南向资金于2026年2月9日增持众安在线107.9万股，但近5个交易日累计净减持411.69万股，显示短期资 金波动。股价方面，截至2026年2月11日收盘，众安在线报16.55港元，当日涨2.92%，近5日累计涨 4.75%；成交金额达2.37亿港元，量比1.58，显示交投活跃。 机构观点 2026年2月8日，口袋投研发布深度研报指出，众安在线凭借生态协同与技术驱动构建竞争壁垒，2025年 上半年净利润同比大增超1100%，健康险与车险生态盈利改善趋势明确，但需关注行业分化与监管政策 影响。 以上内容基于公开资料整理，不构成投资建议。 经济观察网 2026年2月5日，国家医保局发布《关于加快医疗保障领域场景培育和开放支持新场景大规 模应用的通知》，政策明确支持商业健康险与基本医保的衔接结算，为众安在线等企业开辟增长新空 间，预计将加速技术落地和市场拓展。2026年2月11日，众安在线公告董事会将于3月19日举行会议，审 批2025年全年业绩及建议股息，引发市场关注。 股票近期走势 ...

Group 1 - The company, ZhongAn Online (06060.HK), announced that its board meeting is scheduled for March 19, 2026, to consider and approve the annual performance for the year ending December 31, 2025, and to discuss the proposed final dividend, if any, along with other matters [1]

（股份代號：6060） 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完 整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該等內 容而引致的任何損失承擔任何責任。 眾安在綫財產保險股份有限公司 ZHONGAN ONLINE P & C INSURANCE CO., LTD.* （於中華人民共和國註冊成立的股份有限公司，並以「ZA Online Fintech P & C」在香港經營業務） 尹海 中國上海，2026年2月11日 董事會會議召開日期 於本公告日期，董事會包括兩名執行董事姜興先生及李高峰先生，五名非執行董事尹海先生、歐亞 平先生、史良洵先生、張爽先生及歐晉羿先生，以及四名獨立非執行董事鄭慧恩女士、陳詠芝女 士、蔡朝暉先生及歐偉先生。 眾安在綫財產保險股份有限公司（「本公司」，連同其附屬公司統稱「本集團」）董事會 （「董事會」）茲通告謹定於2026年3月19日（星期四）舉行董事會會議，以考慮及通過 本集團截至2025年12月31日止的年度全年業績，建議之末期股息（如有），以及處 理其他事項。 * 僅供識別及以「ZA Online F ...

Core Viewpoint - The health insurance industry is undergoing a significant transformation from traditional large illness coverage to a comprehensive health management model, driven by the increasing health awareness of consumers and the demands of the longevity era [2][4]. Group 1: Industry Transformation - The core transformation direction of the health insurance industry is shifting from single risk protection to a closed-loop model of "protection + service + payment" [4][6]. - The demand for health insurance is evolving from "post-event compensation" to "full-cycle management," necessitating a more integrated approach to health services [4][6]. Group 2: Product Innovation and Accessibility - The company emphasizes a user-centered design philosophy, with products like "Zunxiang eSheng" and "Zhongminbao" reflecting insights into user needs and continuous innovation [5][6]. - Three key directions for driving product innovation and accessibility in health insurance include: 1. Guiding innovation based on user needs and demographics 2. Utilizing technology to enhance efficiency and reduce operational costs 3. Improving risk control to ensure quality and long-term value for users [5][6]. Group 3: Technological Integration - Technology is enhancing the efficiency of the entire health insurance value chain, transitioning from "post-event compensation" to a model that includes "prevention, intervention, and post-event protection" [6][7]. - Key breakthroughs include personalized product design, intelligent underwriting, and streamlined digital processes for claims and service delivery [6][7]. Group 4: Social Responsibility and Market Opportunities - The health insurance industry is positioned to play a crucial role in the high-quality development of the economy, aligning with the "Healthy China" strategy while balancing commercial value and social responsibility [8]. - The company aims to deepen product innovation and service upgrades, expanding insurance coverage to more demographics and scenarios [8].

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2026年1月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 眾安在綫財產保險股份有限公司*（於中華人民共和國註冊成立之股份有限公司） 呈交日期: 2026年2月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06060 | 說明 | 眾安在綫 – H 股 | | | | | | | | | 法定/註冊股份數目 | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 1,634,812,900 RMB | | | 1 RMB | | 1,634,812,900 | | 增加 / 減少 (-) | | | | | | RMB | | | | 本月底結存 | | | 1,634,812,900 RMB | | | 1 RMB | | 1,6 ...

Group 1 - The core viewpoint of the article is that ZhongAn has been awarded the title of "Annual Outstanding Technology Financial Insurance Company" in the "2025 Sina Golden Unicorn Insurance Industry Selection" event organized by Sina Finance [1][4]. - The selection process involved a comprehensive evaluation of insurance institutions from multiple fields and perspectives, resulting in the recognition of several industry leaders [3][6].

