Lloyds Banking Group PLC (NYSE:LYG) Q1 2019 Earnings Conference Call May 2, 2019 4:30 AM ET Company Participants George Culmer – Chief Financial Officer and Executive Director Conference Call Participants Raul Sinha – J.P. Morgan Joseph Dickerson – Jefferies Fahed Kunwar – Redburn Chris Manners – Barclays Andrew Coombs – Citi Jonathan Pierce – Numis Securities Limited Guy Stebbings – Exane BNP Edward Firth – KBW Robert Noble – RBC Martin Leitgeb – Goldman Sachs James Invine – Societe Generale Chris Cant – A ...

As filed with the Securities and Exchange Commission on 25 February 2019 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F o REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended 31 December 2018 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR o SHELL COMPANY REPORT PURSU ...