上市保荐书 二零二四年九月 厦门银行股份有限公司向不特定对象发行可转换公司债券 上市保荐书 声 明 广发证券股份有限公司 金圆统一证券有限公司 关于厦门银行股份有限公司 向不特定对象发行可转换公司债券 之 广发证券股份有限公司、金圆统一证券有限公司及具体负责本次证券发行上 市项目的保荐代表人已根据《中华人民共和国公司法》（下称"《公司法》"）、 《中华人民共和国证券法》（下称"《证券法》"）等法律法规和中国证券监督 管理委员会（下称"中国证监会"）、上海证券交易所（下称"上交所"）有关 规定，诚实守信，勤勉尽责，严格按照依法制订的业务规则和行业自律规范出具 本上市保荐书，并保证所出具文件真实、准确、完整。 如无特别说明，本上市保荐书中所有简称和释义，均与《厦门银行股份有限 公司向不特定对象发行可转换公司债券募集说明书》一致。 3-2-1 | 声 | 明 | 1 | | --- | --- | --- | | 目 | 录 | 2 | | 第一节 | | 本次证券发行基本情况 3 | | | | 一、发行人基本情况 3 | | | | 二、本次证券发行的基本情况 17 | | | | 三、保荐代表人、项目协办人及 ...

编号：2024-09 证券代码：601187 证券简称：厦门银行 厦门银行股份有限公司 投资者关系活动记录表 | --- | --- | --- | --- | |----------------|------------------------|--------------------------------------|----------------------------------------------------------| | | | | | | 投资者关系活动 | R | 特定对象调研 □分析师会议 □媒体采访 | | | 类别 | □ | 业绩说明会 □新闻发布会 □路演活动 | | | | □ 现场参观 □其他 | | | | 参与单位名称 | | | 申万宏源证券、招商证券、中信保诚基金、财通基金、华安财保 | | | 资产、前海再保险等 | 8 家机构、 11 | 人次参加线下调研 | | 时间 | 2024 年 9 月 4 | 日（星期三） 9:30–11:00 | | | 地点 | 厦门银行 A602 | 会议室 | | | 公司接待人员 | | | 行长吴昕颢、副行长兼董事会 ...

证券代码：601187 证券简称：厦门银行 公告编号：2024-036 厦门银行股份有限公司 会 议 召 开 地 点 ： 上 海 证 券 交 易 所 上 证 路 演 中 心 （ 网 址 ： http://roadshow.sseinfo.com/） 会议召开方式：上证路演中心网络互动 投资者可于 2024 年 9 月 5 日（星期四）至 9 月 11 日（星期三） 16:00 前登录上证路演中心网站首页点击"提问预征集"栏目或通过 厦 门 银 行 股 份 有 限 公 司 （ 以 下 简 称 " 公 司 " ） 邮 箱 （dshbgs@xmbankonline.com）进行提问。公司将在业绩说明会上对 投资者普遍关注的问题进行回答。 公司已于 2024 年 8 月 29 日发布公司 2024 年半年度报告，为便 于广大投资者更全面深入地了解公司 2024 年半年度经营成果、财务 状况，公司计划于 2024 年 9 月 12 日（星期四）上午 11:00-12:00 举 行 2024 年半年度业绩说明会，就投资者关心的问题进行交流。 一、说明会类型 关于召开 2024 年半年度业绩说明会的公告 厦门银行股份有限公 ...

证券代码：601187 证券简称：厦门银行 公告编号：2024-035 厦门银行股份有限公司 2024 年度"提质增效重回报"行动方案的公告 厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 为深入贯彻党的二十届三中全会和中央金融工作会议精神，坚定落实国务院 《关于进一步提高上市公司质量的意见》要求，厦门银行股份有限公司（以下简 称"公司"）坚守城商行市场定位，每三年制定一轮发展战略规划，不断推动公 司高质量发展和投资价值提升，切实保障广大投资者合法权益。2024 年-2026 年， 公司以"结构优化、质效优先、安全稳健、特色鲜明、机制灵活"为战略目标， 坚定执行"业务战略、分行战略、协同战略、ESG 战略"四大业务发展战略，稳 步推进战略实施，依托公司资源禀赋全力做好"五篇大文章"。2024 年度公司 "提质增效重回报"行动方案相关情况如下： 一、倾力支持小微企业，精耕细作普惠金融 公司坚持做小微企业的主办行，通过加大信贷资源配置、优化激励机制、创 新金融产品等一系列举措，持续为小微企业业务发展引进"愿贷"活水 ...

