Core Viewpoint - The National Financial Regulatory Administration has imposed heavy fines on several banks for violations in their credit business, indicating a tightening regulatory environment in the banking sector [1][10]. Group 1: Regulatory Actions - The National Financial Regulatory Administration issued fines to multiple banks, including Minsheng Bank, Wenzhou Bank, Guangxi Beibu Gulf Bank, and Guangdong Nanhai Rural Commercial Bank for various violations [1][10]. - Guangdong Nanhai Rural Commercial Bank was fined 3.8 million yuan for issues such as inadequate review of bank acceptance guarantee deposits and poor post-loan management [2][10]. - Minsheng Bank's Xi'an branch was fined 450,000 yuan for imprudent management of mortgage loans [3][10]. - Jiangxi Suichuan Rural Commercial Bank faced a fine of 1.4 million yuan for issues including inadequate equity management and misuse of loan funds [4][10]. - Jiangxi Huichang Rural Commercial Bank was fined 950,000 yuan for violations related to loan issuance and fund misappropriation [5][10]. - Wenzhou Bank's Ningbo branch was fined 1.35 million yuan for inadequate credit business management and inaccurate regulatory statistics [8][10]. - Guangxi Beibu Gulf Bank was fined 2.05 million yuan for various violations, including poor management of loan fund payments and security controls [9][10]. Group 2: Implications of Regulatory Actions - The regulatory crackdown on credit violations has intensified since 2026, with credit business being the primary focus of penalties [10]. - The current "double penalty system" reflects a shift towards systemic risk prevention as a core logic of financial regulation, indicating that the tightening trend is likely to continue [10].

本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 4.关于制定《中国民生银行合作机构管理办法》的决议 议案表决情况：同意14票，反对0票，弃权0票。 中国民生银行股份有限公司（以下简称"本行"）第九届董事会第十七次会议于2026年1月30日在北京以 现场方式召开，会议通知、会议文件和补充会议通知、补充会议文件分别于2026年1月16日和2026年1月 23日以电子邮件方式发出。会议由高迎欣董事长召集并主持。会议应到董事15名，现场出席董事6名， 董事长高迎欣，副董事长王晓永，董事温秋菊、宋焕政、刘寒星、张俊潼现场出席会议；电话/视频连 线出席董事9名，副董事长刘永好，董事史玉柱、宋春风、梁鑫杰、林立、郑海阳、曲新久、杨志威、 程凤朝通过电话/视频连线参加会议。会议符合《中华人民共和国公司法》《中国民生银行股份有限公 司章程》的规定，表决所形成决议合法、有效。 会议审议通过了如下决议： 1.关于修订《中国民生银行市场风险限额管理办法》的决议 议案表决情况：同意14票，反对0票，弃权0票。 2.关于修订《中国民生银行洗钱、恐怖融资和规 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 重要提示 1.易方达中证电池主题交易型开放式指数证券投资基金（以下简称"本基金"）根据中国证券监督管理委 员会《关于准予易方达中证电池主题交易型开放式指数证券投资基金注册的批复》（证监许可 [2026]142号）进行募集。 2.本基金为交易型开放式、股票型证券投资基金、指数基金。 3.本基金的管理人为易方达基金管理有限公司（以下简称"本公司"），托管人为中国民生银行股份有限 公司，本基金登记结算机构为中国证券登记结算有限责任公司。 4.本基金将自2026年2月4日至2026年2月12日进行发售。本基金的投资人可选择网上现金认购和网下现 金认购2种方式（本基金暂不开通网下股票认购），其中网下现金认购的日期为2026年2月4日至2026年2 月12日，网上现金认购的日期为2026年2月4日至2026年2月12日。如深圳证券交易所对网上现金认购时 间作出调整，本公司将作出相应调整并及时公告。基金管理人根据认购的情况可适当调整募集时间，并 及时公告，但最长不超过法定募集期限。 5.网上现金认购是指投资人通过具有基金销售业务资格的深圳证券交易所会员用深圳证券交易所网上系 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. （在中華人民共和國註冊成立的股份有限公司） （股份代號：01988） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條由中國民生銀行 股份有限公司（「本行」）作出。 茲載列本行在上海證券交易所網站及中國報章刊登之《中國民生銀行股份有限公 司第九屆董事會第十七次會議決議公告》，僅供參閱。 中國，北京 2026年1月30日 於本公告日期，本行執行董事為高迎欣先生、王曉永先生及張俊潼先生；非執行 董事為劉永好先生、史玉柱先生、宋春風先生、梁鑫傑先生、林立先生及鄭海陽 先生；獨立非執行董事為曲新久先生、溫秋菊女士、宋煥政先生、楊志威先生、 程鳳朝先生及劉寒星先生。 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2026-002 中国民 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2026-002 中国民生银行股份有限公司 第九届董事会第十七次会议决议公告 1. 关于修订《中国民生银行市场风险限额管理办法》的决议 议案表决情况：同意 14 票，反对 0 票，弃权 0 票。 2. 关于修订《中国民生银行洗钱、恐怖融资和规避防扩散定向金融制裁风 险管理办法》的决议 议案表决情况：同意 14 票，反对 0 票，弃权 0 票。 1 3. 关于修订《中国民生银行标准化工作管理办法》的决议 议案表决情况：同意 14 票，反对 0 票，弃权 0 票。 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）第九届董事会第十七次会议 于 2026 年 1 月 30 日在北京以现场方式召开，会议通知、会议文件和补充会议通知、 补充会议文件分别于 2026 年 1 月 16 日和 2026 年 1 月 23 日以电子邮件方式发出。 会议由高迎欣董事长召集并主持。会议应到董事 15 名，现场 ...

