【导读】兴业银行将关闭代理上金所个人贵金属买卖业务个人网银交易渠道 2月9日，又有银行调整代理个人贵金属买卖业务。 再次对个人贵金属业务调整 近日，兴业银行（601166）官网发布公告称，根据业务发展需要，该行将在2026年2月14日以后关闭代理上海黄金交易所（以下简称上 金所）个人贵金属买卖业务个人网银交易渠道，柜面、手机银行等交易渠道正常开放。这也是近期又一家银行对个人贵金属买卖业务进 行调整。 对于此次调整的原因，兴业银行在公告中表示，当前，贵金属市场剧烈波动，市场风险较大，再次提醒尚未完成解约的个人客户尽快办 理延期合约平仓/库存卖出、出金和解约操作。该行将继续根据市场状况和业务发展需要调整客户交易渠道。 在业内看来，兴业银行此举不仅能够降低客户通过高杠杆、高频次的线上渠道参与高风险交易的可能性，同时通过关闭低效账户和网银 通道，能够降低后台运维、客服与合规成本。 值得一提的是，早在2022年，兴业银行就已对个人贵金属业务进行一轮调整。彼时兴业银行公告表示，自2022年7月15日起，该行将关 闭延期合约开仓与现货合约买入功能，并对"三无"即"无持仓、无库存、无欠款"的代理贵金属账户实施统一结算并解除代 ...

Core Viewpoint - Xiamen Branch of Industrial Bank has successfully implemented the first green shipping EEDI-linked loan in the province, amounting to 100 million yuan, promoting green shipping practices in line with sustainable blue economy financial principles [1] Group 1: Loan Details - The loan amount is 100 million yuan, linked to the ship's Energy Efficiency Design Index (EEDI) [1] - If the ship meets the International Maritime Organization's Phase III EEDI standards and receives certification from China Classification Society, it can enjoy a preferential interest rate [1] - This innovative approach encourages enterprises to focus on the greening of shipping, contributing positively to the green transformation of China's shipping industry [1] Group 2: Previous Initiatives - In 2021, the Xiamen Branch established the first "Blue Carbon Fund" in the country and launched the first "carbon-neutral tickets" in collaboration with Xiamen Airlines [1] - In 2022, the branch participated in the completion of the first marine fishery carbon sink transaction in the country [1] - In 2023, the first "Blue Carbon Carbon Neutral" outlet in Xiamen was inaugurated, and in 2024, the first cross-border green ship advance payment guarantee for shipbuilding enterprises will be implemented [1] Group 3: Future Plans - The Xiamen Branch will continue to promote the construction of a strong marine nation strategy and support the development of a national marine economy demonstration zone [2] - The bank aims to leverage its green finance advantages to inject blue momentum into the construction of "Maritime Fujian" [2]

Core Viewpoint - The recent adjustments by multiple banks regarding their personal precious metals trading services reflect a tightening of risk management and compliance measures in response to market volatility and regulatory pressures [2][6][7]. Group 1: Bank Announcements - Industrial Bank announced the closure of its online trading channel for personal precious metals transactions with the Shanghai Gold Exchange effective February 14, 2026, while other channels remain operational [1]. - Prior to this, Industrial Bank had already suspended certain trading functionalities related to personal precious metals on July 15, 2022, indicating a trend towards further tightening of related services [3]. - Other banks, including ICBC, CCB, and Postal Savings Bank, have also issued announcements to adjust or cease their personal precious metals trading services, with at least 11 banks making similar announcements since September 2022 [4][5]. Group 2: Market Context and Analysis - The adjustments by banks are largely attributed to the ongoing volatility in the precious metals market, which has seen significant price fluctuations, including a notable drop in gold prices [6][7]. - Analysts suggest that the tightening measures are driven by a combination of immediate market conditions and deeper regulatory requirements aimed at enhancing investor suitability management [6]. - The recent market turmoil, including a record single-day drop in gold prices, has prompted banks to reinforce their risk management strategies to protect investors [6][7].

Group 1 - The Royal Bank of Canada (RBC) has raised the target price for Société Générale from €67 to €74 [1]

"十五五"规划建议将光电信息产业纳入战略性新兴产业集群的重要组成部分。围绕服务现代化产业体系 建设，兴业银行将光电信息产业作为产业金融服务的重点领域，发挥"商行+投行"优势，提供综合化、 一站式金融服务。截至目前，兴业银行服务光电信息企业超6500家，覆盖光通信、光电显示、激光、光 电子材料、光学检测等产业细分领域。 2月6日晚21:25，由兴业银行联合出品的大型科创节目《创投新势力》第三期在东南卫视播出，收获了 观众的热烈反响。节目中，兴业银行为光学元器件国家级高新技术企业福州欧龙光学送上"兴火科技助 力包"，量身定制综合化金融服务方案，为企业科技创新插上腾飞"翅膀"。 追光而行，金融护航！兴业银行深耕产业，接连落子，支持福州光电信息产业技术攻关、聚势成群，加 快抢占光电产业新高地：在福州成立5家光电行业特色支行，构建"零距离"金融服务网络；创新推出"光 电贷""科技成果转化贷(闽都创新实验室专属)""高科技人才贷"等创新产品及解决方案；提供超120亿元 授信支持，累计服务产业链企业近180家，精准滴灌产业发展…… 从日常生活随处可见的激光笔，到芯片加工使用的精密设备，激光随处可见。工业激光是未来智能制造 ...

