Huntington Bancshares Incorporated (NASDAQ:HBAN) Q4 2023 Earnings Conference Call January 19, 2024 9:00 AM ET Company Participants Tim Sedabres - Vice President & Head of Investor Relations Stephen Steinour - Chairman, President & Chief Executive Officer Zach Wasserman - Senior Executive Vice President & Chief Financial Officer Brendan Lawlor - Deputy Chief Credit Officer Conference Call Participants Manan Gosalia - Morgan Stanley Erika Najarian - UBS John Pancari - Evercore ISI Steven Alexopoulos - JPMorga ...

Maintaining focus on core strategies and poised to deliver earnings growth throughout 2024 and expand further into 2025 5 4 2023 Review | Performing Through a Dynamic Environment Loan Growth YoY (EOP) Deposit Growth YoY (EOP) Revenue FY23 $2.5B $3.3B $7.4B +2.2% +1.6% +2.1% Consumer +2.2% Net Interest Income +3.3% Core Deposits +2.3% Commercial +1.9% Awarded Expertise #1 Customer Satisfaction - J.D. Power(1) #1 Mobile App - J.D. Power(1) #1 SBA Lender Nationally - 6 years in a row(2) Maintained new customer ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Huntington Bancshares Incorporated (Exact name of registrant as specified in its charter) Maryland 1-34073 31-0724920 (State or other jurisdiction of incorporation ...

Huntington Bancshares Incorporated (NASDAQ:HBAN) Q3 2023 Earnings Call Transcript October 20, 2023 9:00 AM ET Company Participants Tim Sedabres - Vice President & Head of Investor Relations Steve Steinour - Chairman, President & Chief Executive Officer Zach Wasserman - Senior Executive Vice President & Chief Financial Officer Rich Pohle - Executive Vice President & Chief Credit Officer Brendan Lawlor - Deputy Chief Credit Officer Conference Call Participants Manan Gosalia - Morgan Stanley John Pancari - Eve ...

Welcome. ® 2023 Third Quarter Earnings Review October 20, 2023 The Huntington National Bank is Member FDIC. ®, Huntington® and Huntington. Welcome.® are federally registered service marks of Huntington Bancshares Incorporated. ©2023 Huntington Bancshares Incorporated. Disclaimer ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Huntington Bancshares Incorporated (Exact name of registrant as specified in its charter) Maryland 1-34073 31-0724920 (State or other jurisdiction of incorporation or or ...

See notes on slide 57 0.25 Fed Funds Target Rate HBAN Cost of Total Deposits 2023 Second Quarter Earnings Review | --- | --- | --- | --- | --- | --- | --- | |----------------------------|--------------------|-------|-------------------------|-------|----------------------------------------------|-------------------| | | Average Securities | | $47.8 $47.5 $47.3 $49.6 | Cash | | EOP \n$54.4 $52.0 | | | $42.6 $42.6 | | $41.1 | | $5.2 $4.9 $6.3 $7.7 $12.7 $11.1 $41.9 $41.7 | $40.9 | | | | | | | | | | | 2Q22 | 3 ...

Huntington Bancshares Incorporated (NASDAQ:HBAN) Q2 2023 Earnings Conference Call July 21, 2023 9:00 AM ET Company Participants Tim Sedabres - Vice President & Head of Investor Relations Steve Steinour - Chairman, President & Chief Executive Officer Zach Wasserman - Senior Executive Vice President & Chief Financial Officer Rich Pohle - Executive Vice President & Chief Credit Officer Conference Call Participants Manan Gosalia - Morgan Stanley Matt O'Connor - Deutsche Bank Steven Alexopoulos - JPMorgan Ebrahi ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Huntington Bancshares Incorporated (Exact name of registrant as specified in its charter) Maryland 1-34073 31-0724920 (State or other jurisdiction o ...

Huntington Bancshares, Inc. (NASDAQ:HBAN) Q1 2023 Earnings Conference Call April 20, 2023 11:00 AM ET Company Participants Tim Sedabres - VP & Head of IR Steve Steinour - Chairman, President & CEO Zach Wasserman - CFO & Senior EVP Rich Pohle - EVP & Chief Credit Officer Conference Call Participants Manan Gosalia - Morgan Stanley John Pancari - Evercore ISI Ebrahim Poonawala - Bank of America Merrill Lynch Scott Siefers - Piper Sandler Erika Najarian - UBS Ken Usdin - Jefferies Jon Arfstrom - RBC Capital ...