Core Insights - Five stocks have been added to the Zacks Rank 1 (Strong Buy) List, indicating strong potential for investment Group 1: Company Performance - Teradata (TDC) has seen a 7.8% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [1] - SB Financial Group (SBFG) has experienced a 5.4% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [2] - Farmers & Merchants Bancorp (FMAO) has recorded a 5.3% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [3] - First Financial Corporation Indiana (THFF) has noted a 3.9% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [4] - Alpine Income Property Trust (PINE) has seen a 2.3% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [5]

Core Insights - The article presents a case for Teradata (TDC) as an attractive investment opportunity based on three key factors: guidance, cash flow trends, and valuation [1] Group 1: Guidance - Teradata has provided positive guidance that suggests potential for growth and improved performance in the near future [1] Group 2: Cash Flow Trends - The company has shown favorable cash flow trends, indicating strong financial health and the ability to generate cash effectively [1] Group 3: Valuation - The current valuation of Teradata is considered appealing, especially following a significant post-earnings surge of 32.6%, which validates its attractiveness as an investment [1]

When I made the case for a second chance in Teradata ( TDC ), I referenced three key points that made the stock newly attractive: 1) guidance, 2) cash flow trends, and 3) valuation. After a 32.6% post-earnings surge that validated TDC asDr. Duru has blogged about financial markets since the year 2000. A veteran of the dot-com bubble and bust, the financial crisis, and the coronavirus pandemic, he fully appreciates the value in trading and investing around the extremes of market behavior. In this spirit, his ...

Core Insights - Teradata (TDC) reported its Q3 numbers, leading to a significant increase in its share price by over 30% at the close of trading [1]. Financial Performance - The Q3 results prompted analysts to take a closer look at the company's financials, indicating strong performance that attracted investor interest [1].

Teradata ( TDC ) just reported its Q3 numbers, which made analysts pile into the company, sending its share up over 30% on the close. I wanted to go through the numbers in more detail and see if suchMSc in Finance. Long-term horizon investor mostly with 5-10 year horizon. I like to keep investing simple. I believe a portfolio should consist of a mix of growth, value, and dividend-paying stocks but usually end up looking for value more than anything. I also sell options from time to time.Analyst’s Disclosure ...

Core Insights - Teradata Corp. (NYSE:TDC) experienced a significant stock price increase of 32.59% to close at $27.46, driven by strong earnings performance and an optimistic earnings outlook for 2025 [1][3] Financial Performance - Teradata reported a net income increase of 25% to $40 million, up from $32 million in the same period last year, despite a revenue decline of 5% to $416 million from $440 million year-on-year [2] - The revenue drop was less severe than the company's anticipated decline of 7 to 9 percent, indicating better-than-expected performance [3] Future Outlook - The company raised its diluted earnings per share (EPS) growth outlook for full-year 2025 to a range of $1.22 to $1.26, up from the previous range of $1.04 to $1.12 [4] - Teradata maintained its expectations for a revenue decline of 5 to 7 percent year-on-year, along with a recurring revenue drop of 3 to 5 percent in the same comparable period [4]

Core Insights - Teradata (TDC) reported third-quarter 2025 non-GAAP earnings of 72 cents per share, exceeding the Zacks Consensus Estimate by 35.85%, with a year-over-year increase of 4.3% [1][7] - Revenues for the quarter were $416 million, surpassing the Zacks Consensus Estimate by 2.54%, but reflecting a decline of 5.5% year over year on a reported basis and 6% on a constant-currency basis [1][4] - Total annual recurring revenues (ARR) at the end of the third quarter rose 1% year over year to $1.49 billion, remaining flat on a constant-currency basis [1] Revenue Breakdown - Public cloud ARR increased by 11% year over year to $633 million, driven by rising demand for cloud solutions, with a cloud net expansion rate of 112% [3] - Recurring revenues, which account for 88% of total revenues, decreased by 2% year over year to $366 million [4] - Perpetual software license and hardware revenues dropped 57.1% year over year to $3 million, while consulting services revenues fell 23% to $47 million [4] Operating Performance - The gross margin on a non-GAAP basis was 62.3%, an increase of 70 basis points year over year [5] - Selling, general & administrative (SG&A) expenses decreased by 11% year over year to $122 million, while research & development (R&D) expenses were $70 million, down 4.1% [5] - The non-GAAP operating margin rose to 23.6%, up 110 basis points year over year [5] Balance Sheet Strength - As of September 30, 2025, Teradata had cash and cash equivalents of $406 million, up from $369 million as of June 30 [6] - Long-term debt decreased to $437 million from $443 million in the previous quarter [6] - The company generated $94 million in cash from operating activities, compared to $43 million in the previous quarter [6] Future Guidance - For Q4 2025, non-GAAP earnings are expected to be between 53 and 57 cents per share, with recurring revenues projected to decline by 1% to 3% year over year [9] - Total revenues are anticipated to decrease by 2% to 4% year over year [9] - For the full year 2025, non-GAAP earnings are expected to be between $2.38 and $2.42 per share [9] Market Performance - Teradata shares were up 21.1% at the time of reporting, although they have dropped 33.6% year to date, underperforming the Zacks Computer & Technology sector's appreciation of 29.4% [2]

Core Insights - Teradata's stock surged 26.5% following a strong Q3 earnings report, exceeding analyst expectations for both earnings and revenue [1] - The company reported adjusted earnings of $0.72 per share on revenue of $416 million, surpassing forecasts of $0.54 per share and $406.3 million in revenue [1][3] - Despite the positive adjusted earnings, GAAP earnings were only $0.42 per share, although this represented a 27% year-over-year increase [3] Financial Performance - Free cash flow for the quarter increased to $88 million, indicating strong cash generation [3][4] - Revenue of $416 million, while better than expected, was down 5% year-over-year, and recurring revenue decreased by 2% [3] - Management provided guidance indicating a potential revenue decline of 2% to 4% year-over-year, with recurring revenue expected to fall by 1% to 3% [5] Future Outlook - Teradata's management anticipates GAAP profit for the full year to be between $1.22 and $1.26 per share, with free cash flow projected between $260 million and $280 million [6] - The current stock price of $26 results in a P/E ratio of approximately 21 and a price-to-free-cash-flow ratio of about 9.2, suggesting the stock remains undervalued [6]

Core Insights - Tianrui Company (TDC.US) experienced a significant stock increase of over 26%, closing at $26.20 [1] - For Q3 2025, the company reported earnings per share (EPS) of $0.72, surpassing analyst expectations of $0.54 [1] - The quarterly revenue reached $416 million, exceeding the forecast of $406.2 million [1] - The company raised its GAAP EPS guidance for the fiscal year 2025 to a range of $1.22 to $1.26, significantly above the previous market expectation of $1.03 [1]

Core Insights - Tianrui Company (TDC.US) experienced a significant stock increase of over 26%, reaching $26.20 [1] - For Q3 2025, the company reported earnings per share (EPS) of $0.72, surpassing analysts' expectations of $0.54 [1] - The quarterly revenue was $416 million, exceeding the forecast of $406.2 million [1] - The company raised its GAAP EPS guidance for the fiscal year 2025 to a range of $1.22 to $1.26, significantly above the previous market expectation of $1.03 [1]