在青岛市科技局、青岛金融监管局、人民银行青岛市分行的指导下，浦发银行青岛分行携手中国人民财 产保险股份有限公司青岛市分公司，于2025年4月成功落地青岛市首单"研发贷款+研发转化保险"保贷联 动业务，为某科技型企业"**宽带载波与无线融合技术研究与应用项目"提供500万元"浦研贷"贷款及40 万元科技研发转化综合保险保障。 在该笔业务中，浦发银行青岛分行以企业研发项目投保的"青科保"科技研发转化综合保险为增信措施， 为企业提供500万元"浦研贷"中长期专项贷款，定向支持企业研发过程中的资金需求。该单业务标志着 青岛市首单集"科技研发专项贷款"资金支持与"科技研发转化综合保险"风险保障于一体的"保贷联动"创 新业务成功落地，科技金融赋能科技创新再获新突破。 齐鲁晚报·齐鲁壹点 尚青龙 浦发银行青岛分行长期深耕科技金融领域，2018年成立青岛市股份制银行首家科技支行，首 创"5+7+X"产品矩阵，浦创贷、浦投贷、浦新贷、浦研贷、浦科并购贷五款拳头产品覆盖企业初创至成 熟全生命周期。此次首单业务通过"浦研贷"+"研发转化保险"双轮驱动，实现中长期资金支持与风险兜 底的闭环管理，有效丰富了落实国家政策、服务实体经济的 ...

从2024年业绩报告中也可以看出该行在信贷投放上不断加码，2024年全年信贷净增量超过3700亿元，创下历史新高。浦发银行行长谢伟提及，2024年贷款在 生息资产中占比提高3.25个百分点，资产结构得以优化，有助于稳定净息差水平。 记者注意到，在信贷增量创下新高的同时，浦发银行不良贷款率也降至近十年来最低水平，2024年末为1.36%。 在日前召开的2024年度业绩说明会上，谢伟在谈及该行业绩表现时坦言，相对于上一年的表现及市场环境，整体比较满意；但是相对于同业市场、主要对标 银行的综合经营现状，感觉还是有很大的压力，"我们必须要坚守长期、对标行业，奋起直追"。 每经记者 李玉雯 每经编辑 张益铭 4月8日，浦发银行披露2025年第一季度主要经营情况公告。截至今年一季度末，该行贷款总额（不含票据贴现）达53230.05亿元，较上年末增长2545.84亿 元，增幅5.02%，贷款净增量创近年来单季新高。 净利润增幅创近十二年新高 年报显示，浦发银行2024年实现营业收入1707.48亿元，剔除上年同期出售上投摩根股权一次性因素影响后，同比增长0.92%；实现归属于母公司股东的净利 润452.57亿元，同比增长2 ...

浦发 银行 曾是一颗闪耀之星，凭借先发优势和创新举措，在市场中占据重要地位。 然而，近期一系列事件却如阴霾般笼罩，使其昔日光环逐渐黯淡。从近期国家金融监督管理总局安阳金 融监管分局的行政处罚信息公开表，将浦发银行安阳分行推至舆论风口浪尖，到营收增长乏力，行长谢 伟等高管薪酬持股却超300万，浦发银行正面临质疑。 浦发银行7人同时被罚，包括3位行长 4 月 8 日，国家金融监督管理总局安阳金融监管分局的行政处罚信息公开表，将浦发银行安阳分行推至 舆论风口浪尖。 令人震惊的是，包括行长在内的 7 名员工同时被罚，处罚范围之广、涉及人员级别之高，在银行业务违 规事件中并不常见。 被罚的 7 名员工涵盖现任行长张永红，前任行长韩国杰、祁熙，副行长李建军、见习副行长郭帅，时任 公司业务部（零售业务部）副总经理（主持工作）金松以及客户经理常性伟。 | 序 | 当时人名称 | 行政处罚决定 | 主要 主法师规 | 行政处罚内容 | 作出決定 | | --- | --- | --- | --- | --- | --- | | 15 | | RXG | 13.24 | | 0018 | | 1 | 全程(聘任上海语东发雕祖日般 ...

