2023年第一季度报告 上海浦东发展银行股份有限公司 2023 年第一季度报告 一、重要提示 1. 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整，不存在虚 假记载、误导性陈述或重大遗漏，并承担法律责任。 2. 公司董事长郑杨、行长潘卫东、暂时分管财务工作的副行长刘以研及会计机构负责人李连全，保证季 度报告中财务报表信息的真实、准确、完整。 3. 公司第一季度财务报表未经审计。 二、主要财务数据 1.主要会计数据与财务指标 单位：人民币百万元 本报告期末 上年度末 本报告期末比 2023年3月31日 2022年12月31日 上年度末增减（%） 资产总额 8,862,440 8,704,651 1.81 归属于母公司股东的净资产 713,866 697,872 2.29 归属于母公司普通股股东的净资产 603,957 587,963 2.72 普通股总股本（百万股） 29,352 29,352 - 归属于母公司普通股股东的每股净资产（元/股） 20.58 20.03 2.75 ...

使命 金融为人民美好生活创造价值 战略目标 全面建设具有国际竞争力的一流股份制商业银行，推动全行成为新时代金融业高质量发展 的排头兵和先行者 核心价值观 笃守诚信，创造卓越 发展观：坚守长期，行稳致远 人才观：以人为本，知人善任 风险观：前瞻精准，慎行知止 管理观：依法合规，集约高效 业绩观：高质量，可持续 企业精神 同心跨越 组织氛围 阳光简单，协同共享 管理者形象 正气大气，引领担当 员工形象 敬业专业，创新有为 品牌主张 新思维，心服务 廉洁警言 清廉守正，善作善成 ...

公告编号：临2023-018 证券代码：600000 证券简称：浦发银行 转债代码：110059 转债简称：浦发转债 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上海浦东发展银行股份有限公司 关于召开 2022 年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： （三）会议召开方式：网络互动 （网址：http://roadshow.sseinfo.com/） 上海浦东发展银行股份有限公司（以下简称"公司"）拟于 2023 年 4 月 19 日在上海证券交易所网站（www.sse.com.cn）披露公司 2022 年年度报告。为了 便于广大投资者全面深入地了解公司业绩和经营情况，公司将于 2023 年 4 月 19 日(星期三)下午 15:00-16:30 召开 2022 年度业绩说明会，就投资者普遍关心的 问题进行交流。现将有关事项公告如下： 一、业绩说明会类型 三、业绩说明会参加人员 本次业绩说明会以网络互动方式召开，公司将针对 2022 年度业绩和经营情 ...

2022 年第三季度报告 单位：人民币百万元 1 上海浦东发展银行股份有限公司 2022 年第三季度报告 一、重要提示 1.公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整，不存在虚假 记载、误导性陈述或者重大遗漏，并承担个别和连带的法律责任。 2.公司董事长郑杨、行长潘卫东、副行长兼财务总监王新浩及会计机构负责人李连全，保证季度报告中财 务报表信息的真实、准确、完整。 3.公司第三季度财务报表未经审计。 二、主要财务数据 1.主要会计数据与财务指标 | --- | --- | --- | --- | --- | |------------------------------------------------|---------------------------------|-------------------------------|-------------------------------------|--------------------------------------| | | | 本报告期末 上年度末 | | 本报告期末比 \n上年度末增减（%） | | ...

