Changing loan book SoFi was founded in 2011 to help students pay for their education. This was reflected in the company's lending activities. In 2018, 2019, and 2020, SoFi originated $18.1 billion total in student loans. This was a key business driver. In early 2020, the COVID-19 pandemic hit. To ease the stress on borrowers, the Department of Education temporarily paused payments and eliminated interest. Consequently, there was less of a need for people to refinance their loans to obtain a lower interest r ...

I'd like to show how much your stake in SoFi Technologies (SOFI 1.66%) would be worth today if you'd invested in it a decade ago -- because I believe that long-term investing in great companies is arguably the best road to riches. But alas, SoFi is a young company and only started trading on the stock market in early 2021.So here's how you'd have done if you'd parked $10,000 in it roughly four years ago: Your stake would be worth about $5,029. Oops! As often happens when stocks many people are excited about ...

Markets have been unsettled at the start of 2025, with considerable uncertainty regarding President Donald Trump's economic policies and how things will unfold. The benchmark S&P 500 has experienced significant volatility in recent weeks.SoFi Technologies (SOFI 1.66%) hasn't been immune from this dramatic volatility. The company posted a strong year of growth and turned in its first full-year positive net income, but SoFi stock has fallen 31% since the turn of the new year. The fintech's valuation is signif ...

Market Recovery - The financial market experienced a quick recovery this week, led by more volatile names in the industry, following news of a 90-day delay in tariffs outside of China [1] - Despite weak economic data later in the week, the market maintained optimism [1] Stock Performance - Shares of SoFi Technologies increased by as much as 11.3%, KKR rose by 9.2%, and Capital One Financial saw a rise of 7.4% at their peaks this week [2] - As of 2:30 p.m. ET, the stocks were up 10.6%, 7.5%, and 6%, respectively [2] Market Context - The recent stock movements are in comparison to last week's market collapse, with shares still down from early April and all having fallen in 2025 [3] - The rally is viewed as potentially not durable, as investors are betting on tariff delays reducing recession risks and defaults on debts for companies like SoFi and Capital One [4] Economic Risks - Despite a perceived reduction in short-term risks, economists are increasing recession expectations, and rising interest rates could make refinancing more costly for companies, consumers, and the government [5] - The decline of the dollar adds to the economic challenges [5] Long-term Trends - Long-term investors are advised to consider ongoing trends such as declining consumer confidence, rising tariffs, inflation expectations, and increasing interest rates [6] - These factors may negatively impact the economy and financial firms, leading to a focus on which companies will survive market turbulence [7] Investment Strategy - Investors are encouraged to maintain a long-term perspective and buy opportunistically during short-term market fluctuations [8] - Companies are expected to manage risks better than during the financial crisis, and significant dips may present investment opportunities [8]

The financial sector has been hit hard in the recent stock market downturn, but banking technology company SoFi (SOFI -8.03%) has been beaten down more than most of its peers.As of this writing, SoFi's stock price has fallen by 37% since it reached its peak in January, even after a recent rebound, despite reporting its first full profitable year ever as well as excellent momentum throughout its business. However, it's worth noting that the stock market has been very volatile in the few days before and after ...

I wrote on SoFi (NASDAQ: SOFI ) recently stating why the investment case was so complicated and made the case that it was prudent to take some profits. Since that time, the S&P is down about 15% while SoFi is downRetail investor researching mostly semiconductors and fintech. Some general macro musings. My goal is to bring you timely and digestible research on the stocks that I cover.Analyst’s Disclosure: I/we have a beneficial long position in the shares of SOFI either through stock ownership, options, or o ...

SoFi Technologies (NASDAQ: SOFI ) stock is down almost 40% since my early December 'Strong buy' recommendation . Despite delivering strong Q4 2024 earnings, the stock started tanking since late January due to softer-than-expected guidance. The after-earnings sell-off was thenComing from an IT background, I have dived into the U.S. stock market seven years ago by managing portfolio of my family. Starting managing real money has been challenging for the first time, but long hours of mastering fundamental anal ...

*Stock prices used were the afternoon prices of April 5, 2025. The video was published on April 7, 2025. SoFi Technologies (SOFI -4.01%) is now trading at less than $10 a share, potentially making it an attractive long-term investment. ...

Oliver Rodzianko is an accomplished investment analyst grounded in timeless value principles, specializing in the technology sector with expertise in AI, semiconductors, software, and renewable energy. He focuses on companies with resilient management and lasting competitive advantages, often taking long-term positions in those with strong leadership and wide economic moats. Recognized as a trusted authority in financial analysis, Rodzianko’s articles are regularly featured as “Must Reads” on Seeking Alpha, ...

Core Viewpoint - Recent updates regarding SoFi Technologies indicate a significant decline in stock prices, with a drop of 11.28% noted on April 3, 2025 [1] Group 1 - SoFi Technologies' stock performance is highlighted, showing a notable decrease on the trading day mentioned [1]