One of Schaeffer's top stock picks for 2025, LendingClub Corp (NYSEL:LC), was last seen up 19.7% at $15.69 after strong second-quarter results. The fintech name posted earnings of 33 cents per share on revenue of $248.4 million, beating estimates of 15 cents per share on revenue of $228 million. A handful of analysts lifted their price targets after the event, including J.P. Morgan Securities to $17 from $14. Today's pop has LendingClub stock gapping to its highest levels since January as it heads for its l ...

For the quarter ended June 2025, LendingClub (LC) reported revenue of $248.44 million, up 32.7% over the same period last year. EPS came in at $0.33, compared to $0.13 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $225.75 million, representing a surprise of +10.05%. The company delivered an EPS surprise of +120%, with the consensus EPS estimate being $0.15.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how th ...

LendingClub (LC) came out with quarterly earnings of $0.33 per share, beating the Zacks Consensus Estimate of $0.15 per share. This compares to earnings of $0.13 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +120.00%. A quarter ago, it was expected that this company that connects borrowers and lenders online would post earnings of $0.1 per share when it actually produced earnings of $0.1, delivering no surprise.Over the last ...

LendingClub (LC) Q2 2025 Earnings Call July 29, 2025 05:00 PM ET Speaker0Good afternoon. Thank you for attending today's LendingClub Q2 twenty twenty five Earnings Conference Call. My name is Tamiya, and I will be your moderator for today's call. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end. I would now like to pass the conference over to your host, Artem Malavico, Head of Investor Relations.You may proceed.Speaker1Thank you, an ...

Second Quarter 2025 Results July 29, 2025 Disclaimer Some of the statements in this presentation, including statements regarding our competitive advantages, loan and financial performance, business outlook, and demand for our loan programs, are "forward-looking statements." The words "anticipate," "believe," "estimate," "expect," "intend," "may," "outlook," "plan," "predict," "project," "will," "would" and similar expressions may identify forward-looking statements, although not all forward-looking statemen ...

EXHIBIT 99.1 LendingClub Reports Second Quarter 2025 Results Grew Originations +32%, Revenue +33%, and Net Income +156% Compared to Prior Year Revenue growth combined with expense discipline delivers 11% ROE and 12% ROTCE Announced up to $3.4 billion loan funding partnership extension with Blue Owl SAN FRANCISCO – July 29, 2025 – LendingClub Corporation (NYSE: LC) today announced financial results for the second quarter ended June 30, 2025. "We had an exceptional quarter with year-over-year originations and ...

Core Insights - LendingClub Corporation reported a strong second quarter for 2025, with year-over-year originations and revenue growth of 32% and 33%, respectively, resulting in a net income of $38 million and a ROTCE of 11.8% [2][10][19]. Financial Performance - Total net revenue for Q2 2025 was $248.4 million, up from $187.2 million in Q2 2024, reflecting a 33% increase [4][10]. - Non-interest expense increased to $154.7 million from $132.3 million year-over-year, marking a 17% rise [4][19]. - Pre-provision net revenue (PPNR) rose 70% to $93.7 million compared to $55 million in the prior year [4][19]. - Net interest margin improved to 6.14% from 5.75% year-over-year [10][19]. Balance Sheet Highlights - Total assets increased by 12% to $10.8 billion from $9.6 billion in the previous year, driven by the success of the Structured Certificates program and loan growth [10][19]. - Total deposits grew by 13% to $9.1 billion compared to $8.1 billion in the prior year [10][19]. - The company maintained a strong capital position with a Tier 1 leverage ratio of 12.2% and a CET1 capital ratio of 17.5% [10][19]. Loan Originations - Loan originations reached $2.4 billion, a 32% increase from $1.8 billion in the prior year [10][19]. - Marketplace loans accounted for $1.7 billion of the total originations, up 30% year-over-year [10][19]. New Products and Partnerships - The company announced an extension of its loan funding partnership with Blue Owl, totaling up to $3.4 billion over two years [1][10]. - A new product, LevelUp Checking, was launched, which offers cash back for on-time loan payments [2][10]. Future Outlook - For Q3 2025, LendingClub expects loan originations between $2.5 billion and $2.6 billion and PPNR of $90 million to $100 million [6][10].

Core Insights - LendingClub Corporation (NYSE: LC) has undergone significant evolution from its initial fintech focus, impacting its position both as an individual company and within the broader market landscape [1] Company Evolution - The transformation of LendingClub reflects changes in its operational strategy and market approach, indicating a shift from a pure fintech model to a more diversified business structure [1]

Company Overview - LendingClub Corporation (NYSE: LC) operates as America's leading digital marketplace bank, providing a wide range of financial products and services to help members save on borrowing and earn more on savings [5]. Earnings Announcement - The company will report its second quarter 2025 earnings after the market closes on July 29, 2025, and will host a conference call at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) on the same day to discuss the results [1]. Conference Call Participation - Analysts can submit questions via email before 12:00 p.m. Pacific Time (3:00 p.m. Eastern Time) on July 28, 2025, for consideration during the conference call [2]. - A live webcast of the call will be available on the company's investor relations website, and participants can register or join via a provided phone number [3]. Replay Information - An audio archive of the conference call will be accessible on the company's website, with a replay available one hour after the call until 11:59 p.m. Eastern Time on August 5, 2025 [4].

Core Viewpoint - LendingClub (LC) shares have increased by 14.5% in the past four weeks, closing at $12.25, with a mean price target of $15.35 indicating a potential upside of 25.3% [1] Price Targets and Analyst Estimates - The mean estimate consists of 10 short-term price targets with a standard deviation of $2.75, where the lowest estimate is $12.00 (indicating a 2% decline) and the highest is $19.50 (indicating a 59.2% increase) [2] - A low standard deviation suggests a strong agreement among analysts regarding the stock's price movement [2][9] Earnings Estimates and Analyst Sentiment - Analysts have shown increasing optimism about LC's earnings prospects, with a positive trend in earnings estimate revisions correlating with potential stock price increases [4][11] - The Zacks Consensus Estimate for the current year has risen by 2.8% over the past month, with no negative revisions [12] - LC holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimates [13] Conclusion on Price Movement - While consensus price targets may not be reliable for predicting exact stock gains, they can provide a directional guide for potential price movements [14]