6963 董事任職資格獲國家金融監督管理總局核准 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而 產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Sunshine Insurance Group Company Limited - 1 - 茲提述陽光保險集團股份有限公司（「本公司」，連同其附屬公司，統稱「本集團」）日期為 2025年3月26日及2025年6月17日之公告（「該等公告」）以及本公司日期為2025年5月27日之 通函（「通函」），內容有關（其中包括）選舉王霄鵬先生為第六屆董事會（「董事會」）執行董 事。除文義另有所指外，本公告所用詞彙與通函所界定者具有相同涵義。 董事會欣然宣佈，本公司於近日收到國家金融監督管理總局《國家金融監督管理總局關於 王霄鵬陽光保險集團股份有限公司董事任職資格的批覆》（金覆[2026]57號）（「該批覆」）。 根據該批覆，國家金融監督管理總局已核准王霄鵬先生擔任本公司執行董事的任職資 格，其任職自2026年1月29日起生效。自同日起，王霄鵬先生亦擔任董事會風險管理 ...

Core Viewpoint - The insurance industry is entering a new transformation and opportunity phase in 2026, coinciding with the start of the "14th Five-Year Plan," focusing on high-quality development, responding to national strategies, and addressing social needs [2][3]. Group 1: Industry Focus Areas - The insurance industry should focus on three key areas: integrating deeply with the national development framework, addressing the challenges of an aging population, and embracing technological changes to enhance service capabilities [4][5]. - The industry is seen as a crucial stabilizer for the economy and society, with a significant mission to support national strategies and social stability [3][4]. Group 2: Aging Population and Health Needs - The aging population in China has reached 320 million for those aged 60 and above, with 220 million aged 65 and above, leading to diverse and personalized demands for health and retirement services [5]. - The company aims to innovate products that cater to the full lifecycle needs of customers, introducing concepts like "three policies for a lifetime" and "five policies for family happiness" to meet diverse health and retirement needs [5][6]. Group 3: New Market Opportunities - The insurance market is evolving towards inclusive, green, and personalized insurance products, driven by consumer demand for quality, sustainability, and individual value [7][9]. - Inclusive insurance is becoming more integrated into daily life, focusing on precise solutions for specific consumer concerns rather than just coverage [7][8]. - Green insurance is transitioning from a supplementary role to a central one, supporting green technology and sustainable investments [8][9]. Group 4: Asset Allocation and Risk Management - The company emphasizes long-term, value-based investment strategies, aligning with national policies to support innovation and sustainable development [11][12]. - The asset allocation strategy focuses on matching assets and liabilities, ensuring stable returns while supporting the real economy [12]. - Risk management is prioritized through a multi-dimensional approach, utilizing technology like AI and big data to enhance risk assessment and decision-making processes [13].

Core Insights - The insurance industry is entering a new transformation and opportunity phase in 2026, coinciding with the start of the "14th Five-Year Plan" and the shift towards high-quality economic development in China [2][3] Group 1: Industry Focus Areas - The insurance industry should focus on three key areas: integrating deeply with the national development strategy, addressing the challenges of an aging population, and embracing technological changes to enhance service capabilities [4][5] - The aging population in China has reached 320 million aged 60 and above, with 220 million aged 65 and above, indicating a growing demand for diversified and personalized health and retirement products [5][6] Group 2: Product and Service Innovations - The company is innovating its product offerings to meet the diverse needs of the elderly, including a comprehensive "Beautiful Life" product system aimed at providing multi-layered and personalized retirement and health insurance solutions [6][7] - The company is developing a full-cycle health service ecosystem that includes disease insurance, nursing insurance, and high-end medical insurance, addressing the entire health management process from prevention to rehabilitation [6][8] Group 3: New Market Opportunities - The insurance industry is witnessing a shift towards inclusive, green, and personalized insurance products, driven by consumer demand for quality, sustainability, and individual value realization [7][9] - The company is enhancing its inclusive insurance offerings to support small businesses, low-income groups, and other key demographics, while also expanding its green insurance products to support environmental sustainability initiatives [8][9] Group 4: Investment Strategies - The company emphasizes long-term value through stable asset allocation and risk management strategies, focusing on supporting the real economy and participating in major project investments [11][12] - The investment strategy includes a focus on high-dividend value stocks in essential industries and a significant allocation to long-term government bonds to enhance risk resilience [12][13] Group 5: Risk Management Approaches - The company prioritizes a robust risk management framework that incorporates diverse asset allocation, strict monitoring mechanisms, and advanced technology to enhance risk identification and management [13]

