本公司修订后的《公司章程》自国家金融监督管理总局核准之日起生效，其 全 文 详 见 上 海 证 券 交 易 所 网 站 （ www.sse.com.cn ） 和 本 公 司 网 站 （www.newchinalife.com）。 新华人寿保险股份有限公司董事会及全体董事保证本公告内容不存 在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 新华人寿保险股份有限公司（以下简称"本公司"）于近日收到国家金融监 督管理总局《关于新华人寿保险股份有限公司修改公司章程的批复》（金复 [2026]29 号），国家金融监督管理总局已核准本公司 2025 年第三次临时股东大会 对《新华人寿保险股份有限公司章程》（以下简称《公司章程》）的修订。 本公司于 2025 年 10 月 31 日召开的 2025 年第三次临时股东大会审议通过了 《关于修订〈公司章程〉及撤销监事会的议案》。本公司根据相关法律法规、监 管规定和公司治理实践对《公司章程》的部分条款进行了修订，具体内容请见本 公司于 2025 年 10 月 10 日发布的《新华保险 2025 年第三次临时股东大会会议材 料》。 A股证券 ...

证券之星消息，1月21日保险板块较上一交易日下跌1.03%，中国人保领跌。当日上证指数报收于 4116.94，上涨0.08%。深证成指报收于14255.12，上涨0.7%。保险板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601628 | 中国人寿 | 47.92 | -0.77% | 18.57万 | 8.95 Z | | 601601 | 中国太保 | 43.90 | -0.79% | 37.81万 | 16.67亿 | | 601318 | 中国平安 | 65.85 | -1.13% | 93.54万 | 266619 | | 601336 | 新华保险 | 79.80 | -1.31% | 16.73万 | 13.41亿 | | 61319 | 中国人保 | 9.17 | -1.71% | 70.81万 | 6.5317 | | 代码 | 名称 | 主力净流入 (元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 ...

新華人壽保險股份有限公司章程 本章程經2025年10月31日公司2025年第三次臨時股東大會審議通過，並經 國家金融監督管理總局核准生效。 01336 - 1 - | | 本章程制定與修改記錄 3 | | --- | --- | | 第一章 | 總則 6 | | 第二章 | 經營宗旨和範圍 8 | | 第三章 | 股份和註冊資本 9 | | 第四章 | 減資和購回股份 14 | | 第五章 | 購買公司股份的財務資助 18 | | 第六章 | 股票和股東名冊 20 | | 第七章 | 股份轉讓 24 | | 第八章 | 黨組織（黨委） 26 | | 第九章 | 股東的權利和義務 28 | | 第十章 | 股東會 37 | | 第十一章 | 類別股東表決的特別程序 55 | | 第十二章 | 董事會 58 | | 第十三章 | 公司經營管理層 95 | | 第十四章 | 公司董事、總裁和其他高級管理人員的資格和義務 101 | | 第十五章 | 財務會計、審計、內控合規、風險管理與保險當事人合法權益保護 109 | | 第十六章 | 關聯交易和信息披露 121 | | 第十七章 | 合併、分立、解散和清算 12 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 NEW CHINA LIFE INSURANCE COMPANY LTD. 01336 《公司章程》修訂獲核准及不再設立監事會的公告 茲提述新華人壽保險股份有限公司（「本公司」）日期為2025年10月9日的通函（「該通函」）， 以及本公司日期為2025年9月30日及2025年10月31日的公告。 本公司於近日收到國家金融監督管理總局《關於新華人壽保險股份有限公司修改公司章程 的批覆》（金覆[2026]29號），國家金融監督管理總局已核准本公司2025年第三次臨時股東 大會對《新華人壽保險股份有限公司章程》（「《公司章程》」）的修訂。 本公司於2025年10月31日召開的2025年第三次臨時股東大會審議通過了《關於修訂〈公司 章程〉及撤銷監事會的議案》。本公司根據相關法律法規、監管規定和公司治理實踐對《公 司章程》的部分條款進行了修訂。具體修訂內容參見該通函。 本公司修訂後的《公司章程》自國家金融監督管理 ...

1月16日，新华保险公告称，于2025年1月1日至2025年12月31日期间累计原保险保费收入为人民币1958.99亿元，同比 增长15%。 （新华保险） ...

Investment Rating - The report maintains an "Overweight" rating for the industry [1]. Core Insights - The current preset interest rate for ordinary life insurance products is 1.89%, a slight decrease from the previous value of 1.90%, indicating a narrowing decline in the preset interest rate research values over recent quarters [4]. - The report highlights that the long-end interest rates have stabilized since 2025, with a gradual upward trend established in the second half of 2025, suggesting a positive outlook for the industry [4]. - The report emphasizes the implementation of a dynamic adjustment mechanism linking preset interest rates to market rates, which is expected to guide companies in prudent pricing and asset-liability management [4]. - The likelihood of a "buy-stop" season in 2026 is considered low, as the preset interest rate research value is close to the maximum allowable rate for current products, making significant adjustments unlikely [4]. Summary by Sections Industry Overview - The report notes that the preset interest rate research values have shown a decreasing trend, with recent declines of 21bps, 14bps, 9bps, and 1bps, indicating a gradual stabilization [3]. - The financial regulatory authority has issued guidelines to link preset interest rates with market rates, which is expected to enhance the industry's pricing strategies [4]. Market Trends - The report indicates that the 5-year LPR remains at 3.5%, the 5-year fixed deposit benchmark rate at 1.3%, and the 10-year government bond yield at 1.85%, all showing stability compared to the previous quarter [4]. - The report suggests that the insurance sector has experienced a positive cyclical recovery since December of the previous year, with expectations for improved performance and valuation recovery [4]. Investment Recommendations - The report recommends continued attention to key players in the insurance sector, including China Life, China Pacific Insurance, Ping An Insurance, New China Life, China Property & Casualty Insurance, and AIA Group, as they are expected to benefit from the anticipated market conditions [4].

