(State or Other Jurisdiction of Incorporation) Maryland 001-41808 92-2601722 (Commission File No.) (I.R.S. Employer UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Identification No.) FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 23, 2024 SR BANCORP, INC. (Exact Name of Registrant as Specified in Charter) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 2 ...

Core Viewpoint - SR Bancorp, Inc. has completed a balance sheet repositioning strategy by selling lower-yielding investment securities to enhance future earnings potential [1][2]. Financial Performance - The company sold $35.4 million in book value of investment securities, incurring a pre-tax realized loss of approximately $4.4 million [2]. - The anticipated proceeds of $30.9 million from the sale will be redeployed into residential and commercial real estate mortgages, expected to generate an additional $1.4 million in pre-tax earnings annually, with a positive spread differential of approximately 465 basis points [2]. - The loss from the sale is projected to be recouped within approximately 3.27 years [2]. Capital Position - The loss on the sale of securities had a minimal impact on shareholders' equity and the company's book value per share [3]. - Somerset Regal Bank's capital levels remain well above the requirements to be categorized as well-capitalized following the sale [3]. Future Outlook - The repositioning strategy is expected to be accretive to earnings, net interest margin, and return on assets in future periods [3]. Company Overview - Somerset Regal Bank, a full-service commercial bank headquartered in Bound Brook, New Jersey, operates 15 branches across several counties [4]. - As of March 31, 2024, the bank reported total assets of $1.05 billion, net loans of $698.9 million, deposits of $838.0 million, and total equity of $199.3 million [4].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to _____________ Commission File Number: 001-41808 SR Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 92-2601722 (St ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Maryland 92-2601722 (State or other jurisdiction of incorporation or organization) For the quarterly period ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to _____________ Commission File Number: 001-41808 SR Bancor ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to _____________ Commission File Number: 001-41808 SR Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 92-2601722 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-41808 SR Bancorp, Inc. (Exact name of Registrant as specified in its Charter) Maryland 92-2601722 (State or other jurisdiction of incorpo ...