证券代码：601187 证券简称：厦门银行 公告编号：2024-032 厦门银行股份有限公司 第九届董事会第八次会议决议公告 厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 厦门银行股份有限公司（以下简称"公司"）第九届董事会第八次会议通知 于 2024 年 8 月 16 日以电子邮件方式发出，会议于 2024 年 8 月 28 日在厦门以 现场会议方式召开，由姚志萍董事长召集并主持。本次会议应出席的董事 13 人， 亲自出席会议的董事 13 人。公司监事及高级管理人员列席了会议。本次会议的 召集、召开程序符合《中华人民共和国公司法》等法律法规和《厦门银行股份有 限公司章程》的有关规定。 一、审议并通过《厦门银行股份有限公司关于 2024 年半年度报告及其摘要 的议案》 表决结果：以 13 票赞成，0 票反对，0 票弃权获得通过。 与会董事对议案进行了审议，形成如下决议： 本议案已经公司董事会审计委员会审议通过。 详见公司同日于上海证券交易所网站（www.sse.com.cn）披露的《厦门银行 股份有限公司 2 ...

Financial Performance - Revenue for the first half of 2024 was RMB 2,892,242 thousand, a decrease of 2.21% compared to the same period in 2023[15] - Net profit attributable to shareholders of the parent company for the first half of 2024 was RMB 1,213,680 thousand, a decrease of 15.03% compared to the same period in 2023[15] - Operating profit for the first half of 2024 was RMB 1,317,880 thousand, a decrease of 20.10% compared to the same period in 2023[15] - Total profit for the first half of 2024 was RMB 1,317,877 thousand, a decrease of 20.00% compared to the same period in 2023[15] - Net cash flow from operating activities for the first half of 2024 was RMB 81,339 thousand, compared to a negative RMB 27,431,570 thousand in the same period in 2023[15] - Basic earnings per share for the first half of 2024 was RMB 0.46, a decrease of 15.03% compared to the same period in 2023[15] - Basic earnings per share decreased by 15.69% to 0.43 RMB compared to the same period last year[17] - Revenue for the first half of 2024 was 2.892 billion yuan, a 2.21% year-on-year decrease, with net profit attributable to shareholders dropping 15.03% to 1.214 billion yuan[76] - Interest income decreased by 10.58% to 2.001 billion yuan, impacted by narrowing interest margins and lower market interest rates[81] - Non-interest net income increased by 23.83% to 891 million RMB, driven by higher investment income[84] - Fee and commission net income decreased by 8.09% to 180 million RMB, primarily due to lower agency business fees[86] - Investment income surged by 283.26% to 557,297 thousand RMB, significantly boosting non-interest income[85] - Credit impairment losses rose sharply by 144.18% to 464 million RMB, mainly due to increased loan impairment provisions[91] - Business and management expenses decreased slightly by 0.68% to 1,075 million RMB, reflecting effective cost control[89] - Employee costs accounted for 66.79% of total business and management expenses, amounting to 717,772 thousand RMB[90] - Investment income surged 283.26% to RMB 557,297 thousand in the first half of 2024, driven by gains from financial instruments measured at fair value[124] - Credit impairment losses increased by 144.18% to RMB 463,519 thousand in the first half of 2024, mainly due to increased loan impairment provisions[124] Assets and Liabilities - The company's total assets as of June 30, 2024, were RMB 2,854,759 thousand, a decrease of 2.21% compared to the end of 2023[15] - The company's total liabilities as of June 30, 2024, were RMB 2,854,759 thousand, a decrease of 2.21% compared to the end of 2023[15] - The company's equity attributable to shareholders of the parent company as of June 30, 2024, was RMB 2,854,759 thousand, a decrease of 2.21% compared to the end of 2023[15] - Total assets increased by 1.99% to 398.45 billion RMB compared to the previous period[16] - Total assets reached 398.455 billion yuan, up 1.99% from the end of the previous year, with loans and advances totaling 213.287 billion yuan, a 1.71% increase[75] - Total liabilities amounted to 367.221 billion yuan, a year-on-year increase of 1.96%[94] - Shareholders' equity increased to 31.233 billion yuan, up 2.36% year-on-year[94] - Total loans and advances reached 2,132.87 billion yuan, a year-on-year increase of 1.71%[95] - Corporate loans and advances accounted for 56.13% of total loans, with a balance of 1,197.11 billion yuan[96] - Personal loans and advances accounted for 34.77% of total loans, with a balance of 741.69 billion yuan[96] - Real estate loans accounted for 3.96% of total loans, with a balance of 84.37 billion yuan, a slight decrease of 0.02 percentage points year-on-year[98] - Loans and advances in Xiamen accounted for 45.38% of total loans, with a balance of 967.83 billion yuan[101] - Collateralized loans and advances accounted for 72.29% of total loans, with a balance of 1,541.88 billion yuan[102] - The top ten loan customers accounted for 3.43% of total loans, with a combined balance of 73.19 billion yuan[104] - Total loans to top 10 clients amounted to 7,318,759 thousand RMB, accounting for 