Lemonade (NYSE: LMND), the online insurer that used AI chatbots and algorithms to streamline the onboarding and claims processes, went public at $29 per share in July 2020. Its stock subsequently went through some wild swings, but it now trades at about $55. Will this volatile stock generate sweeter returns by 2030, or will it turn sour? Image source: Getty Images. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopo ...

NEW YORK--(BUSINESS WIRE)--Lemonade (NYSE: LMND), the digital insurance company powered by AI and social impact, today announced that Chief Financial Officer, Tim Bixby, is scheduled to present at The Citizens Technology Conference in San Francisco on Tuesday, March 3, 2026, at 9:30 AM PST, and will also hold investor meetings at the event. Mr. Bixby's presentation will be live via webcast, and will be available for 90 days after the broadcast. Register to view the webcast via the following lin. ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 for the transition period from to Commission file number: 001-39367 Lemonade, Inc. (Exact name of Registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) Delaware 32-0469673 (I.R.S. Employer Identification No.) 5 Crosby Street, 3rd Floor New York, New York 10013 (Address of principal ...

Lemonade Inc (NYSE:LMND) stock is down 1.2% to trade at $49.89 at last glance, on track for its fourth-straight loss after yesterday recording its worst single-day percentage drop since April. Though the insurance company last week announced narrower-than-expected losses for the fourth quarter thanks to strong underwriting, the stock shedding 11.9%% and hitting its lowest level since October. This pullback has a silver lining, however, as LMND is now testing a trendline with historically bullish implication ...

Lemonade (NYSE: LMND) is on a mission to disrupt the insurance industry by using artificial intelligence (AI) to write quotes, process claims, and calculate premiums more accurately. It only offers five insurance products (car, renters, homeowners, life, and pet insurance), but it has attracted almost 3 million customers so far. Lemonade has a plan to grow its in-force premium (IFP), which is the value of the premiums from all active policies, almost tenfold over the next decade. If the company pulls this ...

The pervading fear that is ripping throughout the markets in early 2026 is that AI is out to steal the rug from under many established businesses. Investors have raced to buy "old economy" stocks like energy companies and basic materials companies that areWith combined experience of covering technology companies on Wall Street and working in Silicon Valley, and serving as an outside adviser to several seed-round startups, Gary Alexander has exposure to many of the themes shaping the industry today. He has b ...

The pervading fear that is ripping throughout the markets in early 2026 is that AI is out to steal the rug from under many established businesses. Investors have raced to buy "old economy" stocks like energy companies and basic materials companies that areWith combined experience of covering technology companies on Wall Street and working in Silicon Valley, and serving as an outside adviser to several seed-round startups, Gary Alexander has exposure to many of the themes shaping the industry today. He has b ...

Key Takeaways LMND posted a narrower Q4 loss of 29 cents per share as revenues jumped 53% year over year.LMND saw in-force premium rise 31% and gross profit surge 73% on stronger underwriting.Lemonade guided 2026 revenues of $1.19B and expects further premium growth despite EBITDA loss.Lemonade, Inc. (LMND) reported a fourth-quarter 2025 net loss of 29 cents per share, narrower than the Zacks Consensus Estimate of a loss of 41 cents. The figure improved from a loss of 42 cents in the prior-year quarter, pri ...

Core Insights - Lemonade has launched an autonomous auto insurance product designed for vehicles transitioning from human to AI operation, starting with Teslas, which reflects a shift in traditional auto insurance pricing models [2][5] - The company reported a record gross profit of $111 million, a 73% year-over-year increase, and narrowed its adjusted EBITDA loss to $5 million, indicating progress towards profitability [4][5] - Lemonade generated $37 million in positive adjusted free cash flow in Q4, marking the second consecutive year of increased cash reserves [3][10] Financial Performance - In-force premium (IFP) rose to $1.24 billion, up 31% year-over-year, with revenue growing 53% to $228 million [5][9] - The adjusted gross profit increased 69% to $112 million, with a gross margin of 48% and an adjusted gross margin of about 49% [9] - Customer growth was 23%, adding approximately 550,000 new customers, representing a 35% increase from the previous year [7] Investment and Growth Strategy - The company is focusing on AI-driven initiatives to enhance pricing, cross-selling, and overall market execution, aiming to build competitive advantages [13][15] - Management plans to invest significantly in engineering efforts, including a revamped local platform and a cross-selling platform [15] - Cross-selling is identified as an efficient growth lever, with over 5% of customers holding multiple policies, contributing to nearly 20% of IFP [16] Future Guidance - Lemonade anticipates 32% year-over-year top-line growth for Q1 and approximately 60% full-year revenue growth for 2026, with positive adjusted EBITDA expected in Q4 2026 [12] - The company is preparing for an Investor Day scheduled for November to share updates on its vision and AI capabilities [20]

Company Overview - Berkshire Hathaway is a holding company with a market cap of $1.1 trillion, owning around 190 companies and a $320 billion equity portfolio [2][3] - It is one of the largest companies globally and has a significant presence in the insurance industry, owning GEICO and other insurance products [3] Industry Dynamics - The insurance sector is facing disruption from digital insurance companies like Lemonade, which are growing rapidly compared to traditional insurers [4][6] - Lemonade's platform is designed as a connected ecosystem, giving it an edge over legacy insurers in terms of agility and data utilization [7] Financial Performance - Lemonade reported a 31% year-over-year increase in in-force premium in the fourth quarter of 2025, with an adjusted EBITDA loss reduced to $5 million [8] - Management projects Lemonade will achieve profitability on an adjusted EBITDA basis this year and expects to reach positive net income next year [7] Market Position - Lemonade is appealing to a younger demographic, positioning itself for growth as these customers enter major life stages like home and car ownership [7] - Despite its smaller size, Lemonade is seen as a potential growth stock, contrasting with Berkshire Hathaway's established model [12] Investment Considerations - While Lemonade presents a growth opportunity, it operates under a different model than Berkshire Hathaway, which has a more diversified portfolio [11] - Investors may consider Lemonade for growth potential, especially if they have a long-term investment horizon and a higher risk appetite [12]