2025年12月29日，这1亿股股权首次在阿里资产平台公开拍卖，起拍价定为5.5134亿元，但最终因无人 出价而流拍。鉴于首次拍卖结果，南宁市中级人民法院于2026年1月启动二次拍卖，起拍价大幅下调 20%至4.41亿元，最终由首源欣荣以起拍价成功竞得。 买方首源欣荣的身份同样是本次交易的焦点。天眼查信息显示，首源欣荣是港股上市公司首程控股的全 资子公司，而首程控股与阳光保险存在紧密资本关联，阳光保险正是首程控股的战略股东之一，因此本 次交易构成典型的关联方接盘。 值得一提的是，此次拍卖标的为阳光保险境外上市前的未上市内资股，虽与H股同股同权、共享分红， 但流动性受限，无法在港股直接交易。以1月15日阳光保险港股收盘价4.18港元/股折合人民币3.73元计 算，此次成交价每股4.41元，溢价率达18%。中国企业资本联盟副理事长柏文喜在接受媒体采访时表 示，首程控股通过司法拍卖一次性受让股权，可避免二级市场增持带来的价格扰动，且市场对阳光保险 内资股全流通存在预期，这也构成了此次交易的结构性溢价基础。 行业估值分化加剧，中小险企股权处置遇冷 阿里资产司法拍卖网络平台信息显示，近日，广西远辰投资集团有限公司（以下 ...

Core Insights - The integration of AI in the insurance industry is transforming traditional practices, enhancing service paradigms, and reinforcing the core values of protection and commitment [1] - Sunshine Insurance has implemented advanced AI capabilities to address business pain points, creating intelligent solutions that improve customer service and operational efficiency [1] Group 1: AI in Claims Processing - The introduction of the "AI Claims Assistant" addresses customer anxiety during the claims process by establishing a dedicated service group within 7 seconds of reporting, alleviating waiting concerns [2] - The AI system enhances efficiency in the claims assessment phase, with a reported 20% improvement in claims processing time since its launch [2] - The proactive service approach not only boosts efficiency but also provides customers with a sense of care and reassurance [2] Group 2: AI Empowerment for Employees - Sunshine Insurance has launched five AI "employees" to alleviate the burden of data processing and routine tasks, allowing professionals to focus on high-value work [3] - The AI Customer Management Assistant generates personalized plans in minutes, having completed nearly 110,000 precise demand matches since its introduction [3] - The AI tools have collectively freed up approximately 30,000 work hours, enabling employees to engage in more complex decision-making and emotional connections [4] Group 3: AI Programming Assistant - The "Ivy Plus" AI programming assistant has achieved a significant breakthrough in data modeling, increasing code adoption rates from 20% to 70% by understanding complex insurance logic [5] - This development stems from a commitment to integrating business understanding with technology, enhancing the effectiveness of AI in the insurance sector [5] Group 4: Overall Impact of AI Innovations - The successful implementation of AI solutions at Sunshine Insurance illustrates a clear technological development path focused on genuine user needs and business pain points [6] - The overarching goal of these innovations is to ensure that technology serves, warms, and empowers people, reinforcing the importance of human-centric service in the insurance industry [6]

Core Insights - The article emphasizes the importance of integrating technology and culture in the digital transformation of the insurance industry, particularly highlighting Sunshine Insurance Group's unique approach to leveraging technology for business evolution [1][21]. Strategic Foundation - Sunshine Insurance has established a strong technological foundation since its inception in 2005, focusing on building a high-quality autonomous technology team to empower the insurance sector [2]. - The company's long-term strategy has gradually yielded significant results, showcasing the power of sustained technological investment [2]. Transition from Tools to Ecosystem - In 2005, amidst low industry information levels, Sunshine Insurance proactively built an autonomous technology team, laying a solid technical foundation for future digital transformation [3]. - By 2015, the company launched the "Data Sunshine" strategy, forming a big data team to enhance data governance and application, which has since evolved into a strategic driver for business decisions [3]. - The strategic upgrade to "Technology Sunshine, Value Sunshine, Heartfelt Sunshine" marked a shift in the company's technological role from mere business support to strategic leadership [3]. Cultural, Organizational, and Resource Integration - Sunshine Insurance has developed a comprehensive strategic support system that ensures the penetration of technology strategy throughout the organization [5]. - The company has redefined its technological culture, promoting a vision of becoming an intelligent enterprise and fostering a collaborative environment between technology and business personnel [5][12]. - A resource allocation strategy has been implemented to optimize foundational investments while increasing funding for innovative projects, ensuring effective technology deployment [6]. Team Development and Growth - Over two decades, Sunshine Insurance has cultivated a stable and professional core technology team that understands both business logic and organizational culture [7]. - The company's practice of "same eating, same living, same labor" has transformed technology personnel into active participants in business processes, enhancing their engagement and recognition [7][12]. Core Practices: Data Intelligence and "Three Same" Culture - The integration of data intelligence and the "Three Same" culture has enabled Sunshine Insurance to address practical challenges in technology implementation and organizational collaboration [8]. - The company has developed a unique "one rule, three data" architecture for data engineering, creating a closed-loop system that maximizes data value [9]. Technological Innovations and Applications - Sunshine Insurance has launched various technology products across sales, service, and management, demonstrating the tangible benefits of technology in enhancing customer satisfaction and operational efficiency [15][16]. - The AI claims assistant and AI small report maker are examples of how technology has been tailored to meet specific business needs, improving service delivery and operational efficiency [13][17]. Future Outlook - The vision for Sunshine Insurance is to become a fully intelligent enterprise, integrating smart technology and data across all business functions [19]. - The company aims to deepen the integration of business and technology, fostering an "AI-native" organizational culture that encourages innovative problem-solving [20].