公告编号：临2025-018 证券代码：600000 证券简称：浦发银行 转债代码：110059 转债简称：浦发转债 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上述 2025 年第一季度财务数据为初步核算的合并报表数据，可能与公司 2025 年第一季度报告中披露的数据存在差异，提请投资者注意投资风险。 特此公告。 上海浦东发展银行股份有限公司董事会 2025 年 4 月 8 日 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 2025 年，上海浦东发展银行股份有限公司（以下简称"公司"）聚焦数智化 战略，扎实做好金融"五篇大文章"，持续加大对实体经济的支持力度，按照"强 赛道、优结构、控风险、提效益"经营主线，保持持续向好的经营态势。 2025 年一季度公司存贷款规模实现稳健增长，生息资产中信贷占比继续提 升，其中，对公业务精准聚焦国家战略和赛道经营，以优质资产投放，推动资产 结构持续优化。截至 2025 年一季度末，公司贷款总额（不含票据贴现）53,230.05 亿元，较上年末增长 2,545. ...

Core Points - Shanghai Pudong Development Bank (SPDB) is launching a digital card product to enhance financial services and user experience, which is a virtual credit card that can be used upon activation without a physical card [1] - Starting from May 1, 2025, SPDB will implement a differentiated renewal strategy for credit cards, where the type of renewal card issued will depend on the customer's transaction history over the past 12 months [1][2] - Customers aged 65 and above will generally receive a physical card to improve their card usage experience [1] Summary by Categories - **Digital Card Launch** - SPDB is introducing a digital card product aimed at providing better financial services and user experience [1] - **Renewal Strategy** - Customers with no transactions or only online transactions in the past 12 months will receive a digital card upon renewal [1] - Customers with non-online transactions in the past 12 months will receive a physical card [1] - **Special Cases** - Certain special card products, such as cross-border payment cards and high-end cards, will not be subject to the new renewal rules and will always receive a physical card [2] - Customers can request a physical card through the "Pudong Happy Run" app if needed [2]

Trading Information Summary - On April 3, 2025, Shanghai Pudong Development Bank (SPDB) closed at 10.48 yuan, up 0.19%, with a turnover rate of 0.13% and a trading volume of 369,200 shares, amounting to a total transaction value of 385 million yuan [1] - On the same day, the net outflow of main funds was 26.2 million yuan, accounting for 6.81% of the total transaction value, while retail investors had a net inflow of 27.73 million yuan, representing 7.2% of the total transaction value [1][4] Company Announcement Summary - As of March 31, 2025, a total of 1,440,000 yuan of SPDB convertible bonds have been converted into ordinary shares, resulting in 98,599 shares being issued, which is 0.0003% of the total ordinary shares before conversion [2] - The amount of unconverted SPDB convertible bonds stands at 49,998.56 million yuan, which is 99.9971% of the total issued convertible bonds [2] - The conversion price of the bonds was adjusted from 13.24 yuan per share to 12.92 yuan per share due to the distribution of cash dividends for the year 2023 on July 18, 2024 [2]

Core Viewpoint - Zhang Weizhong, the new president of SPDB, aims to revitalize the bank through a "digital intelligence" strategy and a new leadership team, despite facing significant challenges and a recent decline in performance [2][6][4]. Financial Performance - In 2024, SPDB achieved a net profit of 45.257 billion yuan, a year-on-year increase of 23.31%, marking the highest growth in 12 years [4][6]. - The bank's net profit had previously declined by 28.28% in 2023, with revenue dropping by 8.05% [6][2]. - The bank's total revenue in 2024 was 170.748 billion yuan, a slight decrease of 1.55% year-on-year, but adjusted for one-time factors, it showed a 0.92% increase [4][6]. Strategic Initiatives - The "digital intelligence" strategy was introduced in 2023 and further developed in 2024, focusing on key product innovation and strategic breakthroughs [6][7]. - Zhang Weizhong has emphasized a multi-dimensional layout, including strengthening group collaboration and enhancing cross-border financial services [7][10]. Challenges and Risks - Despite the positive net profit growth, SPDB faces ongoing challenges, including a decline in retail business revenue and an increase in retail loan non-performing rates [11][12]. - The bank's retail financial business saw a revenue decline of 14.40% to 54.435 billion yuan, with non-performing loan rates rising to 1.61% [11][12]. - The bank's overall revenue growth is hindered by narrowing interest margins and declining fee income, with net interest income down 3.14% and fee income down 6.69% [12][13]. Asset Quality - SPDB reported a decrease in non-performing loan balance to 73.154 billion yuan, marking a continuous decline for five years [15][16]. - However, the bank's attention loans increased, indicating potential future risks, with the balance rising to 126.507 billion yuan [15][16]. Regional Performance - The bank's performance in the Pearl River Delta and the West region has deteriorated, with significant losses reported in these areas due to increased credit impairment losses [20][21]. - Conversely, the headquarters has turned a profit after previously reporting losses, indicating a shift in regional performance dynamics [21][22].

