Core Insights - Fiserv, Inc. has announced a strategic collaboration with Visa to enable Visa Intelligent Commerce and deploy Trusted Agent Protocol across Fiserv's agentic ecosystem, enhancing merchants' ability to engage in automated commerce [1][3] Group 1: Collaboration and Technology - The partnership aims to simplify entry into the Agentic Commerce ecosystem, providing tools for Clover and Fiserv merchants, as well as ISV and ISO partners, to foster trust and safety in transactions [2] - The Trusted Agent Protocol will be deployed to authenticate and process agentic transactions, ensuring secure interactions and protecting payment information during checkout [3][5] Group 2: Enabling Intelligent Commerce - Fiserv and Visa are focused on enabling the full potential of intelligent commerce by providing foundational capabilities for agent-driven experiences, allowing seamless integration into existing workflows [4] - Fiserv's role extends beyond payments to include secure connectivity, scalable integration options, and operational intelligence for automating dispute resolution and optimizing routing in real time [5] Group 3: Commitment to Innovation - Both companies are committed to innovation and merchant success, inviting merchants and partners to explore integration and onboarding opportunities [6]

Group 1 - A class action lawsuit has been filed against Fiserv, Inc. on behalf of investors who purchased shares during the period from July 23, 2025, to October 29, 2025 [1][2] - The lawsuit alleges that Fiserv's July 2025 guidance was misleading, as the company later acknowledged that the assumptions behind the guidance were difficult to achieve [3] - Following the acknowledgment of misleading statements, Fiserv's shares dropped 44% in a single day, from $126.17 on October 28, 2025, to $70.60 on October 29, 2025 [3] Group 2 - Investors have until January 5, 2026, to seek appointment as lead plaintiff representative of the class [2] - Fiserv is a global payments and financial technology company headquartered in Milwaukee, Wisconsin [2] - Berger Montague, the law firm handling the case, has a strong track record in complex litigation and has recovered over $50 billion for clients [4]

Core Viewpoint - Fiserv (FISV) stock is considered attractive due to its growth potential, cash generation, and significant valuation discount compared to historical peaks [2][3]. Financial Performance - FISV has experienced a 67% decline in stock price this year, currently trading at a substantial discount relative to its 3-month, 1-year, and 2-year highs [3]. - The company has faced a downgrade in its full-year organic revenue growth forecast and rising margin pressures in Q3 2025, contributing to its stock decline [3]. - Despite challenges, FISV reported a revenue growth of 5.2% over the past twelve months, indicating an increase in cash reserves [7]. Strategic Developments - The adoption of the Clover platform is increasing, and acquisitions like StoneCastle are enhancing client offerings [4]. - Innovations related to the FIUSD stablecoin and an expanded fintech presence are gaining traction [4]. - The "One Fiserv" initiative aims to improve client execution and operational efficiency, supported by prudent capital allocation [4]. Valuation Metrics - FISV shares are currently trading at a 49% discount to their 3-month high, 71% below their 1-year high, and 71% below their 2-year high [7]. - The company boasts a cash flow yield of 12.5%, making it an appealing investment option [7]. Market Position - FISV's fundamentals are strong when compared to S&P medians, indicating a solid market position despite recent stock performance [5]. - The company has a history of significant stock drawdowns during market stress, including declines of approximately 38% during the Dot-Com crash and over 51% during the Global Financial Crisis [5].

Core Viewpoint - Fiserv, Inc. has completed the acquisition of StoneCastle Cash Management, enhancing its capabilities in providing insured deposit funding solutions [1] Group 1: Acquisition Details - The acquisition allows Fiserv to integrate StoneCastle's institutional deposit network with its existing ecosystem [1] - This integration includes core account processing, digital banking, and payments platforms [1] Group 2: Strategic Implications - The move is aimed at creating a differentiated offering for financial institutions [1] - Fiserv's expanded capabilities are expected to optimize the services provided to its clients [1]

Core Viewpoint - A class action lawsuit has been filed against Fiserv, Inc. for allegedly making misleading statements regarding its initiatives and projects during the Class Period from July 23, 2025, to October 29, 2025, leading to investor losses [8]. Group 1: Allegations - The lawsuit claims that Fiserv made false and misleading statements about its 2025 guidance, which was revised in July 2025 based on a review of new initiatives and products [8]. - Fiserv indicated that while some initiatives were delayed, they were fundamentally sound, which was later revealed to be untrue [8]. - The company admitted in October 2025 that the guidance provided in July was based on assumptions that were difficult to achieve, leading to artificially inflated security prices [8]. Group 2: Legal Process - Investors who purchased Fiserv securities during the Class Period have until January 5, 2026, to apply to be appointed as lead plaintiff in the lawsuit [8]. - The law firm Bragar Eagel & Squire, P.C. is representing the investors and encourages those affected to contact them for more information [4][5].

