公告编号：临2025-008 证券代码：600000 证券简称：浦发银行 转债代码：110059 转债简称：浦发转债 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上海浦东发展银行股份有限公司 关于股东增持股份计划实施结果的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 增持计划：基于对公司未来经营前景的信心，上海国有资产经营有限公 司计划自 2024 年 12 月 19 日起的 6 个月内，增持公司普通股股份不低于 4,700 万股，不超过 9,400 万股。 增持计划实施结果：自 2024 年 12 月 19 日至 2025 年 3 月 4 日，上海国 有资产经营有限公司通过上海证券交易所系统以集中竞价方式增持公司普通股 93,999,979 股，占总股本的 0.32%。增持股份数量已达增持计划的上限，本次增 持计划实施完毕。 本次增持计划不涉及要约收购。 3 月 4 日，公司收到第一大股东上海国际集团有限公司增持公司股份实施完 成的告知函，现将有关情况公告如下： 一、增持主 ...

Summary of Key Points from the Conference Call Industry Overview - The document discusses the global economic outlook for 2025, highlighting the transition into a period of sustained low growth, characterized by various economic challenges and geopolitical tensions [8][9][10]. Core Insights and Arguments 1. **Global Economic Growth Trends**: - The global economy is expected to continue on a low growth trajectory, with a projected GDP growth rate of 3.2% for 2025, unchanged from 2024 [11][12]. - The IMF forecasts a slight recovery in global GDP growth from 2.6% in 2023 to 3.2% in 2024, driven by a rebound in consumer spending and government expenditure [9][11]. 2. **Regional Economic Disparities**: - Emerging economies are anticipated to contribute over half of the global economic recovery, with GDP growth rates of 4.2% for emerging markets compared to 1.9% for developed economies in 2025 [16][19]. - The U.S. economy is projected to grow by 2.7% in 2025, supported by strong consumer demand despite high interest rates [16][19]. 3. **Inflation Dynamics**: - Global inflation is expected to slow down, with the CPI growth rate projected at 4.2% for 2025, down from 5.8% in 2024 [22][24]. - The document notes that while inflation pressures are easing, certain economies may still face inflation rebound risks due to geopolitical tensions and trade protectionism [22][24]. 4. **Trade and Investment Outlook**: - Global trade is recovering, with total trade volume reaching $33 trillion in 2024, but is expected to face challenges from rising protectionism and geopolitical tensions [28][29]. - Foreign Direct Investment (FDI) is projected to see moderate growth in 2025, influenced by geopolitical risks and the economic policies of the U.S. under Trump's administration [31][32]. 5. **Financial Market Uncertainties**: - The global financial market is experiencing increased volatility, with significant fluctuations in the foreign exchange market and stock indices [36][39]. - The document highlights that the U.S. dollar is expected to remain strong, influenced by the Fed's monetary policy and geopolitical factors [42][43]. Other Important Insights - **Geopolitical Factors**: - The document emphasizes the impact of geopolitical tensions on economic stability, particularly in relation to trade policies and foreign investment flows [31][32]. - Trump's "America First" policy is expected to reshape global trade dynamics, potentially leading to increased tariffs and trade barriers [8][16]. - **Sector-Specific Trends**: - The technology and traditional energy sectors are identified as key areas for attracting investment, reflecting shifts in global economic priorities [32][50]. - The document notes that while developed economies face challenges, emerging markets may find new opportunities in the evolving global landscape [19][31]. This summary encapsulates the critical insights and projections regarding the global economic landscape as discussed in the conference call, providing a comprehensive overview of the anticipated trends and challenges for 2025.

公告编号：临2025-007 证券代码：600000 证券简称：浦发银行 转债代码：110059 转债简称：浦发转债 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上海浦东发展银行股份有限公司 优先股二期股息发放实施公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者 重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 优先股代码：360008 优先股简称：浦发优2 每股优先股派发现金股息人民币4.81元（含税） 最后交易日：2025年3月7日（星期五） 股权登记日：2025年3月10日（星期一） 除息日：2025年3月10日（星期一） 股息发放日：2025年3月11日（星期二） 二、派息具体实施日期 1.最后交易日：2025年3月7日（星期五） 2.股权登记日：2025年3月10日（星期一） 3.除息日：2025年3月10日（星期一） 4.股息发放日：2025年3月11日（星期二） 上海浦东发展银行股份有限公司（以下简称"公司"）优先股二期（以下简称 "浦发优2"，代码360008）股息发放议案，已经公司2025年2月21日召开的董事 ...

