格隆汇1月14日｜A股市场保险股午后跳水，其中，中国人保跌3%，中国人寿跌超2%，中国太保跌超 1%。 ...

在浙江嘉兴嘉善县一家医院的病房里，80多岁的章大伯刚从急性胃炎、肺炎的病情中稳定下来，可 行动不便的他，让家人犯了难：怎么安全出院回家？正当一筹莫展之时，他们想起了人保财险浙江嘉兴 嘉善支公司长护险业管中心提醒过，长护险参保人员可预约"善诚护送"服务。"以前出院转运要自己花 钱，现在两次转运下来，160元费用直接减免，体贴入微的政策真是帮到了心坎上！"章大伯的儿子告诉 记者。 据人保财险相关人士介绍，党中央作出"健全基本公共服务体系，提高公共服务水平"决策部署，推 动非急救转运服务纳入长护险保障范围。当地人保财险工作人员深入社区、医院、养老机构，与失能家 庭、医护人员面对面座谈，全面梳理群众在出院转运环节的急难愁盼问题。2024年10月，嘉善县成为浙 江省首个非急救转运惠民机制试点城市。一年下来，这项服务已使用106次，为不少失能患者解决了出 院回家的实际困难。 "多亏了黄医生，她精神好多了，孩子们终于能喘口气奔事业了！"在河北邢台清河县葛仙庄，张阿 姨的老伴摩挲着护理日志上的"红勾"，向人保财险的长护险专员道谢。此前，张阿姨突发脑出血后僵卧 在床，儿女们分身乏术无法及时照料，直到村医黄医生定期上门服务，为张 ...

Core Viewpoint - The insurance industry is undergoing a significant transformation characterized by the continuous withdrawal of branch offices, reflecting a shift from extensive expansion to a focus on value and efficiency [5][6]. Group 1: Branch Withdrawals - In early 2026, multiple insurance companies, including China Life and Sunshine Insurance, have received approval to withdraw branch offices, continuing a trend observed in recent years [1]. - Over the past six years, more than 13,000 branch offices have been closed, with the number of withdrawals increasing from 971 in 2020 to over 3,100 in 2025, marking a new high [2]. - The majority of the withdrawn branches are located in third and fourth-tier cities, with over 70% of the closures in 2025 being marketing service departments [2][3]. Group 2: Factors Driving Closures - The closures are driven by three main factors: regulatory policies, changing market conditions, and technological advancements [4]. - Regulatory bodies have pushed for the elimination of "empty" and "inefficient" branches, particularly following the implementation of the "reporting and operation integration" policy [4]. - The competitive insurance market and rising operational costs have made it essential for companies to optimize branch structures and eliminate low-efficiency outlets [4]. Group 3: Industry Transformation - The ongoing withdrawal of branch offices is seen as a necessary process for the industry to abandon extensive expansion and reconstruct channel value [5]. - The industry is at a critical juncture, focusing on high-quality transformation while addressing challenges such as customer service continuity and talent retention [7]. - Companies are shifting from a traditional sales model to a service-oriented approach, integrating insurance products with health management and other value-added services to enhance customer loyalty [8]. Group 4: Future Outlook - The future of insurance branch offices will not be a complete replacement by online channels but rather a transformation of their functions to enhance customer experience and provide specialized services [8]. - The new channel structure will consist of comprehensive service points in major cities, grid-based service units in lower-tier markets, and a blend of online and offline services [8].

Group 1 - The insurance sector continues to decline, with China Pacific Insurance and China Life Insurance both dropping over 2%, while New China Life Insurance fell by more than 1% [1]

Group 1 - The insurance sector is experiencing a downward trend, with major companies such as China Life Insurance and China Pacific Insurance seeing declines of over 2% [1] - New China Life Insurance has also reported a decrease, falling by more than 1% [1]

