Group 1 - First Horizon Corporation will have its Chairman, President, and CEO Bryan Jordan participate in the 2026 RBC Capital Markets Global Financial Institutions Conference on March 10, 2026, at 3:20 pm ET [1] - A live webcast of the conference will be available on the First Horizon Investor Relations website, along with an audio replay [2] Group 2 - As of December 31, 2025, First Horizon Corporation has $83.9 billion in assets and operates as a leading regional financial services company [4] - The company is headquartered in Memphis, TN, and its banking subsidiary, First Horizon Bank, operates in 12 states primarily in the southern U.S. [4] - First Horizon offers a range of services including commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking [4] - The company has received recognition as one of the nation's best employers by Fortune and Forbes magazines and is listed as a Top 10 Most Reputable U.S. Bank [4]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 - or - ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to__________ Commission File Number: 001-15185 (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation ...

First Horizon Corporation (NYSE:FHN) is one of the 10 best banking stocks to buy according to hedge funds. On February 24, Ben Gerlinger from Citi reaffirmed his Buy rating on First Horizon Corporation (NYSE:FHN). The analyst also raised the firm’s price target slightly, from $28 to $28.50, yielding an upside potential of almost 19%. His revision is based on “solid” profitability projections for regional banks amid a “normalized yield curve now in play.” Citi Reiterates Buy Rating on First Horizon Corpor ...

Core Viewpoint - First Horizon Corporation will participate in the Raymond James 47th Annual Institutional Investors Conference on March 3, 2026, showcasing its leadership in the financial services sector [1] Group 1: Company Participation - Chief Financial Officer Hope Dmuchowski and Chief Credit Officer Thomas Hung will represent First Horizon at the conference [1] - A live webcast and audio replay of the event will be available on the First Horizon Investor Relations website [1] Group 2: Company Overview - First Horizon Corporation has $83.9 billion in assets as of December 31, 2025, positioning it as a leading regional financial services company [1] - The company operates in 12 states, primarily in the southern U.S., offering a wide range of financial services including commercial, private banking, consumer, and wealth management [1] - First Horizon has received recognition as one of the best employers by Fortune and Forbes magazines and is listed as a Top 10 Most Reputable U.S. Bank [1]

Core Viewpoint - The discussion highlights the impressive recovery and growth trajectory of the bank following its merger with IBERIABANK and the subsequent challenges faced by TD, emphasizing the bank's commitment to reinvestment and solid growth [1] Group 1: Franchise Development - The bank has successfully navigated challenges over the past couple of years, particularly post-merger with IBERIABANK [1] - Investors have expressed admiration for the bank's efforts to stabilize and grow its operations after facing difficulties [1] - The current state of the franchise reflects a significant improvement compared to one or two years ago, showcasing a solid growth footing [1]

Core Insights - First Horizon has appointed Leilani Farol as the new Chief Information Security Officer (CISO), emphasizing the importance of cybersecurity in the company's strategy [1] - Farol brings over 25 years of experience in information security and risk management, having previously held significant roles at Fidelity Investments, Bank of America, and JPMorgan Chase [1] - The company aims to enhance its cybersecurity measures, including threat detection, data governance, and third-party risk management, to protect client data and privacy [1] Company Overview - First Horizon Corp. has $83.9 billion in assets as of December 31, 2025, and operates primarily in the southern U.S. [1] - The company offers a wide range of financial services, including commercial banking, wealth management, and mortgage banking [1] - First Horizon has received recognition as one of the best employers and a top reputable bank in the U.S. [1]

