特此公告。 附件：厦门银行股份有限公司第九届董事会职工董事简历 厦门银行股份有限公司董事会 2026 年 2 月 12 日 证券代码：601187 证券简称：厦门银行 公告编号：2026-005 厦门银行股份有限公司 关于选举产生第九届董事会职工董事的公告 厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 厦门银行股份有限公司（以下简称"公司"）于 2026 年 2 月 12 日召开第六 届职工代表大会第十四次会议暨工会会员代表大会第十三次会议，选举王建平先 生为公司第九届董事会职工董事。董事任职资格自监管机构核准后生效，任期自 监管机构核准其任职资格之日起至第九届董事会届满之日止。 附件：职工董事简历 王建平先生，1970年7月出生，中国国籍，无境外永久居留权，本科学历， 硕士学位。历任厦门市财政局政治处科员、组织人事处主任科员、会计处主任科 员，厦门市公物处理中心主任，厦门市行政事业资产管理中心副主任、主任，厦 门市财政局办公室主任、办公室（政策研究室）主任、文教处处长（挂职任两岸 区域性金融中心片区指挥部总 ...

格隆汇2月12日丨厦门银行(601187.SH)公布，公司于2026年2月12日召开第六届职工代表大会第十四次 会议暨工会会员代表大会第十三次会议，选举王建平先生为公司第九届董事会职工董事。董事任职资格 自监管机构核准后生效，任期自监管机构核准其任职资格之日起至第九届董事会届满之日止。 ...

格隆汇2月12日丨厦门银行(601187.SH)公布，公司于2026年2月12日召开第六届职工代表大会第十四次 会议暨工会会员代表大会第十三次会议，选举王建平先生为公司第九届董事会职工董事。董事任职资格 自监管机构核准后生效，任期自监管机构核准其任职资格之日起至第九届董事会届满之日止。 ...

Core Viewpoint - The A-share market for banks experienced a collective decline, with several banks showing significant drops in their stock prices on February 12 [1] Group 1: Stock Performance - Chongqing Bank saw a decline of 2.27%, with a total market value of 36 billion [2] - Agricultural Bank dropped by 1.62%, with a market capitalization of 2,337.9 billion [2] - CITIC Bank decreased by 1.57%, with a market value of 417.9 billion [2] - Xiamen Bank fell by 1.57%, with a market capitalization of 19.9 billion [2] - Qingnong Commercial Bank declined by 1.55%, with a market value of 17.6 billion [2] - Qingdao Bank decreased by 1.41%, with a market capitalization of 32.6 billion [2] - Qilu Bank fell by 1.18%, with a market value of 36.2 billion [2] - Xi'an Bank dropped by 1.30%, with a market capitalization of 16.9 billion [2] - China Construction Bank decreased by 1.23%, with a market value of 23,152 billion [2] - Everbright Bank fell by 1.19%, with a market capitalization of 195.6 billion [2] - Pudong Development Bank decreased by 1.18%, with a market value of 334.7 billion [2] - Industrial and Commercial Bank dropped by 1.10%, with a market capitalization of 25,697 billion [2] - Jiangyin Bank fell by 1.06%, with a market value of 11.5 billion [2] - Zijin Bank decreased by 1.05%, with a market capitalization of 10.3 billion [2] - Zhangjiagang Bank fell by 1.05%, with a market value of 11.5 billion [2] - China Merchants Bank decreased by 1.04%, with a market capitalization of 983.3 billion [2] Group 2: Year-to-Date Performance - Chongqing Bank has a year-to-date decline of 2.91% [2] - Agricultural Bank has seen a year-to-date drop of 13.02% [2] - CITIC Bank's year-to-date decline is 2.47% [2] - Xiamen Bank has a year-to-date increase of 2.59% [2] - Qingnong Commercial Bank's year-to-date increase is 2.26% [2] - Qingdao Bank has a significant year-to-date increase of 25.00% [2] - Qilu Bank has a year-to-date increase of 4.53% [2] - Xi'an Bank's year-to-date increase is 2.70% [2] - China Construction Bank has a year-to-date decline of 4.63% [2] - Everbright Bank's year-to-date decline is 2.26% [2] - Pudong Development Bank has a significant year-to-date decline of 19.21% [2] - Industrial and Commercial Bank has a year-to-date decline of 9.08% [2] - Jiangyin Bank has a year-to-date increase of 2.19% [2] - Zijin Bank's year-to-date increase is 4.03% [2] - Zhangjiagang Bank has a year-to-date increase of 3.06% [2] - China Merchants Bank has a year-to-date decline of 4.99% [2]

