LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the "Company†) (NASDAQ: OPBK), the holding company of Open Bank (the "Bank†), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 19, 2026 to shareholders of record as of the close of business on February 5, 2026. About OP Bancorp OP Bancorp, the holding company for Open Bank (the "Bank†), is a California corporation whose common stock is quot. ...

CHICAGO--(BUSINESS WIRE)--Byline Bancorp, Inc. (NYSE: BY), today reported: Â Â Â Â At or for the quarter Full Year Highlights (compared to prior year) 4Q25 3Q25 4Q24 Â Financial Results ($ in thousands) • Delivered solid full year 2025 results reflecting record revenues of $446.3 million Net interest income $ 101,255 $ 99,890 $ 88,524 Non-interest income 15,750 15,845 16,149 Total revenue(1) 117,005 115,735 Â 104,673 • Net i. ...

STURGIS, MI / ACCESS Newswire / January 22, 2026 / Sturgis Bancorp, Inc. (OTCQX:STBI) today announced that its Board of Directors has declared a cash dividend of $0.18 per common share, payable March 13, 2026, to stockholders of record at the close of business on February 13, 2026. This declaration increases the quarterly dividend by $0.01 to the highest level in the Company's history. ...

The Bancorp (TBBK) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended December 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on January ...

Core Insights - S&T Bancorp, Inc. reported a net income of $34.0 million for Q4 2025, a slight decrease from $35.0 million in Q3 2025, but an increase from $33.1 million in Q4 2024 [1][2] - For the full year 2025, net income reached $134.2 million, up from $131.3 million in 2024, with earnings per diluted share increasing to $3.49 from $3.41 [2][12] Fourth Quarter 2025 Highlights - Net interest income rose by $1.8 million, or 1.93%, to $91.0 million compared to Q3 2025 [6] - The net interest margin (NIM) expanded by 6 basis points to 3.99% [6] - Total portfolio loans increased by $91.0 million, or 4.52% annualized, while total deposits grew by $36.9 million, or 1.85% annualized [6][10] - Net charge-offs increased to $11.0 million, or 0.54% of average loans, compared to $2.4 million, or 0.12%, in Q3 2025 [6][8] Full Year 2025 Highlights - Net interest income for the year increased by $15.3 million, or 4.57%, to $350.1 million compared to 2024 [13] - NIM for the year improved by 8 basis points to 3.90% [13] - Total portfolio loans rose by $329.0 million, or 4.25%, and total deposits increased by $175.7 million compared to 2024 [10][26] - Net charge-offs for the year were $14.5 million, or 0.18% of average loans, up from $8.3 million, or 0.11%, in 2024 [16] Asset Quality - The allowance for credit losses (ACL) was $93.2 million, or 1.15% of total portfolio loans, down from $101.5 million, or 1.31%, at the end of 2024 [16] - Nonperforming assets (NPAs) increased to $55.6 million, or 0.69% of total loans plus other real estate owned (OREO), compared to $27.9 million, or 0.36%, at the end of 2024 [16] Shareholder Returns - The board of directors authorized a new $100 million share repurchase program, set to replace the existing program [17][18] - This reflects the company's focus on disciplined capital management and enhancing shareholder value [18] Financial Condition - Total assets were $9.9 billion at the end of Q4 2025, an increase of $53.5 million from Q3 2025 [10] - The company maintained a strong regulatory capital position, with all capital ratios above the well-capitalized thresholds [11][29]

Core Viewpoint - S&T Bancorp, Inc. has authorized a new $100 million share repurchase program to enhance shareholder value and manage capital effectively [1][3]. Group 1: Share Repurchase Program Details - The new share repurchase program will replace the existing program and is set to expire on February 1, 2027 [1]. - The program allows for the repurchase of common stock through open market and privately negotiated transactions, with the timing, price, and quantity at the discretion of S&T [2]. - The existing share repurchase program's remaining capacity has been terminated [1]. Group 2: Management's Perspective - The CEO emphasized that the new program reflects a disciplined approach to capital management, supporting long-term strategy and shareholder value enhancement [3]. - The program provides flexibility in capital deployment while maintaining a strong balance sheet [3]. Group 3: Company Overview - S&T Bancorp, Inc. is a $9.8 billion bank holding company headquartered in Indiana, Pennsylvania, and trades on NASDAQ under the symbol STBA [3]. - The principal subsidiary, S&T Bank, has been operating since 1902 and serves Pennsylvania and Ohio [3].

HARRISBURG, Pa.--(BUSINESS WIRE)--Mid Penn Bancorp, Inc. (NASDAQ: MPB) ("Mid Penn"), the parent company of Mid Penn Bank (the "Bank") and MPB Financial Services, LLC, today reported net income available to common shareholders ("earnings") for the quarter ended December 31, 2025, of $19.4 million, or $0.84 per basic and $0.83 per diluted common share, compared to net income of $18.3 million, or $0.80 per basic and $0.79 per diluted common share, for the third quarter of 2025, and the consensus analyst estima ...

