Financial Performance - GAAP revenue increased by 5% to $5.13 billion in Q1 2025, with Merchant Solutions segment growing by 5% and Financial Solutions segment by 6%[2] - GAAP EPS rose by 22% to $1.51 in Q1 2025, with an operating margin of 27.2%, up from 24.2% in Q1 2024[3] - Adjusted revenue increased by 5% to $4.79 billion, with organic revenue growth of 7%, driven by 8% growth in Merchant Solutions and 6% in Financial Solutions[8] - Adjusted EPS grew by 14% to $2.14, with an adjusted operating margin of 37.8%, an increase of 200 basis points year-over-year[8] - Total revenue for Q1 2025 was $5,130 million, an increase from $4,883 million in Q1 2024, representing a growth of 5.05%[27] - Adjusted revenue for Q1 2025 was $4,789 million, up from $4,543 million in Q1 2024, reflecting a growth of 5.43%[27] - Operating income for Q1 2025 was $1,395 million, compared to $1,181 million in Q1 2024, marking an increase of 18.14%[27] - Adjusted operating income for Q1 2025 was $1,808 million, up from $1,629 million in Q1 2024, indicating a growth of 10.98%[27] - Net income for Q1 2025 was $848 million, an increase from $752 million in Q1 2024, representing a growth of 12.79%[30] Cash Flow and Shareholder Returns - Free cash flow was $371 million in Q1 2025, down from $454 million in the prior year period[8] - The company repurchased 9.7 million shares for $2.2 billion in Q1 2025[8] Future Outlook - Fiserv expects organic revenue growth of 10% to 12% and adjusted EPS of $10.10 to $10.30 for 2025, representing growth of 15% to 17%[6] - The company maintains its guidance for 2025, anticipating acceleration in the second half of the year[7] - The company's organic revenue growth outlook for 2025 is projected to be between 10% and 12%[45] - Adjusted earnings per share for 2025 is estimated to be in the range of $10.10 to $10.30, reflecting a growth of 15% to 17% compared to 2024[49] Strategic Initiatives - Four strategic acquisitions were completed in Q1 2025, including Payfare Inc. and CCV Group B.V.[8] - A new 2,000-employee fintech hub is planned to open in Overland Park, Kansas[8] Assets and Liabilities - Total assets as of March 31, 2025, were $80,402 million, an increase from $77,176 million as of December 31, 2024[33] - Total liabilities increased to $53,881 million as of March 31, 2025, compared to $49,490 million as of December 31, 2024[33] Costs and Adjustments - The company incurred $52 million in incremental executive compensation related to the transition of the CEO in Q1 2025[27] - The company incurred merger and integration costs of $81 million and severance costs of $157 million in 2024[49] - The impact of postage reimbursements on revenue is expected to be a decrease of 0.5% for 2025[45] - Currency fluctuations are anticipated to positively impact adjusted revenue by 1.5% for 2025[45] - Acquisition adjustments are expected to reduce revenue growth by 1.0% in 2025[45] - The company estimates a 5% decrease in amortization expense related to acquired intangible assets for 2025 compared to 2024[49] - The tax impact of adjustments is calculated using a tax rate of 20%, reflecting the company's effective tax rate[51]

Fiserv plans to acquire Brazilian FinTech company Money Money Servicos Financeiros S.A. to expand the range of payment, management and cash flow solutions Fiserv’s Clover offers Brazilian small– to medium-sized businesses (SMBs).Following the planned acquisition, Money Money’s specialized financing engine will be integrated with the Clover cloud-based point-of-sale and business management platform, Fiserv said in a Wednesday (April 23) press release.Money Money’s financing engine is connected to the receiva ...

Core Viewpoint - Fiserv, Inc. is expected to report its first-quarter 2025 results on April 24, with positive earnings surprise history and anticipated growth in various revenue segments [1][5]. Revenue Expectations - The Zacks Consensus Estimate for Fiserv's Q1 2025 revenue is $4.9 billion, reflecting a 7.2% increase from the same quarter last year [2]. - Financial Solutions revenues are projected to rise by 6.3% to $2.4 billion, driven by contributions from clients like Target, Verizon, and DoorDash [2]. - Merchant Solutions revenues are expected to reach $2.5 billion, indicating a 12.7% year-over-year growth, largely attributed to strong performance in Clover [3]. - Processing and Services revenues are estimated at $4.3 billion, representing a 7.7% growth compared to the previous year [4]. - The Product segment's revenues are forecasted to be $988.5 million, suggesting an 11.9% increase year-over-year [4]. Earnings Predictions - The model predicts an earnings beat for Fiserv, supported by a positive Earnings ESP of +0.64% and a Zacks Rank of 3 (Hold) [5].

