证券代码：601398 证券简称：工商银行 公告编号：临 2025-011 号 中国工商银行股份有限公司 董事会决议公告 中国工商银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国工商银行股份有限公司（简称本行）董事会于 2025 年 4 月 29 日在北京 市西城区复兴门内大街 55 号本行总行召开会议。会议应出席董事 15 名，亲自出 席 15 名。高级管理层成员及监事会成员列席会议。会议的召开符合法律法规、 《中国工商银行股份有限公司章程》（简称《公司章程》）以及《中国工商银行 股份有限公司董事会议事规则》（简称《董事会议事规则》）的规定。 会议由廖林董事长主持召开。出席会议的董事审议通过了以下议案： 一、关于 2025 年第一季度报告的议案 议案表决情况：有效表决票 15 票，同意 15 票，反对 0 票，弃权 0 票。 本议案已经本行董事会审计委员会审议通过，全体成员同意提交董事会审 议。 具体内容请见上海证券交易所网站（www.sse.com.cn）。 二、关于审议《中国工商银行股份有限公司章程（20 ...

（於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 美元優先股股份代號：4620 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED 中國工商銀行股份有限公司 二〇二五年第一季度報告 中國工商銀行股份有限公司（「本行」）董事會宣佈本行及其子公司（「本集團」）截至2025 年3月31日止第一季度的業績。本公告乃根據《證券及期貨條例》（香港法例第571章）第 XIVA部及《香港聯合交易所有限公司證券上市規則》第13.09條的要求而作出。 重要內容提示： 本行董事會、監事會及董事、監事、高級管理人員保證季度報告內容的真實、準確、完 整，不存在虛假記載、誤導性陳述或重大遺漏，並承擔個別和連帶的法律責任。 本行法定代表人廖林、主管財會工作負責人劉珺及財會機構負責人許志勝保證本季度報 告中財務信息的真實、準確、完整。 本季度財務報表未 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 美元優先股股份代號：4620 中國工商銀行股份有限公司 二〇二五年第一季度報告 中國工商銀行股份有限公司（「本行」）董事會宣佈本行及其子公司（「本集團」）截至2025 年3月31日止第一季度的業績。本公告乃根據《證券及期貨條例》（香港法例第571章）第 XIVA部及《香港聯合交易所有限公司證券上市規則》第13.09條的要求而作出。 重要內容提示： 本行董事會、監事會及董事、監事、高級管理人員保證季度報告內容的真實、準確、完 整，不存在虛假記載、誤導性陳述或重大遺漏，並承擔個別和連帶的法律責任。 本行法定代表人廖林、主管財會工作負責人劉珺及財會機構負責人許志勝保證本季度報 告中財務信息的真實、準確、完整。 本季度財務報表未 ...

丨2025年4月29日星期二丨 NO.1 潘功胜会见国际货币基金组织总裁格奥尔基耶娃 日前，中国人民银行行长潘功胜在出席国际货币基金组织/世界银行春季会议期间会见了国际货币基金 组织总裁格奥尔基耶娃，双方就相关合作等议题交换了意见。 点评：中国人民银行高层与国际货币基金组织的深度互动，释放出中国深化国际金融协作的积极信号。 此次对话或推动跨境资本流动、汇率政策协调等领域的制度衔接，为国内金融机构参与全球治理创造更 稳定的外部环境。金融开放主线下，跨境支付、离岸人民币业务相关企业或将迎来业务模式创新窗口， 而主权基金及外资机构对中国资产的配置逻辑也可能因政策协同而进一步优化。 NO.2 央行：将创设新的结构性货币政策工具 4月28日，中国人民银行副行长邹澜在国新办新闻发布会上表示，下一步人民银行将加紧实施更加积极 有为的宏观政策，用好用足适度宽松的货币政策。根据国内外经济形势和金融市场运行情况，适时降准 降息，保持流动性充裕，发挥好货币政策工具总量和结构双重功能，创设新的结构性货币政策工具，围 绕稳就业稳增长重点领域，精准加力，做好金融支持。 点评：工商银行领衔银行股持续突破历史估值中枢，国有大行与优质城商行的 ...

| 代码 | 名称 | 两日图 | 现价 | 涨跌 | 涨跌幅 | | --- | --- | --- | --- | --- | --- | | 000001 | 上证指数 | | 3291.73 | -3.33 | -0.10% | | 399001 | 深证成指 | | 9884.70 | -32.35 | -0.33% | | 399006 | 创业板指 | | 1939.11 | -8.07 | -0.41% | | 000300 | 沪深300 | W | 3784.98 | -2.01 | -0.05% | | 000016 | 下班50 | | 2649.58 | 0.77 | 0.03% | | 000680 | 科创综指 | | 1161.45 | 0.10 | 0.01% | | 000688 | 科制20 | | 1004.28 | -0.29 | -0.03% | | 899050 | 北证50 | | 1301.42 | 1.23 | 0.09% | | 868008 | 万得微盘股指数 | | 348264.78 | -5325.72 | -1.51% | | 932000 | ...