Summary of First Horizon Conference Call Company Overview - **Company**: First Horizon - **Key Executives**: Bryan Jordan (Chairman and CEO), Hope Dmuchowski (CFO) Core Industry Insights - **Industry**: Banking and Financial Services - **Market Focus**: Southeast U.S. with significant presence in high-growth metropolitan statistical areas (MSAs) such as the Carolinas and Florida [3][9] Key Points and Arguments Growth and Strategic Priorities - First Horizon has successfully integrated IBERIABANK amidst the pandemic and is now focused on growth opportunities in the Southeast, particularly in consumer banking and commercial middle-market banking [7][10] - The bank is expanding its branch network in strategic locations, including the Carolinas and Texas, to enhance customer convenience and support growth [10][11] - The focus is on building a consumer-driven model with branch density, while also emphasizing specialized services like commercial real estate lending and asset-based lending [10][11] Economic Outlook and Loan Growth - There is a general optimism among clients regarding economic conditions, with expectations for increased investment and borrowing as regulatory pressures ease [12][13] - Loan growth is projected to be in the mid-single digits, primarily driven by commercial and industrial lending, despite a flat outlook for the mortgage portfolio in the near term [13][14] Countercyclical Business Performance - The mortgage warehouse business is expected to benefit from a potential refi wave if mortgage rates drop below 6%, with significant capacity for growth [18][19] - FHN Financial, which focuses on treasury portfolio management for banks, is also positioned to grow with favorable interest rate volatility [28][29] Revenue Growth and Profitability - First Horizon aims for a revenue growth outlook of 3%-7%, contingent on higher loan growth and a rebound in countercyclical businesses [15][16] - The bank is focused on enhancing fee income through new products and services, which do not require capital reserves, thus improving return on tangible common equity (ROTCE) [64][65] Capital Management and Shareholder Returns - The bank has a healthy capital position, with plans to maintain a CET1 ratio of 10%-10.5%, allowing for potential buybacks and dividends [67][72] - In 2025, First Horizon returned approximately $1.2 billion in equity through stock buybacks and increased dividends, indicating strong capital generation [71][72] Credit Quality and Risk Management - Credit quality remains strong, with no significant concerns regarding charge-offs or geographic concentrations, reflecting disciplined lending practices [75][76] - The bank has restructured its credit approach to enhance risk management, positioning it well for future cycles [76] Technology and AI Integration - First Horizon is leveraging AI to improve operational efficiency, particularly in fraud detection and customer service, which is expected to enhance the overall customer experience [51][54] - The bank is investing in technology to automate processes and improve service delivery, with a focus on maintaining a competitive edge in the market [44][52] Regulatory Environment - The bank anticipates potential regulatory changes that may ease capital requirements, allowing for more flexibility in capital management [69][70] - Discussions around the $100 billion asset threshold may lead to adjustments that benefit First Horizon's operational strategy [70] Additional Important Insights - The competitive landscape for deposits in the Southeast is intense, with a focus on branch expansion and customer engagement to attract core deposits [35][39] - The bank is actively exploring opportunities in digital assets and stable coins, recognizing the evolving nature of the financial services industry [41][42] This summary encapsulates the key insights and strategic directions discussed during the First Horizon conference call, highlighting the company's growth initiatives, economic outlook, and operational strategies.

Core Viewpoint - Momentum investing focuses on following a stock's recent price trends, aiming to buy high and sell higher, with the expectation that established trends will continue [1] Company Overview: First Horizon National (FHN) - FHN currently holds a Momentum Style Score of B, indicating a positive outlook based on price changes and earnings estimate revisions [2] - The company has a Zacks Rank of 1 (Strong Buy), which historically outperforms the market when combined with a Style Score of A or B [3] Performance Metrics - FHN shares have increased by 2.38% over the past week, outperforming the Zacks Banks - Southwest industry, which rose by 0.3% [5] - Over the past month, FHN's price change is 4.26%, compared to the industry's 4.09% [5] - In the last quarter, FHN shares rose by 18.58%, and over the past year, they gained 18.14%, while the S&P 500 increased by only 1.21% and 16.64%, respectively [6] Trading Volume - FHN's average 20-day trading volume is 6,662,200 shares, which serves as a bullish indicator when combined with rising stock prices [7] Earnings Outlook - In the past two months, 6 earnings estimates for FHN have been revised upwards, increasing the consensus estimate from $1.95 to $2.14 [9] - For the next fiscal year, 3 estimates have also moved higher, with no downward revisions [9] Conclusion - Given the positive performance metrics and earnings outlook, FHN is positioned as a strong buy candidate with a Momentum Score of B, making it a potential pick for investors seeking short-term gains [11]

Core Insights - First Horizon Bank has appointed Eric Teal as Senior Vice President and Chief Investment Officer (CIO) of First Horizon Wealth Management, where he will lead investment strategy and portfolio construction [1][2]. Group 1: Leadership and Experience - Eric Teal joins First Horizon Wealth Management from Comerica, where he was the Chief Investment Officer and part of the senior leadership team [2]. - Teal has over 10 years of experience as CIO at First Citizens Bank and has also served as Managing Director and Investment Manager at U.S. Bank Private Wealth Management [2][3]. - His educational background includes a Bachelor of Science in Economics and International Studies from Rhodes College and an MBA in Finance from the University of Memphis [3]. Group 2: Company Overview - First Horizon Corp. has $83.9 billion in assets as of December 31, 2025, and operates in 12 states primarily in the southern U.S. [5]. - The company offers a range of financial services including commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking [5]. - First Horizon has been recognized as one of the best employers by Fortune and Forbes and is listed as a Top 10 Most Reputable U.S. Bank [5].

Core Viewpoint - First Horizon Corporation will participate in the Bank of America 2026 Financial Services Conference on February 11, 2026, featuring key executives Bryan Jordan and Hope Dmuchowski [1]. Group 1: Event Participation - The event will be held at 8:50 am ET and will include a live webcast and audio replay available on the First Horizon Investor Relations website [2]. Group 2: Company Overview - First Horizon Corporation, with $83.9 billion in assets as of December 31, 2025, is a prominent regional financial services company headquartered in Memphis, TN, operating in 12 states in the southern U.S. [4]. - The company offers a wide range of services including commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking [4]. - First Horizon has received recognition as one of the nation's best employers by Fortune and Forbes magazines and is listed as a Top 10 Most Reputable U.S. Bank [4].