3.43% of total loans[105] - Buyback financial assets decreased by 31.34 billion RMB, a 27.92% decline year-over-year[106] - Financial investment balance increased by 6.195 billion RMB, up 5.38%, with government bonds driving growth[109] - Total deposits decreased by 1.10% to 2,052.87 billion RMB, with corporate deposits down 7.66% and personal deposits up 11.57%[111] - Interbank and other financial institution deposits increased by 3.615 billion RMB, a 51.09% rise[113] - Sell-back financial assets decreased by 380 million RMB, down 1.71%[115] - Bonds payable increased by 3.279 billion RMB, up 4.17%, driven by new small business financial bonds[117] - Shareholders' equity increased by 719 million RMB, up 2.36%, due to retained earnings and other comprehensive income[119] - Net cash inflow from operating activities was 81 million RMB, primarily due to increased interbank deposits[121] - Net cash outflow from investing activities was 3.862 billion RMB, mainly from bond investments[121] - Operating cash flow for the first half of 2024 was RMB 81,339 thousand, compared to a negative RMB 27,431,570 thousand in the same period of 2023[122] - Investment cash flow for the first half of 2024 was negative RMB 3,862,462 thousand, a 179.2% increase in outflow compared to the same period in 2023[122] - Bank acceptance bills decreased by 12.4% to RMB 44,130,963 thousand as of June 30, 2024, compared to December 31, 2023[122] - Other assets increased by 227.3% to RMB 4,593,433 thousand as of June 30, 2024, mainly due to increased clearing items[124] - The company's loan and advances balance decreased by 3.19% to 4,233,800 thousand RMB[83] - The company's bond and other investments increased by 8.38% to 1,463,503 thousand RMB[83] - The company's financial bonds held amounted to 3,718,538 thousand yuan, with policy financial bonds accounting for the majority[147] - The company's fixed assets, including buildings, remained stable at 6,030 thousand yuan with no changes in impairment provisions[146] Loans and Advances - Corporate loans and advances grew by 7.12% to 119.71 billion RMB, while personal loans and advances decreased by 1.68% to 74.17 billion RMB[16] - Corporate loans and advances (excluding bill discounts) grew by 7.12% to RMB 119.711 billion as of June 30, 2024[31] - Non-performing loan ratio for corporate loans (excluding bill discounts) decreased by 0.36 percentage points to 0.73% as of June 30, 2024[31] - Corporate customer deposits (excluding margin deposits and other deposits) decreased by 7.66% to RMB 121.167 billion as of June 30, 2024[31] - Average interest rate on corporate deposits decreased by 3 basis points year-on-year as of June 30, 2024[31] - The balance of inclusive loans for small and micro enterprises reached 73.895 billion yuan, a year-on-year increase of 3.02%[33] - The balance of loans for technology-based enterprises reached 10.604 billion yuan, a year-on-year increase of 14.90%[35] - The balance of green loans reached 9.208 billion yuan, a year-on-year increase of 14.10%[36] - The balance of loans for private enterprises (private holding + individual business loans) reached 109.844 billion yuan, showing steady growth compared to the beginning of the year[34] - The company's re-loan balance exceeded 12 billion yuan, with over 8,000 loans issued and more than 6,000 enterprises supported[34] - Personal loan balance decreased to 74.169 billion yuan, a drop of 1.266 billion yuan or 1.68% from the end of the previous year, with personal housing loans decreasing by 1.789 billion yuan[47] - The company's personal loan non-performing rate was 0.99% at the end of the reporting period, an increase of 0.48 percentage points from the end of the previous year, mainly due to the rise in non-performing balances of personal business loans[56] - The total loan balance increased by 3.585 billion yuan to 213.286 billion yuan, a growth of 1.71%[138] - The restructuring loan amount increased by 952 million yuan to 2.744 billion yuan compared to the end of the previous year[140] - The overdue loan amount increased by 896 million yuan to 3.203 billion yuan, accounting for 1.50% of total loans and advances, up by 0.40 percentage points[140] - The loan loss provision balance decreased by 223 million yuan to 6.393 billion yuan at the end of the reporting period[144] - The company has fully provisioned for its foreclosed assets, with no change from the previous year[145] Risk Management - Non-performing loan ratio remained stable at 0.76%, while provision coverage ratio decreased by 16.67 percentage points to 396.22%[18] - Liquidity ratio