Financial Performance - The company reported a total revenue of 50 billion RMB for the first half of 2022, representing a year-on-year increase of 10%[6]. - Net profit attributable to shareholders reached 15 billion RMB, up 12% compared to the same period last year[6]. - The company achieved operating revenue of RMB 98,644 million, an increase of 1.31% compared to the same period last year[15]. - The total profit for the period was RMB 34,533 million, a decrease of 0.54% year-on-year[15]. - Net profit attributable to shareholders of the parent company was RMB 30,174 million, up 1.13% from the previous year[15]. - The company reported non-recurring gains of RMB 348 million, significantly higher than RMB 132 million in the same period last year[13]. - The group achieved net interest income of CNY 68.681 billion, an increase of CNY 1.019 billion, or 1.51% year-on-year[57]. - Total interest income for the period was CNY 150.278 billion, up CNY 0.917 billion, or 0.61% year-on-year[58]. - Non-interest income totaled CNY 146.82 billion, with a notable decrease in fee and commission income by CNY 1.111 billion, or 5.38% year-on-year[68]. Asset and Loan Growth - The bank's total assets amounted to 3 trillion RMB, reflecting a growth of 8% year-on-year[6]. - The total assets reached RMB 8,505,959 million, reflecting a growth of 4.54% compared to the end of the previous year[12]. - The total loans amounted to RMB 4,878,335 million, an increase of 1.93% year-on-year[12]. - The balance of corporate loans (including discounts) was CNY 2.3 trillion, with a year-to-date increase of CNY 1,125 billion[45]. - The balance of consumer loans reached CNY 3.734 trillion, with a year-to-date increase of CNY 430 billion, becoming the primary growth driver for personal loans[45]. - The total amount of loans and advances reached CNY 4.9 trillion, an increase of CNY 922.95 billion, or 1.93% year-on-year[44]. - The balance of retail loans (including credit cards) was RMB 1,881.484 billion, indicating a strong growth trajectory[141]. Risk Management - The non-performing loan ratio remained stable at 1.5%, demonstrating effective risk management[6]. - The company has no foreseeable major risks, with effective measures in place to manage credit, market, and liquidity risks[2]. - The non-performing loan ratio improved to 1.56%, down by 0.05 percentage points from the previous year[12]. - The company has maintained a non-performing loan ratio decline for 10 consecutive quarters, with 60-day and 90-day delinquency rates consistently below 100%[47]. - The company aims to enhance risk management capabilities focusing on "risk reduction, development promotion, strict management, and capability improvement" in the second half of the year[47]. - The company has implemented a risk warning mechanism that includes digital risk monitoring and has established a regular risk warning management system across various departments, enhancing risk prevention capabilities[193]. Digital Transformation and Innovation - The bank plans to expand its digital banking services, aiming for a 20% increase in online transactions by the end of 2023[6]. - The company aims to enhance its digital banking services, focusing on a comprehensive service model that connects all users and provides full-time services[20]. - The retail mobile banking monthly active users (MAU) increased to 22.39 million, a 27% growth compared to the beginning of the year[36]. - The company is enhancing its digital capabilities through the "12345" operational strategy, focusing on management and digital transformation[156]. - The company has implemented a digital transformation strategy, including the establishment of green low-carbon branches and digital twin branches[154]. Customer Base and Service Expansion - Customer deposits increased by 5% to 2.5 trillion RMB, indicating strong customer confidence[6]. - The company served 417,000 enterprise clients and over 54.18 million retail clients in the Yangtze River Delta region, with loan balances of CNY 15,200 billion and deposit balances of CNY 20,300 billion[22]. - The number of personal customers (including credit cards) reached 133 million, showcasing the company's extensive customer base[139]. - The number of active corporate payment settlement clients exceeded 270,000, with total payment settlement volume reaching RMB 33.55 trillion[134]. Green Finance and Sustainability - The company’s green credit balance was 378.5 billion RMB, ranking among the top in the industry, with 144.6 billion RMB in the Yangtze River Delta region[33]. - The company plans to continue supporting green finance and manufacturing sectors while optimizing its credit structure in the second half of the year[46]. - The company has increased green credit issuance to support sustainable development and has strengthened industry research to align with national economic trends[194]. - The company plans to continue strengthening its green finance capabilities and promote carbon neutrality in its operations[181]. Regulatory Compliance and Financial Health - The company maintains a stable credit rating with Moody's at Baa2 and S&P at BBB, indicating strong financial health[9]. - The company has established a special credit quota of CNY 390 billion and direct financing channels of CNY 100 billion to support various market entities during the pandemic[41]. - The company is committed to maintaining asset quality and improving risk management capabilities through digital applications[184]. - The liquidity coverage ratio is 114.98%, indicating a strong liquidity position[124]. Investment and Market Operations - The company executed 53,000 bond transactions, achieving a transaction volume of 2.29 trillion RMB, a 17% year-on-year increase[30]. - The company underwrote 855 bonds with a total underwriting amount of 337 billion RMB, including 223.5 billion RMB in debt financing instruments[28]. - The company achieved a net income of 18.86 billion CNY from financial market operations during the reporting period[145]. - The company issued two credit asset securitization projects during the reporting period, totaling RMB 9.142 billion, to efficiently dispose of non-performing assets[174].

(1) 浦发银行 2021年 年度报告 TER TEFF ffi ffi ANTE 3 000 E IDB D II B 11:5 FF T 01 l = P 上海浦东发展银行股份有限公司 778 使命 金融为美好生活创造价值 战略目标 全面建设具有国际竞争力的一流股份制商业银行，推动全行成为新时代金融业高质量发展 的排头兵和先行者 | --- | --- | |---------------------------------|----------------------------| | | | | 核心价值观 | | | 笃守诚信，创造卓越 | | | | 发展观：做精主业，行稳致远 | | | 人才观：以人为本，知人善任 | | | 风险观：前瞻精准，慎行知止 | | | 管理观：依法合规，集约高效 | | 业绩观：高质量，可持续 | | | | | | 企业精神 同心跨越 | | | 组织氛围 | | | 阳光简单、协同共享 | | | | | | 管理者形象 正气大气、引领担当 | | | 员工形象 | | | 敬业专业、创新有为 | | | 品牌主张 | | 1 重要提示 1. 公司董事会、监事 ...

2022 年第一季度报告 单位：人民币百万元 上海浦东发展银行股份有限公司 2022 年第一季度报告 一、重要提示 1.公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整，不存在虚假 记载、误导性陈述或重大遗漏，并承担个别和连带的法律责任。 2.公司于 2022 年 4 月 26 日在上海召开第七届董事会第三十七次会议，全部 12 名董事亲自出席会议并行使 表决权。 3.公司董事长郑杨、行长潘卫东、副行长兼财务总监王新浩及会计机构负责人李连全，保证季度报告中财 务报表信息的真实、准确、完整。 4.公司第一季度财务报表未经审计。 二、主要财务数据 1.主要会计数据与财务指标 | --- | --- | --- | --- | |-----------------------------------------------|------------------|---------------------------|--------------------------------| | | | 本报告期末 上年度末 | 本报告期末比 上年度末增减（%） | | 资产总额 | 8,423 ...