Core Viewpoint - The National Financial Supervision Administration's Baoji Regulatory Bureau has approved the relocation of Sunshine Property Insurance Co., Ltd.'s Qishan branch to a new address in Baoji City, Shaanxi Province [1] Group 1 - Sunshine Property Insurance Co., Ltd. has received approval to change the business location of its Qishan branch to Room 201, 2nd Floor, Building 2, Electric Garden Community, Weibei West Road, Caijiapo Town, Qishan County, Baoji City, Shaanxi Province [1] - The company is required to handle the relocation and license renewal procedures in accordance with relevant regulations [1]

Group 1 - The auction of 100 million shares of Sunshine Insurance Group (06963.HK) held by Guangxi Yuancheng Investment Group has concluded, with Beijing Shouyuan Xinrong Investment Co., a wholly-owned subsidiary of Shoucheng Holdings (00697.HK), winning the bid at a price of 441.07 million yuan [1] - The shares auctioned are not ordinary H-shares but "unlisted domestic shares" held by domestic shareholders before the overseas listing, which cannot be traded on the Hong Kong stock market [1] - Since 2018, Shoucheng Holdings has been continuously introducing strategic investors, and in 2023, Sunshine Insurance Group was brought in as an investor [1] Group 2 - The major shareholders of Shoucheng Holdings include Shougang Group, Orix Group, Beijing State-owned Capital Operation Management Center, and Sunshine Insurance Group [1] - Shoucheng Holdings has established a close partnership with Sunshine Insurance Group, including the joint establishment of the Beijing Shoucheng Urban Development Infrastructure Investment Fund, with a total scale of 10 billion yuan [1] - The issuance price of Sunshine Insurance Group was 5.83 HKD per share, and as of January 19, 2026, its closing price was 4.19 HKD per share [1]

Group 1 - The company initiated an emergency response plan immediately after the explosion incident at Baotou Steel Plate Factory, focusing on insurance claims and rescue support [1] - A rapid claims service channel was opened, and a response team was established to handle claims efficiently [2] - The company is actively seeking out clients affected by the incident to provide assistance and support [3] Group 2 - A 24/7 claims hotline (95510) and a WeChat mini-program were launched to facilitate round-the-clock claim reporting [3] - The company offers a no-policy claims service for clients affected by the incident, allowing them to claim without a policy document [3] - The claims application process has been simplified, with the company waiving the requirement for death certificates for clients identified through public announcements [4] Group 3 - The company has removed restrictions on hospitals for emergency treatment, allowing clients to seek care at any hospital needed [5]

Core Viewpoint - The auction of 100 million shares of Sunshine Insurance by Guangxi Yuancheng Investment Group concluded successfully, with Beijing Shouyuan Xinrong Investment winning the bid at a price of 441.07 million yuan, indicating continued interest in quality insurance assets despite recent trends of unsold shares in the sector [1][2][4]. Group 1: Auction Details - Guangxi Yuancheng Investment Group's shares of Sunshine Insurance were initially set to auction at a starting price of 551.34 million yuan but went unsold due to lack of bids [2]. - The starting price was subsequently reduced to 441.07 million yuan, approximately 80% of the original price, which attracted bidders [2]. - Beijing Shouyuan Xinrong Investment, a wholly-owned subsidiary of Hong Kong-listed Shoucheng Holdings, successfully acquired the shares [1][2]. Group 2: Company Background - Shoucheng Holdings focuses on asset operation and financing, having attracted strategic investors since 2018, including Sunshine Insurance Group in 2023 [3]. - The company has a diverse investment portfolio, including sectors like automotive and robotics, and has established a 10 billion yuan infrastructure investment fund in collaboration with Sunshine Insurance [3]. Group 3: Financial Performance - Sunshine Insurance reported total premium income of 108.74 billion yuan, 118.91 billion yuan, and 128.38 billion yuan from 2022 to 2024, with net profits of 4.628 billion yuan, 3.866 billion yuan, and 5.54 billion yuan respectively [5]. - The company’s stock price has been under pressure since its listing at 5.83 HKD, closing at 4.11 HKD on January 16 [5]. - Sunshine Insurance has maintained a consistent dividend payout, with dividends per share of 0.199824 HKD in 2022, 0.1978 HKD in 2023, and 0.207747 HKD in 2024 [5]. Group 4: Market Sentiment - The successful auction of Sunshine Insurance shares reflects ongoing investor interest in quality insurance companies, which are characterized by sound governance and clear business models [4]. - Other companies, such as Seven Wolves, have also shown interest in increasing their stakes in Sunshine Insurance, indicating a broader market trend towards high-dividend, fully licensed insurance entities [6].