significantly improved to 97.88% as of June 30, 2024, compared to 81.38% at the end of 2023[19] - Cost-to-income ratio decreased to 37.16% from 39.65% in the previous period[19] - Capital adequacy ratio improved by 0.04 percentage points to 15.44% as of June 30, 2024[18] - Capital adequacy ratio increased to 15.44% as of June 30, 2024, compared to 15.40% at the end of 2023[22] - Core Tier 1 capital adequacy ratio stood at 9.91% as of June 30, 2024, up from 9.70% at the end of 2023[22] - Leverage ratio decreased to 6.64% as of June 30, 2024, from 6.96% at the end of March 2024[24] - Liquidity coverage ratio improved to 231.94% as of June 30, 2024, compared to 220.69% at the end of March 2024[24] - Net stable funding ratio was 120.34% as of June 30, 2024, slightly higher than 119.85% at the end of March 2024[25] - The company's provision coverage ratio stood at 396.22%, indicating strong risk resilience[91] - The company's liquidity ratio was 97.88%, significantly exceeding the regulatory minimum by 72.88 percentage points[165] - The liquidity coverage ratio reached 231.94%, surpassing the regulatory minimum by 131.94 percentage points[165] - The net stable funding ratio stood at 120.34%, exceeding the regulatory minimum by 20.34 percentage points[165] - The company issued long-term bonds worth 3 billion yuan to supplement stable long-term funding[165] - The company developed fully independent big data risk control models to enhance credit risk management[163] - The company implemented a "six-line defense" system for credit risk management, including policy systems, authorization, review, post-loan inspections, non-performing asset recovery, and big data risk control[162] - The company strengthened risk management in key areas such as real estate and cross-regional credit, with strict controls on credit policy and risk exposure[162] - The company optimized its credit system to achieve automated, modular, standardized, and paperless approval processes, improving efficiency[162] - The company actively managed interest rate and exchange rate risks in both trading and banking books, maintaining overall risk within controllable limits[169][170][171][172] - The company enhanced its market risk management by establishing a comprehensive limit system, including risk limits, trading limits, and stop-loss limits[167] - The company has optimized its operational risk management system by refining management requirements and execution standards, and deepening the construction of the operational risk system[173] - The company has strengthened risk prevention in key areas, focusing on high-risk fields and critical processes, and has issued operational risk alerts and conducted special self-inspections[173] - The company strictly conducts risk assessments before launching new products and services, identifying potential operational risks and formulating control measures[173] - The company regularly organizes self-assessments of operational risks, actively and continuously identifying and evaluating potential risks in business processes and implementing optimization plans[174] - The company has improved its information technology risk monitoring by enriching the risk monitoring indicator library and conducting comprehensive risk assessments[177] - The company has enhanced its business continuity management by conducting business impact analysis and improving business continuity plans and emergency response plans[177] - The company has strengthened its anti-money laundering (AML) efforts by leveraging technology and data to improve monitoring and analysis capabilities[179] - The company has deepened its AML risk management by conducting risk assessments in key areas and identifying new money laundering techniques[179] - The company has improved its AML internal control mechanisms by refining the AML system and embedding AML requirements into the entire business management process[179] - The company has promoted AML compliance culture through layered training and increased the construction of AML professional talent teams[180] Strategic and Operational Highlights - The company's registered capital is RMB 2,639,127,888[12] - Total and branch-level strategic clients increased by 17.03% and 44.94% respectively compared to the end of the previous year[32] - The company obtained 137 million yuan in carbon reduction support tool funds, driving a carbon reduction of 57,300 tons[37] - The number of cash management product users increased by 11.25%, and electronic channel transaction volume increased by 37.45%[38] - The cumulative issuance of supply chain systems exceeded 