Inflation ended 2025 at 5.1%, missing the central bank’s 3% target for a fifth consecutive year, according to Clavijo. She said inflation expectations rose late in the year and increased further after the announcement of a 23.7% minimum wage increase for 2026. In January, Banco de la República raised its policy rate by 100 basis points, and Clavijo said her updated view calls for year-end inflation of 6.4% and at least 200 basis points of additional policy-rate increases, which could weigh on growth.Chief E ...

Bancolombia (NYSE:CIB) Q4 2025 Earnings call February 24, 2026 09:00 AM ET Company ParticipantsAndrés Soto - Executive Director and Market StrategistBrian Flores - VP in Equity ResearchCarlos Gómez-López - Head of Latin America Financials ResearchErnesto Gabilondo - Director of Latin American Financial InstitutionsJuan Carlos Mora - CEOLaura Clavijo - Chief EconomistMauricio Botero Wolff - Chief Strategy and Financial OfficerYuri Fernandes - Executive Director in Equity ResearchConference Call ParticipantsA ...

Bancolombia (NYSE:CIB) Q4 2025 Earnings call February 24, 2026 09:00 AM ET Company ParticipantsAndrés Soto - Executive Director and Market StrategistBrian Flores - VP in Equity ResearchCarlos Gómez-López - Head of Latin America Financials ResearchErnesto Gabilondo - Director of Latin American Financial InstitutionsJuan Carlos Mora - CEOLaura Clavijo - Chief EconomistMauricio Botero Wolff - Chief Strategy and Financial OfficerYuri Fernandes - Executive Director in Equity ResearchConference Call ParticipantsA ...

Bancolombia (NYSE:CIB) Q4 2025 Earnings call February 24, 2026 09:00 AM ET Speaker8Good morning, ladies and gentlemen, and welcome to Grupo SURA, Bancolombia's 4th quarter 2025 earnings conference call. My name is Carrie, and I will be your operator for today's call. At this time, all participants are in a listen-only mode. Following the prepared remarks, there will be a question-and-answer session. During the question-and-answer session, if you have a question, please press Star, then 1 on your touch-tone ...

Financial Results 4Q25 Highlights 1. A one-time, non-cash impairment charge and assets held for sale accounting related to the Banistmo divestment distort the quarterly and annual results Solid full-year operational results supported by resilient margins, and improved asset quality. Key Results 3. Significant progress in our digital businesses toward sustained profitability, a key driver of the Group's long-term returns 4. The new corporate structure under Grupo Cibest is delivering a clear enhancement in s ...

Financial Stability - Grupo Cibest has a debt-to-equity ratio of 0.66 and liquidity ratios of approximately 1.00, indicating a stable financial position [1][3][5] Upcoming Earnings Release - The company is set to announce its earnings per share (EPS) of $1.96 and projected revenue of approximately 7.56 trillion COP (about $1.89 billion USD) [2][6] - The earnings release is scheduled for after market close on February 23, 2026, with the earnings call on February 24, 2026, at 9:00 AM ET [2] Stock Performance - Grupo Cibest's stock is currently trading at $79.46, reflecting an increase of 0.59% [3][6] - The company has a market capitalization of $20.71 billion and a P/E ratio of 9.58, suggesting reasonable valuation [3][6] - The stock's 50-day moving average is $71.05, while the 200-day moving average is $59.92, with a yearly trading range from a low of $35.44 to a high of $86.31 [4] Valuation Metrics - The company's price-to-sales ratio is 1.78, and its enterprise value to sales ratio is also 1.78, indicating its market valuation [4][5] - The enterprise value to operating cash flow ratio is 4.59, and the earnings yield is 10.43%, suggesting a solid return on investment for shareholders [5]

