Shares of MercadoLibre (NASDAQ: MELI) tumbled out of the gate on Wednesday, falling as much as 14%. As of 11:36 a.m. ET, the stock was still down 10.6%. The catalyst that sent the online retail and fintech specialist lower was its quarterly financial report, which investors found wanting. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue » ...

Key Takeaways MELI reported Q4 EPS of $11.03, down 12.5% YoY, missing estimates despite 44.6% revenue growth.MELI's commerce and fintech revenues rose 40% and 51%, with GMV up 37% and TPV up 42% YoY.MELI saw ad revenues jump 70% and its credit portfolio surge 90%, as margins contracted and expenses climbed.MercadoLibre (MELI) reported fourth-quarter 2025 earnings of $11.03 per share, which missed the Zacks Consensus Estimate by 6.29% and declined 12.53% year over year. Revenues rose 44.55% on a year-over-ye ...

财报显示，该公司第四季度净利润5.59亿美元，低于分析师预期的5.87亿美元，同比下滑12.5%，主要 因信贷和物流投资增加导致利润率收窄至10.1%。营收同比增长约45%，达到88亿美元，高于分析师预 期的85亿美元。MercadoLibre投资者关系高级副总裁Leandro Cuccioli表示，利润下降是由于公司决定增 加对长期业绩的投资，导致利润率收窄。 周三，MercadoLibre(MELI.US)跌近10%，创一年新低，现报1745.76美元。消息面上，该公司公布的季 度利润下滑12.5%，低于分析师预期，受到信贷和物流投资的影响。不过，得益于巴西和墨西哥的业务 增长，营收超出预期。 ...

财报显示，该公司第四季度净利润5.59亿美元，低于分析师预期的5.87亿美元，同比下滑12.5%，主要 因信贷和物流投资增加导致利润率收窄至10.1%。营收同比增长约45%，达到88亿美元，高于分析师预 期的85亿美元。MercadoLibre 投资者关系高级副总裁 Leandro Cuccioli 表示，利润下降是由于公司决定 增加对长期业绩的投资，导致利润率收窄。 智通财经APP获悉，周三，MercadoLibre(MELI.US)跌近10%，创一年新低，现报1745.76美元。消息面 上，该公司公布的季度利润下滑12.5%，低于分析师预期，受到信贷和物流投资的影响。不过，得益于 巴西和墨西哥的业务增长，营收超出预期。 ...

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Quick Read MercadoLibre (MELI) revenue hit $8.76B and beat estimates by 10%. EPS missed by 8.8% at $11.03. MercadoLibre’s operating margin compressed 5 to 6 percentage points from investments in free shipping, cross-border trade, retail and credit expansion. MercadoLibre’s credit portfolio surged 90% to $12.5B. Fintech monthly active users grew 28% to 78M. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more her ...

Core Insights - MercadoLibre's Q4 2025 earnings report showed a significant revenue beat but a notable earnings miss, leading to a decline in stock price after hours [1] Financial Performance - Revenue reached $8.76 billion, exceeding estimates by approximately 10% and growing 44.6% year-over-year [1] - Diluted EPS was $11.03, missing the estimate of $12.09 by about 8.8% [1] - Operating margin compressed by an estimated 5-6 percentage points due to strategic investments [1] - Net income decreased by 13% year-over-year to $559 million, influenced by tax rate normalization [1] Business Metrics - Total payment volume increased to $83.7 billion, up 42.1% year-over-year [1] - Gross merchandise volume reached $19.9 billion, reflecting a 36.8% increase [1] - The credit portfolio surged 90% to $12.5 billion, with fintech monthly active users growing 28% to 78 million [1] - Advertising revenue expanded by 67% on an FX-neutral basis [1] Market Sentiment - The stock closed at $1,922.56 on February 24, down 10% over the prior month [1] - Consensus analyst target is $2,803, with 23 buy or strong-buy ratings and only three holds, indicating a positive outlook despite margin compression [1] - The new CEO's ability to provide clearer profitability timelines as the China-to-LatAm cross-border trade corridor scales in 2026 is a key focus for investors [1]

When investors evaluate MercadoLibre (NASDAQ: MELI), the focus usually falls on growth rates. To this end, revenue is still expanding at an impressive clip. Fintech adoption continues rising. Engagement remains strong across Latin America. But heading into 2026, a more important question is emerging: Has competition permanently changed the economics of MercadoLibre's business? Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indisp ...

Core Insights - MercadoLibre reported a revenue of $8.76 billion for the quarter ended December 2025, reflecting a year-over-year increase of 44.6% and surpassing the Zacks Consensus Estimate by 2.86% [1] - The company's EPS was $11.03, down from $12.61 in the same quarter last year, resulting in an EPS surprise of -6.31% compared to the consensus estimate of $11.77 [1] Financial Performance Metrics - Gross merchandise volume reached $19.91 billion, exceeding the average estimate of $19.19 billion from four analysts [4] - Total payment volume was $83.69 billion, surpassing the average estimate of $82.19 billion based on three analysts [4] - Geographic revenue breakdown: - Brazil: $4.64 billion, exceeding the estimate of $4.48 billion, with a year-over-year increase of 47.9% [4] - Other countries: $414 million, above the estimate of $387.14 million, with a year-over-year increase of 53.9% [4] - Mexico: $2.1 billion, slightly below the estimate of $2.13 billion, with a year-over-year increase of 55.6% [4] - Argentina: $1.61 billion, below the estimate of $1.67 billion, with a year-over-year increase of 23.3% [4] Stock Performance - Over the past month, MercadoLibre's shares have returned -15.7%, contrasting with the Zacks S&P 500 composite's -1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Mercado Libre's application of artificial intelligence has significantly contributed to revenue growth and operational efficiency in the fourth quarter, with a reported net revenue increase of 45% year-over-year, driven by its commerce and FinTech services [2][3] Group 1: Revenue Growth and Business Performance - The company experienced a 45% year-over-year growth in net revenues during the fourth quarter, attributed to the acceleration of its commerce business and the rapid expansion of its FinTech services [2] - In the commerce sector, Mercado Libre's advertising business saw a remarkable 67% year-over-year growth, which was linked to the implementation of AI-powered bidding algorithms and automated campaign tools [4] Group 2: AI Integration and Tools - The company has integrated AI tools for both buyers and sellers within its marketplace, enhancing the overall user experience [8] - For buyers, an AI-enhanced search experience was launched in Argentina, personalizing search results based on individual search and transaction history [9] - For sellers, a Seller Assistant was introduced to facilitate onboarding, improve listing quality, create short-form videos from product images, and manage customer service inquiries [10] Group 3: FinTech Innovations - In the FinTech segment, Mercado Libre launched the Mercado Pago AI Assistant, which handled over 9 million customer inquiries in the fourth quarter, with 87% managed without human intervention [12] - The AI Assistant is designed to address various use cases, including general inquiries, transfers, and bill payments, with plans for future enhancements to increase its proactive capabilities [13]