UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _________________________ FORM 10-Q (Mark one) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______to_______ Commission file number 001-36452 SERVISFIRST BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charte ...

ServisFirst Bancshares, Inc. (NYSE:SFBS) Q3 2022 Earnings Conference Call October 17, 2022 5:15 PM ET Company Participants Davis Mange - Head, IR Tom Broughton - CEO Bud Foshee - CFO Henry Abbott - Chief Credit Officer Rodney Rushing - COO Conference Call Participants Brad Milsaps - Piper Sandler Kevin Fitzsimmons - D.A. Davidson David Bishop - Hovde Group Operator Greetings. Welcome to ServisFirst Bancshares Third Quarter Earnings Call. [Operator Instructions] Please note, this conference is being recorded ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _________________________ FORM 10-Q (Mark one) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED JUNE 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______to_______ Commission file number 001-36452 SERVISFIRST BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) De ...

ServisFirst Bancshares, Inc. (NYSE:SFBS) Q2 2022 Earnings Conference Call July 18, 2022 5:15 PM ET Company Participants Davis Mange - Head, Investor Relations Tom Broughton - Chief Executive Officer Bud Foshee - Chief Financial Officer Henry Abbott - Chief Credit Officer Rodney Rushing - Chief Operating Officer Conference Call Participants Brad Milsaps - Piper Sandler Kevin Fitzsimmons - D.A. Davidson David Bishop - Hovde Group Operator Greetings. Welcome to the ServisFirst Bancshares’ Second Quarter Earnin ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _________________________ FORM 10-Q (Mark one) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______to_______ Commission file number 001-36452 SERVISFIRST BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) D ...

Financial Data and Key Metrics Changes - The company reported a loan growth of just under $500 million for the quarter, exceeding the goal of $100 million per month in net loan growth, excluding PPP loans [7][15] - Average loans, excluding PPP, increased by $731 million in the first quarter, while average PPP loans decreased by $143 million, resulting in a net average growth of $588 million [15] - Noninterest income from credit card income grew to $2.4 million in the first quarter compared to $1.2 million in the same period of 2021 [17] - The net income impact from the March 2022 Fed rate increase was $4.6 million on an annual basis, translating to $0.08 per share [16] Business Line Data and Key Metrics Changes - The company experienced solid growth in all regions, with a notable increase in C&I loan growth, marking the first quarterly improvement in C&I line utilization since the pandemic began [7][8] - Deposits remained flat for the quarter, with a slight decline in correspondent balances due to corporate tax payments [11] - Noninterest expenses increased due to market expansions, with total salaries and benefits rising by $2.8 million [18] Market Data and Key Metrics Changes - The loan loss reserve grew by $2.8 million for the quarter, with the ALLL to total loans ratio at 1.21, slightly down from 1.22 in the previous quarter [25] - Nonperforming assets were reported at $21.4 million, equating to 20 basis points of total assets, a decrease from the first quarter of 2021 [26] Company Strategy and Development Direction - The company is focused on organic growth, particularly in light of ongoing merger activity in the industry, and is optimistic about its growth strategy [59] - The company plans to deploy excess liquidity into securities and loans over the next two years, aiming to average market rates [67][68] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the credit quality of borrowers, noting that they are in better shape than ever before, with strong liquidity and low leverage [30] - The company anticipates a return to more normalized credit results in 2022, aligning with historical performance pre-pandemic [24] Other Important Information - The company added new bankers during the quarter and continues to prioritize recruiting top talent to maintain efficiency [12] - The company expects annual IT expenses to decrease by about $2.4 million in 2023 due to core conversion expenses [20] Q&A Session Summary Question: What prompted the change in the pace of liquidity deployment in the bond portfolio? - The CFO indicated that the change was due to anticipated Fed rate increases and a desire to pace purchases more cautiously [35] Question: Is the loan growth target of $300 million per quarter still realistic? - The CEO noted that the company has been exceeding this target and emphasized the importance of being conservative in forecasts [38] Question: How does the company view loan repricing as the Fed raises rates? - The CFO explained that $717 million repriced in March, and as rates increase, the margin is expected to improve gradually [40] Question: What is the outlook for operating expenses growth? - The CFO suggested a modest increase in noninterest expenses, estimating around a 3% increase, while the CEO mentioned that previous salary deferrals may skew year-over-year comparisons [62][63] Question: What is the target level for cash and liquidity? - The CFO indicated a target of about $500 million in cash, with plans to incrementally deploy excess liquidity into securities and loans over the next two years [67]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______to_______ Commission file number 001-36452 SERVISFIRST BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) (State or Other Jurisdiction ...

ServisFirst Bancshares, Inc. (NYSE:SFBS) Q4 2021 Earnings Conference Call January 24, 2021 5:15 PM ET Company Participants Davis Mange - VP, IR Tom Broughton - Chairman, President & CEO Bud Foshee - EVP, CFO Henry Abbott - SVP & Chief Credit Officer Rodney Rushing - EVP & COO Conference Call Participants Graham Dick - Piper Sandler Kevin Fitzsimmons - D.A. Davidson David Bishop - Seaport Research Operator Greetings. Welcome to the ServisFirst Bancshares Fourth Quarter Earnings Call. At this time, all pa ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _________________________ FORM 10-Q (Mark one) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______to_______ Commission file number 001-36452 SERVISFIRST BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charte ...

ServisFirst Bancshares, Inc. (NYSE:SFBS) Q3 2021 Earnings Conference Call October 18, 2021 5:15 PM ET Company Participants Davis Mange - Director of Investor Relations. Tom Broughton - Chief Executive Officer Henry Abbott - Chief Credit Officer Bud Foshee - Chief Financial Officer Conference Call Participants Brad Milsaps - Piper Sandler Kevin Fitzsimmons - D.A. Davidson William Wallace - Raymond James Dave Bishop - Seaport Global Securities Disclaimer*: This transcript is designed to be used alongside the ...