上海浦东发展银行股份有限公司董事会 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 近日，上海浦东发展银行股份有限公司（以下简称"公司"）收到《国家金 融监督管理总局关于汪素南浦发银行公司业务总监任职资格的批复》（金复〔2025〕 115号）和《国家金融监督管理总局关于薛宏立浦发银行金融市场总监任职资格 的批复》（金复〔2025〕114号），国家金融监督管理总局已分别核准汪素南先 生公司业务总监、薛宏立先生金融市场总监的任职资格，自2025年2月21日起履 职。 特此公告。 公告编号：临2025-006 证券代码：600000 证券简称：浦发银行 转债代码：110059 转债简称：浦发转债 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上海浦东发展银行股份有限公司 关于业务总监任职资格获核准的公告 2025 年 2 月 24 日 ...

中国经济网北京2月22日讯 国家金融监督管理总局网站昨日公布的青海监管局行政处罚信息公开表（青 金罚决字〔2025〕2号）显示，浦发银行西宁城西支行贷后管理不尽职，部分信贷资金损失。 时任浦发银行西宁城西支行行长李国填对前述违法违规行为负有责任。 国家金融监督管理总局青海监管局依据相关法律法规对浦发银行西宁城西支行罚款25万元，对李国填给 予警告。 ...

公告编号：临2025-005 证券代码：600000 证券简称：浦发银行 转债代码：110059 转债简称：浦发转债 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上海浦东发展银行股份有限公司 关联交易公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 交易简要内容：上海浦东发展银行股份有限公司（以下简称"公司"） 拟为浦银金融租赁股份有限公司（简称"浦银金租"）、浦银国际控股有限公司 （简称"浦银国际"）分别核定人民币 265 亿元、港币 135.01 亿元的综合授信 额度。 ● 浦银金租、浦银国际为公司关联法人，上述交易构成关联交易。 ● 上述交易不构成重大资产重组。 ● 上述关联交易已经董事会风险管理与关联交易控制委员会（消费者权益 保护委员会）及独立董事专门会议审议通过，并由公司董事会批准，无需提交股 东会审议。 ● 上述关联交易是公司的正常授信业务，对公司持续经营能力、损益及资 产状况不构成重要影响。 给予浦银国际综合授信额度港币 135.01 亿元（约合人民币 127 ...

本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 上海浦东发展银行股份有限公司（以下简称"公司"）监事会 2025 年第一 次会议于 2025 年 2 月 21 日以书面传签方式召开，会议通知及会议文件于 2025 年 2 月 14 日以电子邮件方式发出。会议应参加表决监事 8 名，实际参加表决监 事 8 名。本次会议符合《公司法》和《公司章程》关于召开监事会法定人数的规 定，表决所形成决议合法、有效。 会议审议并经表决通过了： 1.《公司关于优先股二期股息发放的议案》 公告编号：临2025-004 证券代码：600000 证券简称：浦发银行 转债代码：110059 转债简称：浦发转债 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上海浦东发展银行股份有限公司 监事会 2025 年第一次会议决议公告 同意：8 票 弃权：0 票 反对：0 票 5.《公司关于与浦银金融租赁股份有限公司关联交易的议案》 同意：8 票 弃权：0 票 反对：0 票 6.《公司关于与浦银国际控股有限公司关联交易的议案》 同意：8 ...

公告编号：临2025-003 证券代码：600000 证券简称：浦发银行 转债代码：110059 转债简称：浦发转债 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上海浦东发展银行股份有限公司 董事会 2025 年第一次会议决议公告 特此公告。 上海浦东发展银行股份有限公司董事会 2025 年 2 月 21 日 2 上海浦东发展银行股份有限公司（以下简称"公司"）董事会2025年第一次 会议于2025年2月21日以书面传签方式召开，会议通知及会议文件于2025年2月14 日以电子邮件方式发出。应参加会议董事11名，实际参加会议董事11名，符合《公 司法》及《公司章程》关于召开董事会法定人数的规定，表决所形成的决议合法、 有效。公司监事、高级管理人员通过审阅会议资料方式列席本次会议。 1 会议审议并经表决通过了： 1.《公司关于优先股二期股息发放的议案》 同意：11票 弃权：0票 反对：0票 2.《公司关于推进村镇银行改革发展的议案》 同意：11票 弃权：0票 反对：0票 3.《公司关于内部审计工作2024年总结和2025年计划的议案》 同意：11票 弃权：0票 反对：0票 4.《公司 ...

