Investment Rating - The report maintains a "recommend" rating for the insurance industry, indicating a positive outlook for the sector's fundamentals and expected performance exceeding the benchmark index [6]. Core Insights - The insurance industry experienced a robust premium income growth in 2025, with life insurance companies achieving a nearly double-digit growth rate. The strong performance is expected to continue into 2026, particularly in the bancassurance channel, where new premium income is anticipated to double [1][6]. - Property insurance companies showed moderate growth in premium income, with a total of 17,570 billion yuan, reflecting a year-on-year increase of 3.9%. The non-auto insurance segment is expected to improve profitability due to the implementation of "reporting and operation integration" [1][6]. - Overall, the insurance industry reported a total premium income of 61,194 billion yuan in 2025, with a year-on-year growth of 7.4%. The total assets of the industry reached 4,131.45 billion yuan, marking a 15.1% increase from the beginning of the year [1][6]. Summary by Sections Life Insurance Companies - Cumulative premium income for life insurance companies reached 43,624 billion yuan, with a year-on-year growth of 8.9%. December alone saw a premium income of 2,152 billion yuan, up 6.0% year-on-year. The main driver of growth was the life insurance segment, which recorded a premium income of 16,830 billion yuan, growing by 10.1% [7]. - Health insurance premiums decreased by 5.8%, while accident insurance premiums fell by 14.4%, indicating ongoing pressure in these segments [1][7]. Property Insurance Companies - Cumulative premium income for property insurance companies was 17,570 billion yuan, with a stable growth rate of 3.9%. In December, the premium income was 1,413 billion yuan, reflecting a 4.4% increase year-on-year. The auto insurance segment generated 9,409 billion yuan, growing by 3.0% [7]. - Non-auto insurance premiums reached 8,161 billion yuan, with a notable growth of 5.0%. The agricultural insurance segment saw a dramatic increase of nearly 200% due to a low base effect from the previous year [1][7]. Overall Industry Performance - The insurance industry maintained a steady premium growth rate, with total premium income of 61,194 billion yuan, a 7.4% increase year-on-year. The total assets of the industry were reported at 4,131.45 billion yuan, up 15.1% from the start of the year [1][6]. - The report emphasizes that the "slow bull" market trend in the stock market is favorable for insurance companies' asset returns and supports the sales of floating income-type dividend insurance products [1][6].

香港联交所最新资料显示，2月3日，中国平安人寿保险股份有限公司增持中国人寿（601628） (02628)858.3万股，每股作价34.3596港元，总金额约为2.95亿港元。增持后最新持股数目约为7.48亿 股，最新持股比例为10.04%。 ...

二、中国人寿财产保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 二、中国人寿财产保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 2026年1月30日，黔东南金融监管分局发布批复称，《关于中国人寿财产保险股份有限公司黔东南州中 心支公司变更营业场所的请示》(国寿财险黔发〔2026〕10号)收悉。经审核，现批复如下： 一、同意中国人寿财产保险股份有限公司黔东南州中心支公司将营业场所变更为：贵州省黔东南苗族侗 族自治州凯里市凯开大道26号畅达国际广场D地块16幢1层1-5号、2层2号。 2026年1月30日，黔东南金融监管分局发布批复称，《关于中国人寿财产保险股份有限公司黔东南州中 心支公司变更营业场所的请示》(国寿财险黔发〔2026〕10号)收悉。经审核，现批复如下： 一、同意中国人寿财产保险股份有限公司黔东南州中心支公司将营业场所变更为：贵州省黔东南苗族侗 族自治州凯里市凯开大道26号畅达国际广场D地块16幢1层1-5号、2层2号。 ...

