Financial Data and Key Metrics Changes - In 2024, the company mined 170.6% Bitcoin, generating approximately $11 million in revenue and $3.9 million in core EBITDA, indicating strong growth compared to previous periods [11][10] - For Q4 2024, total revenue was approximately $2 million, down from $4.1 million in Q4 2023, primarily due to the April 2024 Bitcoin halving event [20][21] - The net income attributable to LM shareholders for Q4 2024 was $2 million, a significant improvement from a net loss of $1.6 million a year ago [22] - Core EBITDA for Q4 2024 increased to $3.3 million, nearly 10 times what was generated a year ago [23] Business Line Data and Key Metrics Changes - The company transitioned to a vertically integrated model, managing its own mining infrastructure, which has improved margins and reduced energy costs [7][9] - The acquisition of a 15 megawatt mining facility in Oklahoma marked a significant operational achievement [16] Market Data and Key Metrics Changes - The average Bitcoin price during Q4 2024 was approximately $83,000, while the average for the full year was about $61,000 [20] - As of February 25, 2025, the company expanded its total energized hash rate to 560 petahash per second and held 165.8% Bitcoin on its balance sheet [11] Company Strategy and Development Direction - The company plans to invest in next-generation mining hardware, energy efficiency initiatives, and strategic site acquisitions to support growth [14][26] - The focus remains on acquiring smaller power assets in the 5 to 20 megawatt range, which are often overlooked by larger operators [26] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in navigating industry volatility and emphasized the importance of vertical integration and disciplined cost management for future success [25][13] - The company believes its current market cap presents a compelling value relative to its Bitcoin holdings, which are valued significantly higher than the market cap [12] Other Important Information - The company retained a portion of its mined Bitcoin to capture potential upside for shareholders and deepen alignment with the broader Bitcoin industry [10] - The combined cash and Bitcoin holdings increased by 200% in fiscal year 2024, with cash growing 40% to $3.4 million and Bitcoin holdings surging over 300% to $14 million [23] Q&A Session Summary Question: Current operating stats and new machines - The 256 new machines have not yet arrived and will be added once installed [31] Question: Open sockets and deployment of new machines - There is space to add about two more megawatts, and the new machines will replace less efficient ones [33][35] Question: Timeline for new containers - Groundwork for the new containers is expected to take about three weeks, with installation within 90 days [38] Question: Opportunities in Texas - The company has looked at several sites in Texas but currently has no outstanding letters of intent [40] Question: Deployment of Luxor OS2 - Luxor OS2 has been deployed on all machines at the Calumet mining site but not on those at core [42] Question: Details on the secured loan - The $5 million secured loan is primarily for the new mining site in Oklahoma, structured to avoid liquidating Bitcoin [45]

LM Funding America, Inc. (LMFA) Q4 2024 Earnings Conference Call March 31, 2025 08:00 AM ET Company Participants Operator - Conference Call OperatorRyan Duran - President of U.S. Digital MiningCody Fletcher - Investor RelationsRichard Russell - Chief Financial OfficerBruce Rogers - Chairman and Chief Executive Officer Conference Call Participants Matthew Galenko - Analyst, Maxim GroupKevin Deedy - Analyst, HC Wainwright Operator Good day, and thank you for standing by. Welcome to the LM Funding America four ...

This presentation includes certain non-GAAP financial measures, such as Core EBITDA. These non-GAAP measures are presented for supplemental information and should not be considered a substitute for financial information presented in accordance with GAAP. A reconciliation of these non-GAAP measures to the most directly comparable GAAP measures is set forth in the Appendix to this presentation Overview An emerging leader in Bitcoin mining Q4 2024 Supplemental Investor Presentation Nasdaq: LMFA Forward-Looking ...

Compliance and Reporting - The report is part of the company's ongoing compliance with the Securities Exchange Act of 1934[9] - The company has filed its Annual Report on Form 10-K for the year ended December 31, 2023, detailing potential risks[9] - The press release issued on January 16, 2025, is incorporated as Exhibit 99.1[8] - The company is registered under the Commission File Number 001-37605[5] - The company's common stock is traded on The Nasdaq Stock Market LLC under the symbol LMFA[5] - The CFO Richard Russell signed the report, indicating official acknowledgment of the contents[13] Financial Performance and Outlook - The company anticipates that actual results may differ materially from forward-looking statements due to various risks and uncertainties[9] - The report does not include any financial statements or detailed performance metrics[7] - The company has not indicated any new product launches or market expansions in this report[9] Bitcoin Production and Mining - The company provided a Bitcoin production and mining update for the month ended December 31, 2024[6]

- Fourth quarter and full-year 2024 total revenue of $2.0 million and $11.0 million, respectively. - Fourth quarter and full-year 2024 CORE EBITDA of $3.3 million and $3.9 million, respectively. - Held 165.8 Bitcoin on February 28, 2025 valued at approximately $14.4 million, as of March 26, 2025 TAMPA, Fla., March 31, 2025 (GLOBE NEWSWIRE) -- LM Funding America, Inc. (NASDAQ: LMFA) ("LM Funding" or the "Company"), a Bitcoin mining and technology-based specialty finance company, today reported financial resu ...

