每经AI快讯，2月5日，银行板块盘中逆势拉升，厦门银行涨超6%，重庆银行、上海银行、宁波银行、 南京银行涨幅靠前。 每日经济新闻 ...

每经AI快讯，2月5日，银行板块盘中逆势拉升，厦门银行涨超6%，重庆银行、上海银行、宁波银行、 南京银行涨幅靠前。 每日经济新闻 ...

2月5日，银行板块继续走强，个股全线上涨，截至发稿，厦门银行涨超5%，重庆银行涨超3%，齐鲁银 行、南京银行、沪农商行等涨超2%，全市场规模最大的银行ETF（512800）场内价格涨逾1%，向上收 复20日线。 | 分时 多日 · 综合屏 F9 前型权 超级叠加 面试 工具 (2 )> | | | | | | 银行ETF O | | | --- | --- | --- | --- | --- | --- | --- | --- | | 512800.SHI間行ETF] 2026/02/05 收0.787 幅1.03%(0.008) 开0.781 高型 | | 200 787 +0.008 +1.03% | | | | | | | | | | | | | 512800 | | | MAS 0.7771 MA10 0.7741 MA20 0.7841 MA60 0.8141 MA120 0.8191 MA277 x2 | | SSE CNY 10:26:29 交易中 查看L2全国 | | | | | | | 0.858-> | 0.860 | 净值班费 | 学堂中证银行ETF | | | 437% 120日 | ...

Group 1 - The banking sector (core stocks) is experiencing an upward trend, with a 1.07% increase, driven by active performances from stocks like Qilu Bank and Xiamen Bank, which rose over 3% [1] - The current market sentiment is based on multiple improvements in the fundamentals of banking core stocks, including strong performance in annual credit issuance and a stabilizing net interest margin, enhancing the certainty of earnings growth [2][3] - The annual marketing season for banks is showing better-than-expected credit issuance compared to the same period in 2025, with many small and medium-sized banks receiving approval for capital increases, which is expected to improve the overall capital structure of the banking industry [3] Group 2 - State-owned banks, as the main force in credit issuance, are expanding their corporate credit lending during the marketing period, directly benefiting from the release of credit demand in the real economy, leading to strong earnings growth certainty [4] - Joint-stock banks are expected to see effective alleviation of profit pressure as net interest margins stabilize, with continued growth in wealth management and other intermediary businesses, indicating significant valuation recovery potential [4] - Rural financial institutions are focusing on the county-level real economy, with significant business growth during seasonal credit demand periods, and their capital strength is expected to improve through capital optimization, enhancing their ability to support rural development [4]

Core Viewpoint - The banking sector experienced an initial rise on February 5, with notable increases in stock prices for several banks, indicating positive market sentiment towards the banking industry [1][2]. Group 1: Stock Performance - Qilu Bank saw a significant increase of over 3%, with its latest price at 5.94 and a market capitalization of 36.554 billion [2][3]. - Xiamen Bank's stock rose by 1.80%, reaching a price of 7.34 and a market capitalization of 19.329 billion [2][3]. - Nanjing Bank's stock increased by 1.30%, with a current price of 10.92 and a market capitalization of 135.01 billion [2][3]. - Zijin Bank's stock rose by 1.09%, priced at 2.78 with a market capitalization of 9.873 billion [2][3]. - Chongqing Bank's stock increased by 1.07%, with a price of 10.41 and a market capitalization of 19.601 billion [2][3]. Group 2: Market Trends - The banking sector showed a weekly increase of 0.46%, while it experienced a monthly decline of 0.77% and a quarterly decline of 4.89% [2][3].

Core Viewpoint - The performance reports of 10 A-share listed banks indicate overall steady growth in profitability and asset quality, with expectations for continued improvement in 2026 as net interest margin decline is expected to narrow and credit costs continue to decrease [1][2]. Profitability - All 10 A-share listed banks reported year-on-year growth in net profit for 2025, with notable performance from city commercial banks [2]. - Qingdao Bank achieved a net profit of 5.188 billion yuan, marking a 21.66% year-on-year increase, leading the group of disclosed banks [2]. - Other banks such as Ningbo Bank, Nanjing Bank, and Hangzhou Bank also surpassed 10 billion yuan in net profit, with year-on-year growth rates of 8.13%, 8.08%, and 12.05% respectively [2][3]. Revenue Growth - Except for CITIC Bank, all other banks reported positive revenue growth for 2025 [4]. - Nanjing Bank recorded the highest revenue growth at 10.48%, reaching 55.54 billion yuan, while Qingdao Bank and Ningbo Bank reported revenue of 14.573 billion yuan and 71.968 billion yuan, with growth rates of 7.97% and 8.01% respectively [4][5]. - The revenue growth of city commercial banks and rural commercial banks showed some differences, with Nanjing Bank benefiting from strong net interest income growth [4]. Asset Quality - The asset quality of the 10 listed banks remained stable, with most reporting a steady or declining non-performing loan (NPL) ratio [6][9]. - Qingdao Bank's NPL ratio decreased to 0.97%, down 17 basis points from the previous year, indicating improved asset quality [9][10]. - The provision coverage ratio for Qingdao Bank increased to 292.3%, reflecting a continuous improvement in core asset quality indicators [10]. Market Outlook - Analysts expect that the net interest margin for listed banks will stabilize, with a slight narrowing of the decline anticipated in 2026 [8][9]. - The first quarter of 2026 is projected to see a significant increase in credit issuance, with January alone expected to account for over 30% of the annual total [8]. - The overall credit growth is expected to remain robust, supported by favorable monetary policy adjustments [8].

