4th Quarter 2025 Update Kansas City, MO January 27, 2026 Presentation Index | Corporate Overview & Investment Thesis | 3 | | --- | --- | | Purchase Accounting Update | 8 | | 4th Quarter 2025 Results | 11 | | Line of Business Updates | 29 | | Long-Term Performance Trends | 40 | | Appendix | 48 | | Board of Directors | | | Statements Forward-Looking Non-GAAP Reconciliations | | | Select Financial Statements Peer Group | | Please refer to the Forward-Looking Statements on slide 50 for important disclosures abo ...

Fourth Quarter & Fiscal Year 2025 Financial Results January 27, 2026 Forward–Looking Statements Certain statements contained in this document constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. You can identify forward-looking statements by words such as "may," "hope," "will," "should," "expect," "plan," "anticipate," "intend," "believe," "estimate," "predict," "project," "potential," "seek," "continue," "could," "would," "future" or the negative ...

Fourth Quarter 2025 Financial Results Presentation January 28, 2026 Quarterly Earnings Report 2025 Snapshot 2025 RESULTS millions, except per share and ratios Record Net Revenue HIGHLIGHTS NET REVENUE GAAP & NON-GAAP $5,530 PRE-TAX MARGIN GAAP 15.8% NON-GAAP 17.9% NET EARNINGS GAAP $646 NON-GAAP $744 EPS GAAP $5.87 NON-GAAP $6.76 ROCE GAAP 12.9% NON-GAAP 14.8% ROTCE* GAAP 18.2% NON-GAAP 21.0% Second Highest Institutional Group Revenue Record Revenue for Global Wealth Management Record Asset Management Reven ...

First Quarter ended December 27, 2025 Quarterly Earnings Report Supplemental Financial Presentation January 28, 2026 Please view this presentation in conjunction with our Q1 2026 earnings release, which is furnished on Form 8-K, our related pre-recorded remarks and additional information regarding our non-GAAP financial measures, including GAAP to non-GAAP reconciliations, available on our website at https://investor.scotts.com. 1 Safe Harbor Disclosure Statements contained in this presentation, which addre ...

In addition to the results presented in accordance with U.S. General Accepted Accounting Principles ("GAAP"), the Company routinely supplements its evaluation with an analysis of certain non-GAAP financial measures. The Company believes these non-GAAP financial measures, in addition to the related GAAP measures, provide meaningful information to investors to help them understand the Company's operating performance and trends, and to facilitate comparisons with the performance of peers. These disclosures sho ...

Fourth Quarter 2025 Earnings Call Presentation 27 January 2026 Forward-Looking Statements and Non-GAAP Financial Measures Forward-looking statements in this report relating to WesBanco's plans, strategies, objectives, expectations, intentions and adequacy of resources, are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. The information contained in this report should be read in conjunction with WesBanco's Form 10-K for the year ended December 31, 2024 and ...

Acquisition of Field & Main Bancorp, Inc. January 27, 2026 Forward-Looking Statements Forward-Looking Statements Certain statements contained in this communication, which are not statements of historical fact, constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements include, but are not limited to, certain plans, expectations, goals, projections, and benefits relating to the proposed merger transaction between Stock Yards and Field & M ...

ASML reports €32.7 billion total net sales and €9.6 billion net income in 2025 ASML expects 2026 total net sales to be between €34 billion and €39 billion, with a gross margin between 51% and 53% ASML 2025 fourth-quarter and full-year results Veldhoven, the Netherlands January 28, 2026 Agenda January 28, 2026 Page 2 Public • Investor key messages • Business summary • Outlook • Financial statements Investor key messages January 28, 2026 Page 3 Investor key messages1 January 28, 2026 Page 4 1 Investor key mes ...

Earnings Presentation Fourth Quarter 2025 January 28, 2026 Non-GAAP Disclosures In this presentation, we refer to tangible book value per share, fee income to operating revenue, adjusted net income, adjusted diluted EPS, adjusted ROAA, adjusted ROAE and the efficiency ratio, which are non-GAAP measures. For a reconciliation of these non-GAAP measures to GAAP results and our rationale for usage of non-GAAP measures, please refer to the GAAP to Non- GAAP reconciliation. 2 Financial Highlights Cautionary Note ...

First Quarter Fiscal 2026 Financial results and highlights For the three months ended December 31, 2025 and 2024 January 28, 2026 to declare and pay dividends, interest rate fluctuations and changes in creditworthiness and credit ratings; as well as other risks identified or incorporated by reference in our presentations, in CGI's quarterly MD&A and in other documents that we make public, including our filings with the Canadian Securities Administrators (on SEDAR+ at www.sedarplus.ca) and the U.S. Securitie ...