In its upcoming report, Fiserv (FI) is predicted by Wall Street analysts to post quarterly earnings of $2.07 per share, reflecting an increase of 10.1% compared to the same period last year. Revenues are forecasted to be $4.87 billion, representing a year-over-year increase of 7.2%.The consensus EPS estimate for the quarter has undergone an upward revision of 0.1% in the past 30 days, bringing it to its present level. This represents how the covering analysts, as a whole, have reassessed their initial estim ...

The market expects Fiserv (FI) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended March 2025. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on Apri ...

Group 1 - Fiserv, Inc. (NYSE: FI) is rated as a buy, particularly for long-term investors despite uncertainties from tariffs imposed by the Trump administration [1] - The success rate of copying Mario Silva's trades is 77%, with 76.92% of transactions generating a profit and an average return of 12.20% per rating [1] - The investment approach focuses on fundamental analysis and a "buy & hold" strategy, emphasizing long-term value investing [1] Group 2 - The analyst holds a beneficial long position in Fiserv shares through stock ownership, options, or other derivatives [2] - The article expresses the analyst's own opinions and is not compensated for it, indicating independence in the analysis [2]

Group 1 - Fiserv has acquired payment facilitator Pinch Payments and its management platform Glassbox, enhancing its capabilities in the local payments market [1][2] - Pinch Payments, founded in 2017, serves approximately 2,000 merchants in Australia and New Zealand, providing tools for efficient payment facilitation at scale [1] - The acquisition allows Fiserv to integrate its digital payment solutions with Pinch's technology, aiming to empower merchants across the APAC region [2][3] Group 2 - The deal provides Fiserv with a payment orchestration platform that supports flexible service options and accelerates market entry for various payment facilitators and vendors [3] - Paul Allen, co-founder and CEO of Pinch Payments, expressed confidence in expanding into new markets through the partnership with Fiserv [4] - This acquisition is part of a series of strategic purchases by Fiserv, including the recent acquisition of CCV, a payment solutions provider in Europe [4][5] Group 3 - The acquisition of CCV will enable Fiserv to expedite the deployment of its Clover point-of-sale platform across Europe [5] - Fiserv is also acquiring Payfare, an earned wage access provider, to enhance its embedded finance solutions [6] - A recent collaboration with PYMNTS Intelligence revealed that 73% of retailers plan to increase their investments in GenAI this year [6]

Fiserv has acquired CCV, a payment solutions provider operating in the Netherlands, Belgium and Germany.The payments technology firm announced the deal Wednesday (March 19) morning, saying it allows Fiserv to speed deployment of its Clover point-of-sale (POS) platform throughout Europe. Financial terms of the purchase were not disclosed.Founded in 1958, CCV’s services include transaction processing, online and closed-loop payments, acquiring and a range of in-store and self-service payment terminals. Accord ...

Core Insights - Cydcor has been recognized by Fiserv for its exceptional revenue performance in the Clover Merchant Services platform, achieving the highest overall revenue among competitors [2][3] - Cydcor's sales solutions have significantly contributed to the growth of Fiserv's Clover platform, which is designed for small and mid-sized businesses [2][5] Company Performance - Cydcor outperformed hundreds of competitors in terms of revenue, particularly in Fiserv software and Duo products sold [2][3] - The company is known for delivering quality long-term customer relationships and maintaining high integrity in sales, establishing itself as a trusted leader in outsourced sales [3][4] Strategic Importance - Cydcor plays a crucial role in expanding Fiserv's customer base and market presence, with a strong track record of exceeding expectations [3][4] - The partnership with Fiserv allows Cydcor to leverage its expertise in customer acquisition to enhance the effectiveness of Clover's merchant services [5] Leadership Commentary - Brian Green, Country Head at Fiserv, emphasized Cydcor's commitment to excellence and its role as a key driver of growth for Fiserv [4] - Vera Quinn, CEO of Cydcor, highlighted the importance of Clover in helping businesses streamline operations and improve customer service [5] Company Background - Cydcor has been providing customer acquisition solutions for over three decades, serving Fortune 500 and emerging companies across various industries [6] - Founded in 1994 and based in Agoura Hills, California, Cydcor focuses on building consumer relationships while utilizing technology for customer growth and retention [6]

Fiserv, Inc. (FI) shares have jumped 41.7% in the past year, outperforming the industry and the Zacks S&P 500 composite’s growth of 13.8% and 5.1%, respectively.One-Year Price Performance Image Source: Zacks Investment Research The company reported mixed fourth-quarter 2024 results. FI’s adjusted earnings per share of $2.51 beat the consensus mark by 1.2% and gained 14.6% year over year. Adjusted revenues of $4.9 billion missed the consensus estimate by 1.1% and declined marginally on a year-over-year basis ...