Group 1 - The core point of the article highlights that as of January 20, a total of 107 stocks in the Shanghai and Shenzhen markets have experienced net buying through financing for five consecutive days or more [1] - The stock with the longest consecutive net buying days is Huatian Hotel, which has seen net buying for 12 consecutive trading days [1] - Other notable stocks with significant consecutive net buying days include China Merchants Bank, Ping An Bank, Focus Media, New China Life Insurance, Hongfuhuan, Kaile Shares, New Industry, and China Ping An [1]

Core Insights - The insurance industry has significantly improved claims processing speed and service efficiency by 2025, with "fast and full compensation" becoming a standard service feature [1][2][3] Group 1: Claims Processing Efficiency - In the life insurance sector, Xinhua Insurance reports that claims for small medical insurance under 5,000 yuan are settled in an average of 0.5 days, with 17% of claims processed within one hour and 70% within eight hours [1] - Ping An Life achieved a record claim payment in just 8 seconds, while ICBC-AXA's medical insurance claims can be settled in as little as 8 minutes for major claims [1] - China Life Property Insurance processed a claim in just 2.5 minutes, demonstrating strong emergency service capabilities even in complex disaster scenarios [2] Group 2: Digital Transformation and Technology Integration - The rapid improvement in claims speed is attributed to the implementation of digital transformation strategies and advanced technologies in the insurance sector [3] - Ping An Life introduced the DeepSeek model for intelligent claims review, achieving 93% of automated claims processed within 60 seconds [3] - China Life Health's intelligent claims review increased by 33.2% year-on-year, with an intelligent input rate exceeding 69% [3] Group 3: Expanded Insurance Services - Insurance services are evolving beyond mere financial compensation to encompass comprehensive health management and proactive risk reduction [4] - China Pacific Insurance aims to bridge the digital divide by providing personalized services for the elderly and vulnerable groups, reaching 947,000 people through online claims services [4] - The integration of technology is reshaping every aspect of the claims value chain, from reporting to payment, creating a more efficient and customer-friendly insurance service environment [4]

Core Insights - The total claims amount for life insurance companies in 2025 has increased significantly, with four companies exceeding 10 billion yuan in claims [1] - The data reflects not only the payout capabilities of insurance companies but also the health risks faced by different demographics [2] Group 1: Claims Data Overview - China Life Insurance reported over 62.24 million claims totaling over 100.4 billion yuan; Ping An Life paid out 4.958 million claims amounting to 41.51 billion yuan; Taiping Life had 4.243 million claims totaling 20.1 billion yuan; and Xinhua Insurance processed 5.01 million claims totaling 14.7 billion yuan [1] - The trend indicates that commercial insurance has shifted from being a low-frequency rescue tool to a high-frequency payment method for everyday medical expenses [3] Group 2: Medical Insurance Insights - Medical insurance claims are predominantly high-frequency and low-amount, with Taiping Life's medical claims accounting for 94.4% of total claims, and 93% of Taikang Life's claims being medical [3] - The age distribution of medical claims shows that the under-17 demographic accounts for 39.4% of claims, primarily due to respiratory infections and accidental injuries [4] Group 3: Critical Illness Insurance Analysis - Critical illness insurance remains the highest payout category among life insurance companies, with Ping An Life's payouts exceeding 20.86 billion yuan, accounting for over 50% of total claims [5] - The report indicates that male policyholders should be cautious of lung cancer, thyroid cancer, and liver cancer, while female policyholders should focus on thyroid cancer, breast cancer, and lung cancer [5] - The average payout for critical illness claims is notably low, with many claims falling below 300,000 yuan, highlighting a significant gap between average payouts and actual treatment costs [6][7]

Core Viewpoint - The article discusses the performance and prospects of exclusive commercial pension insurance products, highlighting their competitive settlement rates and the growing demand for stable, long-term investment options in the current market environment [1][6][8]. Summary by Sections Exclusive Commercial Pension Insurance - In 2025, 80% of exclusive commercial pension insurance accounts are expected to have settlement rates exceeding 3%, with 95% of accounts surpassing 2.75% [1][8]. - Six products from Agricultural Bank Life and National Pension have settlement rates exceeding 4% [9][10]. - The average settlement rate for 80 accounts in 2025 is projected to be 3.3%, an increase of 1 percentage point from the previous year [16][20]. Product Performance - The average settlement rate for exclusive commercial pension insurance has consistently been above 3% since 2021, with the first batch of products achieving an average of 4% over five years [13][17]. - The top six products with the highest settlement rates in 2025 include various offerings from Agricultural Bank Life and National Pension, all exceeding 4% [11][14]. Market Trends - The demand for long-term, stable, and higher-yielding products has surged due to external interest rate declines and the upcoming maturity of large deposits, estimated to be around 50 trillion yuan [6][8]. - The insurance industry is actively promoting the development of dividend insurance and "guaranteed + floating yield" products to enhance competitiveness and improve liability quality [6][8]. Consumer Insights - Exclusive commercial pension insurance products offer several advantages, including flexible investment options, guaranteed minimum returns, and tax benefits for personal pension contributions [24][27]. - The products feature both conservative and aggressive account types, allowing consumers to switch between them during the contract period [27][30].