Core Viewpoint - LM Funding America, Inc. is set to announce its fourth quarter and full year 2024 earnings on March 31, 2025, at 8:00 AM EST, indicating a focus on transparency and communication with investors [1][2]. Company Overview - LM Funding America, Inc. operates as a Bitcoin mining and specialty finance company, founded in 2008 and based in Tampa, Florida [3]. - The company is publicly traded on NASDAQ under the ticker symbol LMFA [3]. Earnings Announcement Details - The earnings release and investor presentation will be made available on the company's Investor Relations website on the morning of March 31, 2025, prior to the conference call [2]. - The conference call will provide insights into the company's financial performance and strategic direction [1][4].

Core Insights - The company completed a LuxOS firmware upgrade that has improved fleet efficiency and increased Bitcoin production without the need for additional machines [1][2] - As of February 28, 2025, the company holds 165.8 BTC valued at approximately $14.6 million, translating to about $2.85 per share based on a Bitcoin price of approximately $88,100 [1][2] Operational Metrics - Bitcoin mined (net) increased from 7.0 in December 2024 to 8.1 in February 2025, while Bitcoin sold remained at 0 for January and February 2025 [2] - The company's Bitcoin HODL increased from 150.2 BTC in December 2024 to 165.8 BTC in February 2025 [2] - The total number of operational machines remained stable at 5,121 from January to February 2025, with a total of 5,840 machines [2] Hashrate Performance - The total hashrate remained consistent at 0.63 EH/s from December 2024 to February 2025, with specific contributions from Oklahoma and hosted machines [2]

Core Insights - LM Funding America, Inc. has announced a strategic partnership with Luxor Technology Corporation to deploy LuxOS firmware on its Bitcoin mining fleet, aiming to enhance mining efficiency and profitability [1][2][3] Company Overview - LM Funding America, Inc. operates as a Bitcoin mining and specialty finance company, founded in 2008 and based in Tampa, Florida [6] - Luxor Technology Corporation specializes in Bitcoin mining software and services, offering a range of products for the mining and compute power industry [7] Partnership Details - The LuxOS firmware upgrade was completed in early February 2025, expected to optimize mining machines, increase efficiency and hashrate by 10-15%, and improve system reliability [2][3] - The partnership is anticipated to enhance LM Funding's Bitcoin mining efficiency, leading to higher profitability and extended machine life without additional hardware investment [2][3] Technology Insights - LuxOS features intelligent auto-tuning, adjusting machine voltage and frequency to maximize hashrate while reducing power consumption [4] - The Advanced Thermal Management system of LuxOS ensures long-term operational stability by dynamically adjusting performance based on temperature thresholds [4] Compliance and Security - Luxor is the only U.S.-based firmware to achieve SOC 2 (Type II) certification, demonstrating a commitment to security, reliability, and compliance in institutional Bitcoin mining operations [5]

Core Insights - LM Funding America, Inc. has reported a significant operational update for January 2025, highlighting the full operational status of its 15 MW mining site in Oklahoma and an increase in Bitcoin holdings valued at approximately $16.1 million as of January 31, 2025 [1][3]. Group 1: Operational Metrics - The company mined 8.0 Bitcoin in January 2025, an increase from 7.0 Bitcoin in December 2024 [2]. - The total number of operational machines increased from 3,681 in December 2024 to 5,121 in January 2025 [2]. - The hashrate at the Oklahoma site increased from 0.29 EH/s in December 2024 to 0.43 EH/s in January 2025 [2]. Group 2: Financial Performance - The value of the company's Bitcoin holdings rose from 150.2 Bitcoin in December 2024 to 158.2 Bitcoin in January 2025, reflecting a strong accumulation strategy [2][3]. - The estimated value of the 158.2 Bitcoin holdings was approximately $16.1 million, based on a Bitcoin price of around $102,000 as of January 31, 2025 [3]. Group 3: Strategic Outlook - The company aims to pursue additional low-cost energy sites and strategic mergers and acquisitions to enhance its growth trajectory [3]. - LM Funding is focusing on acquiring green field and brown field power assets in the 5 to 20 MW range, which are typically overlooked by larger operators [3].

Group 1 - LM Funding America, Inc. is a cryptocurrency mining and technology-based specialty finance company that will be represented by its Chairman and CEO, Bruce M. Rodgers, at the "Digital Assets 2025: To Bitcoin and Beyond" virtual conference on February 12, 2025 [1] - The conference will feature discussions on the evolution of the digital asset industry, including insights from Bitcoin miners, equipment providers, and corporate adopters of cryptocurrency as a treasury strategy, with a focus on expected regulatory changes in 2025 [2] - LM Funding America, Inc. was founded in 2008 and is headquartered in Tampa, Florida, specializing in Bitcoin mining and specialty finance [3] Group 2 - Maxim Group LLC is a full-service investment banking and wealth management firm that hosts the upcoming virtual conference, providing a range of financial services including investment banking and equity research [4]