Core Viewpoint - Fiserv, Inc. is facing a securities fraud class action lawsuit due to misleading statements and omissions regarding its business initiatives during the specified class period [3][4]. Summary by Sections Lawsuit Details - The lawsuit is on behalf of investors who purchased Fiserv securities from July 23, 2025, to October 29, 2025 [3]. - Allegations include that Fiserv made misleading statements about its initiatives and projects [3]. Impact on Stock Price - On October 29, 2025, Fiserv disclosed that its 2025 guidance was based on assumptions that were difficult to achieve, leading to a significant stock price drop of $55.57, or approximately 44%, from $126.17 to $70.60 [4]. Investor Actions - Investors who suffered losses on Fiserv investments have until January 5, 2026, to request lead plaintiff appointment [2]. - The law firm Kirby McInerney LLP is encouraging affected investors to contact them for discussions regarding their rights at no cost [1][4].

Core Viewpoint - A class action lawsuit has been filed against Fiserv, Inc. for allegedly making misleading statements regarding its initiatives and projects during the class period from July 23, 2025, to October 29, 2025, leading to investor losses [7]. Group 1: Allegations - The lawsuit claims that Fiserv made false and misleading statements about its 2025 guidance, which was revised in July 2025 based on a review of new initiatives and products [7]. - Fiserv indicated that while some initiatives were delayed, they were fundamentally sound, which was later revealed to be untrue [7]. - The company admitted in October 2025 that the guidance provided in July was based on assumptions that were difficult to achieve, leading to artificially inflated security prices [7]. Group 2: Legal Process - Investors who purchased Fiserv securities during the class period have until January 5, 2026, to apply to be appointed as lead plaintiff in the lawsuit [7]. - The law firm Bragar Eagel & Squire, P.C. is representing the investors and encourages those affected to contact them for more information [4][5].

Core Viewpoint - Fiserv, Inc. is facing a class action lawsuit due to allegations of misleading investors regarding its financial growth in 2025, particularly after revising its revenue guidance and subsequently reporting disappointing financial results [2][3][4]. Group 1: Company Overview - Fiserv, Inc. is a global payments and financial technology provider based in Milwaukee, Wisconsin [1]. Group 2: Class Action Details - The class period for the lawsuit is from July 23, 2025, to October 29, 2025, involving all investors who purchased or acquired Fiserv shares during this timeframe [2]. - The lawsuit was initiated by Robbins LLP, which is representing stockholders who believe they were misled about the company's financial performance [2]. Group 3: Allegations and Financial Impact - In July 2025, Fiserv revised its 2025 guidance, lowering its organic revenue growth expectations after a review of its new initiatives, which it claimed were fundamentally sound despite delays [3]. - The complaint asserts that Fiserv's statements in July were false and misleading, as the company later admitted that its guidance was based on assumptions that were difficult to achieve [4]. - Following the announcement of disappointing third-quarter results on October 29, 2025, Fiserv's stock price fell by $55.57, or 44%, from $126.17 to $70.60 per share [4].

Core Viewpoint - A class action lawsuit has been filed against Fiserv, Inc. for allegedly making misleading statements regarding its initiatives and projects during the class period from July 23, 2025, to October 29, 2025 [1][2]. Group 1: Lawsuit Details - The lawsuit claims that Fiserv's 2025 guidance, disclosed in July 2025, was based on assumptions that were "objectively difficult to achieve" [2]. - Following the revelation of these assumptions, Fiserv's share price dropped by $55.57, approximately 44%, from $126.17 on October 28, 2025, to $70.60 on October 29, 2025 [2]. Group 2: Lead Plaintiff Process - Investors who acquired Fiserv securities during the class period can seek appointment as lead plaintiff in the class action lawsuit, with courts typically appointing those with the largest financial loss [3]. - Lead plaintiffs have the authority to influence case strategy, settlement decisions, and allocation of settlement funds among class members [3]. Group 3: Contact Information - Investors who purchased or acquired Fiserv securities and wish to learn more about the investigation can contact Kirby McInerney LLP for further information [4].

Core Insights - Two executives have recently purchased stock in the S&P 500's weakest performer of the year, indicating potential confidence in the company's future performance [1] Company Summary - The company in question is currently the weakest performer in the S&P 500 for the year, suggesting significant challenges or underperformance compared to peers [1] - The executives' stock purchases may signal a belief in a turnaround or recovery for the company, which could present an investment opportunity [1]