天眼查App显示，近日，汇智长三角（上海）私募基金合伙企业（有限合伙）成立，执行事务合伙 人为创智和瑞（上海）企业管理有限公司，出资额约50.5亿人民币，经营范围为以私募基金从事股 权投资、投资管理、资产管理等活动，由中国人寿（601628）、上海浦东引领区投资中心（有限 合伙）、上海国投先导人工智能私募投资基金合伙企业（有限合伙）等共同出资。据媒体报道，此 前，中国人寿发布公告称，该基金主要投资人工智能、集成电路和生物医药三大先导行业中的科技 创新企业。 每日｜荐读 热文： 谁押中了沐曦股份？ 荐读： 2025募资市场年度观察：一年聊过239家LP的真实感受 荐读： 2025年IPO退出盘点：哪些GP赚钱了？ 热文： 投资人"忙疯了" ...

Group 1: Core Themes - The insurance industry is focusing on "high-quality development" and "risk prevention" as core themes for 2026, with companies aiming for stable performance and effective risk management [2][3][4] - China Life aims to contribute to national modernization by achieving steady operational performance and solid risk control [2] - China Re emphasizes a business philosophy of "scale development, effective underwriting, and stable investment," aiming for breakthroughs through reform and innovation [3] Group 2: Service to the Real Economy - The insurance sector is transitioning from a "single risk provider" to a comprehensive role as a "national strategic financial tool," enhancing support for the real economy [4][5] - China Life provided risk coverage exceeding 1,400 trillion yuan and increased investment in the real economy by 800 billion yuan, reaching 5.4 trillion yuan in 2025 [4] - China Re reported a risk coverage amount exceeding 87.5 trillion yuan, reflecting an 11.4% year-on-year increase [5] Group 3: Digital Transformation and Internationalization - Digital and intelligent upgrades are seen as growth engines, with varying focuses among companies [6][7] - China Life has elevated "digital transformation" to a strategic level, focusing on data, algorithms, and platforms to optimize management and reshape business models [6] - China Re is prioritizing both digitalization and internationalization as key areas for future capability building [7] Group 4: Differentiated Strategies - Companies are adopting distinct strategies based on their functional positioning for 2026 [8][9] - China Life continues to implement its "333 strategy," focusing on three new growth areas: pension, health, and wealth management [9] - China Re is focusing on transforming business models and optimizing management mechanisms to enhance profitability in international business [9]

2·避免冲动消费 近年来，一些不法分子打着"提供养老服务""投资养老项目""预订养老床位""销售老年产品"等旗号，以 高额分红、保本高息为饵对老年人开展非法集资，给一些老年人带来严重的财产损失和精神伤害。 今天，跟着中国人寿寿险天津市分公司一起来了解，坚持理性投资、警惕金融诈骗，防范养老骗局的方 法。 1·提高风险意识 不轻易泄露个人信息，不轻信所谓"无风险、高回报"的宣传口号，不贪图赠送礼品、消费返利、免费旅 游等小便宜，不随意抵押房屋等不动产或利用民间借贷投资入股"养老项目"，结合自身风险承受能力购 买理财产品，提高风险防范意识和识别能力。发现涉嫌违法违规及犯罪线索的，可以向公安机关等有关 部门举报。 遇到相关投资集资类宣传，应对融资合法性、宣传内容、经营模式、参与集资主体进行冷静分析，看主 体资格是否合法，销售活动是否获得相关监管部门批准，宣传中是否含有"无风险、高收益"等虚假内 容。遇事多与家人子女商量，尤其是进行大额投资时，要多听取专业人士意见。 3·选择正规渠道 通过银行、保险公司等正规机构开展养老理财计划。在购买相关产品前，可以通过核实工号等方式确认 销售人员的资格，通过查询官方网站、拨打客户热 ...

