Pagaya Technologies Ltd. 1 3Q 2022 Results November 10, 2022 Legal Disclaimer Cautionary Note About Forward-Looking Statements This document contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, that involve risks and uncertainties. These forward-looking statements generally are identified by the words "anticipate", "believe", "continue", "can," "could", "estimate", "expect", "inten ...

Exhibit 99.1 PAGAYA TECHNOLOGIES LTD. UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION AS OF JUNE 30, 2022 AND DECEMBER 31, 2021 (In thousands) | | June 30, | December 31, | | --- | --- | --- | | | 2022 | 2021 | | Assets | | | | Current assets: | | | | Cash and cash equivalents | $414,968 | $190,778 | | Restricted cash | 10,010 | 7,000 | | Short-term deposits | — | 5,020 | | Fees receivable | 35,066 | 32,332 | | Investments in loans and securities | 4,173 | 5,142 | | Prepaid expenses and ot ...

Pagaya Technologies Ltd. (NASDAQ:PGY) Q2 2022 Earnings Conference Call August 16, 2022 8:30 AM ET Company Participants Jency John – Head-Investor Relations Gal Krubiner – Chief Executive Officer Michael Kurlander – Chief Financial Officer Conference Call Participants Rayna Kumar – UBS John Davis – Raymond James Joseph Vafi – Canaccord Reggie Smith – JPMorgan Blair Abernethy – Rosenblatt Securities Operator Good day, and welcome to the PagayaÂ's Second Quarter 2022 Earnings Call. At this time, all participan ...

Pagaya Technologies Ltd. ©2022 Pagaya. Confidential 1 2Q 2022 Results August 16, 2022 Legal Disclaimer Cautionary Note About Forward-Looking Statements This document contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, that involve risks and uncertainties. These forward-looking statements generally are identified by the words "anticipate", "believe", "continue", "can," "could", "es ...

Exhibit 99.4 RISK FACTORS You should carefully consider the following risk factors before investing in our securities. Certain factors may have a material adverse ef ect on our business, financial conditions and results of operations. The risks and uncertainties described below disclose both material and other risks and uncertainties, and are not intended to be exhaustive and are not the only ones we face. Additional risks and uncertainties that we are unaware of, or that we currently believe to be immateri ...