与本地项目不同，异地承办工作对跨区域协调、资源整合与精细化管理能力提出了更高要求。这不仅是 对过往承办大病保险、本地长护险等项目优异表现的延续，更是对未来服务能力的全新考验。南京市分 公司将以高度的责任感，投入最优资源，确保每一位异地参保人都能享受到和在南京本地同样标准、同 样暖心的服务。 江南时报讯 新年伊始，长期护理保险项目传来捷报。在南京市医疗保障局组织的长期护理保险省内异 地待遇享受试点项目招标中，人保财险南京市分公司凭借专业的方案与丰富的经验成功中标。这一成果 标志着我司在深度参与政府社保项目、服务民生保障方面迈上了新台阶，再次彰显了主管部门对我司综 合服务能力的高度信赖。 根据通知，项目于2026年1月1日起正式执行。南京市分公司将与医保部门紧密沟通，精心规划，确保项 目准时、高质量落地，为完善南京市多层次医疗保障体系贡献人保的专业力量。 此次试点工作的全面推开，正是南京公司前期扎实探索与成功实践的延伸。在项目筹备阶段，南京公司 率先在苏州开展的先行试点，其创新的服务模式已成功入选全国系统十大长护险模式之一，为本次更大 范围的推广积累了宝贵经验。根据市医疗保障局与财政局的联合部署，项目遵循参保地政 ...

Core Viewpoint - The insurance sector experienced a rise of 2.14% on January 13, with New China Life leading the gains, while the overall market indices saw declines [1] Group 1: Market Performance - The Shanghai Composite Index closed at 4138.76, down 0.64% [1] - The Shenzhen Component Index closed at 14169.4, down 1.37% [1] Group 2: Individual Stock Performance - New China Life (601336) closed at 83.47, up 4.26% with a trading volume of 341,300 shares and a turnover of 2.836 billion [1] - China Life (601628) closed at 51.03, up 3.22% with a trading volume of 216,000 shares and a turnover of 1.101 billion [1] - China Pacific Insurance (601601) closed at 45.91, up 1.17% with a trading volume of 392,100 shares and a turnover of 1.814 billion [1] - China Ping An (601318) closed at 68.20, up 0.96% with a trading volume of 1,502,200 shares and a turnover of 10.342 billion [1] - China Re (601319) closed at 9.92, up 1.22% with a trading volume of 1,053,100 shares and a turnover of 1.051 billion [1] Group 3: Fund Flow Analysis - The insurance sector saw a net outflow of 467 million from institutional investors, while retail investors contributed a net inflow of 418 million [1] - New China Life had a net inflow of 212 million from institutional investors, while retail investors had a net outflow of 171 million [2] - China Life experienced a net inflow of 104 million from institutional investors, with retail investors seeing a net outflow of 8.424 million [2] - China Pacific Insurance had a net outflow of 23.39 million from institutional investors, while retail investors had a net inflow of 61.86 million [2] - China Ping An faced a significant net outflow of 718 million from institutional investors, while retail investors had a net inflow of 597 million [2]

附："2025中国企业ESG百强"榜单 | 排名 | 公司名称 | 公司标识 | 得分星级 行业分类 | | | --- | --- | --- | --- | --- | | | 建设银行 SH601939 | ▲ 山国建设报订 | ★★★★★ | 美部 | | | 中国移动 (HK0941) | > China Mobile | ★★★★★ | 电信服务 | | | 农业银行 SH601288 | 1 中国农业银行 | ★★★★★ | 金融 | | 4 | 腾讯控股 HK0700 | Tencent 腾讯 | ★★★★★ | 信息技术 | | 5 | 中国银行 SH601988 | 中国银行 | ★★★★★ | 金融 | | 6 | 阳光电源 SZ300274 | SUNGROW | 文文文文文文 | T W | | --- | --- | --- | --- | --- | | 7 | 理想汽车 HK2015 | 一理想 | ★★★★★ | 可选消费 | | 8 | 工商银行 (HK1398) | 中国工商银行 | 文文文文文文 | 金融 | | 9 | 宁德时代 (HK3750) | | 文文文文文 ...

