经济观察网 基于最新公开信息，青农商行（002958）（股票代码：002958）近期有以下值得关注的事 件动态： 高管变动 公司状况 2026年初，公司因分红比例争议引发关注，董事会未将临时提案提交股东大会审议。2024年度分红比例 为23.34%，低于部分同业水平，未来分红政策调整可能性值得留意。 以上内容基于公开资料整理，不构成投资建议。 2026年1月，青农商行密集接受信达证券（601059）、大成基金、长江证券等多家机构调研，披露2026 年贷款投放将重点聚焦"支农支小"、绿色金融及战略性新兴产业，并强调核心一级资本充足率靠内源性 补充维持稳定。调研内容反映市场对公司未来业务布局的关注。 业绩经营情况 2025年前三季度财报显示，公司营收80.28亿元（同比下降4.92%），归母净利润33.18亿元（同比上升 3.57%），但单季度营收降幅扩大至11.91%。同时，不良贷款率1.73%居A股农商行之首，资产质量改善 进展需持续跟踪。 2026年1月，青农商行董事会提名梁衍波为第五任董事长候选人，接替到龄退休的王锡峰。梁衍波此前 已出任党委书记，后续须经股东大会选举及监管机构核准任职资格后方可正式履职， ...

Core Viewpoint - The A-share market for banks experienced a collective decline, with several banks showing significant drops in their stock prices on February 12 [1] Group 1: Stock Performance - Chongqing Bank saw a decline of 2.27%, with a total market value of 36 billion [2] - Agricultural Bank dropped by 1.62%, with a market capitalization of 2,337.9 billion [2] - CITIC Bank decreased by 1.57%, with a market value of 417.9 billion [2] - Xiamen Bank fell by 1.57%, with a market capitalization of 19.9 billion [2] - Qingnong Commercial Bank declined by 1.55%, with a market value of 17.6 billion [2] - Qingdao Bank decreased by 1.41%, with a market capitalization of 32.6 billion [2] - Qilu Bank fell by 1.18%, with a market value of 36.2 billion [2] - Xi'an Bank dropped by 1.30%, with a market capitalization of 16.9 billion [2] - China Construction Bank decreased by 1.23%, with a market value of 23,152 billion [2] - Everbright Bank fell by 1.19%, with a market capitalization of 195.6 billion [2] - Pudong Development Bank decreased by 1.18%, with a market value of 334.7 billion [2] - Industrial and Commercial Bank dropped by 1.10%, with a market capitalization of 25,697 billion [2] - Jiangyin Bank fell by 1.06%, with a market value of 11.5 billion [2] - Zijin Bank decreased by 1.05%, with a market capitalization of 10.3 billion [2] - Zhangjiagang Bank fell by 1.05%, with a market value of 11.5 billion [2] - China Merchants Bank decreased by 1.04%, with a market capitalization of 983.3 billion [2] Group 2: Year-to-Date Performance - Chongqing Bank has a year-to-date decline of 2.91% [2] - Agricultural Bank has seen a year-to-date drop of 13.02% [2] - CITIC Bank's year-to-date decline is 2.47% [2] - Xiamen Bank has a year-to-date increase of 2.59% [2] - Qingnong Commercial Bank's year-to-date increase is 2.26% [2] - Qingdao Bank has a significant year-to-date increase of 25.00% [2] - Qilu Bank has a year-to-date increase of 4.53% [2] - Xi'an Bank's year-to-date increase is 2.70% [2] - China Construction Bank has a year-to-date decline of 4.63% [2] - Everbright Bank's year-to-date decline is 2.26% [2] - Pudong Development Bank has a significant year-to-date decline of 19.21% [2] - Industrial and Commercial Bank has a year-to-date decline of 9.08% [2] - Jiangyin Bank has a year-to-date increase of 2.19% [2] - Zijin Bank's year-to-date increase is 4.03% [2] - Zhangjiagang Bank has a year-to-date increase of 3.06% [2] - China Merchants Bank has a year-to-date decline of 4.99% [2]