生活中，您是否也遇到过代理退保机构？其实，打着代理退保旗号，声称"专业保险维权"并不专业，实 际上是"假维权、真侵权"。消费者不仅丧失保险保障，还将产生"押金、劳务费"等额外经济损失，甚至 产生人身及财产安全侵害风险。今天，中国人寿寿险天津市分公司就带您了解，代理退保的危害都有哪 些。 1·虚假承诺、伪造证据等不法手段阻碍消费者正常维权。不法分子为了谋取利益冒充监管部门、法律工 作者或金融机构工作人员骗取信任，谎称可办理全额退保、逃废债务、修复征信等事宜，诱导消费者委 托其"代理维权"后，用编造事实、伪造证据、提供虚假信息等手段进行恶意投诉，违背诚信甚至突破法 律底线，不仅侵占消费者正当的投诉维权渠道和资源，阻碍消费者与金融机构、监管部门有效沟通，扰 乱金融市场正常秩序，还可能涉嫌违法犯罪。 2·危害消费者财产安全，暗藏集资诈骗风险。"代理维权"以"维权"之名行"牟利"之实，如鼓动保险消费 者退保正常的保险合同，并收取高额"代理维权"手续费，退保后还会诱导消费者"退旧买新"，购买所 谓"高收益"理财产品，甚至截留侵占消费者退保资金，暗藏集资诈骗风险。此外，消费者如受蒙骗退保 正常的保险合同，不仅丧失风险保障， ...

中国正在经历较大规模的人口老龄化进程。这意味着，养老需求呈几何式增长的同时，越来越多针对于 养老人群的产品，出现在大众视野中。与此同时，也出现了一些针对老年人的新型骗局。今天，中国人 寿寿险天津市分公司就带您一起了解常见的骗局套路有哪些。 手法一：以投资养老为名诈骗养老资金，一些不法分子打着投资养老的旗号，承诺以高利率回报且提供 预留养老床位，预定养老房间等服务，向老年消费者非法筹集资金。 手法二：以住房养老为名诈骗养老资金，部分不法分子所宣称的"以房养老"试图混淆视听，假借国家政 策进行非法集资活动，实则与国家试行的"住房反向抵押养老保险"完全无关，且根本不具备相应的资 质、能力，只是"以新还旧"的新型旁氏骗局。部分老年朋友甚至不知道自己的房产被抵押，最终不仅失 去了房子，还背负了贷款。 除了以上两类骗局，日常生活中，还有诸多陷阱需要中老年朋友擦亮眼睛，提高警惕，如"三无"保健 品，古玩市场上所谓的"大师真迹"等等……在此，中国人寿寿险天津市分公司温馨提示：警惕各类诈骗 陷阱，增强防范意识，护好您的"钱袋子"! 近年来，"以房养老""免费度假""投资养老"等噱头成为了中老年朋友较容易中招的新型养老骗局，该类 ...

Group 1 - The establishment of Huizhi Yangtze River Delta (Shanghai) Private Equity Fund Partnership (Limited Partnership) has been announced, with a total investment amount of approximately 5.05 billion RMB [1] - The fund's operational scope includes private equity investment, investment management, and asset management activities [1] - Major investors in the fund include China Life Insurance, Shanghai Pudong Leading Area Investment Center (Limited Partnership), and Shanghai Guotou Xian Dao Artificial Intelligence Private Investment Fund Partnership (Limited Partnership) [1] Group 2 - The fund primarily targets investments in technology innovation enterprises within three leading industries: artificial intelligence, integrated circuits, and biomedicine [1]

作者 |一财阿驴 11:31 A股午盘丨创业板指半日涨超3% 截至午盘，沪指涨1.17%，深成指涨2.07%，创业板指涨3.11%，科创综指涨2.22%。 | 代码 | 名称 | 两日图 | 现价 | 涨跌 | 涨跌幅 | | --- | --- | --- | --- | --- | --- | | 000001 | 上证指数 | 1 | 4113.28 | 47.70 | 1.17% | | 399001 | 深证成指 | 7 | 14194.23 | 287.50 | 2.07% | | 399006 | 创业板指 | 3 | 3337.03 | 100.57 | 3.11% | | 000680 | 科创综指 | 5 | 1792.49 | 38.88 | 2.22% | 盘面上，算力硬件产业链爆发，CPO、存储器方向领涨；光伏产业链走强，太空光伏方向活跃；AI应 用、半导体、商业航天、消费电子题材涨幅靠前。 2026.02.06 沪指高开0.93%，深成指高开1.50%，创业板指高开1.95%，科创综指高开1.99%。 | 代码 | 名称 | 两日图 | 现价 | 涨跌 | 涨跌幅 | | --- ...