2月4日，银行低开高走，全天走强，个股集体拉升，截至收盘，A股42只银行股近九成涨逾1%，宁波 银行、厦门银行涨超3%，青岛银行、齐鲁银行涨超2%，常熟银行、杭州银行、招商银行等涨幅居前。 | | 代码 | 名称 | 两日图 | 现价 | 涨跌 | 涨跌幅 | | --- | --- | --- | --- | --- | --- | --- | | | 002142 | 宁波银行 | | 31.70 | | | | 2 | 601187 | 厦门银行 | | 7.21 | 0.22 | 3.15% | | 3 | 002948 | 青岛银行 | | 5.52 | 0.15 | 2.79% | | 4 | 601665 | 齐鲁银行 | m | 5.76 | 0.12 | 2.13% | | 5 | 601128 | 常熟銀行 | | 7.26 | 0.14 | 1.97% | | 6 | 600908 | 元锡银行 | | 5.88 | 0.11 | 1.91% | | | 600926 | 杭州银行 | Ma | 16.14 | 0.30 | 1.89% | | 8 | 601009 | 南京银行 | | ...

Group 1 - The city commercial bank sector increased by 1.9% on February 4, with Ningbo Bank leading the gains [1] - The Shanghai Composite Index closed at 4102.2, up 0.85%, while the Shenzhen Component Index closed at 14156.27, up 0.21% [1] - Key individual stock performances included Ningbo Bank at 31.70 with a rise of 3.26%, Xiamen Bank at 7.21 with a rise of 3.15%, and Qingdao Bank at 5.52 with a rise of 2.79% [1] Group 2 - The net inflow of main funds in the city commercial bank sector was 128 million yuan, while retail funds saw a net inflow of 67.65 million yuan [1] - The table of fund flows indicated that Ningbo Bank had a main fund net inflow of 1.15 billion yuan, while retail funds experienced a net outflow of 1.34 billion yuan [2] - Jiangsu Bank had a main fund net inflow of 38.95 million yuan, but retail funds saw a net outflow of 73.94 million yuan [2]

Core Viewpoint - Xiamen Bank's 2025 performance report indicates a return to positive growth in profitability and a steady development trend under the guidance of the new management's "2+3" five-year strategic plan [1] Group 1: Financial Performance - In 2025, Xiamen Bank achieved total operating revenue of 5.856 billion yuan, a year-on-year increase of 1.69% [2] - The total profit reached 2.768 billion yuan, up 1.18% year-on-year, while net profit was 2.750 billion yuan, reflecting a 1.64% increase [2] - The bank's total assets reached 453.099 billion yuan by the end of 2025, growing by 11.11% compared to the previous year [2] - The total amount of loans and advances increased significantly by 18.39% to 243.247 billion yuan, enhancing its core position in credit assets [2] Group 2: Asset and Liability Management - Xiamen Bank's total liabilities reached 418.814 billion yuan, an increase of 11.56% year-on-year, with total deposits growing by 13.75% to 243.613 billion yuan [2] - The bank's non-performing loan ratio remained stable at 0.77%, maintaining a strong risk buffer with a provision coverage ratio of 312.63% [3] Group 3: Strategic Focus and Growth Areas - The bank is enhancing its competitive edge by focusing on its unique strengths, particularly in serving Taiwanese clients, with a 23% increase in Taiwanese customer numbers and a 19% increase in Taiwanese enterprise clients [4] - Xiamen Bank is actively aligning with national strategies, particularly in green development and technological innovation, with green loans and technology loans growing by 68.55% and 44.55% respectively [4] Group 4: Shareholder Returns - The basic earnings per share reached 0.90 yuan, a year-on-year increase of 1.12%, while the weighted average return on equity was 9.05% [5] - The net asset value per share for common shareholders increased by 3.50% to 10.06 yuan, indicating a solid capital foundation for future growth [5] Group 5: Overall Outlook - Xiamen Bank's 2025 performance reflects a robust recovery in operational performance through expansion, structural optimization, and deepening of unique strengths, positioning the bank for continued profitability and enhanced core competitiveness [5]

2月3日金融一线消息，厦门银行发布公告称，公司于2025年12月12日召开的2025年第二次临时股东大会 审议通过了《关于不再设立监事会的议案》《关于修订<厦门银行股份有限公司章程>的议案》。近 日，公司收到《国家金融监督管理总局厦门监管局关于厦门银行股份有限公司修改公司章程的批复》， 上述修订章程事项已获核准。 厦门银行表示，自公司章程获得监管机构核准之日起，公司不再设立监事会，由董事会审计委员会行使 《公司法》及其他法律、监管法规规定的监事会职权。王建平、吴灿鑫、郑峰、邓家驹、胡小雷、周晓 红不再担任公司监事及监事会相关职务。《厦门银行股份有限公司监事会议事规则》等监事会相关公司 治理文件同步废止。 责任编辑：秦艺 2月3日金融一线消息，厦门银行发布公告称，公司于2025年12月12日召开的2025年第二次临时股东大会 审议通过了《关于不再设立监事会的议案》《关于修订<厦门银行股份有限公司章程>的议案》。近 日，公司收到《国家金融监督管理总局厦门监管局关于厦门银行股份有限公司修改公司章程的批复》， 上述修订章程事项已获核准。 厦门银行表示，自公司章程获得监管机构核准之日起，公司不再设立监事会，由董事会审计 ...