1月30日，民生银行大宗交易成交100万股，成交额375万元，占当日总成交额的0.29%，成交价3.75元， 较市场收盘价3.75元持平。 | 股票基金信息 | | --- | | | 证券商标 民生银行 | 证券代码 600016 | 成交价(元) 成交金额(万元) 成交量(*) 买入营业部 3.75 375 | 100 | 去奇是教餐留气器 | 悉雷瑟盛顿的有限 | 卖出营业部 | 是否为专场 ко | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 交易日期 026-01-30 | | | | | | | | | ...

Group 1 - The banking sector experienced a decline of 0.53% on January 30, with Huaxia Bank leading the drop [1] - The Shanghai Composite Index closed at 4117.95, down 0.96%, while the Shenzhen Component Index closed at 14205.89, down 0.66% [1] - Major banks such as China Merchants Bank and CITIC Bank showed mixed performance, with China Merchants Bank slightly up by 0.36% and CITIC Bank down by 0.28% [1] Group 2 - The banking sector saw a net outflow of 665 million yuan from institutional investors, while retail investors contributed a net inflow of 564 million yuan [1] - Specific banks like Huaxia Bank and Minsheng Bank faced significant net outflows from institutional investors, with Huaxia Bank seeing a net outflow of 67 million yuan [1] - Retail investors showed a preference for certain banks, with significant net inflows into banks like Ping An Bank and Zhejiang Commercial Bank [1]