Group 1 - The A-share market saw a collective decline in bank stocks, with Chongqing Bank dropping over 2% and several other banks, including Agricultural Bank, CITIC Bank, and Xiamen Bank, falling more than 1% [1] - Chongqing Bank's stock decreased by 2.27%, with a total market capitalization of 36 billion and a year-to-date decline of 2.91% [2] - Agricultural Bank's stock fell by 1.62%, with a market cap of 2,337.9 billion and a year-to-date decline of 13.02% [2] Group 2 - CITIC Bank's stock decreased by 1.57%, with a market capitalization of 417.9 billion and a year-to-date decline of 2.47% [2] - Xiamen Bank's stock also fell by 1.57%, with a market cap of 19.9 billion and a year-to-date increase of 2.59% [2] - Qingnong Commercial Bank's stock dropped by 1.55%, with a market cap of 17.6 billion and a year-to-date increase of 2.26% [2] Group 3 - Other banks such as Qilu Bank, Xi'an Bank, and China Construction Bank experienced declines of 1.18% to 1.30%, with respective market caps of 36.2 billion, 16.9 billion, and 23,152 billion [2] - The stock of Industrial and Commercial Bank fell by 1.10%, with a market cap of 25,697 billion and a year-to-date decline of 9.08% [2] - China Merchants Bank's stock decreased by 1.04%, with a market cap of 98.33 billion and a year-to-date decline of 4.99% [2]

（原标题：节奏明显加快 多家银行火速跟进 "降息"！） 继国有大行及股份制银行下调存款利率后，多地区城、农商行等中小银行也火速跟进下调。 广西平乐农村合作银行也将于8月1日起调整人民币存款挂牌利率，降幅更是高达70个基点。其中，该行 整存整取定期存款1年期利率下调10个基点至1.8%，2年期利率下调40个基点至1.9%，3年期利率下降70 个基点为2.1%，5年期利率下调50个基点为2.3%。 "降息"节奏明显加快 据悉，本轮"降息"最早始于7月25日六大国有银行率先宣布对存款挂牌利率给予下调。此后，在仅4天时 间，18家股份制银行也紧跟其步伐，火速完成对存款挂牌利率调降。 记者注意到，从以往的"降息"进程来看，都是大行带头，股份行、城商行、农商行等中小银行依次跟 进，但本轮"降息"的调整节奏却颇为迅速，仅一周时间已经进展至中小银行。 对于银行存款降息节奏的变快，光大银行金融市场部宏观组研究员周茂华对本报记者指出，近期，确实 新一轮中小银行对存款利率调整的周期明显缩短，可能与当前部分银行净息差压力相对较大有关。"此 外，经过前几轮银行不断对存款利率下调，市场和机构也逐步适应了这个调整模式，因此，市场也可能 对 ...

Summary of Conference Call on Banking Sector Outlook Industry Overview - The conference focused on the banking sector, specifically discussing the performance and outlook of 11 listed banks in China for the year 2025 and beyond [1][6]. Key Points and Arguments 1. Overall Performance of Banks - The performance of the 11 banks exceeded expectations, indicating a robust resilience in the banking sector [1][6]. - The net interest margin (NIM) showed signs of stabilization, with a narrowing year-on-year decline contributing significantly to interest income and revenue growth [1][2]. 2. Sensitivity of Interest Income - Interest income is highly sensitive to changes in NIM; a decrease of 10 basis points (BP) in NIM could reduce net interest income growth by 7 percentage points, while a 5 BP decrease would result in a 3.5 percentage point reduction [2]. 3. Fee Income Recovery - There has been a recovery in fee income due to improved capital market conditions and asset allocation by residents, leading to a continuous improvement in bank fees [2][4]. 4. Potential for Old Bond Gains - The banks hold significant unrealized gains on old bonds, which presents a substantial opportunity for realization [3]. 5. Positive Outlook for 2026 - The overall judgment is that the situation in 2026 will be better than in 2025, driven by stable basis points, improving fees, and gains from old bonds [3]. 6. Investment Perspective - The investment strategy focuses on absolute returns, targeting a return on equity (ROE) of around 13% and a price-to-book (PB) ratio of 0.67 times, indicating a reasonable pricing range [3][4]. - The recommendation is to select stocks based on high growth and high dividend yield, particularly in regions like Jiangsu, Nanjing, and Qilu [4][5]. 7. Performance of Specific Banks - Notable banks such as China Merchants Bank and Industrial Bank showed positive revenue growth, with some banks transitioning from negative to positive growth [6][7]. - City commercial banks like Nanjing Bank and Qingdao Bank reported double-digit revenue growth, indicating strong performance [7][10]. 8. Asset Quality and Non-Performing Loans (NPLs) - The asset quality remains stable, with many banks reporting a decrease in NPL ratios. For instance, Qingdao Bank's NPL ratio dropped significantly [10][11]. - The overall trend suggests a gradual improvement in asset quality, with expectations for continued stability in 2026 [11][12]. 9. Credit Growth and Demand - Credit growth is expected to remain strong, particularly in major provinces like Sichuan and Jiangsu, which reported credit growth rates above 8% [12][13]. - The demand for corporate loans remains robust, while retail loan demand is weaker [12]. 10. Future Risks and Projections - There are concerns regarding the potential exposure of retail loans, particularly in mortgage and consumer credit segments, but the overall increase in NPLs is expected to be limited [16][17]. - Projections for 2025 indicate a slight increase in NPL ratios for retail loans, but overall asset quality is expected to remain stable [17][18]. 11. Revenue Growth Expectations - The banking sector is projected to achieve a revenue growth rate of approximately 1.2% year-on-year, with city commercial banks leading in net profit growth [19][20]. 12. Stock Selection Strategy - The stock selection strategy emphasizes high ROE and high dividend yield, with recommendations for both Hong Kong and A-share listed banks [20][21]. Additional Important Insights - The conference highlighted the importance of wealth management in driving fee income, with expectations for continued positive contributions to revenue [19]. - The overall sentiment is optimistic regarding the banking sector's ability to navigate challenges and capitalize on growth opportunities in the coming years [22].

