Key Takeaways NU stands out for scale, engagement and expanding lending across Latin America.FUTU drives high revenue per account, IPO strength and global expansion momentum.NU's faster 2026 growth estimates and broader ecosystem tip the balance in its favor.Both Nu Holdings (NU) and Futu Holdings Limited (FUTU) are prominent fintech players stirring up the market. NU, with its banking, credit cards and other financial services, serves the Latin American market. FUTU is a digital brokerage platform operatin ...

Equity Research Analyst at DM Martins Research.I cover stocks that are often undercovered, focusing primarily on Brazil and Latin America — but I also occasionally write about global large caps. My work can also be found on TipRanks, where I contribute regularly, and on TheStreet, where I was a frequent contributor in the past.- Disclaimer: All views expressed here are my own and do not necessarily reflect the views or official positions of DM Martins Research. My articles and analyses are for educational a ...

Nu Holdings (NYSE:NU), a digital banking provider in Latin America, closed Thursday at $15.06, down 9.55%. The stock moved lower as investors reacted to Q4 and full-year 2025 results, focusing on cost structure, credit-risk trends, and margin signals while reassessing near-term valuation. Trading volume reached 143.7 million shares, about 216% above its three-month average of 45.5 million shares. Nu Holdings IPO'd in 2021 and has grown 46% since going public. How the markets moved today The S&P 500 slipp ...

1,555,454+$7.24+6.79%$113.84[GoDaddy][GDDY]• Vol: 618,360+$5.23+6.61%$84.35[Fair Isaac] [FICO]• Vol: 48,379+$81.45+6.26%$1,382.39## Top Losing Stocks[Universal Health Services][UHS]• Vol: 194,527-$20.528.89%$210.21[Trade Desk][TTD]• Vol: 22,273,413-$1.556.14%$23.62[Agilent Technologies][A]• Vol: 939,056-$6.975.59%$117.75[Applied Materials][AMAT]• Vol: 1,378,762-$19.775.01%$375.18[Broadcom][AVGO]• Vol: 6,123,141-$15.834.76%$316.48 Nu Holdings Is the Most Impressive Bank You've Never Heard Of - 24/7 Wall St.[ ...

Core Insights - Nubank's profits increased by 50% as it expanded its customer base across Latin America, now serving 131 million customers, a 15% growth [2][3] - The bank reported a total revenue increase of 45% to $4.86 billion, with a net profit of $894.8 million compared to $552.6 million in the same quarter of 2024 [3] - Nubank is now the largest private financial institution in Brazil by customer count and holds a significant market share in Mexico, serving approximately 15% of the adult population [3] Company Expansion - Nubank plans to enter the U.S. market and has received conditional approval to launch a new national bank [8] - The company is also looking to expand into Asia, with investments aimed at understanding Asian markets [9] Customer and Revenue Dynamics - The increase in profits was attributed to a larger customer base and higher revenue per active customer, while the cost of serving customers remained stable [4] - Nubank's strategy emphasizes a digital-first, customer-centric model as the future of financial services [9] Industry Trends - The shift towards digital financial services in Latin America is structural, with predictions that digital payments will account for two-thirds of eCommerce transaction value by 2030 [11]

Group 1 - The article introduces Daniel Herkenhoff as a new contributing analyst for Seeking Alpha, inviting others to share their investment ideas for publication [1] - Daniel Herkenhoff has been investing and covering Brazilian and U.S. markets since 2018, focusing on a long-term buy-and-hold strategy with companies that have strong financials and operational moats [2] - He began his career as a Financial Advisor at Golden Investimentos in Brazil and later became the company's CIO, overseeing asset allocation and maintaining relationships with asset managers and banks [2] Group 2 - The article includes a disclosure stating that the analyst has a beneficial long position in the shares of NU, indicating personal investment in the company [3] - Seeking Alpha emphasizes that past performance does not guarantee future results and that no specific investment recommendations are provided [4]

Nu (NYSE:NU) Q4 2025 Earnings call February 25, 2026 05:00 PM ET Company ParticipantsDavid Vélez - Founder, Chief Executive Officer, and ChairmanGuilherme Lago - Chief Financial OfficerGuilherme Souto - Investor Relations Officer and Director of Market IntelligenceConference Call ParticipantsEduardo Rosman - AnalystGustavo Schroden - Equity Research AnalystJorge Kuri - Equity Research AnalystMario Pierry - Managing Director and Senior Equity Research AnalystNeha Agarwala - Equity Research AnalystPedro Leduc ...

Nu (NYSE:NU) Q4 2025 Earnings call February 25, 2026 05:00 PM ET Company ParticipantsDavid Vélez - Founder, Chief Executive Officer, and ChairmanGuilherme Lago - Chief Financial OfficerGuilherme Souto - Investor Relations Officer and Director of Market IntelligenceConference Call ParticipantsEduardo Rosman - AnalystGustavo Schroden - Equity Research AnalystJorge Kuri - Equity Research AnalystMario Pierry - Managing Director and Senior Equity Research AnalystNika Gawala - Equity Research AnalystPedro Leduc - ...

Nu (NYSE:NU) Q4 2025 Earnings call February 25, 2026 05:00 PM ET Speaker8Ladies and gentlemen, welcome to Nu Holdings conference call to discuss the results for the fourth quarter of 2025. A slide presentation is accompanying today's webcast, which is available in Nu's Investor Relations website, www.investors.nu in English, and www.investidores.nu in Portuguese. This conference is being recorded, and the replay can also be accessed on the company's IR website. This call is also available in Portuguese. To ...

Earnings Presentation Q4 2025 Feb 25, 2026 Q4'25 Results 1 Welcome Guilherme Souto Investor Relations Officer Q4'25 Results 3 Disclaimer Q4'25 Results 2 David Vélez Founder, Chief Executive Officer and Chairman Chief Financial Officer Guilherme Lago This presentation speaks at the date hereof and the Company is under no obligation to update or keep current the information contained in this presentation . Any information expressed herein is subject to change without notice . Any market or other third -party ...