Group 1 - The core viewpoint is that under the integration of digital economy and inclusive finance, the insurance value and service model are being reshaped, with ZhongAn Insurance leading the way in providing innovative services for small and micro enterprises [1] - ZhongAn Insurance has extended its services to 30 million small and micro business owners, addressing the pain points of traditional insurance such as product rigidity and lack of service through a "decentralized" technology architecture [1][3] - The company has developed over 20 "store insurance" products tailored to the specific needs of various industries, with more than 50 iterations annually, demonstrating a deep understanding of the complexities faced by small business owners [2] Group 2 - ZhongAn's services go beyond traditional insurance, offering tools such as employee training videos and risk assessments, which have shown higher user engagement compared to promotional activities [2] - The company integrates legal consulting, recruitment, and AI tools to help small business owners reduce costs and increase efficiency, reflecting a commitment to providing comprehensive support [2] - ZhongAn aims to continuously innovate within the framework of inclusive finance, focusing on building a user-centered ecosystem that enhances the resilience and growth of small and micro enterprises [3]

Core Insights - The meeting held by the China Insurance Industry Association on January 22 focused on the high-quality development of health insurance, emphasizing its role in the multi-tiered medical security system during the "14th Five-Year Plan" period and the need for better integration into the health ecosystem in the "15th Five-Year Plan" [1] Expansion of Coverage - The commercial health insurance sector has seen a compound annual growth rate of over 20% over the past decade, with more than 11,000 medical insurance products available, providing robust support for public health [2] - By 2025, it is estimated that commercial health insurance will incur approximately 14.7 billion yuan in total claims for innovative drugs and medical devices, reflecting a 70% compound annual growth rate over four consecutive years [2] Regulatory Support - The "Guiding Opinions" issued by the National Financial Regulatory Administration aim to optimize existing policies and clarify future directions for health insurance, enhancing support for specialized operations within health insurance companies [3] - The focus is on promoting collaboration between health insurance and the health industry, improving the payment flexibility for innovative drugs and devices [3] Claims Efficiency - In 2025, ZhongAn Insurance reported a total claim payout of 17.9 billion yuan, processing approximately 2.9 million claims daily, with AI technology significantly enhancing the efficiency and user experience of the claims process [4] Infrastructure Development - The China Banking and Insurance Information Technology Management Company is enhancing the infrastructure for health insurance, including product verification, risk control, and claims support, to ensure the industry's stable operation and development [5] Asset Management - As of 2025, insurance asset management products directed towards the medical sector have exceeded 150 billion yuan, with direct investments in healthcare and elderly care nearing 30 billion yuan, supporting various sub-sectors such as biotechnology and medical devices [8] Service Expansion - The establishment of the Health Management Company by PICC aims to integrate health insurance with health management, creating a comprehensive health service network and contributing to the development of long-term care insurance [9] - The collaboration between healthcare and insurance sectors is exemplified by the successful service model of the Peking University Health Group, which has achieved high patient satisfaction rates [10]

Group 1 - The core point of the article is that ZhongAn Online Property Insurance Co., Ltd. has obtained a patent for a method, model, system, and related devices for predicting target events, with the patent announcement number CN116467641B and an application date of April 2023 [1] Group 2 - ZhongAn Online Property Insurance Co., Ltd. was established in 2013 and is located in Shanghai, primarily engaged in the insurance industry [1] - The company has a registered capital of 1,469.81 million RMB [1] - According to data analysis from Tianyancha, ZhongAn has invested in 5 companies, participated in 90 bidding projects, has 455 trademark information entries, and 112 patent information entries, along with 5 administrative licenses [1]

Core Insights - The insurance industry is undergoing a paradigm shift from "digital tool assistance" to "AI-driven" processes, enhancing claims efficiency and integrating healthcare and commercial insurance for seamless settlements [1][2] Group 1: Claims Efficiency and AI Integration - The introduction of AI large models has transformed claims processes, enabling deep involvement in complex liability determinations and significantly improving operational efficiency [2] - Ping An Life reported a total payout of 41.51 billion yuan with a claim approval rate of 99.2%, while ICBC-AXA Life paid out 2.51 billion yuan, serving 2.861 million clients [1] - ZhongAn Insurance processed claims amounting to 17.9 billion yuan, handling approximately 2.9 million cases daily, and Tencent Weibo's total claims reached 8.4 billion yuan [1] Group 2: Automation and Speed in Claims Processing - Ping An Life's AI model allows 93% of automated claims to be processed within 60 seconds, with the fastest claim resolution recorded at 8 seconds [2] - ZhongAn Insurance has integrated AI throughout the claims process, achieving over 90% of health insurance users submitting materials only once, with 45% of claims being automatically resolved [2] - Tencent Weibo's AI application focuses on guiding users through complex claims environments, enabling automatic recognition and filling of medical documents [2] Group 3: Direct Payment Innovations - The introduction of "direct payment" models has addressed the issue of upfront medical costs, allowing users to complete both medical insurance reimbursements and commercial insurance claims simultaneously at discharge [4][5] - Ping An Life's "Direct Quick Compensation" service saw a significant increase, with nearly 3 million claims processed and payouts exceeding 14 billion yuan, marking a growth of over 200% [5] - ICBC-AXA Life has also achieved real-time data integration with medical insurance systems, enhancing the claims experience for nearly 60,000 clients [5] Group 4: Expanding Coverage and Inclusivity - Tencent Weibo's "Love Protection Public Welfare Program" has provided coverage for over 450,000 individuals from disadvantaged backgrounds, with total payouts exceeding 25.49 million yuan [6] - ZhongAn Insurance has served over 160 million new citizens and provided coverage for nearly 2,000 enterprises across various industries, with claims totaling 421 million yuan for small and micro enterprises [7] - ICBC-AXA Life has integrated inclusive insurance into its financial services, donating comprehensive insurance coverage worth nearly 6.5 billion yuan to residents in several provinces [8]