Group 1 - The A-share market saw a general rise in bank stocks, with Qingnong Commercial Bank and Qilu Bank increasing by over 2% [1] - Xiamen Bank, Zhangjiagang Bank, Zijin Bank, and Minsheng Bank all experienced gains of over 1% [1]

2026.02. 08 本文字数：2775，阅读时长大约4分钟 作者 | 第一财经 陈君君 2月初以来，A股银行板块逆势走强，连续多个交易日跑赢大盘。Wind数据显示，2月5日，42只A股 银行股全线收涨，中小银行表现尤为突出，厦门银行涨停，重庆银行涨幅超过5%，上海银行涨超 4%，南京银行、杭州银行、宁波银行等多只个股涨幅在2%~3%之间。 业内人士认为，本轮银行股走强并非单一因素驱动，而是基本面与资金面共振所致。随着净息差下行 压力缓解、资产质量改善，银行业经营韧性逐步显现，2026年全年营收和净利润增速有望逐季修 复。同时，银行板块具备高股息、低估值和防御属性，在风险偏好下行阶段对保险等长线资金的吸引 力仍然较强，相关资金预计将持续流入。 城农商行接棒成为板块"主角" 相较于去年大型银行领涨的行情，银行板块本轮行情变化集中于城农商行。2026年年初，银行（申 万）指数一度从4190点回落，1月29日盘中最低触及3842.19点，此后逐步震荡修复。截至2月6日 收盘，指数回升至3971.44点。 个股层面，分化特征明显。过去一年（2025年2月28日至2026年2月6日），多只以城商行为代表的 区域性银行 ...

从防御到主动配置。 2月初以来，A股银行板块逆势走强，连续多个交易日跑赢大盘。Wind数据显示，2月5日，42只A股银 行股全线收涨，中小银行表现尤为突出，厦门银行涨停，重庆银行涨幅超过5%，上海银行涨超4%，南 京银行、杭州银行、宁波银行等多只个股涨幅在2%~3%之间。 业内人士认为，本轮银行股走强并非单一因素驱动，而是基本面与资金面共振所致。随着净息差下行压 力缓解、资产质量改善，银行业经营韧性逐步显现，2026年全年营收和净利润增速有望逐季修复。同 时，银行板块具备高股息、低估值和防御属性，在风险偏好下行阶段对保险等长线资金的吸引力仍然较 强，相关资金预计将持续流入。 城农商行接棒成为板块"主角" 相较于去年大型银行领涨的行情，银行板块本轮行情变化集中于城农商行。2026年年初，银行（申万） 指数一度从4190点回落，1月29日盘中最低触及3842.19点，此后逐步震荡修复。截至2月6日收盘，指数 回升至3971.44点。 个股层面，分化特征明显。过去一年（2025年2月28日至2026年2月6日），多只以城商行为代表的区域 性银行跑赢行业平均水平。Wind数据显示，厦门银行近一年区间涨幅达40.36% ...