Core Viewpoint - Lemonade's stock is showing signs of reversal in 2024, with a pathway to profitability expected by the end of 2026, supported by strong Q1 results and guidance [1][4]. Group 1: Financial Performance - Lemonade experienced a robust quarter with a 27% year-over-year growth, marking the sixth consecutive quarter of acceleration [3]. - The company outperformed consensus forecasts by over 400 basis points, driven by a 21% increase in clients and a 27% rise in in-force premiums [3]. - The adjusted gross margin improved by approximately 25%, despite challenges from California wildfires [4]. - GAAP earnings were reported at -$0.86, which was nearly 1000 basis points better than expected [4]. Group 2: Business Segments and Growth Drivers - The car insurance segment, Lemonade Car, is gaining traction and nearing an inflection point, with sequential growth reported [5]. - The introduction of telematics and location-based premium quotes is attracting users, enhancing value and savings [5]. - The expansion into Colorado has increased coverage to 40% of the U.S., with plans for further territory additions later this year [5]. Group 3: Market Sentiment and Analyst Ratings - Analyst sentiment has shifted from a "hot Buy" to a consensus of "Reduce," but the Q1 release may spark a change in this trend [6]. - Institutional ownership exceeds 80%, with buying activity expected in 2025, although Softbank's selling of shares poses a potential headwind [7]. - High short interest at 30% could limit gains but also sets the stage for a potential short squeeze if positive catalysts arise [8].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 001-39367 Lemonade, Inc. (Exact Name of Registrant as Specified in Its Charter) Delaware 32-0469673 (State or other jurisdiction of incorporation or organization) 5 Cros ...

Lemonade (LMND) Q1 2025 Earnings Call May 06, 2025 08:00 AM ET Speaker0 Hello, and welcome everyone to the Lemonade Q1 '20 '20 '5 Earnings Call. My name is Maxine, and I'll be coordinating the call today. I will now hand over to the Lemonade team to begin. Please go ahead. Speaker1 Good morning, and welcome to Lemonade's first quarter twenty twenty five earnings call. Joining us on our call today, we have Daniel Schreiber, CEO and Co Founder Michal Langer, Chief Product Officer and Leader of our Car busines ...

Lemonade Shareholder Letter Q1 2025 $1,008M 127% $396 14% 2,545,496 121% TOTAL CUSTOMERS IN FORCE PREMIUM (IFP) PREMIUM PER CUSTOMER KEY METRICS ($s in m) IN FORCE PREMIUM ($s in m) ADJUSTED EBITDA NET LOSS GEP @ NET LOSS/GEP $1,008 $234 $188 $154 $794 (27%) ($34) (25%) $653 (43%) ($47) ($47) ($51) ($62) ($66) Q123 Q1 25 Q1 25 Q124 Q1 23 Q124 ADJUSTED GROSS PROFIT ($s in m) ADJUSTED GP GAAP GP & ADJUSTED GP / GEP ADJUSTED FREE CASH FLOW ($s in m) ADJUSTED FREE CASH FLOW CASH FLOW FROM OPERATING ACTIVITIES $ ...

Bert Hochfeld graduated with a degree in economics from the University of Pennsylvania and received an MBA from Harvard. Mr. Hochfeld has enjoyed a long career in the tech world, working for IBM, Memorex/Telex, Raytheon Data Systems, and BMC Software. Starting in the 1990s, Mr. Hochfeld worked as a sell-side analyst and won awards from the Wall Street Journal for his coverage of the software space. In 2001, Mr. Hochfeld formed his own independent research company, Hochfeld Independent Research Group, which ...

Wall Street analysts forecast that Lemonade (LMND) will report quarterly loss of $0.94 per share in its upcoming release, pointing to a year-over-year decline of 40.3%. It is anticipated that revenues will amount to $143.93 million, exhibiting an increase of 20.9% compared to the year-ago quarter.The current level reflects no revision in the consensus EPS estimate for the quarter over the past 30 days. This demonstrates how the analysts covering the stock have collectively reappraised their initial projecti ...

BOSTON, April 17, 2025 (GLOBE NEWSWIRE) -- Just over one year after the launch of Sun Cruiser Iced Tea & Vodka, the fast-growing, spirits-based brand from The Boston Beer Company is adding NEW Sun Cruiser Lemonade & Vodka – a four-flavor lineup of smooth, deliciously refreshing lemonades made with real fruit and premium vodka. Bright, balanced, and easy to enjoy, Sun Cruiser Lemonade & Vodka is crafted for carefree hangs, anytime sipping and old school outdoor fun, wherever the sunshine takes you. The new l ...

Lemonade TodayLMNDLemonade$26.82 -0.08 (-0.28%) 52-Week Range$14.03▼$53.85Price Target$28.00Add to WatchlistAmid the tariff-induced market volatility, some stocks in the finance sector are directly untouchable by tariffs. Artificial intelligence (AI) powered digital insurance fintech Lemonade Inc. NYSE: LMND stands out as one of them with its disruptive model, solid growth metrics and technological edge. The company leverages sophisticated AI models and machine learning (ML) algorithms to analyze oceans of ...

Core Insights - The article emphasizes the importance of identifying "divergent stocks," which are innovative companies with strong fundamentals and significant growth potential but currently undervalued prices [1]. Group 1 - The investment strategy focuses on long-term growth and seeks to find companies that contribute positively to society [1]. - The author highlights the concept of "disruptive companies" that can reshape their respective industries [1]. - The article does not provide specific stock recommendations or investment advice [2].

Company Overview - Lemonade (NYSE: LMND) provides various insurance products including renters, home, auto, pet, and life insurance in the US, and is in the early stages of expanding into Europe [1] - The company is disrupting traditional insurance incumbents such as Allstate, Farmers, Liberty Mutual, State Farm, and Geico through the use of pure AI technology [1] Investment Insights - MMMT Wealth, led by Oliver, focuses on investment strategies and stock analysis, aiming to gather insights from investor calls, presentations, and financial news to form opinions on stocks with a 3-5 year time horizon [1] - Oliver has 5 years of investing experience and 4 years as a CPA, emphasizing the importance of thorough research in identifying high-potential businesses [1]