1.1 billion yuan[38] - The company's 2023 commercial bank small and micro enterprise financial services regulatory evaluation result was rated as first-class[33] - Non-financial corporate debt financing tool underwriting amount reached 7.516 billion yuan, marking the first breakthrough in Chongqing's interbank bond market underwriting business[41] - Syndicated loans and M&A loans increased by 39% year-over-year[41] - Personal financial assets under management reached 104.489 billion yuan, an increase of 7.222 billion yuan or 7.42% from the end of the previous year[46] - Personal deposit balance grew to 74.922 billion yuan, an increase of 7.772 billion yuan or 11.57% from the end of the previous year, with the average interest rate on retail deposits decreasing by 3 basis points[46] - Premium income exceeded 180 million yuan, generating over 13 million yuan in insurance intermediary income[46] - Retail customers increased to 2.629 million, a growth of 67,300 from the end of the previous year[48] - Wealth and above level clients reached 57,600, an increase of 10.42% from the end of the previous year[50] - Personal business and consumer loan clients increased to 71,700, a growth of 3,500 from the end of the previous year[51] - The number of physical branches reached 119, with 19 in county areas, achieving full coverage in potential blank regions and increased density in key areas[53] - Personal mobile banking signed customers reached 1.4876 million, a net increase of 99,300 from the end of the previous year, representing a growth of 7.15%[54] - The company upgraded its mobile banking experience based on customer service work orders and data analysis, simplifying operational processes and enhancing service depth[54] - The company implemented a retail credit risk management strategy with full coverage of application scoring cards, stricter standards for new customer access, and automated monitoring systems for credit warnings and fund usage[56] - The company optimized asset and liability allocation, focusing on high-yield assets and reducing low-yield assets to stabilize portfolio returns in a declining interest rate environment[59] - The company enhanced its trading strategies, including updating quantitative trading mechanisms and optimizing manual trading hedging mechanisms to improve profitability[60] - The company actively fulfilled its market-making obligations in the interbank bond and foreign exchange markets, providing liquidity support and promoting the high-quality development of China's bond market[61] - The company strengthened compliance risk management in financial markets, improving transaction monitoring systems and conducting regular compliance training for traders[64] - Optimized credit risk management strategy by strengthening industry trend analysis and post-investment review mechanisms, effectively reducing credit risks[65] - Upgraded market risk control measures by optimizing risk limit indicators and completing annual stress testing[66] - Accelerated digital transformation with the completion of the fourth phase of the intelligent operation platform, adding 5 major product analysis frameworks[67] - Enhanced interbank customer relationship management system with optimized interfaces and customized product evaluations[68] - Achieved significant growth in cross-strait financial services, with a 9% increase in Taiwanese enterprise clients and a 14% increase in loan balances for Taiwanese enterprises[69] - Launched innovative financial products for Taiwanese residents, including the first exclusive credit card and online salary remittance product[69] - Strengthened strategic planning and execution, with a three-year strategic planning cycle to drive high-quality development[72] - Established a comprehensive organizational structure for small and micro-enterprise services, enhancing financial accessibility and sustainability[72] - Maintained a leading position in cross-strait financial services with the highest number of credit accounts for Taiwanese enterprises and credit card issuances to Taiwanese residents

证券代码：601187 证券简称：厦门银行 公告编号：2024-033 厦门银行股份有限公司 厦门银行股份有限公司（以下简称"公司"）第九届监事会第七次会议通知 于 2024 年 8 月 17 日以电子邮件方式发出，会议于 2024 年 8 月 28 日在厦门以 现场会议方式召开，由王建平监事长召集并主持。本次会议应出席的监事 6 人， 亲自出席会议的监事 5 人，郑峰监事因其他重要公务未能出席会议，委托吴灿鑫 监事代为出席并表决。公司高级管理人员列席了会议。本次会议的召集、召开程 序符合《中华人民共和国公司法》等法律法规和《厦门银行股份有限公司章程》 的有关规定。 与会监事对议案进行了审议，形成如下决议： 一、审议并通过《厦门银行股份有限公司关于 2024 年半年度报告及其摘要 的议案》。 表决结果：以 6 票赞成，0 票反对，0 票弃权获得通过。 的议案》。 第九届监事会第七次会议决议公告 厦门银行股份有限公司监事会及全体监事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 监事会认为，公司《2024 年半年度报告》及其摘要的编制和审核程序符合 ...