Core Viewpoint - Old Second Bancorp, Inc. reported significant growth in net income for the fourth quarter of 2025, indicating strong financial performance compared to previous quarters and the same quarter last year [1] Financial Performance - The net income for the fourth quarter of 2025 was $28.8 million, or $0.54 per diluted share [1] - This represents an increase from a net income of $9.9 million, or $0.18 per diluted share, in the third quarter of 2025 [1] - Compared to the fourth quarter of 2024, where the net income was $19.1 million, or $0.42 per diluted share, the company experienced a year-over-year increase [1]

Core Insights - U.S. Bancorp's fourth-quarter 2025 earnings per share (EPS) of $1.26 exceeded the Zacks Consensus Estimate of $1.19, marking a 24.7% increase from the prior-year quarter [1] - Total revenues for the quarter reached $7.37 billion, reflecting a year-over-year growth of 5.1% and surpassing the Zacks Consensus Estimate by 0.6% [1] Revenue and Income Analysis - The revenue growth was supported by broad-based expansion in fee-generating businesses, with non-interest income rising 7.8% year over year to $3.05 billion, driven by higher payment services revenues, trust and investment management fees, capital markets revenues, mortgage banking revenues, and investment products fees [2][3] - Payment services revenues increased by 3.9% from the fourth quarter of 2024, while trust and investment management fees grew by 7.5% due to business growth and favorable market conditions [4] - Capital markets revenues surged by 17.3% due to higher corporate bond underwriting fees, and mortgage banking revenues rose by 12.1% due to increased gain on sale activity [4] Expense Management - Non-interest expenses decreased by 1.9% year over year to $4.23 billion, attributed to lower compensation and employee benefits expenses, although this was partially offset by higher marketing, technology, and other expenses [7] - The tax-equivalent net interest income (NII) totaled $4.31 billion, up 3.2% from the previous year, primarily due to loan growth and fixed asset repricing, with a net interest margin of 2.77%, expanding by 6 basis points year over year [6] Loan and Deposit Trends - Average total loans increased by 1.3% to $384.3 billion from the previous quarter, while average total deposits rose slightly to $515.1 billion [8] - However, the provision for credit losses in the reported quarter was $577 million, up 3% from the prior-year quarter, indicating potential concerns regarding credit quality [8] Future Outlook - Management anticipates revenue growth, capital markets expansion, and payments innovation to be key drivers for 2026, with the integration of BTIG LLC expected to enhance capital markets capabilities and create cross-selling opportunities [9]

Core Insights - Greene County Bancorp, Inc. reported record net income of $10.3 million for the second quarter of fiscal year 2026, marking a 39.3% increase compared to the same period in the previous year [1][7] - The company achieved total consolidated assets of $3.1 billion, with net loans reaching $1.7 billion, both representing record highs [4][7] - The company was recognized as a top-performing bank in Piper Sandler's Class of 2025 Bank & Thrift Small-Cap All Stars, ranking 9th out of 24 banks [3] Financial Performance - Net income for the six months ended December 31, 2025, was $19.2 million, or $1.13 per share, compared to $13.8 million, or $0.81 per share, for the same period in 2024 [1][7] - Pre-provision net income increased to $20.6 million for the six months ended December 31, 2025, up from $14.9 million in the prior year, reflecting a 38.7% increase [5] - Net interest income rose to $19.1 million for the three months ended December 31, 2025, an increase of $5.0 million from the previous year [6][8] Asset and Loan Growth - Total consolidated assets increased by $106.4 million, or 3.5%, from $3.0 billion at June 30, 2025, to $3.1 billion at December 31, 2025 [14] - Net loans receivable grew by $58.6 million, or 3.6%, to $1.7 billion as of December 31, 2025, driven by increases in commercial real estate and commercial loans [14] - The allowance for credit losses on loans increased to $21.3 million, reflecting a 5.9% rise due to higher loan volumes [14] Deposit and Borrowing Trends - Total deposits remained stable at $2.6 billion as of December 31, 2025, with notable increases in NOW deposits [14] - Borrowings increased significantly from $128.1 million at June 30, 2025, to $214.1 million at December 31, 2025, primarily due to overnight borrowings with the Federal Home Loan Bank [14] Credit Quality - The provision for credit losses was $199,000 for the three months ended December 31, 2025, down from $478,000 in the prior year [11] - Nonperforming loans amounted to $3.3 million at December 31, 2025, representing 0.20% of net loans, a slight increase from 0.19% at June 30, 2025 [12] Noninterest Income and Expenses - Noninterest income decreased by $719,000, or 18.6%, to $3.2 million for the three months ended December 31, 2025, primarily due to losses on securities sales [11] - Noninterest expense increased by $1.1 million, or 11.4%, to $10.5 million for the three months ended December 31, 2025, driven by higher salaries and employee benefits [11]