Price changes would be published in daily newspapers, meaning that you are looking at old news and not hearing about day-to-day changes. To buyScott Kaufman, aka Treading Softly, learned about investing firsthand from over a decade of financial sector experience. He is the lead analyst for Dividend Kings providing actionable insight into high quality dividend growing and undervalued opportunities. His focus is to see a bountiful harvest of cash dividends and strong capital gains, providing a robust total re ...

While retail investors continue to “buy every dip” in the broader market, Eisman implies that this strategy may not hold for assets facing structural headwinds and competitive pressures, particularly when valuations offer little cushion against adverse developments.He drew a direct parallel, asserting that “as long as crypto prices keep going down, so will the stock price of Coinbase,” which has already seen a significant year-to-date decline.The sentiment extended to Coinbase, another major player heavily ...

Core Insights - Global financial firms, including Sumitomo Mitsui Banking Corp and Julius Baer Group, are expanding in India by establishing global capability centres to leverage local talent and competitive costs [1][3] - The expansion involves hiring at least 1,000 people collectively this year in cities like Chennai and Hyderabad [2] - The move is influenced by US immigration policies that complicate the deployment of Indian talent overseas, prompting firms to localize roles in India [4] Group 1: Expansion Plans - Sumitomo Mitsui and Julius Baer are joining US firms like Charles Schwab and Vanguard in hiring initiatives [2] - The roles being created will focus on research, payments, operations, and digital assets, with an emphasis on artificial intelligence and automation [6] - UBS Group AG has also opened a new global capability centre in Hyderabad, indicating a trend among global firms [6] Group 2: Industry Trends - India's role as a hub for global capability centres is growing, driven by the need for regulatory capabilities and cost-effective talent [3][5] - Rising compliance costs and stricter visa regulations are accelerating the shift towards India's GCC industry [5] - Other global financial firms, such as Copenhagen Infrastructure Partners, are also establishing GCCs in India [5]

Group 1 - Several international financial groups, including Sumitomo Mitsui Banking Corp. and Julius Baer Group, are expanding their presence in India by establishing global capability centres (GCCs) [1] - The recruitment drive could total at least 1,000 hires this year across locations such as Chennai and Hyderabad, joining US firms like Charles Schwab and Vanguard [1][2] - The increasing importance of India as a base for GCCs is attributed to its large, cost-effective talent market, which supports international business operations [2] Group 2 - Stricter US immigration policies, including higher visa charges and tighter reviews of skilled-worker routes, are prompting employers to place more jobs in India [3] - Rising compliance costs and tightening visa regimes are accelerating the shift to India's GCC industry [3][4] - Financial organizations, including Copenhagen Infrastructure Partners, are also establishing GCCs in India [4] Group 3 - New positions being added will cover functions such as research, payments, operational support, and digital assets, with a growing focus on artificial intelligence and automation [5] - UBS Group AG recently launched a new GCC in Hyderabad, planning to hire close to 3,000 people over the next two years [5][6] - UBS has had teams in India for over a decade, supporting its activities in technology and finance [6]

Core Insights - The launch of Altruist's AI-powered tool on the Hazel platform has caused significant concern among investors, leading to a decline in wealth management stocks, with Charles Schwab's stock dropping nearly 11% and Morgan Stanley falling almost 5% [1] - Despite the sell-off, major wealth management firms are not retreating but are instead expanding their AI capabilities, indicating a belief that AI will reshape the industry [3][4] Industry Developments - AI is increasingly being utilized as a co-pilot for financial advisors, assisting with tasks such as taking meeting notes, drafting emails, and conducting research [4] - Major firms like Morgan Stanley are developing AI tools across three main functionalities: enhancing co-pilot features, creating an AI agent for client interaction, and building a portfolio construction engine [6] - Schwab is implementing AI in call centers to improve client response times and has identified over 200 potential use cases for AI across its operations [4]

Industry Overview - Wealth management firms have averaged two new staff members over the past five years but will need to hire four to six more per firm over the next five years to meet demand, according to Schwab's latest compensation report [2] - The industry will require over 70,000 new staff, including advisors and administrative roles, in the next half-decade due to increasing pressure to recruit younger talent [2] Employee Compensation and Satisfaction - Compensation is the primary driver of employee happiness, with total cash compensation increasing by 23% over the past four years [3] - The breakdown of compensation varies by role, with 91% of client service associates' compensation coming from base salary and only 8% from performance-based pay [5] - For managing partners, only 44% of their pay comes from base salary, while 42% is derived from owner profit distributions [5] Recruitment Strategies - Nontraditional benefits, such as mentorship programs and unique perks like pet insurance or time off for horseback riding, are becoming key strategies for firms to attract and retain talent [3] - Firms are encouraged to update job descriptions to reflect the impact of AI on roles, particularly in client service positions where tasks may shift due to technology [4]