证券代码：601187 证券简称：厦门银行 公告编号：2024-034 厦门银行股份有限公司 2024 年 8 月 28 日 厦门银行股份有限公司（以下简称"公司"）董事会近日收到谢 彤华先生辞去首席风险官的书面报告。因工作分工调整，谢彤华先生 辞去首席风险官职务，但仍将担任公司副行长兼董事会秘书职务。经 谢彤华先生确认，其与董事会无不同意见，亦无任何与其辞任有关的 事项需要通知公司股东及债权人。 公司董事会已审议通过了《厦门银行股份有限公司关于聘任首席 风险官的议案》（具体内容详见同日披露在上海证券交易所网站的《厦 门银行股份有限公司第九届董事会第八次会议决议公告》，公告编号： 2024-032）。公司董事会同意聘任行长助理陈松先生兼任首席风险官， 陈松先生首席风险官的任职资格还需报请监管部门核准，在其任职资 格获得核准之前，由谢彤华先生继续履行首席风险官的职责。 特此公告。 厦门银行股份有限公司董事会 关于高级管理人员职务变动的公告 厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 ...

厦门银行股份有限公司董事会 2024 年 8 月 15 日 本期债券于 2024 年 8 月 13 日簿记建档，并于 2024 年 8 月 15 日发行完毕， 发行规模为人民币 15 亿元，品种为 3 年期固定利率债券，票面利率为 2.05%。 本期债券发行的募集资金将用于优化负债结构，充实营运资金，促进业务稳 健发展，优先用于支持科技创新领域信贷投放，加大对科技创新的支持力度。同 时，为响应《中共中央国务院关于支持福建探索海峡两岸融合发展新路建设两岸 融合发展示范区的意见》，拟将部分募集资金重点用于福建省内台资企业的科技 创新领域信贷投放，支持福建全域两岸融合发展示范区的建设。 特此公告。 证券代码：601187 证券简称：厦门银行 公告编号：2024-031 厦门银行股份有限公司 关于 2024 年第一期金融债券发行完毕的公告 厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 经中国人民银行核准，厦门银行股份有限公司于近日在全国银行间债券市场 成功发行"厦门银行股份有限公司 2024 年第一期金融债券"（以下 ...

证券代码：601187 证券简称：厦门银行 公告编号：2024-030 厦门银行股份有限公司 第九届监事会第六次会议决议公告 厦门银行股份有限公司监事会及全体监事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 与会监事对议案进行了审议，形成如下决议： 审议并通过《关于修订<厦门银行股份有限公司消费者权益保护政策>的议案》 表决结果：以 6 票赞成，0 票反对，0 票弃权获得通过。 本次会议还审阅了《厦门银行股份有限公司关于 2023 年度数据治理工作的 报告》和《厦门银行股份有限公司关于 2023 年度监管意见与整改落实情况的报 告》。 厦门银行股份有限公司监事会 2024 年 7 月 22 日 厦门银行股份有限公司（以下简称"公司"）第九届监事会第六次会议通知 于 2024 年 7 月 17 日以电子邮件方式发出，会议于 2024 年 7 月 22 日以书面传 签方式召开。本次会议应出席的监事 6 人，亲自出席会议的监事 6 人。本次会议 的召集、召开程序符合《中华人民共和国公司法》等法律法规和《厦门银行股份 有限公司章程》的有关规定。 ...