Group 1 - The A-share market saw a collective decline in bank stocks, with Chongqing Bank dropping over 2% and several other banks, including Agricultural Bank, CITIC Bank, and Xiamen Bank, falling more than 1% [1] - Chongqing Bank's stock decreased by 2.27%, with a total market capitalization of 36 billion and a year-to-date decline of 2.91% [2] - Agricultural Bank's stock fell by 1.62%, with a market cap of 2,337.9 billion and a year-to-date decline of 13.02% [2] Group 2 - CITIC Bank's stock decreased by 1.57%, with a market capitalization of 417.9 billion and a year-to-date decline of 2.47% [2] - Xiamen Bank's stock also fell by 1.57%, with a market cap of 19.9 billion and a year-to-date increase of 2.59% [2] - Qingnong Commercial Bank's stock dropped by 1.55%, with a market cap of 17.6 billion and a year-to-date increase of 2.26% [2] Group 3 - Other banks such as Qilu Bank, Xi'an Bank, and China Construction Bank experienced declines of 1.18% to 1.30%, with respective market caps of 36.2 billion, 16.9 billion, and 23,152 billion [2] - The stock of Industrial and Commercial Bank fell by 1.10%, with a market cap of 25,697 billion and a year-to-date decline of 9.08% [2] - China Merchants Bank's stock decreased by 1.04%, with a market cap of 98.33 billion and a year-to-date decline of 4.99% [2]

为深入贯彻国家扩内需、促消费、惠民生的政策部署，积极响应地方提振消费、惠及民生的工作要求，青岛农商银行于2026年2月4日至6日在农商财富大 厦举办"新春妙荟 福驭臻选"年货福利市集，并同步开展"七彩康年"银发客户特惠服务。来自各分支机构严选推荐的22家商户现场提供物美价廉的一站式 购物服务，周边社区群众以及邀约机构客户、银龄客户、银行员工参与活动超2000人次，累计销售货品近20万元，取得了客户享权益、商户拓销路、职工 得实惠、业务促发展的良好成效。 本次市集活动依托青岛农商银行优质客户资源与本土服务优势，精准对接民生需求，经过品质、价格、服务等多维度比较，精选一批品质优良、口碑出众 的特色产品。其中不仅涵盖青岛啤酒、即墨老酒等青岛本土知名企业标杆产品，更汇聚了新鲜果蔬、特色卤味、鲜活海鲜、精品零食等各类优质年货，品 类齐全、质优价廉，实现一站式新春采购便捷体验。 元 葡科 巾 DO DO 全板在生油 中有在生破 上板号半油 .hq因因闭全 品品好 > > 美岛农商银行 方 MEW == 原分 HC BC 猪眸 45/2 43/2 PA 格里 39 37 C H 猪腔内 58 16 72 田园核鸡 58 5 ...

近日，在中国外汇交易中心、上海清算所（简称上清所）的指导与支持下，青岛农商银行成功落地全省 农商银行首笔上清所托管债券外币回购业务，标志着青岛农商银行在外币流动性管理与担保品应用领域 实现全新突破，进一步丰富了境内外币货币市场业务图谱。 作为外币利率市场的重要产品，外币回购业务是青岛农商银行践行金融创新、服务实体经济的有力抓 手。相较于传统外币拆借模式，以上清所托管债券为抵押的交易，有效降低了信用风险，释放了同业授 信额度，提升了我行外币资金的来源与运用效率。这一突破不仅拓展了青岛农商银行外币融资渠道，也 盘活了跨托管机构的债券资产，显著增强了青岛农商银行在境内外币货币市场的交易活跃度与影响力。 未来，青岛农商银行将继续发挥国际业务"速度快、费率优、产品全、服务周"的四大优势，坚持把金融 服务实体经济作为根本宗旨，紧跟国家金融开放战略部署，持续深化与上海清算所、中国外汇交易中心 等金融基础设施的合作，在国家外汇管理局青岛市分局的指导下，积极拓展外币市场创新业务场景，不 断提升跨境金融服务质效，为青岛市高水平对外开放和实体经济高质量发展贡献更大金融力量。 青岛农商银行于2021年获批上清所即期结售汇集中净额清算 ...

Group 1 - The A-share market saw a general rise in bank stocks, with Qingnong Commercial Bank and Qilu Bank increasing by over 2% [1] - Xiamen Bank, Zhangjiagang Bank, Zijin Bank, and Minsheng Bank all experienced gains of over 1% [1]