Core Insights - Charles Schwab (SCHW) reported total client assets of $12.15 trillion in January 2026, reflecting a 17.6% increase year-over-year and a 2.1% increase sequentially, attributed to market volatility [1][7] - The company's core net new assets (NNA) were $27.8 billion, which is a decrease of 9.2% from January 2025 and a significant drop of 64.9% from December 2025 [1][7] Performance Breakdown - Client assets under ongoing advisory services reached $6.16 trillion, marking an 18.6% increase from the previous year and a 2.3% increase from the prior month [2] - Average interest-earning assets rose to $441.7 billion, up 2.4% year-over-year and 1.3% sequentially [2] - Margin balances increased to $116.3 billion, showing a 40.3% rise from January 2025 and a 3.6% increase from December 2025 [2][7] Account Activity - The company opened 476,000 new brokerage accounts in January 2026, which is a 9.9% increase compared to the same month last year and stable compared to the previous month [3] - Active brokerage accounts totaled 38.7 million at the end of January 2026, up 5.5% year-over-year and slightly from December 2025 [4] - Client banking accounts reached 2.23 million, reflecting a 10.9% increase from January 2025 and a 1.1% increase sequentially [4] - Workplace plan participant accounts rose to 5.79 million, up 6.3% year-over-year and marginally from December 2025 [4] Market Comparison - In the past three months, Schwab shares have gained 2%, while the industry has seen a growth of 4.5% [5]

Core Insights - The Federal Reserve's recent rate-cutting cycle and potential future cuts are prompting income investors to seek higher yields in the equities market [4][5] - Dividend growth ETFs are becoming increasingly important for generating reliable income to combat inflation and enhance dividend portfolios [5] ETF Performance and Characteristics - Popular dividend-focused ETFs like JPMorgan Equity Premium Income ETF (JEPI) and NEOS S&P 500 High Income ETF (SPYI) have gained traction due to their high yields of 8.02% and 11.79% respectively [6] - However, these ETFs have shown limited share price growth, with JEPI trading between $50 and $63.19 and SPYI between $43.59 and $52.68 since their respective inceptions [7] - For investors seeking both dividend growth and capital appreciation, Schwab US Dividend Equity ETF (SCHD) and Vanguard Dividend Appreciation ETF (VIG) are recommended as they have outperformed the S&P 500 in 2026 [8]

吴说获悉，嘉信理财在官网发布招聘信息，拟招募"数字资产、稳定币产品经理（高级经理）"，明确指 出其数字资产业务部门正在为零售客户构建加密产品，涵盖账户开立、资金流转、加密交易与链上转账 等，并将重点负责稳定币产品的策略、落地与用户体验优化。 （来源：吴说） ...

Market Overview - The three major indices showed mixed performance, with the Dow Jones up 0.10% to 49,500.93 points, the S&P 500 up 0.05% to 6,836.17 points, and the Nasdaq down 0.22% to 22,546.67 points [3] - All three indices recorded weekly declines, with the S&P 500 down 1.4%, the Dow down 1.2%, and the Nasdaq down 2.1% [3] Economic Indicators - The U.S. Bureau of Labor Statistics reported that the January CPI rose 2.4% year-over-year and 0.2% month-over-month, both below market expectations [3] - The core CPI, excluding volatile food and energy prices, increased by 2.5% year-over-year and 0.3% month-over-month, aligning with market expectations [3] - Phil Blancato, Chief Market Strategist at Osaic, indicated that this data could pave the way for interest rate cuts and inflation control if the trend continues [3] Sector Performance - Concerns over AI disruption led to market sell-offs, affecting various sectors including software, real estate, trucking, and financial services [6] - Financial stocks such as Charles Schwab and Morgan Stanley fell by 10.8% and 4.9%, respectively, while software company Workday dropped 11% and commercial real estate firm CBRE fell 16% [6] - The media sector was also impacted, with Disney down approximately 3% and Netflix down 6% [7] Technology Stocks - Major tech stocks mostly declined, with Nvidia down 2.21%, Apple down 2.27%, Microsoft down 0.13%, Google down 1.06%, and Amazon down 0.41% [7] - Tesla saw a slight increase of 0.09%, while Oracle rose by 2.34% and Netflix increased by 1.33% [7] Chinese Stocks - The Nasdaq Golden Dragon China Index fell by 0.10%, with Alibaba down 1.89%, JD.com down 1.38%, and Pinduoduo up 0.06% [7] - NIO remained flat, while Xpeng rose by 1.36% and Li Auto fell by 1.81% [7]