给您带来不便，敬请谅解！如有疑问，欢迎通过兴业银行App、客服热线95561或您身边的营业网点等 渠道咨询。感谢您的理解和支持！兴业银行将全力为您提供优质的服务。 2026年2月4日，兴业银行发布公告称，感谢您对借记卡积点换礼服务的支持与信任。因春节前后物流公 司停运影响，您在2026年2月5日至2月25日期间兑换的商品将延缓配送。期间您可以在积点换礼专区正 常兑换下单，预计2026年2月26日起按订单先后顺序陆续安排发货。您可通过"兑换记录"查询您的详细 配送信息。 祝愿您和家人新春愉快，万事顺意！ ...

2月9日金融一线消息，兴业银行发布公告称，根据业务发展需要，该行将在2026年2月14日以后关闭代 理上海黄金交易所个人贵金属买卖业务个人网银交易渠道，柜面、手机银行等交易渠道正常开放。 当前贵金属市场剧烈波动，市场风险较大，再次提醒尚未完成解约的个人客户尽快办理延期合约平仓/ 库存卖出、出金和解约操作。该行将继续根据市场状况和业务发展需要调整客户交易渠道。 当前贵金属市场剧烈波动，市场风险较大，再次提醒尚未完成解约的个人客户尽快办理延期合约平仓/ 库存卖出、出金和解约操作。该行将继续根据市场状况和业务发展需要调整客户交易渠道。 责任编辑：王馨茹 2月9日金融一线消息，兴业银行发布公告称，根据业务发展需要，该行将在2026年2月14日以后关闭代 理上海黄金交易所个人贵金属买卖业务个人网银交易渠道，柜面、手机银行等交易渠道正常开放。 责任编辑：王馨茹 ...

沪深300ESGETF南方（560180）业绩比较基准为沪深300ESG基准指数收益率，管理人为南方基金管理 股份有限公司，基金经理为李佳亮，成立（2023-04-13）以来回报为18.28%，近一个月回报为-2.59%。 声明：市场有风险，投资需谨慎。本文基于第三方数据库自动发布，不代表新浪财经观点，任何在本文 出现的信息均只作为参考，不构成个人投资建议。如有出入请以实际公告为准。如有疑问，请联系 biz@staff.sina.com.cn。 来源：新浪基金∞工作室 2月9日，沪深300ESGETF南方（560180）开盘涨0.34%，报1.188元。沪深300ESGETF南方（560180） 重仓股方面，贵州茅台开盘涨0.20%，中际旭创涨3.89%，宁德时代涨0.38%，招商银行涨0.00%，中国 平安涨0.82%，美的集团跌0.45%，紫金矿业涨3.50%，长江电力涨0.04%，兴业银行涨0.00%，比亚迪涨 0.76%。 ...

Investment Rating - The industry rating is "Buy" [4] Core Views - The trade return ratio has turned positive again, and the service trade deficit has significantly narrowed [16][18] - The cross-border capital flow is expected to gradually return, positively impacting domestic liquidity [5][19] - The service trade deficit for December 2025 was 966 billion CNY, a year-on-year decrease of 466 billion CNY, with a full-year deficit of 13,760 billion CNY, down 2,544 billion CNY, approximately 16% [18] Summary by Sections 1. Current Observation - The State Administration of Foreign Exchange (SAFE) released data on China's international balance of payments for December 2025, indicating a potential impact on the central bank's willingness to settle foreign exchange [16] - The trade return ratio is at a historical high, with a monthly unconverted trade net outflow of 447 billion CNY, a year-on-year increase of 1,392 billion CNY [17] 2. Arbitrage Trading Returns - The arbitrage trading return rate for 10Y US Treasury bonds in CNY has dropped significantly to -1.77%, indicating a shift in cross-border capital dynamics [17] 3. Service Trade Deficit - The service trade deficit has narrowed significantly, with major contributions from improved policies for foreign visitors, reduced international shipping costs, and enhanced competitiveness in high-tech services [18] 4. Cross-Border Liquidity Outlook - Despite the recent appointment of Kevin Warsh as the next Federal Reserve Chair, the trend of cross-border capital return is expected to continue, influenced by the Fed's monetary policy stance [19][21] - The short-term liquidity in the US remains tight, with limited space for balance sheet reduction, while long-term prospects depend on economic performance [20][21]

Investment Rating - The industry investment rating is maintained at "Overweight" [2] Core Insights - The report anticipates new RMB loans in January to be between 5.1 to 5.25 trillion yuan, with a corresponding loan growth rate declining to approximately 6.3% [4][6] - The expected new social financing scale for January is projected to be between 7.41 to 7.57 trillion yuan, maintaining a stock growth rate of around 8.3% [21][25] - The report highlights a strong performance in corporate activities, with expectations for increased credit supply due to a favorable lending environment and government policies [8][28] Summary by Sections 1. RMB Loans - New RMB loans are expected to be between 5.1 to 5.25 trillion yuan, with a growth rate declining to around 6.3% [4][6] - The monthly increase is projected to vary between a decrease of 300 million to an increase of 1.2 billion yuan [8] 2. Social Financing - The anticipated new social financing scale for January is between 7.41 to 7.57 trillion yuan, with a stock growth rate around 8.3% [21][25] - The report notes that the net financing scale of local government bonds and corporate credit bonds is expected to be 1.181 trillion yuan and 490.3 billion yuan respectively [25] 3. Liquidity - M1 and M2 growth rates are expected to rise due to a low base effect, with M1 projected at 4.0% and M2 at 8.7% [26] - The report indicates that the increase in government and credit bonds' net financing will impact market liquidity [26] 4. Investment Recommendations - The report suggests a shift in bank stock investment logic from "pro-cyclical" to "weak-cyclical," emphasizing the attractiveness of high-dividend bank stocks during economic stagnation [28] - Two main investment lines are recommended: regional banks with strong certainty and large banks with high dividends [28]