【文/羽扇观金工作室】 2月3日，青岛农商银行（以下简称"青农商行"，002958.SZ）发布公告称，该行董事会审议通过相关议 案，同意选举梁衍波为第五届董事会董事长，其任职资格尚需经国家金融监督管理总局青岛监管局核准 后方可正式生效。 作为长江以北第一家A股上市农商银行，此次董事长更迭正值青农商行发展的关键节点——该行已实现 总资产突破5000亿元的规模跨越，但2025年以来持续陷入"增利不增收"的经营困境，而个人消费贷业务 的快速增长成为为数不多的亮点，去年上半年该业务增幅超17%。 对于48岁的梁衍波而言，如何平衡规模扩张与盈利质量，激活核心业务增长动能，破解当前经营难题， 将成为其上任后的核心课题。 截图来自 青岛农商行公告 掌舵者更迭："70后"少帅接棒，高管层迎新变局 青农商行此次选举梁衍波为新董事长，标志着该行高管层正式开启新老交替周期，也为这家区域上市农 商银行注入了年轻化的管理活力。 公开信息显示，梁衍波出生于1978年8月，属于典型的"70后"高管，拥有研究生学历和工商管理硕士学 位，其职业生涯始终深耕山东农信系统，堪称兼具基层经验与大型农商行管理能力的"实战派"。 从履历来看，梁衍波的任 ...

Industry Focus - The China Banking Association has released guidelines to regulate the collection behavior of credit card and personal consumer loan collections, aiming to promote healthy industry development. The guidelines clarify issues such as collection timing, reasonable frequency, and channels for obtaining contact information, establishing quantitative standards and specific definitions [1] Corporate Dynamics - Citic Bank plans to increase its capital contribution to Citic Financial Leasing by 2 billion yuan, raising the registered capital from 10 billion yuan to 12 billion yuan. This marks the second capital increase for Citic Financial Leasing by Citic Bank in a year [4] Financial Personnel - Qingdao Rural Commercial Bank has elected Liang Yanbo as the chairman of its fifth board of directors, pending approval from the Qingdao Financial Regulatory Bureau [5] - Ningbo Bank has received approval from the Ningbo Financial Regulatory Bureau for Fu Wensheng to serve as the vice president [6] - Guangfa Bank has received approval for Lin Zhaohui to serve as the director, vice chairman, and president, effective from January 30, 2026 [7] - The credit card center of Bank of Communications has appointed He Bo, the former vice president of the Zhejiang branch, as the new general manager, pending regulatory approval [8] - Bai Xiaodong has been appointed as the party secretary of Beijing Rural Commercial Bank, as announced during the bank's recent meeting [9] Market Trends - Despite an overall downward trend in market interest rates, many small and medium-sized banks have raised deposit rates by 5 to 20 basis points ahead of the Spring Festival, with some banks launching limited-time exclusive deposit products [3] Gold Market - Following a significant drop in gold prices, several banks have issued risk warnings and adjusted the entry thresholds for gold-related businesses, including increasing the minimum purchase amount for gold accumulation products [2]

青岛农商银行是经国务院同意、原中国银保监会批准的全国副省级城市中7家全市整体改制成立的农商 银行之一，2012年6月28日挂牌开业，2019年3月26日在深圳证券交易所上市，是长江以北第一家A股上 市农商银行。目前，青岛农商银行拥有营业网点370余个，在岗员工5000余名。 截至2025年9月末，该行资产总额为5099亿元，较上年末增长3.01%；贷款总额2681亿元，吸收存款 3352亿元。2025年前三季度，青农银行实现营业收入80.28亿元，同比下降4.92%；归属于母公司股东的 2025年12月，梁衍波出任青农商行党委书记。此次梁衍波当选，源于青农商行原董事长王锡峰的到龄退 休。回溯至2025年11月，青农商行曾发布公告披露，董事会收到王锡峰提交的辞职报告，因到龄退休， 其正式辞去第五届董事会执行董事、董事长，以及董事会战略规划委员会主任委员等全部职务，辞职后 不再在该行及控股子公司担任任何职务。 青农商行在公告中对王锡峰的任职贡献给予高度评价，"王锡峰先生在任职期间，政治站位高，以务实 笃行、实干担当的作风，带领本行锚定'九个标杆'战略目标，在党的建设、战略管理、公司治理、风险 防化、体制机制、队伍 ...

中国网财经2月4日讯 2月3日，青岛农商银行发布第五届董事会第十七次临时会议决议公告，会议审议 并通过了《关于选举青岛农村商业银行股份有限公司第五届董事会董事长的议案》，同意选举梁衍波为 该行第五届董事会董事长。梁衍波需经国家金融监督管理总局青岛监管局核准任职资格。 简历显示，梁衍波，1978年8月生，研究生学历，工商管理硕士学位。曾任博山农商银行党委书记、董 事长，山东省农村信用社联合社菏泽审计中心党委委员、副主任，枣庄农商银行党委书记、董事长，济 南农商银行党委书记、董事长。2025年12月至今，任青岛农商银行党委书记。 ...