Investment Rating - Maintain "Buy" rating [6] Core Views - SPD Bank's 2024 performance shows high profit growth with a 23.3% YoY increase in net profit attributable to the parent company and a 30.47% YoY increase in non-GAAP net profit [2] - The bank's asset quality has improved quarter by quarter, with a non-performing loan ratio of 1.36% at the end of 2024, down 2bp from Q3, and a provision coverage ratio of 187%, up 3.1pct from Q3 [3] - Asset scale expanded steadily, with a 5.1% YoY increase in total assets at the end of 2024, and a 9.01% YoY increase in loans by the end of Q3 2024 [4] - Major shareholder Shanghai International Group plans to increase its stake, demonstrating confidence in the bank's long-term development [5] Financial Performance - 2024 revenue growth was -1.55%, but adjusted for one-time factors, it increased by 0.92% YoY [2] - Q4 2024 revenue growth turned positive, increasing by 0.71% compared to Q3 [2] - Weighted average ROE for 2024 was 6.28%, up 1.07pct YoY [2] - Forecasted revenue growth for 2024-2026 is -1.5%, 4.6%, and 5.5% respectively, with net profit growth of 23.3%, 8.3%, and 10.0% [6] Asset Quality and Risk Management - Non-performing loan ratio decreased to 1.36% at the end of 2024, down 2bp from Q3 [3] - Provision coverage ratio increased to 187% at the end of 2024, up 3.1pct from Q3 [3] - Credit cost improvement is expected to continue releasing profit elasticity [3] Strategic Initiatives and Market Position - SPD Bank has leveraged its traditional corporate business strengths and focused on "five major sectors" [4] - The bank's new leadership has been driving the expansion of the balance sheet since Q4 2023 [4] - The bank's loan growth in Q3 2024 was 9.01%, with new loans in the first three quarters reaching approximately 347.4 billion yuan, an increase of 326.5 billion yuan YoY [4] Shareholder Confidence - Shanghai International Group, the largest shareholder, plans to increase its stake in SPD Bank A-shares, signaling strong support for the bank's future [5] Industry Outlook - The current valuation, positioning, and performance of joint-stock banks are at a low point, with risks being gradually cleared and mitigated [6] - Positive factors such as potential economic, real estate, and consumption recovery are expected to provide opportunities for joint-stock banks in the coming year [6]

Investment Rating - Maintains a "Buy" rating with a target price of 13.26 CNY per share, implying a 30% upside from the current price [5] Core Views - SPD Bank's net profit attributable to shareholders grew by 23.3% YoY in 2024, continuing the high growth trend from the previous quarters [1][2] - Revenue declined by 1.5% YoY in 2024, but improved by 0.7 percentage points compared to the first three quarters, driven by improved liability costs and stabilized interest margins [2] - Non-performing loan (NPL) ratio improved to 1.36% at the end of 2024, down by 2 basis points from the end of Q3, indicating better asset quality [1][4] - Provision coverage ratio increased to 187% at the end of 2024, up by 7 percentage points from the end of Q3, reflecting strengthened risk resilience [1][4] Financial Performance - Total assets grew by 5% YoY at the end of 2024, with a 0.5% increase from the end of Q3, showing steady expansion [3] - Net interest income is expected to grow by 4.02% in 2025, while net fee income is projected to remain flat [11] - ROAE (Return on Average Equity) is forecasted to increase from 6.34% in 2024 to 6.56% in 2026, indicating improved profitability [11] Valuation and Forecast - Expected net profit attributable to shareholders to grow by 5.69% in 2025 and 6.32% in 2026 [5] - Book value per share (BPS) is projected to increase from 22.36 CNY in 2024 to 24.28 CNY in 2026 [5] - Current price-to-book (P/B) ratio is 0.46x for 2024, with a target P/B of 0.59x, suggesting significant undervaluation [5] Asset Quality and Capital Adequacy - NPL ratio is expected to further decline to 1.30% by 2026, with a provision coverage ratio maintained at around 186% [11] - Capital adequacy ratio is projected to remain strong, with a core Tier 1 capital ratio of 11.49% in 2024 and 11.17% in 2026 [11]