Core Viewpoint - The report highlights a decline in the scale of bank wealth management sales in December 2025, with a total of 13.46 trillion yuan, a decrease of 1.05% from November, but an increase of 10% from the beginning of the year. The growth is attributed to a "deposit migration" logic, indicating a shift in customer preferences towards wealth management products [2][6]. Group 1: Bank Performance - Postal Savings Bank showed a remarkable growth rate of 27.2%, leading among the 11 national banks, while China Merchants Bank followed with a 12.2% increase [2][4]. - In absolute terms, China Merchants Bank led with a wealth management sales scale of 4.41 trillion yuan, followed by CITIC Bank and Industrial Bank, each exceeding 1 trillion yuan [2][4]. - The ranking of the 11 banks remained relatively stable, with Postal Savings Bank rising from 7th to 4th place by the end of the year [2][4]. Group 2: Market Dynamics - The overall wealth management sales scale of the 11 banks increased by 1.22 trillion yuan, reflecting a 10% growth from the beginning of the year, with three banks (Postal Savings, China Merchants, and Huaxia) achieving growth rates above 10% [5][6]. - The average yield of wealth management products fell below 2% for the first time, at 1.98%, yet the number of investors increased by 14.37%, indicating a strong demand for stable-return products [8][9]. - The "deposit migration" narrative remains a key driver for the growth of wealth management, as banks focus on deeper market penetration and optimizing customer service [9][10]. Group 3: Future Outlook - Predictions suggest that by the end of 2026, the wealth management scale could reach approximately 38 trillion yuan, with a growth rate of around 12% [11]. - The average risk index is expected to gradually rise, and the proportion of long-term products is anticipated to increase, while T+0 products will decrease [11].

Core Viewpoint - China Minsheng Bank has launched a dedicated "Parent-Child Zone" on its mobile banking platform, aimed at enhancing financial services for families with children, integrating various financial products and educational resources to support family financial management and children's financial literacy [2][5][6]. Group 1: Parent-Child Financial Services - The "Parent-Child Zone" serves as a comprehensive online financial service entry point for families, showcasing products like children's accounts, wealth management tools, and exclusive credit cards, along with non-financial benefits such as birthday gifts and financial literacy classes [2][5]. - The launch of this zone marks a significant milestone in the development of the "Minsheng Tongxing" brand, indicating a comprehensive upgrade of services for parent-child customer segments [2][5]. Group 2: Financial Literacy and Education - Minsheng Bank recognizes the importance of integrating financial services with educational support, aiming to assist families in wealth planning and financial literacy for children [5][10]. - The bank's approach includes providing age-appropriate financial management tools, allowing children to gradually engage in managing their finances under parental guidance, thus fostering a sense of responsibility and understanding of money management [7][8]. Group 3: Practical Applications and Community Engagement - The "Parent-Child Zone" features functions like "Baby Tasks," which integrate financial education into daily family activities, helping children understand the value of work and rewards through task completion [10][11]. - Minsheng Bank also conducts various offline financial literacy and community engagement activities, such as workshops and interactive courses, to enhance children's understanding of financial concepts in a fun and engaging manner [11][12]. Group 4: Future Developments - The bank plans to continuously enrich the "Parent-Child Zone" with more financial products tailored to family needs, alongside ongoing financial education courses and community activities, creating a holistic approach to parent-child financial services [12].

为精准破解民营企业融资痛点，搭建政银企高效对接"快车道"，切实提升企业融资可得性与获得感，1月28日，市工商联与市商务局、市贸促会、中国人 民银行盘锦分行、市金融监管局、中国民生银行盘锦分行共同举办第二十期盘商沙龙会，60余名民营企业家参加活动。 中国民生银行盘锦分行行长邱可非现场授课答疑，结合民营企业发展特性与实际融资需求，对民生银行重点金融业务、特色信贷产品及最新惠企政策进行 全景式解读。他以通俗化表达拆解金融产品核心要点，用案例化分析讲解政策适用场景，帮助企业真正"懂政策、会运用、得实惠"。 互动咨询环节氛围热烈，参会企业家围绕融资额度、审批流程、利率优惠、担保方式等核心关切，与邱可非行长面对面深入交流。邱行长针对企业个性化 需求逐一细致答疑，现场量身定制融资解决方案。 市工商联、市商务局、市贸促会、人民银行盘锦分行、市金融监管局的负责人也纷纷针对企业提出的意见和建议给予解答和回复。 下一步，盘锦市工商联将持续以"盘商沙龙会"为重要载体，聚焦企业发展全周期需求，搭建更多专业化、精准化服务平台，推动政银企合作常态化、长效 化，为盘锦市民营经济高质量发展注入更强劲的金融动能。 NEWS 监制丨王志学 责编丨 ...