Core Viewpoint - Shanghai Pudong Development Bank (SPDB) has successfully issued convertible bonds, raising a total of 5 billion yuan, with net proceeds amounting to approximately 4.99 billion yuan after deducting issuance costs [1] Group 1: Issuance Details - SPDB issued 50 million convertible bonds with a face value of 100 yuan each in October 2019, approved by the China Banking and Insurance Regulatory Commission and the China Securities Regulatory Commission [1] - The issuance was verified by PwC, confirming the funds were received as stated [1] Group 2: Continuous Supervision - The joint sponsors, CITIC Securities and Guotai Junan Securities, are responsible for ongoing supervision until December 31, 2020, or until all convertible bonds are converted [1] - Continuous supervision includes reviewing corporate governance documents, financial management systems, and internal control reports [2] Group 3: Information Disclosure - During the supervision period, the joint sponsors reviewed the company's information disclosure practices and found that SPDB has established and executed its information disclosure system in accordance with relevant laws and regulations [3][4] - No significant issues were reported that required notification to the China Securities Regulatory Commission or the Shanghai Stock Exchange [4]

Core Viewpoint - Shanghai Pudong Development Bank has announced the results of its convertible bond conversion, indicating a low conversion rate and a significant amount of unconverted bonds remaining [1][2][5]. Group 1: Convertible Bond Issuance - The company issued 50 million convertible bonds with a total value of RMB 500 billion, each with a face value of RMB 100, and a maturity of 6 years [1][2]. - The bonds began trading on November 15, 2019, under the name "浦发转债" and code "110059" [2]. Group 2: Conversion Details - As of March 31, 2025, a total of RMB 1,440,000 of the convertible bonds have been converted into common stock, resulting in 98,599 shares, which is only 0.0003% of the total common shares issued prior to conversion [2][5]. - The conversion price was adjusted from RMB 13.24 to RMB 12.92 per share following the distribution of cash dividends on July 18, 2024 [2]. Group 3: Remaining Convertible Bonds - As of March 31, 2025, the amount of unconverted convertible bonds stands at RMB 49,998,560,000, representing 99.9971% of the total issuance [3][5]. - In the first quarter of 2025, only RMB 9,000 of the convertible bonds were converted, resulting in 694 shares [5]. Group 4: Share Capital Changes - The total number of circulating ordinary shares increased from 29,352,178,302 to 29,352,178,996 due to the conversion of bonds [4].

公告编号：临2025-017 证券代码：600000 证券简称：浦发银行 转债代码：110059 转债简称：浦发转债 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 上海浦东发展银行股份有限公司 关于可转债转股结果暨股份变动公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、浦发转债的发行上市概况 经中国证券监督管理委员会《关于核准上海浦东发展银行股份有限公司公开 发行可转换公司债券的批复》（证监许可[2019]1857 号）核准，上海浦东发展银 行股份有限公司（以下简称"公司"）公开发行了 50,000 万张可转换公司债券（以 下简称"可转债""浦发转债"），每张面值人民币 100 元，发行总额人民币 500 亿元，期限 6 年。 经上海证券交易所自律监管决定书[2019]247 号文同意，公司 500 亿元可转 债于 2019 年 11 月 15 日起在上海证券交易所挂牌交易，债券简称"浦发转债"， 债券代码"110059"。 根据有关规定和《上海浦东发展银行股份有限公司公开发 ...