Core Viewpoint - Investors in the Diversified Operations sector should consider Grupo Cibest (CIB) and ITT (ITT) for potential value investment opportunities, with CIB appearing more attractive based on various valuation metrics [1]. Valuation Metrics - Grupo Cibest (CIB) has a Zacks Rank of 2 (Buy), indicating a positive earnings outlook, while ITT has a Zacks Rank of 3 (Hold) [3]. - CIB's forward P/E ratio is 9.92, significantly lower than ITT's forward P/E of 24.41, suggesting that CIB may be undervalued [5]. - CIB has a PEG ratio of 0.99, compared to ITT's PEG ratio of 1.64, indicating that CIB's valuation is more favorable when considering expected earnings growth [5]. - CIB's P/B ratio is 2.25, while ITT's P/B ratio is 5.32, further supporting the notion that CIB is a better value option [6]. - CIB's overall Value grade is B, whereas ITT's Value grade is D, highlighting the relative attractiveness of CIB as a value investment [6]. Earnings Outlook - CIB is noted for its improving earnings outlook, which enhances its appeal in the Zacks Rank model, suggesting it is a superior value option at this time [7].

Grupo Cibest (CIB) appears an attractive pick, as it has been recently upgraded to a Zacks Rank #2 (Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.Individual investors often find it ...

Core Viewpoint - Grupo Cibest (CIB) is identified as a promising momentum stock with a Momentum Style Score of B and a Zacks Rank of 2 (Buy), indicating potential for short-term gains [3][4][12]. Momentum Style Score - The Zacks Momentum Style Score incorporates metrics such as price change and earnings estimate revisions, which are crucial for assessing stock performance [2][9]. - CIB's recent price activity shows a 7.08% increase over the past week, significantly outperforming the Zacks Diversified Operations industry, which remained flat [6]. Price Performance - Over the last month, CIB's shares have increased by 22.42%, compared to the industry's 3.4% [6]. - In the longer term, CIB has seen a 36.13% increase over the past quarter and a remarkable 128.81% gain over the last year, while the S&P 500 has only moved 3.46% and 14.89%, respectively [7]. Trading Volume - CIB's average 20-day trading volume is 331,214 shares, which serves as a baseline for price-to-volume analysis; a rising stock with above-average volume is generally considered bullish [8]. Earnings Outlook - In the past two months, two earnings estimates for CIB have been revised upwards, raising the consensus estimate from $7.70 to $7.99 [10]. - For the next fiscal year, two estimates have also moved upwards, with no downward revisions noted [10]. Conclusion - Given the positive momentum indicators and earnings outlook, CIB is positioned as a strong buy candidate for investors seeking short-term opportunities [12].

Core Viewpoint - CIB Marine Bancshares, Inc. reported a decline in net income for 2025, primarily due to increased provisions for credit losses, despite improvements in net interest margin and a modest profit from the Mortgage Division [1][2][4]. Financial Performance - Net income allocated to common shareholders for 2025 was $1.6 million, or $1.19 basic and $1.15 diluted earnings per share, down from $2.5 million, or $1.87 basic and $1.46 diluted earnings per share in 2024 [2]. - The net interest margin improved to 2.72% for the full year 2025, up from 2.42% in 2024, driven by a reduction in the cost of funds [4]. - Provisions for credit losses were $1.2 million in Q4 2025 and $1.1 million for the full year, compared to reversals in the same periods of 2024 [4]. Loan and Asset Quality - Non-performing assets represented 1.04% of total assets as of December 31, 2025, an increase from 0.68% a year earlier, primarily due to two commercial loan relationships moving to non-accrual status [4]. - The allowance for credit losses on loans was 1.27% as of December 31, 2025, compared to 1.26% a year earlier, remaining at or above local and national peer medians [4]. Business Strategy and Growth - The Banking Division reported an increase in income of $0.9 million in 2025, excluding provisions and the prior year's sale-leaseback gain, driven by higher net interest income [4]. - The company emphasized continued growth in commercial lending, with loan balances increasing by $11 million in Q4 2025 after a decline earlier in the year [4]. Stock Repurchase Program - The expanded common stock repurchase program authorizes up to $2.5 million in buybacks through December 31, 2026, with $1.2 million remaining for additional repurchases in 2026 [3].