Whether it's through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by it ...

Investors might want to bet on PCB Bancorp (PCB) , as earnings estimates for this company have been showing solid improvement lately. The stock has already gained solid short-term price momentum, and this trend might continue with its still improving earnings outlook.The rising trend in estimate revisions, which is a result of growing analyst optimism on the earnings prospects of this company, should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in ...

If you enjoyed this, consider Ian's Insider Corner to enjoy access to similar initiation reports for all the new stocks that we buy. Membership also includes an active chat room, weekly updates, and my responses to your questions.It's been a topsy-turvy five years for the regional banking sector. The sector plummeted at the onset of the pandemic, but then rocketed back up as the government rolled out major relief programs to help the economy weather the storm. RegionalIan leads the investing group Ian's Ins ...

PCB Bancorp (PCB) came out with quarterly earnings of $0.53 per share, beating the Zacks Consensus Estimate of $0.51 per share. This compares to earnings of $0.33 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 3.92%. A quarter ago, it was expected that this company would post earnings of $0.46 per share when it actually produced earnings of $0.46, delivering no surprise. Over the last four quarters, the company has surpassed ...

Exhibit 99.1 PCB Bancorp Reports Earnings for Q1 2025 Los Angeles, California - April 24, 2025 - PCB Bancorp (the "Company") (NASDAQ: PCB), the holding company of PCB Bank (the "Bank"), today reported net income available to common shareholders of $7.7 million, or $0.53 per diluted common share, for the first quarter of 2025, compared with $6.7 million, or $0.46 per diluted common share, for the previous quarter and $4.7 million, or $0.33 per diluted common share, for the year-ago quarter. Q1 2025 Highlight ...

Company Overview - PCB Bancorp is headquartered in Los Angeles and operates in the finance sector, experiencing a price change of -6.32% this year [3] - The company currently pays a dividend of $0.20 per share, resulting in a dividend yield of 4.22%, significantly higher than the Banks - Southwest industry's yield of 1.16% and the S&P 500's yield of 1.69% [3] Dividend Performance - PCB Bancorp's annualized dividend of $0.80 has increased by 11.1% from the previous year [4] - Over the past five years, the company has raised its dividend three times, achieving an average annual increase of 17.45% [4] - The current payout ratio stands at 41%, indicating that the company distributes 41% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - PCB Bancorp is projected to see earnings growth this fiscal year, with the Zacks Consensus Estimate for 2025 at $2.11 per share, reflecting a year-over-year growth rate of 21.26% [5] Investment Appeal - PCB Bancorp is considered an attractive dividend investment and a compelling opportunity, holding a Zacks Rank of 2 (Buy) [7]

Company Overview - PCB Bancorp is expected to report quarterly earnings of $0.51 per share, reflecting a year-over-year increase of +54.6% [3] - Revenues are anticipated to reach $26.92 million, which is a 12.5% increase from the same quarter last year [3] Earnings Estimates and Revisions - The consensus EPS estimate has been revised 4.04% higher in the last 30 days, indicating a positive reassessment by analysts [4] - The Most Accurate Estimate for PCB Bancorp is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +0.99% [10][11] Earnings Surprise Potential - A positive Earnings ESP reading suggests a strong likelihood of an earnings beat, especially when combined with a Zacks Rank of 2 (Buy) [8] - PCB Bancorp has a Zacks Rank of 2, indicating a favorable outlook for surpassing the consensus EPS estimate [11] Historical Performance - In the last reported quarter, PCB Bancorp met the expected earnings of $0.46 per share, resulting in no surprise [12] - Over the past four quarters, the company has beaten consensus EPS estimates two times [13] Industry Context - In the Zacks Banks - Southwest industry, Banc of California is expected to post earnings of $0.24 per share, reflecting a year-over-year change of +26.3% [17] - Banc of California's revenue is projected to be $272.46 million, slightly down by 0.2% from the previous year [17] - The consensus EPS estimate for Banc of California has remained unchanged, but a higher Most Accurate Estimate has led to an Earnings ESP of 3.31%, suggesting a likely earnings beat [18]

Core Viewpoint - PCB Bancorp (PCB) has been upgraded to a Zacks Rank 2 (Buy), indicating a positive outlook on its earnings estimates, which is a significant factor influencing stock prices [1][3]. Earnings Estimates and Stock Price Movement - The Zacks rating system emphasizes the correlation between changes in earnings estimates and stock price movements, suggesting that upward revisions in earnings estimates can lead to increased buying pressure and higher stock prices [4][5]. - PCB Bancorp's earnings per share (EPS) is projected to be $2.11 for the fiscal year ending December 2025, reflecting a year-over-year increase of 21.3% [8]. Zacks Rank System - The Zacks Rank system categorizes stocks based on earnings estimate revisions, with a proven track record of generating significant returns, particularly for Zacks Rank 1 stocks, which have averaged a +25% annual return since 1988 [7]. - PCB Bancorp's upgrade to Zacks Rank 2 places it in the top 20% of Zacks-covered stocks, indicating strong potential for market-beating returns in the near term [10]. Analyst Sentiment - Analysts have consistently raised their earnings estimates for PCB Bancorp, with the Zacks Consensus Estimate increasing by 5.8% over the past three months [8].

Company Overview - PCB Bancorp is headquartered in Los Angeles and operates in the Finance sector, experiencing a price change of -15.86% year-to-date [3] - The company currently pays a dividend of $0.2 per share, resulting in a dividend yield of 4.7%, significantly higher than the Banks - Southwest industry's yield of 1.16% and the S&P 500's yield of 1.73% [3] Dividend Performance - PCB Bancorp's annualized dividend of $0.80 has increased by 11.1% from the previous year [4] - Over the past five years, the company has raised its dividend three times, achieving an average annual increase of 17.40% [4] - The current payout ratio stands at 41%, indicating that the company distributes 41% of its trailing 12-month earnings per share as dividends [4] Earnings Growth Expectations - For the fiscal year 2025, PCB Bancorp anticipates solid earnings growth, with the Zacks Consensus Estimate projecting earnings of $2.11 per share, reflecting a year-over-year growth rate of 21.26% [5] Investment Appeal - PCB Bancorp is viewed as an attractive dividend investment opportunity, supported by a Zacks Rank of 2 (Buy) [7] - The company is positioned as a compelling option for income investors, particularly due to its strong dividend yield and growth potential [7]

Financial Performance - PCB Bancorp reported $26 21 million in revenue for Q4 2024, a 7 3% YoY increase [1] - EPS for the quarter was $0 46, up from $0 41 a year ago [1] - Revenue exceeded the Zacks Consensus Estimate of $25 88 million by 1 28% [1] - EPS matched the consensus estimate of $0 46, with no surprise [1] Key Metrics Analysis - Average Balance - Total interest-earning assets: $2 89 billion, slightly above the two-analyst average estimate of $2 86 billion [4] - Efficiency ratio: 53%, better than the 57 1% estimated by two analysts [4] - Non-Performing Loans: $4 69 million, below the $6 64 million average estimate [4] - Net Interest Margin: 3 2%, in line with the two-analyst average estimate [4] - Non-Performing Assets: $4 69 million, below the $6 87 million average estimate [4] - Total Noninterest Income: $3 04 million, above the $2 94 million average estimate [4] - Net Interest Income: $23 16 million, slightly above the $22 89 million estimated by two analysts [4] Stock Performance - Shares of PCB Bancorp returned -6 2% over the past month, underperforming the Zacks S&P 500 composite's +1 2% change [3] - The stock currently has a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]