Group 1 - The core point of the news is that the Industrial and Commercial Bank of China (ICBC) has applied for a patent related to a transaction result identification method, which is aimed at enhancing financial technology operations [1] - The patent application, published under CN119863241A, was filed on December 2024 and focuses on a method that includes obtaining a remittance request from a first client to a second client, executing a deduction operation, and generating transfer information [1] - The method also involves sending transfer information to a second trading platform for account crediting and comparing sequence numbers to identify the execution result of the remittance request [1] Group 2 - ICBC was established in 1985 and is headquartered in Beijing, primarily engaged in monetary financial services [2] - The company has a registered capital of approximately 35.64 billion RMB and has made investments in 28 enterprises, participated in 5000 bidding projects, and holds 981 trademark records and 5000 patent records [2] - Additionally, ICBC possesses 76 administrative licenses, indicating a robust operational framework and regulatory compliance [2]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Liuzhou Branch is actively supporting the high-quality development of the manufacturing industry in Guangxi by enhancing financial services and implementing targeted financial support measures [1][2][3] Group 1: Financial Support and Growth - As of the first quarter of 2025, the manufacturing loan balance of ICBC Liuzhou Branch reached 16.113 billion, an increase of 2.253 billion since the beginning of the year [1] - The bank has developed differentiated investment and financing plans based on the characteristics and resource endowments of Liuzhou's industries, aiming to direct credit funds towards the manufacturing sector [1] Group 2: Product Utilization and Demand Matching - ICBC Liuzhou Branch focuses on key industries, projects, and clients, utilizing a variety of financial products such as loans, bonds, and equity to meet the diverse financial needs of manufacturing enterprises [2] - The bank emphasizes support for small and medium-sized enterprises in high-end manufacturing and technology innovation, implementing policies for technology transformation and project financing [2] Group 3: Service Enhancement and Efficiency - A professional working group, including investment banking experts, has been established to create tailored service plans for different enterprises, enhancing communication and approval efficiency [3] - The bank plans to continue improving service quality and innovating financial products to provide comprehensive support for the high-quality development of Liuzhou's manufacturing sector [3]

股份代號: 1398 中國工商銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司) 年度報告 2024 公司簡介 中國工商銀行成立於1984年1月1日。2005 年10月28日，本行整體改制為股份有限公司。 2006年10月27日，本行成功在上交所和香港聯 交所同日掛牌上市。 戰略定位 以領軍銀行姿態當好服務實體經濟的主力軍、維護金融穩定的壓艙石、建設強大機構的 領頭雁、做專主責主業的標桿行。 戰略內涵 堅持黨建引領，推進智能化風控、現代化佈局、數字化動能、多元化結構、生態化基礎 等「五化」轉型。 使命 提供卓越金融服務 服務客戶 回報股東 成就員工 奉獻社會 價值觀 工於至誠 行以致遠 誠信 人本 穩健 創新 卓越 願景 全面建設具有中國特色的 世界一流現代金融企業， 成為基業長青的銀行 本行致力於建設中國特色世界一流現代金 融機構，擁有優質的客戶基礎、多元的業務結 構、強勁的創新能力和市場競爭力。本行將服務 作為立行之本，堅持以服務創造價值，向全球超 1,300萬對公客戶和7.66億個人客戶提供豐富的 金融產品和優質的金融服務，以自身高質量發展 服務經濟社會高質量發展。本行自覺將社會責任 融入發展 ...

Group 1 - BlackRock's stake in Industrial and Commercial Bank of China (ICBC) decreased from 5.05% to 4.92% as of April 21 [1]

Investment Rating - The investment rating for the company is "Accumulate" (maintained) [1] Core Views - The company reported a revenue of 821.803 billion yuan, a decrease of 2.52% year-on-year, and a net profit attributable to shareholders of 365.863 billion yuan, an increase of 0.51% year-on-year. The total assets at year-end were 48.82 trillion yuan, an increase of 9.23% year-on-year, with a non-performing loan ratio of 1.34%, down 1 basis point quarter-on-quarter [4][5][8] Summary by Sections Financial Performance - The company achieved a net interest margin of 1.42%, a year-on-year decrease of 19 basis points, with the decline further narrowing [4][5] - The fourth quarter saw a net interest margin of 1.39%, a quarter-on-quarter decrease of 4 basis points and a year-on-year decrease of 5 basis points, indicating a narrowing decline compared to the previous quarter [5][8] Asset Quality - The non-performing loan ratio remained stable at 1.34%, with a coverage ratio of 214.91%, down 5.39 percentage points quarter-on-quarter. The overall asset quality is expected to remain stable despite individual loan pressures [5][8] Loan and Deposit Growth - The company experienced a slowdown in general loan growth due to weak demand and hidden debt replacement, while personal credit growth improved significantly compared to the previous year [5][8] - Deposit growth rebounded in Q4, reflecting the positive impact of fiscal efforts on money supply, with a focus on the macro policy's effect on the regularization of deposits [5][8] Fee and Commission Income - The decline in fee and commission income narrowed significantly in Q4, primarily due to improvements in wealth management and private banking businesses, as well as credit card and custody services [5][6][8] Profit Forecast and Valuation - The company forecasts revenues of 808.4 billion yuan for 2025, with a net profit of 369.5 billion yuan, reflecting a year-on-year growth of 0.98% [7][8] - The estimated price-to-earnings ratio for 2025 is 6.98 times, with a price-to-book ratio of 0.66 times based on the closing price on April 24 [7][8]