]. - Net investment income rose by 13.7% to $1.69 billion on an adjusted basis [8]. Market Challenges - California's regulatory environment is hindering insurers from charging premiums that accurately reflect risks, leading to unsustainable pricing models [4]. - Chubb expects to incur $1.5 billion in net pretax costs in the first quarter due to exposure from recent wildfires, although the company has reduced its exposure in affected areas by 50% [3][2]. Growth Strategy - The company aims to grow operating earnings and earnings per share (EPS) at a double-digit rate, driven by P&C underwriting, investment income, and life income [5]. - Chubb is well-positioned to expand its commercial middle market lines, benefiting from its data capabilities and strong reinsurance relationships [6]. Customer Segments - Premium growth in affluent customer segments rose by 10%, with new business increasing by 34% [8]. - The high net worth segment saw a premium increase of 17.6%, while homeowners pricing rose over 12% for the quarter [9].

Chubb Limited (CB) reported fourth-quarter 2024 core operating income of $6.02 per share, which beat the Zacks Consensus Estimate by 10.3%. The bottom line decreased 27.5% year over year.See the Zacks Earnings Calendar to stay ahead of market-making news.Chubb's results reflected strong performance in North America P&C, Overseas General and Life Insurance divisions, solid underwriting income and improved investment income, partially offset by a higher level of catastrophe.CB’s Quarter in DetailNet premiums ...

Chubb (CB) came out with quarterly earnings of $6.02 per share, beating the Zacks Consensus Estimate of $5.46 per share. This compares to earnings of $8.30 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 10.26%. A quarter ago, it was expected that this insurer would post earnings of $4.93 per share when it actually produced earnings of $5.72, delivering a surprise of 16.02%.Over the last four quarters, the company has surpasse ...

Exhibit 99.2 Chubb Limited Financial Supplement for the Quarter and Year Ended December 31, 2024 Investor Contact Karen Beyer: (212) 827-4445 email: investorrelations@chubb.com This report is for informational purposes only. It should be read in conjunction with documents filed by Chubb Limited with the Securities and Exchange Commission, including the most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q. Our forward-looking statements could also be affected by, among other things, comp ...

Group 1 - Chubb announced two leadership appointments in its Overseas General Insurance business to enhance underwriting consistency and drive international growth [1][2] - Tim Stapleton has been appointed as the Chief Underwriting Officer for Overseas General Insurance, responsible for advancing underwriting operations and standards [2][4] - Jason Neu will succeed Stapleton, overseeing Chubb's international financial lines division, including directors' and officers' liability and financial institutions insurance [3][5] Group 2 - The leadership changes aim to improve operational excellence and align with strategic objectives, as stated by Paul McNamee, Executive Vice President of Chubb Group [4] - Stapleton has been with Chubb since 2015, previously holding leadership roles at Zurich Insurance and American International Group [4] - Neu has been with Chubb since 2004, with prior roles including Senior Vice President and Financial Lines Manager for various regions [5]

Chubb Limited (CB) is slated to report fourth-quarter 2024 earnings on Jan. 28, after market close. CB delivered an earnings surprise in each of the last four quarters, the average beat being 22.19%. See the Zacks Earnings Calendar to stay ahead of market-making news.Factors to ConsiderPremiums in the fourth quarter are likely to have benefited from growth across most product lines, driven by strong premium retention, including rate and exposure increases, and strong new business.The high net-worth personal ...

In its upcoming report, Chubb (CB) is predicted by Wall Street analysts to post quarterly earnings of $5.45 per share, reflecting a decline of 34.3% compared to the same period last year. Revenues are forecasted to be $14.49 billion, representing a year-over-year increase of 8.3%.The consensus EPS estimate for the quarter has undergone a downward revision of 0.4% in the past 30 days, bringing it to its present level. This represents how the covering analysts, as a whole, have reassessed their initial estima ...

Chubb (CB) is expected to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended December 2024. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on January 28. On th ...

Chubb Limited (NYSE: CB ) is an insurance giant that specializes in property and casualty (P&C) insurance. The company generates revenues primarily through insurance premiums, which are payments from policyholders for coverage against various risks like property damage, liability, andI'm an insurance Case Manager with a deep interest in investing. My investment philosophy is all about buying high quality stocks and great businesses. My favorite businesses are those led by disciplined capital allocators, ear ...