Trupanion(TRUP)

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Trupanion to Participate in the 46th Annual Raymond James Institutional Investor Conference
GlobeNewswire· 2025-02-26 21:15
SEATTLE, Feb. 26, 2025 (GLOBE NEWSWIRE) -- Trupanion, Inc. (Nasdaq: TRUP), a leader in medical insurance for cats and dogs, announced today that Fawwad Qureshi, Chief Financial Officer, will present at the 46th Annual Raymond James Institutional Investor Conference on Monday, March 3, 2025, at 8:05 a.m. ET and will participate in meetings with investors throughout the day. The presentation will be webcast live and can be accessed on Trupanion’s Investor Relations website at http://investors.trupanion.com. A ...
After Plunging -26.69% in 4 Weeks, Here's Why the Trend Might Reverse for Trupanion (TRUP)
ZACKS· 2025-02-21 15:35
A downtrend has been apparent in Trupanion (TRUP) lately with too much selling pressure. The stock has declined 26.7% over the past four weeks. However, given the fact that it is now in oversold territory and Wall Street analysts are majorly in agreement about the company's ability to report better earnings than they predicted earlier, the stock could be due for a turnaround.Here is How to Spot Oversold StocksWe use Relative Strength Index (RSI), one of the most commonly used technical indicators, for spott ...
Trupanion: A Solid Investment in the Growing Pet Insurance Market?
The Motley Fool· 2025-02-21 00:00
In this episode of the Motley Fool Scoreboard, analysts evaluate Trupanion (TRUP -25.49%) and its potential as a pet insurance leader. With a solid track record and a growing market, is Trupanion a smart investment choice? Watch to learn about its strengths, challenges, and future outlook.*Stock prices used were the prices of Jan. 17, 2025. The video was published on Feb. 20, 2025. ...
Trupanion(TRUP) - 2024 Q4 - Earnings Call Presentation
2025-02-20 02:13
Quarterly Earnings Supplement Q4 2024 Total Subscription Revenue Growth Product Offerings Subscription Segment Trupanion Core North America Other Subscription Products North America PHI Direct Furkin Chewy Aflac Other Subscription Products International PetExpert* (Czechia, Slovakia, Belgium, Poland) Smart Paws (Germany, Switzerland) Other Business Segment Pets Best Veteran Affairs Service Dog Program Legacy Worksite Benefits (Corporate & Veterinary Hospital) Aquarium Technology *Managing General Agents (in ...
Trupanion(TRUP) - 2024 Q4 - Earnings Call Transcript
2025-02-20 02:11
Financial Data and Key Metrics Changes - Subscription revenue grew 20% year-over-year, achieving a record adjusted operating income of $114 million for the full year of 2024, with a 40% increase [9][10] - Free cash flow reached an all-time high of $39 million, primarily driven by higher adjusted operating income [10] - Total revenue for Q4 2024 was $337.3 million, up 14% year-over-year, with subscription revenue at $227.8 million, up 19% year-over-year [29][41] Business Line Data and Key Metrics Changes - The subscription business achieved an adjusted operating margin of 15.3%, up from 13% in the prior year, marking the highest margin in the company's history [35] - The other business segment generated $109.5 million in revenue for the quarter, a 5% increase year-over-year, but adjusted operating margin decreased to 0.8% [37][38] Market Data and Key Metrics Changes - Total subscription pets increased by 5% year-over-year to over 1,041,000 pets, including over 51,000 pets in Europe [30] - Average monthly retention for the trailing 12 months was 98.25%, slightly down from 98.49% the previous year [31] Company Strategy and Development Direction - The company aims to grow adjusted operating income and strategically reinvest at high estimated internal rates of return to support more pets receiving care [11] - In 2025, the company anticipates steady growth in the subscription business, with a focus on increasing pet acquisition investment as the year progresses [20][23] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in margin trajectory due to recent trends in veterinary inflation aligning with expectations, anticipating improved margin performance throughout 2025 [21] - The company expects to exit 2025 with the highest per pet profit and expanding allowable pet acquisition costs, setting the stage for a return to historical growth rates [49] Other Important Information - The company reported a net income of $1.7 million for Q4 2024, compared to a net loss of $2.2 million in the prior year [41] - A goodwill impairment charge of $5.3 million was recorded related to European businesses, following a detailed business review [40][112] Q&A Session Summary Question: Can you talk about the progression of subscriber growth throughout the year? - Management indicated that they plan to gradually increase pet acquisition investment throughout 2025, aiming to approach the investment levels seen in 2022 [56] Question: What does the increase in veterinary leads mean for the business? - Management noted a 30% year-over-year increase in vet leads, indicating strong lead generation and a focus on converting these leads into subscriptions [62] Question: What is the outlook for 2025 adjusted operating margins? - Management expects margin expansion but noted that inflation will be a significant factor, with expectations of continued inflation at around 15% [91][92]
Trupanion (TRUP) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
ZACKS· 2025-02-20 00:01
For the quarter ended December 2024, Trupanion (TRUP) reported revenue of $337.31 million, up 14% over the same period last year. EPS came in at $0.04, compared to -$0.05 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $335.69 million, representing a surprise of +0.48%. The company delivered an EPS surprise of -33.33%, with the consensus EPS estimate being $0.06.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Stre ...
Trupanion (TRUP) Q4 Earnings Lag Estimates
ZACKS· 2025-02-19 23:31
Trupanion (TRUP) came out with quarterly earnings of $0.04 per share, missing the Zacks Consensus Estimate of $0.06 per share. This compares to loss of $0.05 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -33.33%. A quarter ago, it was expected that this provider of medical insurance covering cats and dogs would post a loss of $0.06 per share when it actually produced earnings of $0.03, delivering a surprise of 150%.Over the ...
Trupanion Posts Revenue Beat, EPS Miss
The Motley Fool· 2025-02-19 21:32
Trupanion reported mixed earnings with revenue exceeding expectations despite a shortfall in earnings per share (EPS).Trupanion (TRUP -2.42%), a leader in pet medical insurance, released its Q4 2024 earnings on February 19, 2025. The company delivered mixed results, with earnings per share (EPS) at $0.04, missing analysts' expectations of $0.08 by 50%. However, total revenue came in at $337.3 million, beating the $335 million forecast, showcasing a robust 14% year-over-year increase. This quarter marked a p ...
Trupanion Reports Fourth Quarter & Full Year 2024 Results
GlobeNewswire· 2025-02-19 21:05
SEATTLE, Feb. 19, 2025 (GLOBE NEWSWIRE) -- Trupanion, Inc. (Nasdaq: TRUP), a leading provider of medical insurance for cats and dogs, today announced financial results for the fourth quarter and full year ended December 31, 2024. “2024 was a milestone year for Trupanion. Strong execution drove 20% subscription revenue growth, the doubling of our subscription margin in Q4 from its quarterly low in 2023, and a record $39 million in free cash flow,” said Margi Tooth, Chief Executive Officer and President of Tr ...
Trupanion(TRUP) - 2024 Q4 - Annual Results
2025-02-19 21:02
Exhibit 99.1 Trupanion Reports Fourth Quarter & Full Year 2024 Results SEATTLE, WA. February 19, 2025 -- Trupanion, Inc. (Nasdaq: TRUP), a leading provider of medical insurance for cats and dogs, today announced financial results for the fourth quarter and full year ended December 31, 2024. "2024 was a milestone year for Trupanion. Strong execution drove 20% subscription revenue growth, the doubling of our subscription margin in Q4 from its quarterly low in 2023, and a record $39 million in free cash flow," ...