Market Overview - On January 13, the A-share market saw a collective decline in the three major indices, with the Shanghai Composite Index closing at 4163.84 points, down 0.03% [2] - The Shenzhen Component Index fell by 0.31%, and the ChiNext Index decreased by 0.83% [2][3] - A total of 2427 stocks rose while 2862 stocks fell, indicating a mixed market sentiment [3] Sector Performance - The healthcare services, lithium mining, precious metals, and insurance sectors showed strong performance, while sectors such as commercial aerospace, communication equipment, and shipbuilding faced declines [3][4] - Lithium mining stocks experienced a significant surge, with companies like Tibet Summit reaching a 10% limit up, and others like Salt Lake Co. and Ganfeng Lithium rising over 7% [6][7] Lithium Mining Sector - The lithium mining sector saw a notable rally, with the main contract for lithium carbonate futures on the Shanghai Futures Exchange surpassing 170,000 yuan per ton, marking a rise of over 9% [6] - Key stocks in this sector include: - Tibet Summit: 19.49 yuan, up 9.99%, market cap of 17.8 billion yuan - Ganfeng Lithium: 72.83 yuan, up 7.15%, market cap of 144.5 billion yuan - Salt Lake Co.: 34.24 yuan, up 7.13%, market cap of 181.2 billion yuan [7] Insurance Sector - The financial sector was active, with the insurance sector showing strength. China Life Insurance rose over 3%, reaching 50.94 yuan per share, with a market cap of 1.2794 trillion yuan [10] - China Ping An increased by over 2%, priced at 68.92 yuan per share, with a market cap of 1.2034 trillion yuan [12] - Analysts predict that by 2026, new premium income for listed insurance companies will achieve double-digit growth, driven primarily by the bancassurance channel [15] AI Healthcare Sector - AI healthcare stocks were notably active, with several companies hitting the daily limit up. Notable performers included: - Nossg: 76.48 yuan, up 20.01%, market cap of 7.4 billion yuan - Pruis: 72.24 yuan, up 20.00%, market cap of 5.7 billion yuan - Hongbo Medicine: 56.64 yuan, up 20.00%, market cap of 7.9 billion yuan [18] - Nvidia announced a joint investment of $1 billion with Eli Lilly to establish an AI drug laboratory, which is expected to accelerate medical discoveries [17] Precious Metals Sector - The precious metals sector saw a significant rise, with spot gold prices reaching a record high of $4630.28 per ounce [20] - Key stocks in this sector include: - Hunan Silver: 9.21 yuan, up 9.90%, market cap of 26 billion yuan - Xiaocheng Technology: 38.54 yuan, up 8.72%, market cap of 10.6 billion yuan [21]

Market Overview - The A-share market experienced a narrow fluctuation with the Shanghai Composite Index down 0.03% at 4163.84 points, the Shenzhen Component down 0.31% at 14321.8 points, and the ChiNext Index down 0.83% at 3360.23 points, as well as the STAR Market Index down 1.77% at 1485.01 points, with a total trading volume of 2.44 trillion yuan and over 2800 stocks declining [1] Hot Sectors - The AI application sector led the market, with stocks like Easy Point World, Liou Shares, and Gravity Media hitting the daily limit, while AI medical concepts remained active with companies like Meian Health and Dean Diagnostics achieving three consecutive limit-ups [2][1] - The innovative drug sector saw significant gains, with Hongbo Pharmaceutical hitting the daily limit and other companies like Chengdu Xian Dao and Rui Zhi Pharmaceutical rising over 10% [3] - The insurance sector remained active, with China Life rising over 4% and other major insurers following suit, driven by policy support and macroeconomic changes [4] Securities Sector - The securities sector showed a rising trend, with Huayin Securities hitting the limit and other firms like Founder Securities and GF Securities also experiencing gains [5] Trading Volume - The trading volume in the Shanghai and Shenzhen markets reached a record high of 3.6 trillion yuan, indicating strong market activity [6] Institutional Insights - Zhongtai Securities noted that the market may maintain active trading under policy support, with long-term funds providing a necessary liquidity condition [7] - Dongfang Securities commented on the current healthy market trend, despite concerns about potential adjustments due to increased trading volume [8][9] - CITIC Securities highlighted the potential impact of the cancellation of export tax rebates for the photovoltaic industry, suggesting short-term challenges but long-term opportunities for high-quality development [10]